Moving to Costa Rica

"Personally, I would advise people to rent for an extended time to make sure the area is what they need it to be, then purchase an existing home, where they can see it finished, the price won't suddenly escalate or leave them with a list of uncompleted tasks, that you will be responsible for," said one expat in Costa Rica.

"Demand that your company arranges everything! Costa Rica is a highly bureacratic country so you will not want to get involved in any of that. Your company should give you some alternatives and you should do nothing more than approving their selection. Trying to do things on your own will only give you stomach ulcer," said one expat who made the move to San Jose.

"Do lots of experiential travel and due diligence. It is easy to get rose colored glasses because Costa Rica is so beautiful and the people are so nice. Gringo's are viewed as wealthy and easy targets for getting taken advantage of, plus the legal system is a jungle as well. Do your work upfront, get lots of advice from others and reference everyone, even if you think they are honorable. If you want to enjoy Costa Rica, don't learn by trial and fire or it will taint your experience and enjoyment," explained one expat living in Paquera, Costa Rica.

"ESCAZU!!! Even our local Tico friends (who were all educated in the states) and have lived all over CR would agree. CR is booming right now, at least for professionals in law, medicine, computer science/network administration, & architecture/engineering. Our best friend here has to hire software engineers from India because CR workers are so expensive and doing so well here. This is just our opinion of course. For example, one of our son's opinions when he visits us in Escazu is disgust. He thinks why leave the states to just live in an expensive, English speaking, mini-California suburb. He leaves as quickly as he can to stay in the rural & beach areas (he luckily speaks fluent Spanish) to escape our lifestyle. He could never afford to live in Escazu as a musician/artist. Final note and a plug for Outlier Legal and the founder attorney Rafael Valverde who went to law school in the states. Do not make the move without reading his website articles at the very least & he and his team provided enormous support (and still do) in dealing with the puzzling and very unpredictable bureaucracy that is CR," said one in Escazu.

"Costa Rica is a small but incredibly beautiful country with a thriving expat community. Expats should be aware of the tropical climate and prepared to experience hurricane season from May to December. Before moving to Costa Rica, expats should take into consideration the unique health care system, with the majority of citizens having universal coverage. It is also important for expats to have a basic knowledge of the culture and the Spanish language in order to more easily navigate the country. Additionally, the cost of living in Costa Rica can be high, especially in the larger cities, and it is advised to investigate all potential sources of income and job openings prior to making the move," explained one expat who made the move to Costa Rica.

"It's cheaper to live a little ways outside the city so location was influenced by that. There is also less crime outside the city. I found my apartment by asking around and doing some walking. There won't always be a sign up so, if it looks available, ask," commented one expat who made the move to San Marcos, Tarrazú.

"Costa Rica is a great place to live and there are many options for finding a suitable location to call home. A good first step is to research the areas of the country you may be interested in and determine what type of lifestyle and accommodations suit you best. You can research online using resources such as TripAdvisor, Airbnb, and Craigslist to get an idea of what is available in each region. Additionally, there are a variety of real estate agencies located throughout Costa Rica that can help you find a suitable living space. Ask around for recommendations and make sure to select a reputable agency. Finally, you can reach out to the expat community for advice, as they are generally well informed about housing options," remarked one expat in Costa Rica.

"I traveled all over Costa Rica after purchasing a home in Ostional and not being happy. I stayed in San Jose, Arenal, and along the beach towns of the Pacific coast. I then went to an area that was not revealed in all of the social media and publications to see what it was like and stayed at an all inclusive in Tambor. This area was like a diamond in the rough to me. So, I "stumbled" upon it, just traveling around and getting to know Costa Rica," said one expat in Paquera.

"We live in Samara on the Nicoya Peninsula. It’s a really wonderful little beach town. Lots of good restaurants. Mostly CR population but also quite a lot of expats. Super nice beach. Near large town of Nicoya for convenience. Good roads - important! Our landlord has a new construction house available 2 BR/ 1 BA for $1,000/month. We are three miles from town and the beach. We seriously love the area and our landlord is wonderful," remarked one expat who made the move to Costa Rica.

"Most expats live in condos or houses with small gardens and enormous fences with barbered wire," said one expat in San Jose.

