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Moving to Ecuador | Expat Exchange
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Parque La Carolina in Quito, Ecuador

Moving to Ecuador

By Joshua Wood, LPC

Last updated on Sep 05, 2024

Summary: Many expats and digital nomads move to Ecuador due to its low cost of living, beautiful scenery, and friendly people. People can find a place to live in Ecuador by searching online for rental properties, or by asking around in the local community. The most popular cities for expats and digital nomads in Ecuador are Quito, Cuenca, and Salinas. These cities offer a variety of amenities, as well as a vibrant expat community.

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What do I need to know before moving to Ecuador?

When we asked people what advice they would give someone preparing to move to Ecuador, they said:

"We have always been told by people who live here, to come down and rent for at least a year. Doing this, allows you to see the area and lifestyle of the area before you spend a lot of money buying a property. We have found that to be very good advice. Good luck. Don't worry, you will love Ecuador," remarked one expat in Crucita, Ecuador.

"Get a realtor. Look around a lot. Start and finish with Sanborondon if your budget allows. Venture out to Los Ceibos and Via la Costa if the distance from the "fun areas" of Guayaquil isn't an issue. Talk to other expats (if you can find them)," said one expat in Guayaquil.

"That people here in Ecuador DON'T speak English is a great advantage. In Madrid you'll have what I call the "lucha de lengua". A battle over who's language to use. Exercise and practice is key. Listen, mimic, study. Never give up. One word a day and in a couple of years, a thousand word vocab. Use the right verb and you're on your way," remarked one expat who made the move to Ecuador.

"Come and visit for preliminary look, choose several locations for example beach, mountains and jungle. Try to visit a city and small town in each area, think also of some tourist attractions to get a flavor of the country. Return for another more focused visit to the vibe (example beach) that catches your interest....second visit, focus on areas large and small from your research that sound interesting. If you find a location that you like, plan to come for extended stay and RENT there. Do not look to purchase until you have lived here awhile, LIVED not visited. It is very different to live here rather than visit. Note as far as purchasing property: it is not like the USA, no realtor website with most of the properties in the area featured so can be tedious looking. No licensed inspectors so you are on your own to determine potential problems. Many if not most built "informally" i.e. not to codes. Also, if you make a mistake and decide to go back, properties here do not sell fast, you could be invested for years waiting for a buyer. Financing is difficult to obtain, mortgage interest rates are high (can be 10+%) and large down payments required for Ecuadorian buyers," explained one expat living in Ecuador.

"THis process esp with minimal Spanish is NOT FOR THE FAINT OF HEART, trust me. I have struggled at times and have lived before out of the United States in South America. Visit, do your homework, trust that you will be taken advantage of (as I have several times with trusted Ecuadorians) and you REALLY have to WANT TO MOVE HERE sometimes to simply stay here. I am overall happy with my move/immigration to Ecuador but it is tough and challenging esp as a soltera at times, very tough," said one expat in Quito.

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How do I find a place to live in Ecuador?

We asked expats how they chose their neighborhood and found a place to live. They answered:

"Rentals in Salinas: You might also consider Porto Lucia if you are interested in Salinas. Much more tranquil than malecon de Salinas yet still in Salinas. If you prefer ocean front living at a budget price there are a few condo options available most are rented fully furnished. Walk to largest shopping center & next .to yacht club & marina. Look on Google maps for location. Hope this helps as an option, most expats do not know about this location when viewing Salinas," remarked one expat who made the move to Salinas.

"The best way to find a place to live in Ecuador is to visit the country in person. This will allow you to explore different neighborhoods and areas and get a better understanding of the local culture and environment. You can also look into renting an apartment or house from a reliable source. There are numerous real estate agencies and websites that list rental properties in Ecuador, so you should have no trouble finding a place that suits your needs. Additionally, many expats join local Facebook groups and other social media sites to network and search for housing opportunities. Lastly, you could consider connecting with an established property management company that specializes in providing international real estate services," explained one expat living in Ecuador.

"We are in Puerto Cayo. It is small and I mean small. There are no shopping for groceries or luxury items. It is quiet and on any given day, I am the only person on miles and miles of beach," said one expat in Puerto Cayo.

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What is a typical expat home or apartment like in Ecuador?

"In Salinas you also can find less crowded areas away from the busy weekend tourism and noise. Little known is Porto Lucia a 15 min drive from the Malecon of Salinas. Here you can find quiet beachfront living with modern furnished condos on beachfront with all the amenities of the crowded Salinas tourist area & walking distance to the largest mall in the area. You can find it on google maps. Another option to the tourist area of Salinas yet still in Salinas," said one expat who made the move to Salinas.

