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Health Insurance while waiting for Italian ID Card

6 years ago
Hello all

My wife and I are living in Lombardia, having entered on an elective residence visa a short while ago. We have been to the local questura, who sent us to our local post office where we filled out and mailed in a set of completed documents there along with the required fee.

We have an appointment at the Questura for fingerprints etc. about 5 months from now, and hopefully we will receive our ID cards thereafter, but likely not for some additional months.

I am 75, my wife is 34. I have had medicare plus a good supplemental plan when in the US. My wife has had private health insurance we paid for in the US. Both my supplemental health insurance plan and my wife’s private coverage will expire the end of December 2018.

I understand we cannot get into the public Italian National Healthcare system until our ID cards arrive. However I don’t know if we can buy into the private healthcare system in Italy before that time. Can we? If so, what’s the best way to go about it?

If we can’t get into the private Italian system, I assume we will have to get private coverage from companies outside Italy. I have checked a couple of firms online, but I am beyond their age limit. So in spite of my excellent present health and excellent health history, the only figure I have been able to get for me – for fairly limited coverage -- are around US$ 600/month. Quotes for my wife are, of course, less.

I’m not sure whether or not I should continue my supplemental plan in the US, at about $250/month, which is, of course, only valid for treatment in the US.

What is your experience and your suggestions about the above?

Italian For A While
Italian For A While
GeoBlue
GeoBlue

Top-quality coverage for people who live, work, study and travel internationally.
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GeoBlueGeoBlue

Top-quality coverage for people who live, work, study and travel internationally.
Get Quote

Italian For A While
Italian For A While

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