Hi and thank you in advance for reading. I am from Portugal. I have lived in different countries, I have worked as an IT consultant doing something which required a LOT of traveling. I want to settle somewhere stable and hopefully, compared to most places, safe. Estonia seems like it is reasonably well run country. I need good internet, want to open up a local bank account, and I will get my own health insurance. How hard is it to get a local apartment without a residency card or local bank account? Once one has rented housing, do I only need my Portuguese documents, a photo, government fee, and rental contract and go to the police to apply for a residence card? Or is it more complicated than that? I am also interested in expat's experience opening up bank accounts. Thank you.