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Expat Community > Ireland

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Older Borrower Mortgages

2 months ago
Greetings, Fellow Expats.
I recently applied for a mortgage with AIB. Their cutoff for older borrowers is age 68. In May 2025, I'll be disqualified. My income comes from public US pensions - federal, state, and local. I was shocked with the home advisor said that public pension income did not count as "sustainable" income. They were dismissive and misrepresented my financial ability to support a mortgage.
Has anyone had a similar experience of either age discrimination, or U.S. public pension exclusion when applying for mortgages?
Many thanks in advance.
Kind Regards,
Rosie

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