Expat Healthcare & Health Insurance

Expat Healthcare Advice for Bucaramanga

There is a vast difference between the lowest level of health insurance and the highest level. The difference is night and day. I have both a low level and high level. I pay $30/mth, SaludTotal low level, $250/mth AXAColpatria, high level. The lower level insurance is required by my high level insurance. With my AXAColpatria, the doctor will come to my house as a non-emergency first response.

Emergency Medical Care in Bucaramanga

I live within 10 minutes to 30 minutes depending on the hospital. The hospital connected to SaludTotal is Clinica de Bucaramanga/ Private. It is old, 2 people to a room, typically no soap in the public bathrooms and I have caught them using water to clean my arm for needle insertion. With AXAColpatria, International Hospital Colombia. New hospital equipped with the latest technology and loaded with specialists doctors. Private large rooms. Very nice, Fast attention with my insurance. I am treated as a VIP.

Colombian Visa Services

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Quality of Healthcare in Surrounding Area

My insurance is only good for Colombia. There are a multitude of available clinics/hospitals from the small towns to the big cities. My wife received decent care in a small town with SaludTotal for a ear infection.

Prescription Medicines

Many USA prescriptions are over the counter in a multitude of pharmacies throughout the country. This is changing and medicines are coming under more control by the government. I pay $1/copay for my prescriptions. Most medicines I have needed are available here, either by prescription or over the counter. Prices for over the counter medicines are compared 2 to 10 times cheaper than the USA.

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Expat Health Insurance in Colombia

Colombia is known for its high quality of private medical care and medical universities. Bucaramanga is well known for medical education and we have a plethora of hospitals and doctors. In my experience, prices are much cheaper here than the USA. eg. ACL surgery in the USA can run $60K to $80k, not including physical therapy. ACL surgery here is $5k including physical therapy.