I am looking to retire to Latin America within the next several months. One of my big concerns is health care/medical insurance. I will be 67 in September and I notice that some national health plans will not accept anyone over the age of 65. I do plan on keeping my Medicare A and B as well as my Medicare Advantage program, which is based in Houston. It would be relatively easy to fly back to Houston for any kind of major procedure, even if I had to buy a Med Evac plan. My concern is for routine care (out of pocket?) and important but not critical procedures, or for a situation in which my condition was not stable enough for air evacuation. So my question is this: Is there a good national plan for someone my age in Perú? Are there hospital-based plans that accept us older retirees? (For example, I have heard of one such excellent plan in Managua, Nicaragua.) I am aware that companies like Cigna offer international insurance but their quotes are pretty much out of my budget.
Thanks very much for any and all input!
