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Moving to Bahamas | Expat Exchange
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Elboy Cay in The Bahamas

Moving to Bahamas

By Betsy Burlingame

Last updated on May 21, 2023

Summary: Many expats and digital nomads move to the Bahamas for its beautiful beaches, warm climate, and relaxed lifestyle. The most popular cities for expats and digital nomads in the Bahamas are Nassau, Freeport, and Grand Bahama. People looking for a place to live in the Bahamas can search online for rental properties, contact a real estate agent, or look for postings on local expat forums.

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Atlantis Bahamas
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Atlantis Bahamas

What do I need to know before moving to Bahamas?

When we asked people what advice they would give someone preparing to move to Bahamas, they said:

"Work with a good realtor. Talk to people and look at websites. Look for "security" first and foremost. Gated community feels safest if you are alone," said one expat who made the move to Nassau.

"The Bahamas is a beautiful island nation situated in the Caribbean, offering a unique blend of adventure and relaxation. Expats should be aware that the local language is English, so it is helpful to know the basics, although most everyday conversations will be conducted in English. It's wise to research transport options before arriving in The Bahamas as public transportation is limited. Additionally, expats should be aware that the cost of living is relatively high compared to other countries in the Caribbean, and expats may need to adjust their budget accordingly. Despite these considerations, moving to The Bahamas can still be an incredibly rewarding experience and should be a smooth transition for those prepared to live in a tropical island paradise," explained one expat living in Bahamas.

How do I find a place to live in Bahamas?

We asked expats how they chose their neighborhood and found a place to live. They answered:

"The best way to find a place to live in the Bahamas is to use an online real estate listing site such as Propertyskipper or Bahamas Realty. You can peruse both of these websites to find places that match your budget, desired location and size. Additionally, it is possible to come to the Bahamas and look at locations in person. There are frequently notice boards in grocery stores and other places around the islands that advertise available properties. It is also advisable to seek out any information regarding rentals on social media platforms such as Facebook, where locals post details of their homes and apartments that they would like to rent out," explained one expat living in Bahamas.

"We use a real estate agent. We choose the western side of the island, no traffic! But of course it depends where your office is located," said one expat in Nassau.

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What is a typical expat home or apartment like in Bahamas?

"I live in a gated community with a pool. It's a townhouse style condo and the complex of 20 units is made up almost entirely of expats," remarked one expat who made the move to Nassau.

"A typical expat home or apartment in Bahamas is likely to feature bright and airy rooms with large windows, high ceilings, and modern, contemporary furnishings. Apartments can range from modest to lavish, usually featuring fully-equipped kitchens, outdoor areas, and spacious living and dining areas perfect for entertaining. Many homes also feature stunning ocean or bay views, with lush, manicured gardens and spectacular outdoor areas for enjoying the pleasant weather and ocean breezes," explained one expat living in Bahamas.

What is the average cost of housing in Bahamas?

If you are thinking about moving to Bahamas, cost of living in probably a key consideration. Expats commented about the cost of housing:

"Most of the answers on this forum are from people living on New Providence. Look at other islands. You don't need to live in a gated community on Grand Bahama Island. Rent is reasonable compared to large urban areas in the US. The biggest difference is the taxes. No Income tax, no real estate tax (to a point), no inheritance tax. The VAT (10%) is about what most people pay for sales tax in the US. Duty on imported goods can be high, but that is the only downside that I have encountered," remarked one expat who made the move to Bahamas.

"The average cost of housing in the Bahamas is generally high compared to other countries in the Caribbean. Property prices in Nassau, the largest city in the Bahamas, tend to be above the average cost of housing in the rest of the country. Prices vary widely based on location, property type, and amenities," explained one expat living in Bahamas.

"Much much much higher. It varies. USD 3,000 per month will get you a decent apartment. USD 7,000 per month will get you a big house," said one expat in Nassau.

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Should I buy or rent a home in Bahamas?

If you have not spent a lot of time in Bahamas, you should rent before even thinking about buying. We asked expats there about the buy vs. rent decision:

"Deciding whether to buy or rent a home in the Bahamas depends on a variety of factors. These might include a homebuyer's budgetary constraints, anticipated length of stay, and lifestyle preferences. Buying a home generally involves long-term, hefty investment of time and money, however it can provide a secure base of operations and potential investments benefits. Conversely, renting a home can be a more cost-effective and oftentimes less time-intensive option, making it ideal for those who intend to stay in the Bahamas for a shorter period. Ultimately, which option is best depends on the individual's needs and preferences," commented one expat who made the move to Bahamas.