"Expat homes and apartments in Ecuador tend to be snug, but often have plenty of natural light due to the large windows and balconies that come with them. Expat homes or apartments in Ecuador tend to be well-furnished with modern conveniences such as air conditioning, heating, internet, and cable television. Many expat homes also come with their own private gardens or terraces, providing a great spot for al fresco dining and relaxation," explained one expat living in Ecuador.

"A "suite" or two rooms and bath, lovely little place, good dueno and furnished nicely with condominio fee monthly it's $460. in the swanky neightborhood of Gonzalez Suarez. Noise here is bad," said one in Quito.

"We live in a large two bedroom two bathroom apartment with views to the mountains and over the river. Yes there are expats in other buildings but we did not come here to live with expats............although we love bumping into them. We only have one other couple (expats) who live in our building. The rest are locals and lovely people and they have accepted us with open arms," explained one expat who made the move to Cuenca.

"My wife and I came to Ecuador this summer, we live in a 2 bedroom apartment in Loja, Ecuador. Our building has 4 units of which 3 are occupied. We have many of the comforts of a first world country except a dishwasher, oven, elevator. We don't need or have a/c. We are 10 to 15 minutes walk to downtown and have stores, bakeries and a great market in easy walking distance. And saving the best for last we have an exquisite view of mountains all around us and great, responsive, caring landlord's. Who could ask for more?," explained one expat living in Ecuador.

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What is the average cost of housing in Ecuador?

If you are thinking about moving to Ecuador, cost of living in probably a key consideration. Expats commented about the cost of housing:

"Much lower. We paid cash for our land and to build our house. Electric is about 100 per month. We get 2 trucks of water a month roughly and it equates to about $50/month in water. There are no other bills," said one expat who made the move to Puerto Cayo.

"You don't need a car in Cuenca because there is a tram, buses, and taxis that are very inexpensive, especially for seniors. That is a big savings just for gas, insurance and maintenance. In Cuenca, you do not need AC or heat. A little portable heater at breakfast will suffice. The water is very cheap, $8-$10/mo. Some may try to give you tourist prices on rent or buying. Shop around.. There are some very reasonable prices. Plus, the interest rates for 1 year cd's so much better than US! Enjoy," explained one expat living in Ecuador.

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Should I buy or rent a home in Ecuador?

If you have not spent a lot of time in Ecuador, you should rent before even thinking about buying. We asked expats there about the buy vs. rent decision:

"I rent a two bedroom, two bathroom condo on the 11th floor on the Rio Tomebamba. 24-hour security guards, underground parking I pay $300 a month for rent, gas $8, water $10, cable $52, internet $34 and security is $50," replied a member in Cuenca.

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What should I pack when moving to Ecuador?

We asked people living in Ecuador to list three things they wish they had brought and three they wish they had left behind. They responded:

"More books - not the Kindle I was given --personal effects, small paintings, items you love at home (small and transport friendly) Nothing in 2nd category," remarked one expat in Quito, Ecuador.

"Wish I'd Brought My furniture - harder than expected to find a furnished apartment Personal care products - expensive here Everyone's phone number and email address - tough to make friends here as the "upper class" society is pretty closed Wish I'd left home: Warm clothes - 90-95 on cool days here, although the sweaters come in handy when I go to Quito DVD's - pirated movies are big business here," said one expat in Guayaquil.

"Being from Australia probably more vegemite. My moisturiser that I used for hundreds of years........but now I have found another here that is just as good. My grown kids :)," remarked one expat who made the move to Cuenca.

"I like to cook so I did take my professional kitchen knives with me ( in my checked luggage ) along with a well-aged, well-traveled cast iron skillet but other than those two items and a couple of items I always carry ( ie. a Leatherman Wave ) and my laptop and tablet, everything else was easily purchased here. When my wife and I furnished our home, I was amazed to find how inexpensive good quality furniture and appliances were - with some serious shopping and a bit of price haggling. Save yourself the grief and aggravation. You can buy good kitchenware here - cheaper than in the States _ even your Cuisinart, Juicer, Coffe Maker, Crock Pot, etc., etc. The few dollars difference is negligible against the price of shipping from the States," explained one expat living in Machala, Ecuador.

