×
Interested in our Partner Program for businesses or our Local Guide Program for experienced expats and digital nomads? Click here to learn more.
Expat Exchange - Health Care in Munich 2024
Expat Exchange
Free MembershipSign In
Munich, Germany


Health Care in Munich

By Joshua Wood, LPC

William Russell
William Russell

Summary: Explore healthcare options for expatriates and digital nomads in Munich: uncover top-rated providers, hospitals, and medical facilities to meet your needs while living abroad in Munich.

Munich has a public and private healthcare system. The public healthcare system is called the Gesetzliche Krankenversicherung (GKV) and is used by most German citizens. Foreigners are allowed to use the public healthcare system in Germany, however, many expats and digital nomads opt for private health insurance.

Germany's Healthcare System

The public healthcare system in Germany is funded by taxes and provides basic medical care for all citizens. It is generally recommended for minor medical issues, such as colds and flu, but not for serious medical emergencies or major surgery. Public hospitals in Munich are generally well-equipped and staffed, but wait times can be long.

Expats and digital nomads typically use private health insurance, which provides more comprehensive coverage and shorter wait times. Private hospitals in Munich are well-equipped and staffed, and are recommended for serious medical emergencies and major surgery.

Hospitals and Clinics for Expats in Munich

  • Klinikum rechts der Isar: This is a public hospital located in the Isarvorstadt district of Munich. It specializes in cardiology, neurology, and oncology.
  • Klinikum Großhadern: This is a public hospital located in the Großhadern district of Munich. It specializes in orthopedics, neurology, and oncology.
  • Klinikum Schwabing: This is a public hospital located in the Schwabing district of Munich. It specializes in neurology, oncology, and cardiology.
  • Klinikum Bogenhausen: This is a public hospital located in the Bogenhausen district of Munich. It specializes in neurology, oncology, and cardiology.
  • Klinikum Harlaching: This is a private hospital located in the Harlaching district of Munich. It specializes in orthopedics, neurology, and oncology.
  • Klinikum Schwabing: This is a private hospital located in the Schwabing district of Munich. It specializes in neurology, oncology, and cardiology.

Emergency Services in Munich

Munich has a well-developed emergency services system. Ambulance services are available and can be called by dialing 112. Ambulances usually arrive quickly, but there can be delays in some cases.

Health Insurance Companies in Munich

The most popular private health insurers in Munich are AOK, Techniker Krankenkasse, and Barmer. Expats and digital nomads typically use these companies or specialized expat health insurance providers.

About the Author

Joshua Wood Joshua Wood, LPC joined Expat Exchange in 2000 and serves as one of its Co-Presidents. He is also one of the Founders of Digital Nomad Exchange. Prior to Expat Exchange, Joshua worked for NBC Cable (MSNBC and CNBC Primetime). Joshua has a BA from Syracuse and a Master's in Clinical and Counseling Psychology from Fairleigh Dickinson University. Mr. Wood is also a licensed counselor and psychotherapist.

Some of Joshua's articles include Pros and Cons of Living in Portugal, 10 Best Places to Live in Ireland and Pros and Cons of Living in Uruguay. Connect with Joshua on LinkedIn.


William Russell
William Russell

William Russell
William Russell

Munich, Germany

Cigna Global Health
Cigna Global Health

Get a quote in 2 minutes from our partner, Cigna Global Health.
Get Quote

Cigna Global HealthCigna Global Health

Get a quote in 2 minutes from our partner, Cigna Global Health.
Get Quote

Contribute to Germany Network Contribute
Help others in Germany by answering questions about the challenges and adventures of living in Germany.

William Russell
William Russell

Copyright 1997-2024 Burlingame Interactive, Inc.

Privacy Policy Legal Partners & Local Guides