"When we first arrived we purchased a small condo which was rather easy to do. There are a lot of taxes and fess involved and the real estate laws are a little complicated here so it is highly recommended you get a good real estate agent involved and not purchase directly from the seller," remarked one expat in New Providence, Bahamas.

What should I pack when moving to Bahamas?

We asked people living in Bahamas to list three things they wish they had brought and three they wish they had left behind. They responded:

"Brought in: good broom, more storage boxes, kitchen ustensiles Left home: antique furniture, Lamps, kitchen appliance with european voltage," remarked one expat who made the move to Nassau.

"When packing for a move to the Bahamas, consider packing items such as sunscreen, sunglasses, tropical-weather appropriate clothing, beachwear and a hat to protect against the strong sun, flip-flops or other comfortable shoes for beach days, insect repellent and mosquito netting to protect against the tropical bugs, and water bottles. Additionally, depending on what activities you plan on doing, consider packing accordingly; for instance, if planning to scuba dive, be sure to bring your diving gear. Finally, it is also a good idea to pack a few medicine items such as antihistamines and Tylenol in case of emergency," explained one expat living in Bahamas.

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What cultural faux pas should I try to avoid making in Bahamas?

We asked people in Bahamas if they could share any humorous cultural blunders they commited. For new expats, keep in mind that these incidents are an inevitable part of expat life. Learning to laugh about them is the key!:

"I had to ask people to repeat themselves numerous times because I didn't understand what they were telling me with the local dialect. Sometimes I realized after it should have been obvious but I just was not getting it at the time," said one expat in Nassau.

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Why do people move to Bahamas?

When we asked people why foreigners move to Bahamas, they responded:

"The Bahamas offers expats a chance to enjoy a sunny, tropical lifestyle with a vibrant social scene and stunning natural beauty. The cost of living is relatively low compared to other parts of the world, and there are no income or capital gains taxes. Expats living in the Bahamas will also find a safe and friendly environment with a stable and modern infrastructure and world-class medical care. The country also offers excellent education opportunities and an abundance of outdoor activities and attractions," wrote one expat living in Bahamas.

"I believe the majority of foreigners are here for retirement and tax shelters. Many foreigners are here in the banking sector while others are here working in tourism," commented one expat who moved to Paradise Island.

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How are healthcare services Bahamas?

When we asked expats and global nomads about the quality of medical care in Bahamas, they replied:

"Regardless of coverage, ensure you have the ability to travel to US for any major care needs. There are many private practitioners but only two hospitals. One is for people without insurance (Princess Margaret) and the other is for people with insurance (Doctors Hospital). Ask around in your community for reliable local providers, especially for kids. We found some incredible providers this way for our children," said one expat.

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What are medical services in Bahamas like?

When we asked expats and global nomads about the quality of medical care in Bahamas, they replied:

"The medical services in the Bahamas are generally of a high standard. The country has a number of well-equipped hospitals and clinics, staffed by experienced and qualified medical professionals. The country also has a number of private medical facilities, offering a range of services from general practice to specialist care. The Bahamas also has a number of pharmacies, providing access to a wide range of medications. In addition, the country has a number of medical insurance providers, offering coverage for medical expenses," said one expat living in Bahamas.

"My home country offers Public Health that is very inclusive. Access to Healthcare services there take a very long time. In my adopted country, the public Healthcare Coverage is insufficient, and Private coverage is expensive. However, services are very accessible. The quality of healthcare is adequate for basic healthcare as well as for some specialties. However, many residents will travel for healthcare to the USA for more experienced specialists if they have international healthcare coverage. This is starting to change somewhat with some medical facilities commanding a higher quality and level of service, education, and experience," offered one expat living in Nassau.

About the Author

Betsy Burlingame Betsy Burlingame is the Founder and President of Expat Exchange and is one of the Founders of Digital Nomad Exchange. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Prior to Expat Exchange, Betsy worked at AT&T in International and Mass Market Marketing. She graduated from Ohio Wesleyan University with a BA in International Business and German.

Some of Betsy's articles include 12 Best Places to Live in Portugal, 7 Best Places to Live in Panama and 12 Things to Know Before Moving to the Dominican Republic. Betsy loves to travel and spend time with her family. Connect with Betsy on LinkedIn.

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