×
Interested in our Partner Program for businesses or our Local Guide Program for experienced expats and digital nomads? Click here to learn more.
Expat Exchange
Free MembershipSign In

Living in in Cebu Philippines

8 years ago
24 months. 11th floor condo in aging but adequate hotel. Imperfect internet. 52 square meters for 30,000 Pesos/mo. ($635.00)
Electricity runs about 10,000 P($212.00). No hot water in kitchen. Potable water heater and cooler furnished. Fully furnished with small refrigerator. TV, Ph, and water included. (internet included too) Hotel rushes to bring fresh water at 90 pesos per 5 gallons. Malls and supermarket within walking distance. 24 hour armed guards. Ice is a real issue in this city. Stores run out. Ice maker is not a word in the Philippine language. Maintaining a ice chest is a must. Pretty and nice house girl is 200 pesos a day. A little over 4 dollars. I'm married to a Pinay and we go through $5,000.00 per month with no problem. And that's no eating out, bars, or travel.
Food suitable for "westerners" is expensive if found at all. Almost anything an American is accustomed to having is not available here. Fish is seriously out of the question. Ice ia an expensive word to the Philippine people. Taxi is dirt cheap. Better be on your toes. Many will rip you off. Jeepneys are not at all desirable. Cebu is the top place in the nation. For every reason but crime. But you have to be alert about your surroundings after dusk. The entire huge Island's residences resemble America's ghettos. Concrete walls prevent view for everyone. Steel gates.
A lot like the 5 prisons and jails I helped build in America. Banking is a real rip off. American banks require a tracking number. Philippines only have a 8 letter "swift code"
I just learned wells fargo in manila may have a transfer system. Major travel trip. But I pay fees on every withdrawal and every purchase here. (withdrawals at ATMs are limited to 10,000 P and wells fargo is limited to $300 per day. So there are so many fees during the year.
VA works with one hospital in the visalias. (central Philippine islands)
But not without first visiting their clinic at Manila. 100% disabled (service connected) veterans will lose almost all benefits here. Only specific items that created each part of the service connected rating. Like; dental, optical, hearing, heart, are dropped because you are not in America. Phil Health is dirt cheap and is a must. A ticket to get you into a hospital although you will pay the lions share.
Our dilemma is housing. I want single story, 2 or 3 BR, hot water, decent appearing location, reasonable access to shopping and medical. New Philippine homes are all multi-story to cut down on the cost of land. And without public transportation. Forget beaches. That means rocks covered with coastal water. Fishing means line looped in your hands. We looked at one beach front lot 3 hours south of the big city. Asking 4,000,000 P (almost $85,000.00) And you will vomit if you look in 3 directions standing on the property. Gonna look more at the leeward side of Cebu Island next. Hope it's cheaper than down town Los Angelos, California.

Cigna Global Health
Cigna Global Health

William Russell
William Russell

Get a quote for international health insurance from our partner, William Russell.
Get Quote

William RussellWilliam Russell

Get a quote for international health insurance from our partner, William Russell.
Get Quote

Living in Philippines GuideLiving in Philippines Guide

The Philippines attracts the interest of expats from all over the world - truly has a lot to offer for a variety of different people. However, it's also important to understand the pitfalls that can be avoided with appropriate homework and preparation.

Philippines Forum Philippines Forum
Join our Philippines forum to meet other expats and talk about living in Philippines.

Contribute to Philippines Network Contribute
Help other expats and newcomers by answering questions about the challenges and adventures of living in Philippines.

Best Places to Live in Philippines Best Places to Live in Philippines

If you're thinking about living in Philippines, here are the 15 Best Places to Live in Philippines in 2023.

Healthcare in PhilippinesHealthcare in Philippines

Expats in the Philippines have a lot to say about the quality of medical care, hospitals, prescription medicine availability and health insurance in the Philippines.

Cost of Living in PhilippinesCost of Living in Philippines

Expats offer insight into the cost of living in Philippines.

Moving to PhilippinesMoving to Philippines Guide

Expats moving to the Philippines join others that have moved there for work or a lower cost of living during retirement. It's critical to understand what the realities of living there are, but those that successfully make the adjustment believe it is a good place to live.

Real Estate in PhilippinesReal Estate in Philippines

Real estate listings in popular cities and towns in Philippines.

Pros Cons of Living in PhilippinesPros & Cons of Living in Philippines

Take off your rose-colored glasses and learn what expats have to say about the biggest challenges and the greatest rewards of living in Philippines.

Retiring in PhilippinesRetiring in Philippines

Advice for people retiring in Philippines.

10 Tips for Living in Philippines10 Tips for Living in Philippines

If you've recently arrived in Philippines, here are 10 tips for digital nomads living in Philippines.

William Russell
William Russell

Get a quote for international health insurance from our partner, William Russell.
Get Quote

William RussellWilliam Russell

Get a quote for international health insurance from our partner, William Russell.
Get Quote

Contribute to Philippines Network Contribute
Help others in Philippines by answering questions about the challenges and adventures of living in Philippines.

Cigna Global Health
Cigna Global Health

Copyright 1997-2024 Burlingame Interactive, Inc.

Privacy Policy Legal Partners & Local Guides