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Life insurance - perverse incentive?

1 year ago
A friend that has been living in Colombia with a young Paisa for over a year recently described how he purchased life insurance naming her as sole beneficiary to provide for her future needs if he passes. He said he’s not interested in marriage, buying property or transferring money to her etc … despite her requests.
Since I know they are both recreational drug users and she’s likely the one buying the drugs I warned him this creates a dangerous scenario if she through inadvertence or bad motives supplies drugs that cause an overdose. He says that’s crazy because I’ve never even met his girlfriend.
Thoughts on this?

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