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Retaining Medicare plans, Part B, D, etc. "just in case"

1 year ago
We now have our Carta d'Idenita and have been here exactly six month. I'm still paying (monthly deductions from social security) $ 164.90 for Medicare Part A.

MY question is whether this is a waste of money or should I continue to try to hold on to my stateside insurance.

For some reason I received a letter yesterday saying my California CalPers dropped my drug insurance coverage by disenrolling me from their plan, somehow connected to the Medicare Part D Prescription Drug Plan, though I did not ask them to do this. We assumed it might be something they did because we no longer live in the USA.

We had our ups and downs living in Italy the past half year, but now it's mostly on the "ups" as we finally have our residence papers and bought a new car and got rid of the rental.

I don't imagine moving back to the USA, however I can see visiting if some family emergency arises, and so I decided not to cancel any of my coverages in the states. The Anthem Blue Cross is paid for by the state of California as part of the retirement plan so there is no cost to me, and it's good to know it is there in case I should find myself back in the USA and become injured or need unexpected medical attention.

The whole medical insurance thing is quite confusing!

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