Anyone have ideas about getting money to Costa Rica from US banks without $40 wire fees each month that is charged by my US bank? I have a savings account with BCR. I am limited to having a balance of $1500 US per month the bank said. Has anyone opened a checking account and deposited a physical check each month to avoid these fees? BCR said it takes 3 weeks for US check to clear. Is this the best system? This account would be used to pay the electric, water, and cell phone, cable bill etc online. Thanks!!