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Moving to Belize | Expat Exchange
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Moving to Belize

By Betsy Burlingame

Last updated on Jun 07, 2024

Summary: Many expats and digital nomads move to Belize for its low cost of living, warm climate, and relaxed lifestyle. The most popular cities for expats and digital nomads in Belize are San Pedro, Placencia, and Caye Caulker. People looking for a place to live in Belize can search online for rental listings, contact local real estate agents, or look for postings in local newspapers. Additionally, many expats and digital nomads find housing through word of mouth or by networking with other expats and digital nomads already living in Belize.

William Russell
William Russell
William Russell
William Russell

What do I need to know before moving to Belize?

When we asked people what advice they would give someone preparing to move to Belize, they said:

"Look for a place where you don't necessarily need a vehicle. Gas is expensive here. Rely on local transportation as much as you can. We bought a Chinese made truck (diesel) here. Not 4WD but a truck. We live in the Cayo, between San Ignacio and Spanish Lookout. Lots of unpaved country roads, hence the truck. Diesel is a bit over $6 USD/gallon," said one expat in Belize.

"Finding a property close to the water can mean the Sea or one of the many Rivers in Belize. Near the sea can be difficult to find a tranquil property, but along the rivers, you can find solitude and a wide array of wildlife just outside your doors. A boat can usually take you to the sea for occasional outings and there is less danger of hurricane damage. If you want a slip at your residence, you might have better luck looking along one of the many rivers that open to the sea. You might want to look in Stann Creek, along the Sittee River. Good luck finding your perfect spot," remarked one expat who made the move to Belize.

"Here's your best advice: No one can tell you what is right for you. The very simple answer is this - 1) come here and rent for 6 months. - you can always buy a ticket back in 2 months if you don't like it (yes, you would lose a little money, but not your life savings). It would be a vacation 2) While here, live as if you are living here full-time (in other words, you're not on an extended vacation, going out every night, etc. - go to the grocery store, the pharmacy, etc so you get a good "realistic feel" 3) Look around at properties to RENT (Don't buy yet). If you decide you want to stay, RENT A ONE YEAR LONG TERM 4) Go back home for AT LEAST 2 months (even if you rent for one year) - clear your head. Don't get a false "Fantasy island / dream life" in your head. Focus on the difference of places and then decide during your year here what you want to do for "life decisions" I always advise: "wade into the pool, don;t jump in the deep end". I've seen hundreds of people lose their life savings by making bad choices (apparently they have never been to another country, never traveled, maybe never seen the Caribbean Sea) and they turn into five year olds, make spontaneous, bad decision and ruin their lives (divorce, bankruptcy, etc.) - "Wade into the pool" The worst case in my advice is you lose a few thousand dollars and you have "a good cocktail party" story. In 6 months you will know whether it's for you , or not and whether you want to proceed," explained one expat living in San Pedro, Belize.

"The best advice I got with regard to what you need to know before moving to Belize is this: Belizean people have no interest in becoming another country. If you come over and try to tell them how much better things are in the country you came from, they will listen politely and then recommend you go back there and enjoy those things. Remember, you are a guest in this beautiful country. Be polite, respectful, honor their culture and traditions, and do your best to adapt to their way of life," said one expat in Belize.

