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Expat Exchange - Cost of Living in Siargao 2024
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Cost of Living in Siargao

By Joshua Wood, LPC

Cigna Global Health
Cigna Global Health

Summary: Understanding the the cost of living in Siargao helps a newcomer what to expect when it comes to apartment or house hunting, grocery shopping, transportation, dining out, utilities and more.

Apartment Rentals Apartment rentals in Siargao are relatively inexpensive. A one-bedroom apartment in the city center can cost around $200 per month, while a two-bedroom apartment can cost around $300 per month. Outside of the city center, prices can be even lower.
Apartment Purchases The cost of purchasing an apartment in Siargao, Philippines can vary greatly depending on the size and location. A one-bedroom apartment in the city center can cost around $50,000, while a two-bedroom apartment can cost around $80,000. Outside of the city center, prices can be even lower.
Transportation Public transportation in Siargao, Philippines is relatively inexpensive. A one-way bus ticket can cost around $1, while a one-way taxi ride can cost around $3. Motorcycle taxis are also available and can cost around $2 for a one-way ride.
Groceries The cost of groceries in Siargao, Philippines is relatively low. A loaf of bread can cost around $1, while a liter of milk can cost around $2. A kilogram of rice can cost around $2, while a kilogram of chicken can cost around $4.
Restaurants The cost of eating out in Siargao, Philippines is relatively low. A meal at a local restaurant can cost around $5, while a meal at a mid-range restaurant can cost around $10. A meal at a high-end restaurant can cost around $20.
Utilities The cost of utilities in Siargao, Philippines is relatively low. The average monthly cost for electricity, water, and internet can cost around $50.
Private School Tuition The cost of private school tuition in Siargao, Philippines can vary greatly depending on the school. Preschool tuition can cost around $200 per month, while elementary school tuition can cost around $400 per month. Middle school tuition can cost around $600 per month, while high school tuition can cost around $800 per month.

Monthly Budget for Retirees in Siargao

"The cost of living in Siargao is relatively low compared to other tourist destinations in the country. Rent for a one-bedroom apartment in the city center is quite affordable, while outside the city center, it is even cheaper. The cost of utilities such as electricity, heating, cooling, and water is also quite low. Groceries in Siargao are also reasonably priced. Local markets offer fresh produce, meat, and fish at lower prices than supermarkets. Eating out in Siargao is also inexpensive, with local restaurants offering meals at very affordable prices. Transportation costs in Siargao are also low. Public transportation such as jeepneys and tricycles are the most common and cheapest means of getting around. Taxis and private car rentals are also available but are more expensive. Healthcare in Siargao is also affordable, with both public and private hospitals offering services at reasonable prices. However, for more serious health concerns, one might need to travel to larger cities in the Philippines. Overall, the cost of living in Siargao is quite low, making it an attractive destination for both tourists and expats. However, it's important to note that prices can vary depending on lifestyle and personal spending habits," said one expat living in Siargao.

Can I live in Siargao on $1,500 a month?

"I've been living in Siargao for a while now, and I can tell you that it's definitely possible to live comfortably on $1,500 a month, especially if you're used to modern amenities. However, there are some sacrifices you'll have to make to ensure you stay within your budget.Firstly, you'll need to find affordable accommodation. I'd recommend looking for a place in General Luna, as it's a popular area with expats and has a good mix of local and international restaurants, bars, and shops. You can find a decent apartment or house for around $300 to $500 a month, depending on the size and location. Avoid the more expensive neighborhoods like Cloud 9, as the prices there can be quite high due to its popularity with tourists.When it comes to food, eating out can be quite affordable if you stick to local eateries and carinderias, where you can get a meal for around $1 to $3. However, if you prefer to cook at home, groceries can be a bit more expensive, especially for imported products. I'd recommend shopping at the local markets for fresh produce and seafood, as it's usually cheaper and fresher than what you'll find in the supermarkets.Transportation is relatively cheap, with tricycles and habal-habal (motorcycle taxis) being the most common modes of transport. You can also rent a scooter for around $5 to $10 a day, which is a great way to explore the island at your own pace.As for entertainment, there are plenty of affordable activities to enjoy, such as surfing, island hopping, and exploring the many beautiful beaches and lagoons. However, you might have to cut back on some of the more expensive activities like scuba diving or taking guided tours, as these can add up quickly.In terms of utilities and internet, expect to pay around $50 to $100 a month, depending on your usage. The internet can be a bit slow and unreliable at times, so you might need to invest in a mobile hotspot or visit local cafes with Wi-Fi if you need a more stable connection for work or other online activities.Overall, living in Siargao on $1,500 a month is doable, but you'll need to be mindful of your spending and make some sacrifices in terms of accommodation, food, and entertainment. But in exchange, you'll get to enjoy the laid-back island lifestyle, beautiful scenery, and friendly local community," commented an expat living in Siargao.