"Vitamins, big bottle from Sams or Costco. Vitamins are real expensive here. Generic Allegra if you use Allegra, brand name only here $1+ per pill. If you use an expensive electric toothbrush, pack replacement heads, having a hard time finding here. Disposable razors mega pack. 3 razors for $5 here. Hosiery for women for special occasions, not much selection, colors or sizes here. Aftershave and colognes, limited selection of cheap brands here. Try Fragrance.net in USA for discount prices. Imodium, not available here. Most generic non anxiety non depression drugs readily available here without rx. No narcotics available at all as far as i know and likely no arthritis iv drugs either as those are very expensive. Think 3rd world cheap, if not used here hard if not impossible. Advil liquid gels very expensive and not readily available. My generic thyroid meds are $3 per month and available without rx. Electronics are not cheap but also brand names are really expensive. Recommend updating cell phone prior to coming and getting cheap cell to carry around here due to theft issues. Bring computer and tablet, we bought cheap hp deskjet for $60 or so here so bring a printer is not necessary. You can get copies and scans very cheap here also. Spring fall clothing to be layered unless going to coast. Typical mountain Temps are 40-55F at night, 55-75 F during day. I layer shirts with warmup jackets and hoodies during day and wear mid level jacket at night. If you think you may stay, bring all apostilled documents with you. No mail service here, DHL or FEDEX are your options at $100+ to get it here and not necessarily delivered. MOST OF ALL BRING RESPECT, WILLINGNESS TO LEARN AND ADAPT AND LOTS OF PATIENCE!!! EXTRA CREDIT FOR BASIC SPANISH SKILLS, LITTLE ENGLISH IS SPOKEN," said one expat in Ecuador.

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What cultural faux pas should I try to avoid making in Ecuador?

We asked people in Ecuador if they could share any humorous cultural blunders they commited. For new expats, keep in mind that these incidents are an inevitable part of expat life. Learning to laugh about them is the key!:

"I can't recall that I did although my Ecuadorean friends may tell tales. I have a few friends who made the embarazado and embarasoso mistake as well as trucha vs chucha," said one expat in Ambato.

"It is important to respect Ecuadorian customs when visiting the country. Trying to save face is valued highly, so it is best to remain calm and avoid any confrontational behavior. In conversations it is important to be aware of the local language and customs, being sure to avoid making jokes or being overly familiar. Ecuador is a conservative country, so it is best to dress modestly, particularly when visiting religious sites. Greeting people with a kiss on the cheek is popular and should be done according to the country's gender-based norms. Food is important to Ecuadorian culture, so it is polite to finish what is on your plate and wait for the host to indicate dessert, rather than helping yourself," remarked one expat who made the move to Ecuador.

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Why do people move to Ecuador?

When we asked people why foreigners move to Ecuador, they responded:

"Temperate climate?? Low crime rate?? Get real. Guayaquil is a big, noisy, dirty, industrial, crime--ridden city with daily temperatures in the mid-to-high 90s, and humidity off the charts. Oh, and don't forget the mosquitos," wrote one expat living in Guayaquil.

"At the risk of offending someone, I am not in Cuenca because of the cost of living. That is a bonus of course, but not key for us. We did a lot of searching of the globe (40+ years) to find a place that had the elements we needed to be happy at this stage of life.. We have had second homes in many places. After all, one gives up the proximity of family and old friends when one expats. There has to be some potent compensation! Cuenca requires the least compromises. Gobs of culture from free opera to free rock concerts. Two stadiums. UNENDING boutique shopping. A quickly recovering restaurant and club scene. 4 rivers running through it. Inca ruins. 16 century architecture! Cobble stone streets. A modern side. Views everywhere. 4 universities, colleges, music conservatoires, great inexpensive health care on anything within 10 minutes 24/7. A college town fill of beautiful young people. Many international fairs. Incredible fruits and seafood. (Everything costs a dollar..the only thing that varies is how much you get for it! :D) Today it is 6 mangoes for a buck unless you want to pick them for yourself. The best of all is the airport. It is too small for most international flights and that keeps expats and tourists away. Merely 15,000 (about 45% American and the rest from everywhere) in a greater area containing 700,000+ souls. If one yearns for beach, it is 3 hours away and the weather is hot all year long. However, the water is its warmest from December through Mayish (80F) Coldest in August (71F)," commented one expat who moved to Cuenca.

"The tranquil and economical lifestyle on the beach in San Jacinto, small fishing village community and easy access (45 minute drive South) to Manta airport," said one expat.