"The cost of housing in Costa Rica can vary significantly depending on the size and location of the property. Generally, the average cost of a single-family home in Costa Rica can range from around $100,000 to well over $1 million for luxury homes, with smaller homes and apartments located in desirable areas costing approximately between $50,000 and $150,000. Living costs and rental prices tend to be higher in major cities such as San Jose, while the coastal areas and smaller towns offer more affordable opportunities," replied a member in Costa Rica.

"Much, much lower. I wouldn't pay more than $300 per month in rent for a house in this area," commented one expat who made the move to San Marcos, Tarrazú.

"It depends on how close you want to be to the water. Are you willing to live in the surrounding area like Huacus or Villareal? It can be anywhere from $600 to thousands," remarked one expat in Tamarindo, Costa Rica.

"I rent because I do not want to be tied down to a piece of property. Also property is expensive. My rental agreement was easy to understand, only about 4 pages (2 of them inventory of furnishings). I negotiated the terms from 12 months to 6 and the rent amount. It was not difficult at all," said one expat in San Jose.

"Buying a home in Costa Rica can be a great investment. It can provide you with a steady source of income through renting or reselling, while at the same time providing you with a beautiful tropical paradise to call your own. Renting, on the other hand, gives you the flexibility to move after a few months or years without having to worry about reselling or waiting for the real estate market to improve. Ultimately, it all depends on what your individual needs and preferences are. If you want the security of owning a home, then purchasing may be the best option for you. However, if you prefer the freedom to move around, then renting might be a better solution," said one expat who made the move to Costa Rica.

"Should have brought more: tennis shoes - lots of walking on lots of dirt/rock roads. Contact Solution - very expensive here. Electronics - cameras & laptops here cost double the US price. Should have left all formal clothes in the US," commented one expat who made the move to San Marcos, Tarrazú.

"I wish I had brought my small appliances like bread maker, ice cream maker and deep fryer. I wish I had left my books, formal dresses and jacket at home," remarked one expat in Paquera, Costa Rica.

"On one occasion we had traveled to San Jose to see our attorney and were lost. When we spoke to the doorman of what we thought was his office building we could see that whoever he was speaking to on the phone he was describing us as being dressed very trashy, as we were not wearing business attire. We were dressed in jeans and t-shirts. Most people dress in business attire in the city," said one expat in Samara.

"It is important to avoid touching someone's head or using certain nicknames as both are considered offensive in Costa Rica. Additionally, be sure to dress conservatively in public and avoid public displays of affection, as they are seen as disrespectful.Beyond that, it is important to be respectful when discussing religion, particularly since the majority of Costa Ricans are Catholic. Disrespecting local customs and religious ceremonies should also be avoided. Finally, it’s important to be mindful of how much you are drinking in public, as public drunkenness is considered inappropriate," said one expat who made the move to Costa Rica.

"Most foreigners who voluntarily move to San Jose, Costa Rica do so for the nice climate, lower cost of living, and friendly people. Some of course move here for work, usually in the multinationals, while a few are running from someone or something (often the law)," commented one expat who moved to San Jose.

"Costa Rica is renowned for its stunning landscapes, vibrant culture and relaxed atmosphere, making it an attractive destination for expats. One key draw is the fact that it is an incredibly safe place to live, with one of the lowest crime rates in Latin America. Its strong healthcare system, quality of life and exceptional climate are other great reasons that expats are being attracted to the country. Another bonus is that it is also one of the most affordable countries in Central America, with a low cost of living, good infrastructure and friendly locals. Costa Rica is also well-known for its ecotourism, and a wealth of activities and places to explore, making it an enticing place for expats from all over the world," said one expat.

"Foreigners move to Playa Jaco for the beaches, fabulous sunsets, close proximity to an international airport (SJO is 90 minutes by car) and convenient shopping. Additionally, the community has a relaxed vibe, full of great restaurants, plentiful beach access, recreational activities and other expats to socialize," said one expat living in Playa Jaco, Costa Rica.

"National health care may not provide a sufficient safety net - it may require a long wait for medical procedures. Private health care is recommended, but coverage for "pre-existing conditions" is generally not available except through national health care," commented one expat who moved to Tamarindo.

