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Expat Exchange - Health Care in Dubrovnik 2024
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Health Care in Dubrovnik

By Betsy Burlingame

SJB Global
SJB Global

Summary: Learn about the health system in Dubrovnik: how it can and cannot be used by expats, nomads, retirees and others moving to and living in Dubrovnik.

Health Care in Dubrovnik - Health Care in Dubrovnik

The healthcare system in Dubrovnik is a blend of public and private services. The public healthcare system, known as the Croatian Health Insurance Fund (HZZO), is widely used by both locals and foreigners, while private healthcare offers an alternative for those seeking more specialized or immediate care.

Croatia's Healthcare System

The Croatian Health Insurance Fund (HZZO) is the public healthcare system in Croatia. It is funded by mandatory health insurance contributions and provides a wide range of services. Foreigners, including expats and digital nomads, are allowed to use the public healthcare system, although some may choose to use private healthcare for more immediate or specialized care. Public hospitals in Dubrovnik, such as the General Hospital Dubrovnik, are equipped to handle serious medical emergencies and major surgeries. However, due to occasional overcrowding and longer wait times, some people may recommend private hospitals for such cases. Private hospitals in Dubrovnik, like the Marin Med Clinic, offer a high standard of care and are often used by expats.

Hospitals and Clinics for Expats in Dubrovnik

  • General Hospital Dubrovnik - A public hospital located in Dubrovnik.
  • Marin Med Clinic - A private hospital in Dubrovnik known for its orthopedic and ophthalmology departments.
  • Poliklinika Analiza - A private clinic in Dubrovnik offering a range of medical services.
In the event of specialized medical care or surgeries not available in Dubrovnik, expats often travel to the capital city, Zagreb. The Clinical Hospital Center Zagreb, approximately 600km from Dubrovnik, is a renowned medical facility in the country.

Emergency Services in Dubrovnik

Emergency services, including ambulance services, are available in Dubrovnik. In case of an emergency, one can dial 112, the universal European emergency number. While the response time of ambulances is generally prompt, it can sometimes be delayed due to traffic or the remote location of the caller.

Health Insurance Companies in Dubrovnik

Several private health insurance companies operate in Dubrovnik. These include Allianz, Croatia Osiguranje, and Uniqa. These companies offer a range of health insurance plans, including those tailored for expats and digital nomads. However, many expats and digital nomads choose to use specialized expat health insurance providers, which offer coverage that is more suited to their unique needs and lifestyle.

About the Author

Betsy Burlingame Betsy Burlingame is the Founder and President of Expat Exchange and is one of the Founders of Digital Nomad Exchange. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Prior to Expat Exchange, Betsy worked at AT&T in International and Mass Market Marketing. She graduated from Ohio Wesleyan University with a BA in International Business and German.

Some of Betsy's articles include 12 Best Places to Live in Portugal, 7 Best Places to Live in Panama and 12 Things to Know Before Moving to the Dominican Republic. Betsy loves to travel and spend time with her family. Connect with Betsy on LinkedIn.


SJB Global
SJB Global

SJB Global
SJB Global

SJB Global
SJB Global

SJB Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model.
Learn More

SJB GlobalSJB Global

SJB Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model.
Learn More

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