My wife and I were at a dinner last night with other expat couples when the issue of retirement income came up. It seems that some expats, who have worked many years in various countries may find themselves with a lack of retirement income because they haven't completed sufficient years of contribution to qualify from some or all of the countries. While it is great that we have all this varied life experience, we also have to look to our eventual retirement so make sure you all know where it will come from and how much. Jim