Moving to Belize
Last updated on Jun 07, 2024
Summary: Many expats and digital nomads move to Belize for its low cost of living, warm climate, and relaxed lifestyle. The most popular cities for expats and digital nomads in Belize are San Pedro, Placencia, and Caye Caulker. People looking for a place to live in Belize can search online for rental listings, contact local real estate agents, or look for postings in local newspapers. Additionally, many expats and digital nomads find housing through word of mouth or by networking with other expats and digital nomads already living in Belize.
What do I need to know before moving to Belize?
When we asked people what advice they would give someone preparing to move to Belize, they said:
"Do you research, feel free to contact me at [email protected] - I am now the Relocation Expert for Belize- not all info is the same, best to get it straight from the beginning ! See this video on Why Belize- http://www.youtube.com/watch?v=JDiKKNXQuLo Belize is Everything to some People- I am ONE of these, are you ?," commented one expat who made the move to Belize City.
"Don't. Come here and spend some time first, find out the in's and outs. Cee if you can put up with the bugs that will eat you alive. Or, no doctors or hospitals for miles. They will tell you if you get sick take a flight back to the States. Check on the duty to bring anything there. It's 100 percent that's why you can't find anything there to buy. Car's are all old and rusted out. You used to get two to one on your dollar, but that didn't mean anything when everything is three times the price. Most all that cheap farm land you see is cheap because it is low with water standing on much of it and it won't grow anything. The cows in the country are all sick, due to blow fly's which you're not suppose to use for meat, but they sell em anyway. Don't believe the hype on this place, and don't listen to me, go there and spend a few months and you will soon find yourself flying out as fast as you flew in," remarked one expat in Belize City, Belize.
"The best advice I got with regard to what you need to know before moving to Belize is this: Belizean people have no interest in becoming another country. If you come over and try to tell them how much better things are in the country you came from, they will listen politely and then recommend you go back there and enjoy those things. Remember, you are a guest in this beautiful country. Be polite, respectful, honor their culture and traditions, and do your best to adapt to their way of life," said one expat in Belize.
"Here's your best advice: No one can tell you what is right for you. The very simple answer is this - 1) come here and rent for 6 months. - you can always buy a ticket back in 2 months if you don't like it (yes, you would lose a little money, but not your life savings). It would be a vacation 2) While here, live as if you are living here full-time (in other words, you're not on an extended vacation, going out every night, etc. - go to the grocery store, the pharmacy, etc so you get a good "realistic feel" 3) Look around at properties to RENT (Don't buy yet). If you decide you want to stay, RENT A ONE YEAR LONG TERM 4) Go back home for AT LEAST 2 months (even if you rent for one year) - clear your head. Don't get a false "Fantasy island / dream life" in your head. Focus on the difference of places and then decide during your year here what you want to do for "life decisions" I always advise: "wade into the pool, don;t jump in the deep end". I've seen hundreds of people lose their life savings by making bad choices (apparently they have never been to another country, never traveled, maybe never seen the Caribbean Sea) and they turn into five year olds, make spontaneous, bad decision and ruin their lives (divorce, bankruptcy, etc.) - "Wade into the pool" The worst case in my advice is you lose a few thousand dollars and you have "a good cocktail party" story. In 6 months you will know whether it's for you , or not and whether you want to proceed," remarked one expat who made the move to San Pedro.
"Finding a property close to the water can mean the Sea or one of the many Rivers in Belize. Near the sea can be difficult to find a tranquil property, but along the rivers, you can find solitude and a wide array of wildlife just outside your doors. A boat can usually take you to the sea for occasional outings and there is less danger of hurricane damage. If you want a slip at your residence, you might have better luck looking along one of the many rivers that open to the sea. You might want to look in Stann Creek, along the Sittee River. Good luck finding your perfect spot," explained one expat living in Belize.
How do I find a place to live in Belize?
We asked expats how they chose their neighborhood and found a place to live. They answered:
"I choose the San Ignacio area as it has the best local downtown, expats and locals mix well together, the folks are so friendly and the Expats are like my other family ! I found my home, thru Rainforest Realty www.rainforestrealty.com," remarked one expat in Belize City, Belize.
