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Health Care in Puerto Armuelles 2024 | Expat Exchange
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Health Care in Puerto Armuelles

By Betsy Burlingame

Kovalenko & Vera Attorneys at Law in Panama
Kovalenko & Vera Attorneys at Law in Panama

Summary: Learn about the health system in Puerto Armuelles: how it can and cannot be used by expats, nomads, retirees and others moving to and living in Puerto Armuelles.

Puerto Armuelles has both public and private healthcare systems. The public healthcare system is called the Caja de Seguro Social (CSS) and is used by both locals and foreigners. People generally recommend using public hospitals in Puerto Armuelles for minor medical emergencies and minor surgeries. The public hospitals in Puerto Armuelles are generally clean and well-equipped, but the wait times can be long and the staff may not speak English. Foreigners (expats and digital nomads) are allowed to use the public healthcare system in Panama, but many expats prefer to use private hospitals for serious medical emergencies and major surgery. Private hospitals in Puerto Armuelles are generally more modern and have shorter wait times, but they can be expensive.

Hospitals and Clinics for Expats in Puerto Armuelles

The most popular hospitals and clinics for expats in Puerto Armuelles are:

  • Hospital San Rafael (public hospital) - located in downtown Puerto Armuelles
  • Clinica San Rafael (private clinic) - located in downtown Puerto Armuelles
  • Clinica San Miguel (private clinic) - located in downtown Puerto Armuelles
  • Clinica San Antonio (private clinic) - located in downtown Puerto Armuelles
  • Clinica San Jose (private clinic) - located in downtown Puerto Armuelles
  • Hospital San Fernando (public hospital) - located in the nearby town of David, approximately 1 hour by car from Puerto Armuelles

Emergency Services in Puerto Armuelles

Puerto Armuelles does have ambulance services. To call for an ambulance, you can dial 911 or contact the local fire department. The ambulance usually arrives quickly, but there can be delays depending on the time of day and the severity of the emergency.

Health Insurance Companies in Puerto Armuelles

The most popular private health insurers in Puerto Armuelles are Blue Cross Blue Shield, Seguros Horizonte, and Assa Compañía de Seguros. Expats and digital nomads typically use these companies, although some may choose to use specialized expat health insurance providers.

About the Author

Betsy Burlingame Betsy Burlingame is the Founder and President of Expat Exchange and is one of the Founders of Digital Nomad Exchange. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Prior to Expat Exchange, Betsy worked at AT&T in International and Mass Market Marketing. She graduated from Ohio Wesleyan University with a BA in International Business and German.

Some of Betsy's articles include 12 Best Places to Live in Portugal, 7 Best Places to Live in Panama and 12 Things to Know Before Moving to the Dominican Republic. Betsy loves to travel and spend time with her family. Connect with Betsy on LinkedIn.


Kovalenko & Vera Attorneys at Law in Panama
Kovalenko & Vera Attorneys at Law in Panama

Kovalenko & Vera Attorneys at Law in Panama
Kovalenko & Vera Attorneys at Law in Panama

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Kovalenko & Vera Attorneys at Law in Panama
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