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Plaza de La Merced in Malaga, Spain

Moving to Spain

By Joshua Wood, LPC

Last updated on Apr 19, 2024

Summary: Many expats and digital nomads move to Spain for its warm climate, vibrant culture, and affordable cost of living. People can find a place to live in Spain by searching online for rental properties, or by using a real estate agent. The most popular cities for expats and digital nomads in Spain are Madrid, Barcelona, Valencia, Seville, and Malaga.

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What do I need to know before moving to Spain?

When we asked people what advice they would give someone preparing to move to Spain, they said:

"Make sure you don't end up in a tourist trap area and that where you do end up there is plenty of close by public transport. In Mallorca, stay in Palma or choose a country town where the train passes thru. The bus system is not good," said one expat who made the move to Palma de Mallorca.

"Read as much as possible about the country, explore internet, and talk to nationals of the country to which you're moving that are residing where you're currently living," explained one expat living in Barcelona, Spain.

"It is important for expats to do their research before moving to Spain to understand the laws, culture, and local customs. Expats should familiarise themselves with the language and exchange their currency for the local euro. They should also make sure they are aware of the taxation requirements in Spain and arrange for health insurance before their move. It is also advisable to obtain a passport and visa to enter the country. Additionally, expats should take time to learn local cuisines and explore the available recreational activities in their area," said one in Spain.

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How do I find a place to live in Spain?

We asked expats how they chose their neighborhood and found a place to live. They answered:

"Through a relocation company. They are the right people to tell you what are the advantages and disavantages about the different areas with an orientation tour. Also to visit properties, I think they give you the best idea on what is on the market," said one expat who made the move to Barcelona.

"There are many different ways to find a place to live in Spain. You could start by doing online research and utilizing resources such as rental websites like Idealista.com and Fotocasa.es. You could also consider reaching out to friends, family and colleagues from Spain who may have information on available properties. Additionally, local newspapers often advertise rental listings and are a great source of information, as well as a good way to get in touch with potential landlords. You can also contact real estate agencies that specialize in finding housing solutions. Finally, networking within the local community or expat groups can be a great way to get the most up-to-date information on potential rental options," explained one expat living in Spain.

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What is a typical expat home or apartment like in Spain?

"A top floor apartment of 1,850 square feet with two terraces totalling about 400 square feet. It is not typical because top floor apartments are very hard to find," said one expat in Barcelona.

"I currently own. Most ex-pat friends rent small apartments or country rustic houses," said one expat who made the move to Palma de Mallorca.

"A typical expat home or apartment in Spain typically has plenty of natural light, with windows overlooking surrounding streets, squares, and parks. Many feature tiled or hardwood floors, and contemporary design elements, like minimalist furniture and neutral colors. Kitchens are usually equipped with stainless steel appliances and plenty of storage space. Expats often opt for modern conveniences like air conditioning, central heating, and Wi-Fi and cable TV access. Balconies and terraces, often with stunning views, are common and provide plenty of outdoor living space," explained one expat living in Spain.

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What is the average cost of housing in Spain?

If you are thinking about moving to Spain, cost of living in probably a key consideration. Expats commented about the cost of housing:

"Housing costs - higher than the "average" in the USA; the "average" cost of housing for a three-bedroom apartment would be about $2,000 per month," said one expat in Barcelona.

"The cost of housing in Spain varies greatly depending on location and other factors, such as quality and size of the property. Generally, in large cities the cost of living is higher, with rents for a one bedroom apartment reaching an average of around €700 per month. Outside of big cities, rents will typically be much lower, ranging from around €400-500 for a one bedroom flat. With the increasing popularity of Spain as a holiday and expat destination, property prices have risen in recent years, making it an attractive area for investments," said one expat who made the move to Spain.

"We came in 2020 and the housing costs have increased at least 20% in Malaga and on the CDS since we arrived. We live in a town on the coast with population 75,000 and have read the average rent here is the same as Madrid average! Another thing to remember is the currency exchange rates, if your funds are outside the EU. Our rent went up $175 this month solely due to the exchange rate," explained one expat living in Spain.

"Average 2 bed unfurnished apt would run you 700€ mo plus first mo, last mo and deposit," said one in Palma de Mallorca.

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Should I buy or rent a home in Spain?

If you have not spent a lot of time in Spain, you should rent before even thinking about buying. We asked expats there about the buy vs. rent decision:

"We rented an apartment. It was not difficult. We went to a rental agency, they showed us apartments and we chose the one we wanted. The agent gets a commission but that's the only way I know of to rent an apartment here in Salamanca," commented one expat who made the move to Salamanca.

"Buying a home in Spain can be a good investment if you are planning a long-term stay there. However, it is important to consider the costs associated with buying a home, such as taxes, maintenance expenses and any potential renovation costs, as well as your income and savings. Ultimately, renting is a better option if you are not sure how long you are planning to stay in Spain or if you are looking for more flexibility. Renting also offers potential tax advantages. You should carefully consider all these factors before deciding whether to buy or rent a home in Spain," remarked one expat in Spain.

What should I pack when moving to Spain?

We asked people living in Spain to list three things they wish they had brought and three they wish they had left behind. They responded:

"Wish I brought: quality brazieres, hand sanitizer, large size socks and hosiery Wish I didn't bring: anything electrical, toiletries, bright colored clothes," commented one expat who made the move to Palma de Mallorca.

"Left Behind: Nothing, except for a container full of family papers. Brought: A car (they're cheaper in the USA), all the "gadgets" you can get in the USA that they don't generally have in Europe," remarked one expat in Barcelona, Spain.