GeoBlue is a trusted leader in international health insurance. Wherever your destination, GeoBlue can keep you and your family covered with the right health insurance. Get a GeoBlue Quote Today!
GeoBlue is a trusted leader in international health insurance. Wherever your destination, GeoBlue can keep you and your family covered with the right health insurance. Get a GeoBlue Quote Today!
What is a typical expat home or apartment like in Belize?
"My husband and I live in Carmelita Gardens (moved here in October 2020 and rented while we were having our home built). We have a 1BR/1BA house of 832 sq ft including our screened-in front porch and back terrace. Our home was built from Covintech which is a concrete-covered styrofoam-mesh material. We have a 6500 gal cistern, solar panels etc," said one expat who made the move to Carmelita Gardens.
"Expat homes and apartments in Belize typically feature soaring ceilings, balconies, bright and airy living spaces, and independent access to the outdoors. Many expat homes and apartments are brightly colored, often in the local Belizean style, with ceiling fans, air-conditioning, and a mixture of traditional and modern Caribbean-style furnishings. Typically, distance to the beach or any other amenities will have to be taken into account when searching for an expat apartment or home in Belize," explained one expat living in Belize.
What is the average cost of housing in Belize?
If you are thinking about moving to Belize, cost of living in probably a key consideration. Expats commented about the cost of housing:
"Housing cost is about 50% less if you are a owner builder. Avg for land and house is $80k US and the ROI after three years is about triple that," replied a member in Corozal.
"MUCH LOWER! Property taxes are around 30 dollars a year!!! Car insurance is less than 150 a year! WOW!," commented one expat who made the move to Belize City.
"The cost of housing in Belize varies depending on the location, size and condition of the home. The average cost for a small, one-bedroom house or apartment in a city can range from $550 to $800 per month. A mid-size home may cost between $800-$1500, while luxury homes and large estates on the beachfront may cost upwards of $3000 or more," remarked one expat in Belize.
Should I buy or rent a home in Belize?
If you have not spent a lot of time in Belize, you should rent before even thinking about buying. We asked expats there about the buy vs. rent decision:
"We purchased a lot along the sea and had a local builder construct a home for us. It was all done primarily through email correspondence and money transfers. He sent us regular pictures and reports to keep us informed," said one expat who made the move to Hopkins Village.
What should I pack when moving to Belize?
We asked people living in Belize to list three things they wish they had brought and three they wish they had left behind. They responded:
"When moving to Belize, it is important to pack for the tropical climate. Pack plenty of light, airy clothing with both short and long sleeves to prepare for the hot, humid days. Make sure to include hats and sunglasses to protect from the bright sunshine. Also, good to have include sunblock, insect repellent, and a light raincoat. If traveling in the wet months (June-November) pack a waterproof bag in case of rain. In addition, be sure to bring essential medication, a valid passport, and a debit card or cash to purchase items not available locally. Finally, if possible, pack a few items that remind you of home such as photos, books, or music," said one expat in Belize.
"If you’re retiring here, bring summer clothes. Raincoat and a sweater are a good idea too. People are pretty informal here, anything dressy you want to bring is up to you. We brought suitable clothes for church but other than some nice capris and a pair of jeans, I’m pretty well in shorts, T-shirts and sandals most of the time," said one expat who made the move to Carmelita Gardens.
Get Quote
Expats interested in International Health Insurance should take a minute to get a quote from our trusted expat health insurance partner, CIGNA.
Expats interested in International Health Insurance should take a minute to get a quote from our trusted expat health insurance partner, CIGNA.
Get Quote
What cultural faux pas should I try to avoid making in Belize?
We asked people in Belize if they could share any humorous cultural blunders they commited. For new expats, keep in mind that these incidents are an inevitable part of expat life. Learning to laugh about them is the key!:
"Losing patience at the only 3 international banks when the Teller Machine was out of service for some malfunctioning and I needed to take out some money to go out and eat," explained one expat living in Belmopan, Belize.