Can I live in Siargao on $3,500 a month?

"I've been living in Siargao for a while now, and I can tell you that it's definitely possible to live comfortably on $3,000 a month, especially if you're used to modern amenities. However, there are some sacrifices you'll have to make to ensure you stay within your budget.Firstly, you'll need to choose a neighborhood that's more affordable. I'd recommend looking into areas like General Luna, which is a popular spot for expats and has a good mix of local and international restaurants, bars, and shops. It's also close to the famous Cloud 9 surf spot, so you'll have plenty of opportunities for outdoor activities. Rent for a decent house or apartment in General Luna can range from $300 to $800 per month, depending on the size and location.On the other hand, I'd avoid more expensive neighborhoods like Malinao or Pacifico, as these areas tend to have higher-end resorts and villas, which can drive up the cost of living.In terms of transportation, you'll likely need to rent a motorbike to get around the island, as public transportation is limited. A motorbike rental can cost around $100 to $150 per month. Gasoline is relatively cheap, so you won't have to worry too much about fuel costs.When it comes to food, eating out at local restaurants or buying groceries at the market can be quite affordable. However, if you prefer to dine at more upscale restaurants or buy imported goods, your food expenses can add up quickly. To save money, I'd recommend cooking at home more often and trying out local produce and seafood.One sacrifice you might have to make is adjusting to the slower pace of life and limited access to certain amenities. For example, internet speeds can be slow and unreliable, and power outages are not uncommon. You might also have to give up some of the luxuries you're used to, like high-end shopping or entertainment options.Overall, living in Siargao on a $3,000 monthly budget is doable, but it requires some adjustments and careful planning. By choosing a more affordable neighborhood, being mindful of your spending, and embracing the local lifestyle, you can enjoy a comfortable life on this beautiful island," said one expat living in Siargao.

Can I live in Siargao on $5,000 a month?

"I've been living in Siargao for a while now, and I can tell you that it's definitely possible to live comfortably on $5,000 a month, especially if you're used to modern amenities. In fact, you might even find that you can enjoy a higher standard of living here than you would in a more expensive city.One of the first things you'll need to consider is where you want to live. There are a few different neighborhoods to choose from, each with its own unique vibe and price range. If you're looking for something more affordable, I'd recommend checking out General Luna. It's a popular area for expats and has a good mix of local and international restaurants, bars, and shops. You can find a decent house or apartment for rent for around $500 to $1,000 a month, depending on the size and location.On the other hand, if you're willing to spend a bit more on housing, you might want to look into the more upscale neighborhoods like Cloud 9 or Dapa. These areas tend to be quieter and more residential, with larger homes and more luxurious amenities. Rent in these neighborhoods can range from $1,500 to $3,000 a month, but you'll definitely be getting more for your money in terms of space and comfort.As for other expenses, you'll find that the cost of living in Siargao is generally quite low. Groceries, transportation, and utilities are all relatively cheap, so you shouldn't have any trouble staying within your budget. Eating out can be as affordable or as expensive as you want it to be, with plenty of options for both local and international cuisine. You can easily enjoy a meal at a local eatery for just a few dollars, or splurge on a fancier dinner at one of the island's high-end restaurants.One sacrifice you might have to make is adjusting to the slower pace of life in Siargao. While it's a beautiful and laid-back island, it doesn't have all the conveniences and entertainment options that you might be used to in a larger city. However, if you're willing to embrace the island lifestyle and take advantage of the natural beauty and outdoor activities that Siargao has to offer, you'll likely find that the trade-offs are well worth it.In terms of healthcare, there are local clinics and a hospital in Dapa, but for more serious medical issues, you might need to travel to a larger city like Cebu or Manila. It's a good idea to have comprehensive health insurance that covers medical evacuation in case of emergencies.Overall, I think you'll find that living in Siargao on a $5,000 a month budget is not only doable but can also be quite enjoyable. With a bit of research and flexibility, you can find a comfortable home, enjoy delicious food, and experience all the island has to offer without breaking the bank," commented an expat living in Siargao.

About the Author

Joshua Wood Joshua Wood, LPC joined Expat Exchange in 2000 and serves as one of its Co-Presidents. He is also one of the Founders of Digital Nomad Exchange. Prior to Expat Exchange, Joshua worked for NBC Cable (MSNBC and CNBC Primetime). Joshua has a BA from Syracuse and a Master's in Clinical and Counseling Psychology from Fairleigh Dickinson University. Mr. Wood is also a licensed counselor and psychotherapist.

Some of Joshua's articles include Pros and Cons of Living in Portugal, 10 Best Places to Live in Ireland and Pros and Cons of Living in Uruguay. Connect with Joshua on LinkedIn.


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