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La Chocolatera, the westernmost Point in Ecuador is located in Salinas

Moving to Ecuador

By Joshua Wood, LPC

Last updated on Sep 05, 2024

Summary: Many expats and digital nomads move to Ecuador due to its low cost of living, beautiful scenery, and friendly people. People can find a place to live in Ecuador by searching online for rental properties, or by asking around in the local community. The most popular cities for expats and digital nomads in Ecuador are Quito, Cuenca, and Salinas. These cities offer a variety of amenities, as well as a vibrant expat community.

William Russell
William Russell
William Russell
William Russell

What do I need to know before moving to Ecuador?

When we asked people what advice they would give someone preparing to move to Ecuador, they said:

"We have always been told by people who live here, to come down and rent for at least a year. Doing this, allows you to see the area and lifestyle of the area before you spend a lot of money buying a property. We have found that to be very good advice. Good luck. Don't worry, you will love Ecuador," said one expat in Crucita.

"Come visit first, stay in a travelers hostel if you want to meet people, doesn't matter your age...see where you want to live, then check the local paper to find rental listings..," said one expat who made the move to Quito.

"Get a realtor. Look around a lot. Start and finish with Sanborondon if your budget allows. Venture out to Los Ceibos and Via la Costa if the distance from the "fun areas" of Guayaquil isn't an issue. Talk to other expats (if you can find them)," explained one expat living in Guayaquil, Ecuador.

"Be open minded, flexible and leave over exaggerated expectations in your mother country. You are moving into a foreign country for a reason - don't bring your bad with you," said one in Puerto Cayo.

"It is important for expats to understand that Ecuador is a Spanish-speaking country and should become familiar with some of the language before their move. Researching the customs and cultural norms of Ecuador is also helpful for expats as an understanding of the local culture will help them to settle into their new home. In Ecuador, it is also necessary to obtain a residency visa in order to be able to stay for an extended period of time. As such, an understanding of the visa process and documentation requirements is necessary for any expats wishing to move to Ecuador. Additionally, expats should understand that the cost of living in Ecuador is lower than in many countries, and that it is a popular destination for both retirees and adventure seekers," explained one expat who made the move to Ecuador.

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How do I find a place to live in Ecuador?

We asked expats how they chose their neighborhood and found a place to live. They answered:

"Fortunately, my company hired a relocation firm. Sanborondon is the upper class, safe, and happening nearby suburb of Guayaquil. It was almost a given that I would live there as an expat with Company-provided housing. The Company also hired a realtor for us who helped with our search options (furnished, gated community, 3 bdrms, spacious, pool). Newspaper ads weren't very helpful at all. Word of mouth or realtors are the way to go," replied a member in Guayaquil.

"Rentals in Salinas: You might also consider Porto Lucia if you are interested in Salinas. Much more tranquil than malecon de Salinas yet still in Salinas. If you prefer ocean front living at a budget price there are a few condo options available most are rented fully furnished. Walk to largest shopping center & next .to yacht club & marina. Look on Google maps for location. Hope this helps as an option, most expats do not know about this location when viewing Salinas," commented one expat who made the move to Salinas.

"We made an exploratory trip months before we decided to come and live in Cuenca, Ecuador. We did not really choose the neighborhood we just found the apartment absolutely fell in love with it and the price was just right and the view and everything. It seemed like a good neighborhood as well and we bought it within two weeks of being in this country. To date 18 months later we are still very very happy with our purchase. We have since found it is a great neighborhood close to all amenities but far enough from the centre of the city," remarked one expat in Cuenca, Ecuador.

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What is a typical expat home or apartment like in Ecuador?

"A "suite" or two rooms and bath, lovely little place, good dueno and furnished nicely with condominio fee monthly it's $460. in the swanky neightborhood of Gonzalez Suarez. Noise here is bad," said one expat in Quito.

"I live in an apartment within an 8 unit building (tower) within a gated community of about 20 towers. Ideal mix of privacy and neighborly acquaintances. I don't know what the house/apt mix is, but I would imagine expat families with kids go for houses (in Sanborondon, Los Ceibos, or Via la Costa) and expat singles and couples go for apts. The houses in Sanborondon are usually huge, expensive, and not many to rent," said one expat who made the move to Guayaquil.