"In Belize, it is important to respect the diverse cultural backgrounds and traditions. In your interactions with local people, be aware of any sensitive topics such as politics or racial issues. To show respect, you should also be aware of clothing etiquette. Men and women should dress conservatively in public, women should avoid wearing revealing clothing, and the use of profanity should be avoided. Additionally, during social gatherings and conversations, avoid making loud or offensive gestures. Lastly, show respect to local elders by addressing them with respectful titles like “Sir”, “Madam”, or “Ma’am”," said one expat in Belize.
Why do people move to Belize?
When we asked people why foreigners move to Belize, they responded:
"Belize has a great many attractions for prospective expats looking for a new place to call home. The warm, tropical weather, the stunning beaches, the stunning coral reef system, and the mix of cultures make it an ideal destination for expats. Additionally, Belize offers a low cost of living, with a culture that is both welcoming and safe. In addition to the many natural attractions, Belize also offers excellent opportunities for business and freelance opportunities, as well as a diverse range of activities and attractions that makes it an ideal home for people of all backgrounds," said one expat.
"One of the main reasons we chose to relocate to Belize was the pristine reef, as we are avid snorkeling/diving enthusiasts," said one expat living in Belize.
"The people living in Hopkins are very friendly and it is a rare occurrence to pass by someone without receiving a big smile or wave. The expats living in the area are also very friendly and helpful. Additionally, the food establishments, large and small, serve delicious food at reasonable prices," offered one expat living in Hopkins.
"The beauty of the country from sea to jungle. The local Belizeans are wonderful people who love and cherish their country. English speaking country in Central America is a plus. Easy going lifestyle is what people look for and Belize has it. Belize gives people so many options of type of areas from Seafront, Lagoon Front, Istlands, Jungles and Mountains with affordable living," wrote one expat living in Placencia.
Get Quote
William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.
William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.
Get Quote
How are healthcare services Belize?
When we asked expats and global nomads about the quality of medical care in Belize, they replied:
"Belize offers a range of healthcare services, including primary care, hospital care, and specialist care. The public healthcare system in Belize is funded by the government and is available to all citizens and legal residents. The quality of public healthcare in Belize is generally considered to be good, with a number of well-equipped hospitals and clinics throughout the country. Foreign residents are able to access the public healthcare system in Belize, although they may be required to pay a fee. Expats in Belize typically use the public healthcare system, although some may opt for private healthcare services," commented one expat who moved to Belize.
"Our first choice is to go to the local pharmacist, who is very knowledgeable and helpful," said one expat.
What are medical services in Belize like?
When we asked expats and global nomads about the quality of medical care in Belize, they replied:
"I am located 10 kms from 3 towns that provide adequate health care, but Santa Familia itself does not. So their healthcare is non-existent, but I don't care, I'm a 10-minute drive from 3 towns with good healthcare," commented one expat living in Carmelita Gardens.
About the Author
Betsy Burlingame is the Founder and President of Expat Exchange and is one of the Founders of Digital Nomad Exchange. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Prior to Expat Exchange, Betsy worked at AT&T in International and Mass Market Marketing. She graduated from Ohio Wesleyan University with a BA in International Business and German.
Some of Betsy's articles include 12 Best Places to Live in Portugal, 7 Best Places to Live in Panama and 12 Things to Know Before Moving to the Dominican Republic. Betsy loves to travel and spend time with her family. Connect with Betsy on LinkedIn.
Other Questions:
- What do I need to know before moving to Belize?
- How do I find a place to live in Belize?
- What is a typical expat home or apartment like in Belize?
- What is the average cost of housing in Belize?
- Should I buy or rent a home in Belize?
- What should I pack when moving to Belize?
- What cultural faux pas should I try to avoid making in Belize?
- Why do people move to Belize?
- How are healthcare services in Belize?
- What are medical services in Belize like?
- What are typical rents in Belize?
- What appliances are typically included in a rental?