"The Placencia Peninsula is approximately 14-16 miles long. The Placencia Road that connects to the Southern Highway is about 24 miles long, with the northern most 8-10 miles on the mainland. Riversdale, a tiny community right on the ocean is the most northern habitation on the peninsula itself. A few homes, a small resort, and that is about it. The "Plantation" area starts just south of Riversdale. It is all residential on the sea side of the peninsula, but toward the southern end of the area residences and lots are available on the lagoon side. There is no city or private water supply to this area. Everyone who lives there has cisterns or other water catchments to collect rain water. In dry season, there are people who provide water tanker service to fill cisterns or pools. There are no grocery or other types of stores until you reach Maya Beach, about 15 miles south of the Southern Highway. Between Plantation and Maya Beach you will find a lot of homes, lots, and a couple of resorts, but no commercial activity. Maya Beach is a popular residential community, with mostly homes, several small resorts, a few restaurants with bars, two small grocery stores, and a police station. A few miles south of Maya Beach is Seine Bight. A Garifuna community, and home to many workers from other countries such as Guatemala, Mexico, and Honduras. There are a couple of small groceries and restaurants, a large grocery with pharmacy, and just outside the village some large resorts. It is another 8 miles or so south to reach the village of Placencia (Punta Placencia). Between Seine Bight and Placencia Village there are a multitude of residences, lots, a number of commercial entities, and just outside of the village is the Placencia airport (airstrip). The village is where you will find almost all shopping amenities, medical services (government clinic and a private doctor practice), restaurants, bars, pharmacy, nice beaches, hotel accommodations, gift shops, clothing (mostly re-sale) shops, coffee houses (2), hardware stores, and service locations for phone and cable. I have been living on the peninsula for over 6 years, and love it," said one expat who made the move to Placencia.

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How do I find a place to live in Belize?

We asked expats how they chose their neighborhood and found a place to live. They answered:

"One of the best ways to find a place to live in Belize is to start by researching online, such as through real estate websites or online listings. You can also look into local newspapers or social media pages to find listings. Additionally, it is recommended to visit the area, in person, to get a better sense of the local real estate market and to explore possible options. Once you have narrowed down your search, it is highly recommended to contact the local landlords, estate agents, and rental companies directly to find the most suitable place to live," said one expat in Belize.

"I choose the San Ignacio area as it has the best local downtown, expats and locals mix well together, the folks are so friendly and the Expats are like my other family ! I found my home, thru Rainforest Realty www.rainforestrealty.com," said one expat who made the move to Belize City.

"Originally San Pedro, Ambergris Caye, but after 4 years it got over populated and prices went way up. Moved to the mainland Northern Belize were there is less rain and humidity and 15 minutes from Chetumal where you can get low cost everything," explained one expat living in Corozal, Belize.

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What is a typical expat home or apartment like in Belize?

"Expat homes and apartments in Belize typically feature soaring ceilings, balconies, bright and airy living spaces, and independent access to the outdoors. Many expat homes and apartments are brightly colored, often in the local Belizean style, with ceiling fans, air-conditioning, and a mixture of traditional and modern Caribbean-style furnishings. Typically, distance to the beach or any other amenities will have to be taken into account when searching for an expat apartment or home in Belize," said one expat in Belize.

"My husband and I live in Carmelita Gardens (moved here in October 2020 and rented while we were having our home built). We have a 1BR/1BA house of 832 sq ft including our screened-in front porch and back terrace. Our home was built from Covintech which is a concrete-covered styrofoam-mesh material. We have a 6500 gal cistern, solar panels etc," remarked one expat who made the move to Carmelita Gardens.

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What is the average cost of housing in Belize?

If you are thinking about moving to Belize, cost of living in probably a key consideration. Expats commented about the cost of housing:

"MUCH LOWER! Property taxes are around 30 dollars a year!!! Car insurance is less than 150 a year! WOW!," said one expat in Belize City.

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Should I buy or rent a home in Belize?

If you have not spent a lot of time in Belize, you should rent before even thinking about buying. We asked expats there about the buy vs. rent decision:

"We purchased a lot along the sea and had a local builder construct a home for us. It was all done primarily through email correspondence and money transfers. He sent us regular pictures and reports to keep us informed," said one expat in Hopkins Village.

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What should I pack when moving to Belize?

We asked people living in Belize to list three things they wish they had brought and three they wish they had left behind. They responded:

"We just returned from a house hunting trip & have rented a home near Dangriga (In Sanctuary Reserve deveopment) We plan to bring essentials with us & ship our furniture & household goods once we have gained QRP status," said one expat in Belize.

"Wish that I had Brought: Bug spray, bug nets, bug zappers. Wish that I had left at Home: Me myself and I," remarked one expat who made the move to Belize City.