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What is the average cost of housing in Ecuador?

If you are thinking about moving to Ecuador, cost of living in probably a key consideration. Expats commented about the cost of housing:

"You don't need a car in Cuenca because there is a tram, buses, and taxis that are very inexpensive, especially for seniors. That is a big savings just for gas, insurance and maintenance. In Cuenca, you do not need AC or heat. A little portable heater at breakfast will suffice. The water is very cheap, $8-$10/mo. Some may try to give you tourist prices on rent or buying. Shop around.. There are some very reasonable prices. Plus, the interest rates for 1 year cd's so much better than US! Enjoy," replied a member in Ecuador.

"When I first moved here 10 years ago, I was single and rented a 1 bdrm. furnished ground-floor "executive" apartment with a small patio off the bedroom. The "executive" nomer meant that it was completely furnished - including a washing machine on the patio, a fully-equipped small but adequate kitchen with gas stove, and refrig. pots, pans, dishes, etc.; a fully furnished living room with color t.v., cable, and internet connections; a double bed ( with sheets & blankets ) and a large wardrobe; and a bathroom with HOT WATER in the sink and shower! This was in a very nice neighborhood in Machala within easy walking distance stores, buses, and a park to exercise in. My total monthly cost - including 24hr. security, utilities, cable/internet, and the rent was $360! ( $320 for the rent and $40 for the rest ). Believe it or not, the prices haven't gone up that much in all these years," commented one expat who made the move to Machala.

"You can buy a beautiful 2 brm 2.5 bathroom apartment from about $78,000 upwards. If you are looking for a home with a bit of land around you can go about 15 mins from Cuenca and find the most beautiful homes for $150,000 - $300,000 and of course then you have the ones that are even higher. Depending on what you are looking for. There are beautiful pre-construction apartments selling from $60,000 to a large penthouse which has the most spectacular views for under $200,000. I went and paid our phone and electric bill the other day and for the two of us it was $30 for the month. Our apartment taxes are around $30 per year. Our security apartment and gas fees per month are $63.00," remarked one expat in Cuenca, Ecuador.

"Much lower. I bought an apartment for under $30k and I have rented another for just $150 a month," said one expat in Quito.

"I am originally from New york City. NYC is expensive but you get little space. Economically, would say the same, but I have much more space both in and outside of the apt. The company pays $2200 monthly plus about $75 in utilities for a 3 bdroom (plus housekeepers room), 5 bath furnished apt. The community has ample green areas, soccer field, tennis court, several bbq grills and villas, basketball court, an adult and kiddie pool, and a ballroom for gatherings. The only thing missing is a gym. Average for Sanborongon is about $1300/month. Urdessa, Ceibos go for about $900, but not as nice," remarked one expat who made the move to Guayaquil.

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Should I buy or rent a home in Ecuador?

If you have not spent a lot of time in Ecuador, you should rent before even thinking about buying. We asked expats there about the buy vs. rent decision:

"I rent a two bedroom, two bathroom condo on the 11th floor on the Rio Tomebamba. 24-hour security guards, underground parking I pay $300 a month for rent, gas $8, water $10, cable $52, internet $34 and security is $50," remarked one expat in Cuenca, Ecuador.

"Do not buy anything until you've lived in this country for at least 6 months! And preferably for over 1 year. Rent a house, an apartment, a condo first! Get to know the ENTIRE country. Travel, learn the language, get acclimatized, absorb the culture, and make friends ( both gringos and Ecuadorians ) ... then decide what place really fits you best and where you want to make your home. By then you'll have built up contacts, and learned the real prices ( not the tourist/gringo ones ), Then, and only then, should you consider buying. Once the rose-colored glasses have come off, you can make a sensible and informed decision about purchasing and possible investment. Don't buy a pig in a polk, as they say. Take your time. You'll be glad you did. ¡Bienvenida y buena suerte," said one expat in Ecuador.

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What should I pack when moving to Ecuador?

We asked people living in Ecuador to list three things they wish they had brought and three they wish they had left behind. They responded:

"1. Flents Ear Stopples. The best product available for when you are in noisy places or desiring to sleep well. 2. For motorists: bring your still-active Drivers License and any required certification from your DL state. This way you can get an Ecuador DL without taking tedious Spanish-language driving classes to 'learn' what you have known for forty years. 3. Some English-language reading material. When your Internet provider cuts off your service temporarily without advising you in advance for reason/s you did not anticipate .. you'll have something to read at night for the several days it takes to get your service back on," said one expat in Ecuador.

