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Moving to Colombia | Expat Exchange
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Cartagena, Colombia

Moving to Colombia

By Betsy Burlingame

Last updated on Jun 12, 2024

Summary: Many expats and digital nomads move to Colombia for its low cost of living, warm climate, and friendly people. The most popular cities for expats and digital nomads in Colombia are Bogotá, Medellín, and Cartagena. People looking for a place to live in Colombia can search online for rental listings, contact real estate agents, or look for postings on expat forums. Additionally, many expats and digital nomads find housing through word of mouth from other expats and digital nomads already living in Colombia.

Colombian Visa Services
Colombian Visa Services
Colombian Visa Services
Colombian Visa Services

What do I need to know before moving to Colombia?

When we asked people what advice they would give someone preparing to move to Colombia, they said:

"Expatriates should research the culture, climate and language before moving to Colombia. It is important to have a basic understanding of Spanish, as many people in the country are not fluent in English. It is recommended to arrange accommodation in advance and obtain an official Colombian visa before arriving, as the process can take several months. Furthermore, it is important to familiarise oneself with the laws, both national and local, as processes such as establishing residence, setting up a business, and signing contracts can be quite complicated. Additionally, due to Colombia's geographical location, it is advisable to take precautions such as mosquito nets and insect repellent, as the country is home to several pest-carrying diseases such as Dengue Fever and Malaria. Finally, expats should remember to take out health insurance that covers all medical expenses and a reliable cellular plan in order to stay connected," said one expat in Colombia.

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How do I find a place to live in Colombia?

We asked expats how they chose their neighborhood and found a place to live. They answered:

"Traveling through Colombia i stumbled upon a town called Guatape 1 hour from Medellin," said one expat in Guatape.

"Several American friends live in the Cartago-Cerrito-Alcala-Quindio areas. Just outside Cartago is a paradise. The Cerritos or Quindio areas i think is one of the best places in the world to have a good life. A little bit expensive but you can have great choices from $100k to $300k. Several acres, swimming pool, everything you did not have in the USA. or if you want you can buy a house in El Prado neighborhood for $70k. Fantastic," remarked one expat who made the move to Cartago.

"Along with the points noted above, I think one of the most important aspects of finding a place here in Pereira is knowing where, what barrio you want to hang your hat. Pricing is going to be determined much on that. Pineras is more expensive than Cuba and so forth. But the quality of life is affected by such. Not any different than most everywhere else, bad neighborhoods cost less and vice versa," explained one expat living in Pereira, Colombia.

"If you are considering moving to Colombia, there are many options available to you. A great place to start your search is by consulting local real estate agencies and newspapers. You can also take advantage of the wide range of online platforms that allow users to search for potential homes and apartments in different neighborhoods. It is also important to look into the prevailing rental prices in the area to get an idea of your budget. Once you have narrowed your search, it is recommended to investigate the local safety records and amenities available in the area. Doing research into the local culture could also prove helpful in deciding the most suitable neighborhood for you," said one expat in Colombia.

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What is a typical expat home or apartment like in Colombia?

"Expat homes and apartments in Colombia are typically modern, spacious and feature sleek contemporary designs. Most apartments come with amenities such as air-conditioning, fast Wi-Fi, washing machines and well-equipped kitchens. Common features include balconies, terraces or outdoor areas, allowing for those living in these apartments to get a taste of outdoor living. As cities become more cosmopolitan, developers have created several family-friendly buildings to cater to the demands of expat families, with large communal areas and modern security measures," said one expat in Colombia.

"Anything you want. You can start at $40K to $300k. Nice neighborhoods around $70k and very luxurious country homes with swimming pools , air, cable, 5000', barbeque areas, security, etc. They are like fancy homes in a country club," said one expat who made the move to Cartago.

What is the average cost of housing in Colombia?

If you are thinking about moving to Colombia, cost of living in probably a key consideration. Expats commented about the cost of housing:

"I lived in Roldanillo in the north of the Valle del Cauca for a year in a secure conjunto. The house was less than 5 years old, with 2 stories, 2 bedrooms, a study, and a bathroom upstairs; Kitchen, dining/living room, half-bath, and laundry area, downstairs. In front was a parking space, partly covered, for one car. The conjunto has 24/7 security, a swimming pool, hot tub, and playground, and is located just outside of the edge of town, about a kilometer from the city center. So, the cost was 500,000 per month, including the administration fee. At today's exchange rate of 4562.8 pesos per dollar, the cost is US$109.58. And, Roldanillo is a very nice little town of around 35,000 and had been mentioned in the news some years back as being one of the safest towns in Colombia. If I decide to return to and live in Colombia the only place I would live is in Rolda (I lived in eight different towns/cities in 9+ years in Colombia)," said one expat who made the move to Colombia.

"Equivalent housing to the USA, what cost in Seattle $6 dollars, cost $1 in the area. take your pick. A $1.2 million home in Seattle costs $200,000. A $500,000 dollar home about $80,000," explained one expat living in Cartago, Colombia.

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Should I buy or rent a home in Colombia?

If you have not spent a lot of time in Colombia, you should rent before even thinking about buying. We asked expats there about the buy vs. rent decision:

"We knew we had come to stay for several years or more. So we rented an unfurnished apartment. Some friends referred us to locals and the process was very easy. We bought a few things new like mattresses, TV and recliners, but all the rest of the furniture was used and we got some bargains. We had to buy lots of accessories, and those cost more than we counted on, but we have them now and they aren't going anywhere. In 3+ years, we have had 5 different homes. We could not have had all our adventures if we had purchased a home," replied a member in Medellin.