"If you’re retiring here, bring summer clothes. Raincoat and a sweater are a good idea too. People are pretty informal here, anything dressy you want to bring is up to you. We brought suitable clothes for church but other than some nice capris and a pair of jeans, I’m pretty well in shorts, T-shirts and sandals most of the time," explained one expat living in Carmelita Gardens, Belize.

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AGS Worldwide MoversAGS Worldwide Movers

Relocating abroad soon? Make your move with AGS! AGS Worldwide Movers is a leader in the international moving industry. Our experience and expertise allows us to guarantee our clients the best quality moving services.
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What cultural faux pas should I try to avoid making in Belize?

We asked people in Belize if they could share any humorous cultural blunders they commited. For new expats, keep in mind that these incidents are an inevitable part of expat life. Learning to laugh about them is the key!:

"Losing patience at the only 3 international banks when the Teller Machine was out of service for some malfunctioning and I needed to take out some money to go out and eat," remarked one expat in Belmopan, Belize.

"In Belize, it is important to respect the diverse cultural backgrounds and traditions. In your interactions with local people, be aware of any sensitive topics such as politics or racial issues. To show respect, you should also be aware of clothing etiquette. Men and women should dress conservatively in public, women should avoid wearing revealing clothing, and the use of profanity should be avoided. Additionally, during social gatherings and conversations, avoid making loud or offensive gestures. Lastly, show respect to local elders by addressing them with respectful titles like “Sir”, “Madam”, or “Ma’am”," said one expat in Belize.

Why do people move to Belize?

When we asked people why foreigners move to Belize, they responded:

"The beauty of the country from sea to jungle. The local Belizeans are wonderful people who love and cherish their country. English speaking country in Central America is a plus. Easy going lifestyle is what people look for and Belize has it. Belize gives people so many options of type of areas from Seafront, Lagoon Front, Istlands, Jungles and Mountains with affordable living," stated one expat who made the move to Placencia.

"Belize has a great many attractions for prospective expats looking for a new place to call home. The warm, tropical weather, the stunning beaches, the stunning coral reef system, and the mix of cultures make it an ideal destination for expats. Additionally, Belize offers a low cost of living, with a culture that is both welcoming and safe. In addition to the many natural attractions, Belize also offers excellent opportunities for business and freelance opportunities, as well as a diverse range of activities and attractions that makes it an ideal home for people of all backgrounds," remarked one expat in Belize.

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How are healthcare services Belize?

When we asked expats and global nomads about the quality of medical care in Belize, they replied:

"Our first choice is to go to the local pharmacist, who is very knowledgeable and helpful," wrote one expat living in Hopkins Village.

"Word of mouth is a great way to find a doctor if you need one. Our pharmacist has a neurogist that comes to her place of business twice a month from Belize City. He is a wealth of information. Also, be willing to travel to Belize City or Chetumal Mexico to see specialists. We are very pleased with the care we have received thus far. Most of our prescriptions cost us less or equal to our copay in the US without having the cost of a monthly premium on top of that. We are going to look into getting an international health insurance just in case one of us has an emergency that can not be handled here or in Mexico," commented one expat who moved to Corozal/Belize City.

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What are medical services in Belize like?

When we asked expats and global nomads about the quality of medical care in Belize, they replied:

"I am located 10 kms from 3 towns that provide adequate health care, but Santa Familia itself does not. So their healthcare is non-existent, but I don't care, I'm a 10-minute drive from 3 towns with good healthcare," said one expat living in Carmelita Gardens, Belize.

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About the Author

Betsy Burlingame Betsy Burlingame is the Founder and President of Expat Exchange and is one of the Founders of Digital Nomad Exchange. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Prior to Expat Exchange, Betsy worked at AT&T in International and Mass Market Marketing. She graduated from Ohio Wesleyan University with a BA in International Business and German.

Some of Betsy's articles include 12 Best Places to Live in Portugal, 7 Best Places to Live in Panama and 12 Things to Know Before Moving to the Dominican Republic. Betsy loves to travel and spend time with her family. Connect with Betsy on LinkedIn.

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