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Expat Healthcare & Health Insurance in Tokyo, Japan

Expat Exchange member, jsbray8, who lives in Japan shares his experiences with expat health insurance and medical services in Tokyo.

There is a national health insurance that everyone (expats and Japanese people) is enrolled in. Its cost is based off of your previous year’s income. It covers 70% of most medical costs, but preventative care is not covered (flu shots, checkups, etc.). There are public and private hospitals available.

Expat Healthcare Advice for Tokyo

I tell them that everyone is under the same health insurance and not to worry about choosing from medical insurance plans. Also, for those with chronic diseases, I would advise them to check if their medicine and care is available in Japan, as a lot of medicine that is available in America is not available in Japan.

Emergency Medical Care in Tokyo

You for an ambulance by dialing 119. Tokyo is a huge city so I cannot give a recommendation on the best hospitals, as there are a lot of hospitals to choose from and they vary in their care and speciality. I would advise someone to find a hospital that provides English support if they are not comfortable communicating solely in Japanese.

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Expats interested in International Health Insurance should take a minute to get a quote from our trusted expat health insurance partner, CIGNA.

Quality of Healthcare in Surrounding Area

Since Tokyo is such a big city, I would say that people rarely have to leave Tokyo for speciality service or care. You may be moved within Tokyo, but I would be surprised is you were moved out of Tokyo.

Prescription Medicines

There are pharmacies in every neighborhood and they are easily accessible and reasonably priced. However, being in Japan, some medications may not be available or provided. Therefore, check which medications are available before moving to Japan.

Expat Health Insurance in Japan

My experience is that the national health insurance is great and easy to enroll in and easy to use. The insurance is reasonably priced and covers 70% of most medical needs. I have not had a problem with the healthcare system yet. I make sure to find an establishment that provides English support and everything is much smoother for me.

Cigna Global Health
Cigna Global Health

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Cigna Global HealthCigna Global Health

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I tell them that everyone is under the same health insurance and not to worry about choosing from medical insurance plans. Also, for those with chronic diseases, I would advise them to check if their

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Additional Information:

Cigna Global Health
Cigna Global Health

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Cigna Global HealthCigna Global Health

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Help others in Japan by answering questions about the challenges and adventures of living in Japan.

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