"This has come up before. In the main, only one expat demographic, American, looks to Ecuador (or most other havens) as a cheaper place to live with dignity. I am not saying that lower cost is not a pleasant element for everyone, but it is not the primary reason for moving here for others. The largest "immigrant" group, by far, is returning Ecuadorians. They look for a better life than they have found elsewhere, often in retirement after 40 years in the US or Spain. Others, an ever growing group, are European young families looking for a better setting to raise their youngsters. There are also well-off oldsters, who like the weather, the town, the cultural scene and the beauty. My 70 year old wife likes that she has a choice of horses to ride in the mountains every day year round and I like the trout fishing, 365/year. Money reasons alone are not a good reason to choose anywhere. They may be important, but you need more to be happy," said one expat living in Cuenca, Ecuador.

"We love it here....just outside like suburbs of Sangolqui which has population of about 75,000. Sangolqui has a very indigenous but Ecuadorian yuppie vibe. We have everything close-by, shopping mall, local market fruits and vegetables, Megamaxi (like Target), nice medical clinics and hospital, lots of outdoor activities AND breakfast view of snow covered Cotopaxi....," offered one expat living in Valle de Los Chillos.

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With Offices in BOTH Ecuador and the US, Ecuador Visas with Attorney Sara Chaca is the No. 1 Visa Law Firm for Your Move! Specializing in Ecuador Residency Visas plus converting from Temporary to Permanent Residency, Containers, Real Estate Closings, Wills and Estate Planning, Driver Licenses, Opening Businesses & Citizenship!

Click connect to have our partner contact you via e-mail and/or phone.

Ecuador Visas - Law office of Attorney Sara ChacaEcuador Visas - Law office of Attorney Sara Chaca

With Offices in BOTH Ecuador and the US, Ecuador Visas with Attorney Sara Chaca is the No. 1 Visa Law Firm for Your Move! Specializing in Ecuador Residency Visas plus converting from Temporary to Permanent Residency, Containers, Real Estate Closings, Wills and Estate Planning, Driver Licenses, Opening Businesses & Citizenship!
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How are healthcare services Ecuador?

When we asked expats and global nomads about the quality of medical care in Ecuador, they replied:

"Go to the best hospital instead of the government hospital. Use the private clinics for basic healthcare and pay out of pocket," wrote one expat living in Quito.

"Seeing a doctor in Cuenca is an easy matter. No appointment necessary in most cases. Excellent service and good quality for a much lower cost that the U.S," commented one expat who moved to Cuenca.

"This is the best medical care in terms of caring for you and really identifying the best way to correct the medical issues of people. Doctors really care for their patients, and spend time talking and testing for the real problem and thus coming up with a real solution to your specific issue. And all done at a bargain price," said one expat.

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What are medical services in Ecuador like?

When we asked expats and global nomads about the quality of medical care in Ecuador, they replied:

"Medical services in Ecuador are generally of a good standard, with a wide range of public and private hospitals and clinics available. The public health system is free for Ecuadorian citizens, and there are also a number of private health insurance plans available. The country has a number of highly trained doctors and specialists, and the quality of care is generally good. Ecuador also has a number of specialized medical centers, such as cancer treatment centers, and a number of medical research centers," said one expat.

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About the Author

Joshua Wood Joshua Wood, LPC joined Expat Exchange in 2000 and serves as one of its Co-Presidents. He is also one of the Founders of Digital Nomad Exchange. Prior to Expat Exchange, Joshua worked for NBC Cable (MSNBC and CNBC Primetime). Joshua has a BA from Syracuse and a Master's in Clinical and Counseling Psychology from Fairleigh Dickinson University. Mr. Wood is also a licensed counselor and psychotherapist.

Some of Joshua's articles include Pros and Cons of Living in Portugal, 10 Best Places to Live in Ireland and Pros and Cons of Living in Uruguay. Connect with Joshua on LinkedIn.

Parque La Carolina in Quito, Ecuador
Ecuador Visas - Law office of Attorney Sara Chaca
Ecuador Visas - Law office of Attorney Sara Chaca

Ecuador Visas with Attorney Sara Chaca is the No. 1 Visa Law Firm for Your Move!
Learn More

Ecuador Visas - Law office of Attorney Sara ChacaEcuador Visas - Law office of Attorney Sara Chaca

Ecuador Visas with Attorney Sara Chaca is the No. 1 Visa Law Firm for Your Move!
Learn More

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