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What should I pack when moving to Colombia?

We asked people living in Colombia to list three things they wish they had brought and three they wish they had left behind. They responded:

"Wish I had brought my whole family, my old cars, and American footbal. I should have left behind most of my furniture and stuff. Be light, sell lots of stuff before moving. keep it simple," said one expat in Cartago.

"Pack lightweight clothing as the weather in Colombia is hot and humid throughout the year. Pack comfortable shoes for navigating the cobbled streets. Pack some formal clothing for special occasions. If you plan to do a lot of outdoor activities, make sure to pack insect repellent and sunscreen. Bring any personal items and documents that you need for your stay in Colombia, including a valid passport, a valid visa, and any medication. Pack enough money to cover your initial costs in Colombia. Lastly, bring an open mind and a desire to explore the vastness and diversity of this amazing country," said one expat who made the move to Colombia.

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What cultural faux pas should I try to avoid making in Colombia?

We asked people in Colombia if they could share any humorous cultural blunders they commited. For new expats, keep in mind that these incidents are an inevitable part of expat life. Learning to laugh about them is the key!:

"It is important to try to avoid making any negative comments about Colombia's past conflicts or suggest that there is still violence present. Additionally, it is considerd disrespectful to dispute with or criticize a person's religious beliefs. It is important to use formal language when addressing someone and to take off your hat when entering a church or a private home. It is also recommended to dress modestly and to give a gift such as flowers or chocolates when attending a social gathering or an event. It is inappropriate to whistle at women and it is important to avoid using offensive language or gestures," remarked one expat who made the move to Colombia.

"Yes said to a man's wife "su esposa..esta caliente?" which is " Is your wife hot? (is she a "hot piece"?) They say "Su esposa tiene calor"? which is "Does your wife feel the heat?"," explained one expat living in Buga, Colombia.

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Why do people move to Colombia?

When we asked people why foreigners move to Colombia, they responded:

"Colombia has become an increasingly attractive destination for expats due to its warm, welcoming atmosphere and its rich culture, diverse landscapes, and year-round pleasant climate. The country offers a lower cost of living than many other countries, with affordable housing, good public healthcare and an abundance of educational opportunities available, making Colombia a great place for expats to call home. Additionally, bilingualism is prevalent in the country, making it easier for expats to adjust to their new surroundings. Furthermore, the country's friendly people, vibrant nightlife and a sense of safety and security that many other parts of the world simply don't offer have all contributed to the increasing appeal of Colombia for expats," stated one expat who made the move to Colombia.

"Medellin is knows as "The City of Eternal Spring", and the weather is the most agreeable of any place I have ever been. The country has had image problems in the past, and today the people welcome foreigners with open arms," remarked one expat in Medellin.

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How are healthcare services Colombia?

When we asked expats and global nomads about the quality of medical care in Colombia, they replied:

"Colombia has a public healthcare system that provides basic healthcare services to its citizens. The quality of public healthcare in Colombia is generally considered to be good, with a wide range of services available. Foreign residents in Colombia are able to access the public healthcare system, although they may need to pay for some services. Expats in Colombia typically use the public healthcare system, although they may also opt to use private healthcare services. Private healthcare services are generally more expensive than public healthcare, but they may offer more comprehensive services," said one expat living in Colombia.

"There is a vast difference between the lowest level of health insurance and the highest level. The difference is night and day. I have both a low level and high level. I pay $30/mth, SaludTotal low level, $250/mth AXAColpatria, high level. The lower level insurance is required by my high level insurance. With my AXAColpatria, the doctor will come to my house as a non-emergency first response," offered one expat living in Bucaramanga.

" Minor problems can be taken care of here, but really serious problems require a trip to a bigger City like Bogota which is 11 hours away by car.," wrote one expat living in Florencia.

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What are medical services in Colombia like?

When we asked expats and global nomads about the quality of medical care in Colombia, they replied:

"Colombia has a well-developed healthcare system, with both public and private hospitals and clinics providing a wide range of medical services. The country has a high number of qualified medical professionals, including doctors, nurses, and specialists, who are able to provide quality care. Colombia also has a number of specialized medical centers, such as cancer treatment centers, that offer advanced treatments and technologies. Additionally, the country has a number of health insurance plans available to citizens, which can help cover the cost of medical services," said one expat living in Colombia.

"I had a sinus infection and rather than go through the insurance plan, I just went to a private physician and paid cash. The doctor visit (including a basic physical exam) plus an antibiotic and an anti-inflammatory injection was less than 20 US dollars," offered one expat living in Ibague.

About the Author

Betsy Burlingame Betsy Burlingame is the Founder and President of Expat Exchange and is one of the Founders of Digital Nomad Exchange. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Prior to Expat Exchange, Betsy worked at AT&T in International and Mass Market Marketing. She graduated from Ohio Wesleyan University with a BA in International Business and German.

Some of Betsy's articles include 12 Best Places to Live in Portugal, 7 Best Places to Live in Panama and 12 Things to Know Before Moving to the Dominican Republic. Betsy loves to travel and spend time with her family. Connect with Betsy on LinkedIn.

Cartagena, Colombia
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