"Wish I would have brought: Gallons of Patina for our stained glass hobby; Desk Chair because I work from home; more towels and dishrags Things I could have left: all things leather (we live on the beach and everything molds); metal lamps (rusted); outdated computer (should have bought a new one before shipping down here)," said one expat who made the move to Puerto Cayo.

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What cultural faux pas should I try to avoid making in Ecuador?

We asked people in Ecuador if they could share any humorous cultural blunders they commited. For new expats, keep in mind that these incidents are an inevitable part of expat life. Learning to laugh about them is the key!:

"I can't recall that I did although my Ecuadorean friends may tell tales. I have a few friends who made the embarazado and embarasoso mistake as well as trucha vs chucha," remarked one expat who made the move to Ambato.

"It is important to respect Ecuadorian customs when visiting the country. Trying to save face is valued highly, so it is best to remain calm and avoid any confrontational behavior. In conversations it is important to be aware of the local language and customs, being sure to avoid making jokes or being overly familiar. Ecuador is a conservative country, so it is best to dress modestly, particularly when visiting religious sites. Greeting people with a kiss on the cheek is popular and should be done according to the country's gender-based norms. Food is important to Ecuadorian culture, so it is polite to finish what is on your plate and wait for the host to indicate dessert, rather than helping yourself," explained one expat living in Ecuador.

"I discovered the word "embarazado" does not translate to "embarrassed." Go ahead, look it up -- and save yourself," said one expat in Anconcito.

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Why do people move to Ecuador?

When we asked people why foreigners move to Ecuador, they responded:

"Ecuador's diverse natural beauty, welcoming culture, and relatively low cost of living are all attractive factors for expats looking to move to the country. Thanks to its stable government, strong foreign investment, and positive economic outlook, expats can be confident in making a move to Ecuador. Furthermore, Ecuador's location in the South American continent means that expats can take advantage of easy travel around the region as well as access to a variety of other South American countries. All in all, Ecuador is a great option for expats looking for a diverse culture, a relatively low cost of living, and an affordable and accessible place to explore South America," wrote one expat living in Ecuador.

"We love it here....just outside like suburbs of Sangolqui which has population of about 75,000. Sangolqui has a very indigenous but Ecuadorian yuppie vibe. We have everything close-by, shopping mall, local market fruits and vegetables, Megamaxi (like Target), nice medical clinics and hospital, lots of outdoor activities AND breakfast view of snow covered Cotopaxi....," commented one expat living in Valle de Los Chillos.

"At the risk of offending someone, I am not in Cuenca because of the cost of living. That is a bonus of course, but not key for us. We did a lot of searching of the globe (40+ years) to find a place that had the elements we needed to be happy at this stage of life.. We have had second homes in many places. After all, one gives up the proximity of family and old friends when one expats. There has to be some potent compensation! Cuenca requires the least compromises. Gobs of culture from free opera to free rock concerts. Two stadiums. UNENDING boutique shopping. A quickly recovering restaurant and club scene. 4 rivers running through it. Inca ruins. 16 century architecture! Cobble stone streets. A modern side. Views everywhere. 4 universities, colleges, music conservatoires, great inexpensive health care on anything within 10 minutes 24/7. A college town fill of beautiful young people. Many international fairs. Incredible fruits and seafood. (Everything costs a dollar..the only thing that varies is how much you get for it! :D) Today it is 6 mangoes for a buck unless you want to pick them for yourself. The best of all is the airport. It is too small for most international flights and that keeps expats and tourists away. Merely 15,000 (about 45% American and the rest from everywhere) in a greater area containing 700,000+ souls. If one yearns for beach, it is 3 hours away and the weather is hot all year long. However, the water is its warmest from December through Mayish (80F) Coldest in August (71F)," commented one expat who moved to Cuenca, Ecuador.

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Relocating abroad soon? Make your move with AGS! AGS Worldwide Movers is a leader in the international moving industry. Our experience and expertise allows us to guarantee our clients the best quality moving services.

