This may not be an issue for those of us. Who only communicate in English, but I'm going to pass it along anyway. One of my friends in the GOE says they are getting a lot of reports about thieves using the contact info in victims cell phone to get information they need to use your ATM and credit cards. It seems the thief will steal someones wallet and cell. They then immediately look for a contact marked "husband or wife". They then text that person saying something like " honey I can't remember the pin for the debit card. What is it?" Hubby or wife texts back and the thief clears out your account. Again this may not be a problem if you keep your info in English, but as I said they've gotten a bunch of reports from people who have been victims of this.