Expat Healthcare & Health Insurance

It is now a law in Thailand that all expats have health insurance. This is a fairly new requirement that many people are not aware of. If you are legally working in Thailand you will be paying 5% of your income to the social security system and this will allow you to use the government hospitals. I personally do not recommend this route as the public hospital options are nothing like the standards in the US. They include long waits, over packed hospitals, questionable sanitary conditions, family or friends will need to help you with cleaning, bathing, and food, shared rooms with up 50 people. Most expats will purchase an international health insurance policy that will cover them at any PRIVATE hospital. There are 4 times the amount of beds in the private hospitals and the service, standards, and equipment will be up to the standards most expats would expect.

Expat Healthcare Advice for Ao Nang (Krabi)

Unfortunately, there is very limited quality health care options in this immediate area. There are a few clinics but with very bad reputations. There is one reputable hospital in Krabi town (about a half hour away) called Krabi Nakharin International Hospital. On the other hand, Bangkok as some of the 10 ten hospitals in the world. Bumrungrad International being the preferred as they actually have a wing with English speaking doctors.

Emergency Medical Care in Ao Nang (Krabi)

The quality and reputation in this immediate area is not good. But the best nearby hospital is about a half hour drive located in Krabi Town. Krabi Nakharin International Hospital has English speaking doctors and where you would want to go. 911 is the standard emergency number but 1669 is specifically for an ambulance.

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Quality of Healthcare in Surrounding Area

For major events, Bangkok offers some of the best hospitals in the world. It is important to have international health insurance geared toward expats so you can use these facilities. Major events are still quite expensive.

Prescription Medicines

Common prescription medicines in the US are not considered prescriptions in Thailand. When you go to a pharmacy, there is usually a nurse on site who can make recommendations for you. Prices on most items are very affordable. Of course, certain controlled substances will require a prescription.

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Expat Health Insurance in Thailand

We have private health insurance and I would not change it for the world. I have the option of using any PRIVATE HOSPITAL OR DOCTOR I wish, anywhere in the world. The way it works, if I have something major happen, I contact my insurance company and they then make arrangements to pay the hospital of my choice directly. My policy also has a FREE VIP second opinion for any major medical diagnosis. For me this is the peace of mind that I need. I can have my case reviewed by an American doctor to confirm what is my best option. I have a $1000 deductible and it covers me anywhere in the world including the United States at a cost of about 60% less than what I was paying when living in the US. If anyone is interested in more details, please feel free to reach out to me