AGS Worldwide MoversAGS Worldwide Movers

Relocating abroad soon? Make your move with AGS! AGS Worldwide Movers is a leader in the international moving industry. Our experience and expertise allows us to guarantee our clients the best quality moving services.
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How are healthcare services Ecuador?

When we asked expats and global nomads about the quality of medical care in Ecuador, they replied:

"Go to the best hospital instead of the government hospital. Use the private clinics for basic healthcare and pay out of pocket," replied one expat when asked about moving to Quito.

"Seeing a doctor in Cuenca is an easy matter. No appointment necessary in most cases. Excellent service and good quality for a much lower cost that the U.S," stated one expat who made the move to Cuenca.

" We have private insurance which costs $100 per month per person with $90 deductible. Our doctor copays are $5 for office visit (general and specialty). My husband had physical therapy for $15 each visit since deductible was not met yet. Normal blood tests are about $50. Colonoscopy $150 with anesthesia. I have gone for lab tests without rx for thyroid and other issues. About $12-20 each cash pay. There are doctors who will make house calls also, probably Spanish speaking. Costs are cheap without using insurance except for discounts. Rarely use it for meds because very little require rx. Just go talk to local friendly pharmacist about your issues and they will recommend a variety of meds and give you the pros and cons of each. They will also advise when you REALLY need to go to doctor. My lab test for infection ($12) gave me a list of meds that could be used to kill that bacteria. Took lab results to pharmacy to discuss which med would be the best for me. The amount of attention that the doctors in USA are able to give has made us fairly educated medical consumers. The system here makes it easy and cheap to get care," remarked one expat in Ecuador.

"I let them know about public and private insurance options. This with chronic conditions should enroll in Ecuadorian IESS public system. But even without insurance the medical care in Ecuador is much more affordable than in the US," wrote one expat living in Loja.

"Choose carefully where you plan to live. In many Ecuador cities emergency care is often very limited or even non-existent. As we age good quality emergency care can mean to live or die. The same goes with good quality health care in general. Many small cities lack more than one doctor and medicines and supplies can be difficult to obtain in an emergency. This also happens with dentists as well. I suffered an injury to a tooth and had to travel for over an hour to find a dentist that could provide the needed treatment. And as we age we may find that the uneven pavement (or lack of pavement) in most Ecuadorian cities and towns will become a hazard to getting around. Again, choose carefully where you live," commented one expat who moved to Cuenca.

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What are medical services in Ecuador like?

When we asked expats and global nomads about the quality of medical care in Ecuador, they replied:

"Medical services in Ecuador are generally of a good standard, with a wide range of public and private hospitals and clinics available. The public health system is free for Ecuadorian citizens, and there are also a number of private health insurance plans available. The country has a number of highly trained doctors and specialists, and the quality of care is generally good. Ecuador also has a number of specialized medical centers, such as cancer treatment centers, and a number of medical research centers," wrote one expat living in Ecuador.

"Surprised by the ease in getting doctor's appointments and the speed at which patients are processed - much less waiting time than in the States. No wasted or unnecessary medications or treatments. Doctors and nurses here are for the patients not for profit," commented one expat who moved to Machala.

"Note that you will not find current US style healthcare in most areas outside of large cities, it is more like 1980s. Good, adequate, not fantastic. Fine for daily stuff, maybe not good for you if you have some more complicated medical issues. My guess would be a beach town near a large city where you can go for more advanced healthcare. Larger cities will also be more likely to have English speaking doctors and dentists," said one expat.

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About the Author

Joshua Wood Joshua Wood, LPC joined Expat Exchange in 2000 and serves as one of its Co-Presidents. He is also one of the Founders of Digital Nomad Exchange. Prior to Expat Exchange, Joshua worked for NBC Cable (MSNBC and CNBC Primetime). Joshua has a BA from Syracuse and a Master's in Clinical and Counseling Psychology from Fairleigh Dickinson University. Mr. Wood is also a licensed counselor and psychotherapist.

Some of Joshua's articles include Pros and Cons of Living in Portugal, 10 Best Places to Live in Ireland and Pros and Cons of Living in Uruguay. Connect with Joshua on LinkedIn.

La Chocolatera, the westernmost Point in Ecuador is located in Salinas
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William Russell
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