"Residency to obtain public health care (CAJA) seems to be taking about 18 months, so you will have to use private care until you obtain residency (if that is what you plan on doing). Even with CAJA, many people continue to use the outstanding private facilities available in and around San Jose (possibly in other areas, but I am only familiar with San Jose). There are many expat health insurance plans available and I highly recommend obtaining one if you are under 70. There may be some available over 70; I don't know. I presently do not have any insurance and have been paying out of pocket for some serious medical issues. I suggest you have a fund of $6-10,000 tucked away if you don't have private insurance or have a high deductible," said one expat.

"Costa Rica has excellent medical care with a two prong system, both public and private. All legal residents and citizens of Costa Rica are eligible to participate in the public healthcare system which is basically free although you have to be a member of the CAJA and pay a % based on the income level you declared when you applied for residency. A tip for expats is to show evidence of enough income to qualify for their residency programs but perhaps not to show all your income if not needed to qualify. (You have to show proof of a pension, annuity or government program that pays you at least $1000 per couple to qualify for their pensionado program). If you don't qualify by those means, you can also apply as a rentista, (renter), an inversionista (an investor) or as a foreign sponsored national with a work visa. You can also marry a Costa Rican... Keep in mind that there is also a private healthcare network available, which is often the preferred option to many expats. There is often a waiting time to get seen under the public system, even things like lab work might take longer than you want to wait. The private healthcare system is generally available immediately and insurance can be purchased to cover you in those facilities. You can also often offer to pay at the CAJA and be seen quicker than those not paying for service. In an emegency, the CAJA will take anyone. Costa Rica uses a local clinic methodology where they locate clinics nearly everywhere based on population needs. These clinics are referred to as the EBAIS clinics and can be found in nearly every town of any size. Major operations, whether in the public or private healthcare system, will likely be performed in San Jose. The private healthcare networks consisting of Clinica Biblica, CIMA and Hospital Mexico, offer great service for a fraction of the cost in the US. Clinica Biblica has an international medicine center, assigns patients a health navigator to help with things like language barriers and offers services that may not even be available in the states. I have had nothing but great experiences there, everything from blood work, orthapedics, dentistry, colonoscopy, endoscopy, stress test and EKG, bone density scans, lipids exams, urinalysis, hearing and eye tests, ultrasounds and more. I have stuff done that I could never afford to do in the states and pay a fraction of the cost I would in the US. The facilities are all impeccably clean and the doctors don't seem to be afraid of their patients and lawsuits. In our area in the southern Pacific region of Costa Rica, we have one of the newest CAJA hospitals in all of Costa Rica. The Hospital de Osa is an 88 bed, 80,000 square foot facility complete with emergency room, pharmacy and more. I recommend everyone should try the Costa Rican healthcare system to see what we are missing in the US," said one expat living in Cortez, Costa Rica.

"In Costa Rica, you must be a resident of the country to qualify for CAJA also know as the national socialized medicine. Additionally, this is not an option but a requirement of your residency here. The monthly fee is calculated based on your income. The local clinic also known as EBAIS is centrally located. If you are in the area, familiarize yourself with it's location. If you are not a resident, there are several private care physicians in the area and they are well educated and professional. If you do not speak Spanish, there are many that are bilingual. I know of at least one that has a 24 hour facility for emergencies. Additionally, specialists from the Central Valley visit these private care facilities on a monthly basis so if you need specialized care, it is available. At present, a general office visit in a private care facility is $40-$45," offered one expat living in Playa Jaco.

"Costa Rica offers a wide range of medical services, including both public and private healthcare. The public healthcare system is free for all citizens and legal residents, and is generally of a high quality. Private healthcare is also available, and is often more modern and efficient than the public system. Costa Rica is home to a number of world-class hospitals and clinics, offering a range of treatments and services. Many of these facilities are staffed by highly trained and experienced medical professionals, and offer the latest in medical technology. Costa Rica is also home to a number of specialized medical centers, offering treatments for specific conditions such as cancer, heart disease, and neurological disorders," commented one expat who moved to Costa Rica.

"I moved here in the middle of a 5 year treatment plan. I retired early, and had no medical insurance. To stay on my treatment, I was able to buy the medication OTC for $60 a month," said one expat.