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Medal / through afpop does NOT cover preexisting conditions

5 years ago
Hello everyone. I'm starting a new thread, because the old one with original my question got a little long - and I want this to stand out to others who may be in my situation. I had been told on this board that I could get health insurance through AFPOP with Medal and that it would cover my preexisting condition. I joined AFPOP (for 83 euros that I'll never get back) and asked them and they said "no, I can't get insurance and have my preexisting condition covered." I came back on this board and asked again - again I got assured "as long as I could prove coverage for the last 12 months, you will be covered." Then I was also told to contact Medal directly. Well, I just downloaded a Medal pdf and it says there under exclusions - "preexisting conditions". I appreciate the information I got from the posters on this board. However, it is truly a disservice to tell people that they will be covered for preexisting conditions - with afpop / through Medal. It simply isn't true. It is clearly stated in their material. I was also told this by afpop directly. It appears I am stuck in the Land of Trump, guns and ridiculously high health insurance costs that I won't be able to keep up with. Ugh. And yes, I am feeling sorry for myself today. ; (

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SJB GlobalSJB Global

SJB Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model.
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SJB Global
SJB Global

SJB Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model.
Learn More

SJB GlobalSJB Global

SJB Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model.
Learn More

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