"When moving to Spain, it is important to pack essentials such as clothing, toiletries, and any personal documents. Preparing for all types of weather is also essential, including light rain jackets and sun protection such as sun hats, sunglasses, and sunscreen. Additionally, travel adapters are necessary to ensure that any electronic devices work in Spanish outlets. A travel first-aid kit is also important to bring along in case of any minor injuries. Finally, travelers should also bring along their own mosquito repellent in order to protect against mosquitos and any illnesses they may transmit," said one expat in Spain.

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SJB-Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model. Our clients benefit from their country’s most favorable tax environment by utilizing the efficient investment vehicles we offer. Our commitment to quality service is reflected in our stellar reviews, with over 300 testimonials boasting 95% five-star ratings.
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What cultural faux pas should I try to avoid making in Spain?

We asked people in Spain if they could share any humorous cultural blunders they commited. For new expats, keep in mind that these incidents are an inevitable part of expat life. Learning to laugh about them is the key!:

"Thank God no! But my daughter, who is very polite, provoke a few laughs for using to much "please" and "thanks"," replied a member in Madrid.

"In Spain, it is important to be aware of certain cultural norms to avoid inadvertently offending people. For example, when entering a building, it is polite to greet those you pass with a warm 'hola', even if you don't know them. Additionally, when dining out, you should always wait for your host to start the meal before you begin to eat. It is also considered impolite to ask for a takeaway without first finishing the meal. Furthermore, due to the strong religious nature of the country, take care not to discuss topics such as politics or religion. Finally, be sure to take off your shoes when entering someone's home as a sign of respect," commented one expat who made the move to Spain.

Why do people move to Spain?

When we asked people why foreigners move to Spain, they responded:

"Spain is a sought after haven for expats due to its mild climate, vibrant cities, natural beauty, welcoming locals, low cost of living and stable political system," stated one expat who made the move to Spain.

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SJB GlobalSJB Global
Connect

SJB-Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model. Our clients benefit from their country’s most favorable tax environment by utilizing the efficient investment vehicles we offer. Our commitment to quality service is reflected in our stellar reviews, with over 300 testimonials boasting 95% five-star ratings.

Click connect to have our partner contact you via e-mail and/or phone.

SJB GlobalSJB Global

SJB-Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model. Our clients benefit from their country’s most favorable tax environment by utilizing the efficient investment vehicles we offer. Our commitment to quality service is reflected in our stellar reviews, with over 300 testimonials boasting 95% five-star ratings.
Connect

Click connect to have our partner contact you via e-mail and/or phone.

How are healthcare services Spain?

When we asked expats and global nomads about the quality of medical care in Spain, they replied:

"Healthcare services in Spain are provided by both public and private institutions. The public healthcare system is funded by the government and is available to all Spanish citizens and legal residents. The quality of public healthcare is generally good, with a wide range of services available, including primary care, specialist care, hospital care, and preventive care. Foreign residents in Spain are also eligible to use the public healthcare system, provided they have a valid residence permit. Expats in Spain can use the public healthcare system by registering with the local health authority and obtaining a health card. This card allows them to access the same services as Spanish citizens, including free or discounted medical care," wrote one expat living in Spain.

"I would say medical care is excellent. For chronic medical conditions, it may be difficult to get an insurance and they will have to pay more. there are other expats with chronic condtions who are able to get private insurance," commented one expat living in Granada.

"I like health care here. I had a surgery, one that was formerly botched in Sweden (of all countries with reputedly good health care) and sooner or later am likely to need a heart surgery as well (yes, I had a second opinion on that). As an EU citizen I was never asked to pay for any treatment and as a retiree get all medications dirt cheap, even insulin, which makes me remember with horror prices I had to pay when I lived in the US, despite being fully insured..," commented one expat who moved to Spain.

"Although the primary care from physicians and the local hospital/clinic are generally adequate, I recommend getting a second opinion before accepting a recommendation for major treatment like surgery, even though you will likely have to pay that out of pocket. Doctors, treatments, medications are dramatically less expensive here. Custom orthotics would have cost me approximately $300 in the US, but are $45 here. ," remarked one expat living in Altea.

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What are medical services in Spain like?

When we asked expats and global nomads about the quality of medical care in Spain, they replied:

"One time I developed a very sore tooth. I was able to make an appointment for that same day, the dentist was very efficient (and spoke English). And the cost was about 12% compared to the same procedure in the U.S. I was impressed," said one expat living in Tenerife, Spain.

"In Spain, medical services are generally of a high quality. The country has a well-developed public healthcare system, which is free for Spanish citizens and legal residents. Private healthcare is also available, and is often of a higher standard than the public system. Doctors in Spain are highly trained and experienced, and the country has a wide range of modern medical facilities," offered one expat living in Spain.

About the Author

Joshua Wood Joshua Wood, LPC joined Expat Exchange in 2000 and serves as one of its Co-Presidents. He is also one of the Founders of Digital Nomad Exchange. Prior to Expat Exchange, Joshua worked for NBC Cable (MSNBC and CNBC Primetime). Joshua has a BA from Syracuse and a Master's in Clinical and Counseling Psychology from Fairleigh Dickinson University. Mr. Wood is also a licensed counselor and psychotherapist.

Some of Joshua's articles include Pros and Cons of Living in Portugal, 10 Best Places to Live in Ireland and Pros and Cons of Living in Uruguay. Connect with Joshua on LinkedIn.

Plaza de La Merced in Malaga, Spain

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SJB Global

SJB Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model.
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SJB Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model.
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