Hi,
I'm an older lady from Montréal, going to Nicaragua and planning to live there. My son's (estranged)dad is from there and I know the culture and the language.
I'm noticing that whenever a place is nice and inexpensive, expats and tourists flock over and everything becomes way more expensive. Costa Rica, Belize, Panama, and Croatia are good examples of this.
I live on a small pension and chose Nicaragua mostly because of the low prices. It really saddens me that Americans and Canadians are starting to build extravagant housing communities. San Juan del Sur is now inaccessible for me (and most Nicaraguenses). Let's not spoil this rare not-so-well kept secret that is Nicaragua.