Moving to Ecuador
Last updated on Sep 05, 2024
Summary: Many expats and digital nomads move to Ecuador due to its low cost of living, beautiful scenery, and friendly people. People can find a place to live in Ecuador by searching online for rental properties, or by asking around in the local community. The most popular cities for expats and digital nomads in Ecuador are Quito, Cuenca, and Salinas. These cities offer a variety of amenities, as well as a vibrant expat community.
What do I need to know before moving to Ecuador?
When we asked people what advice they would give someone preparing to move to Ecuador, they said:
"THis process esp with minimal Spanish is NOT FOR THE FAINT OF HEART, trust me. I have struggled at times and have lived before out of the United States in South America. Visit, do your homework, trust that you will be taken advantage of (as I have several times with trusted Ecuadorians) and you REALLY have to WANT TO MOVE HERE sometimes to simply stay here. I am overall happy with my move/immigration to Ecuador but it is tough and challenging esp as a soltera at times, very tough," explained one expat living in Quito, Ecuador.
"Get a realtor. Look around a lot. Start and finish with Sanborondon if your budget allows. Venture out to Los Ceibos and Via la Costa if the distance from the "fun areas" of Guayaquil isn't an issue. Talk to other expats (if you can find them)," said one expat in Guayaquil.
How do I find a place to live in Ecuador?
We asked expats how they chose their neighborhood and found a place to live. They answered:
"Not easy... I was offered a teaching job at PUCE , then denied it when my papers came through very late but I knew the barrio where I wanted to live -- however, it has gone up in price and there were few options available. I walked around in the neighborhood I wanted to finally settle in and found what I need. This is a HIGHLY RECOMMENDED way to discover a good apt in Quito," said one expat who made the move to Quito.
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With Offices in BOTH Ecuador and the US, Ecuador Visas with Attorney Sara Chaca is the No. 1 Visa Law Firm for Your Move! Specializing in Ecuador Residency Visas plus converting from Temporary to Permanent Residency, Containers, Real Estate Closings, Wills and Estate Planning, Driver Licenses, Opening Businesses & Citizenship!
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With Offices in BOTH Ecuador and the US, Ecuador Visas with Attorney Sara Chaca is the No. 1 Visa Law Firm for Your Move! Specializing in Ecuador Residency Visas plus converting from Temporary to Permanent Residency, Containers, Real Estate Closings, Wills and Estate Planning, Driver Licenses, Opening Businesses & Citizenship!
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What is a typical expat home or apartment like in Ecuador?
"A "suite" or two rooms and bath, lovely little place, good dueno and furnished nicely with condominio fee monthly it's $460. in the swanky neightborhood of Gonzalez Suarez. Noise here is bad," said one expat in Quito.
"I live in an apartment within an 8 unit building (tower) within a gated community of about 20 towers. Ideal mix of privacy and neighborly acquaintances. I don't know what the house/apt mix is, but I would imagine expat families with kids go for houses (in Sanborondon, Los Ceibos, or Via la Costa) and expat singles and couples go for apts. The houses in Sanborondon are usually huge, expensive, and not many to rent," remarked one expat who made the move to Guayaquil.
What is the average cost of housing in Ecuador?
If you are thinking about moving to Ecuador, cost of living in probably a key consideration. Expats commented about the cost of housing:
"I am originally from New york City. NYC is expensive but you get little space. Economically, would say the same, but I have much more space both in and outside of the apt. The company pays $2200 monthly plus about $75 in utilities for a 3 bdroom (plus housekeepers room), 5 bath furnished apt. The community has ample green areas, soccer field, tennis court, several bbq grills and villas, basketball court, an adult and kiddie pool, and a ballroom for gatherings. The only thing missing is a gym. Average for Sanborongon is about $1300/month. Urdessa, Ceibos go for about $900, but not as nice," replied a member in Guayaquil.
"Much lower. I bought an apartment for under $30k and I have rented another for just $150 a month," commented one expat who made the move to Quito.
"You can buy a beautiful 2 brm 2.5 bathroom apartment from about $78,000 upwards. If you are looking for a home with a bit of land around you can go about 15 mins from Cuenca and find the most beautiful homes for $150,000 - $300,000 and of course then you have the ones that are even higher. Depending on what you are looking for. There are beautiful pre-construction apartments selling from $60,000 to a large penthouse which has the most spectacular views for under $200,000. I went and paid our phone and electric bill the other day and for the two of us it was $30 for the month. Our apartment taxes are around $30 per year. Our security apartment and gas fees per month are $63.00," remarked one expat in Cuenca, Ecuador.
"The cost of housing in Ecuador varies depending on the location and size of housing. Generally, housing in larger cities like Quito and Guayaquil tends to be more expensive, while housing in smaller towns and villages is often more affordable. The average cost of housing in Ecuador across all types of locations is typically moderate," said one expat in Ecuador.
Should I buy or rent a home in Ecuador?
If you have not spent a lot of time in Ecuador, you should rent before even thinking about buying. We asked expats there about the buy vs. rent decision:
"When deciding whether to buy or rent a home in Ecuador, it's important to consider factors such as your budget, length of stay and living style. If you plan on being in Ecuador for an extended period of time, buying a home may be a more cost-effective option in the long run. On the other hand, if you're looking for more flexibility, you may want to consider renting instead. Additionally, understanding local laws and the differences between buying and renting can be helpful in making an informed decision," said one expat in Ecuador.
"Do not buy anything until you've lived in this country for at least 6 months! And preferably for over 1 year. Rent a house, an apartment, a condo first! Get to know the ENTIRE country. Travel, learn the language, get acclimatized, absorb the culture, and make friends ( both gringos and Ecuadorians ) ... then decide what place really fits you best and where you want to make your home. By then you'll have built up contacts, and learned the real prices ( not the tourist/gringo ones ), Then, and only then, should you consider buying. Once the rose-colored glasses have come off, you can make a sensible and informed decision about purchasing and possible investment. Don't buy a pig in a polk, as they say. Take your time. You'll be glad you did. ¡Bienvenida y buena suerte," remarked one expat who made the move to Ecuador.
What should I pack when moving to Ecuador?
We asked people living in Ecuador to list three things they wish they had brought and three they wish they had left behind. They responded:
"I brought almost nothing and certainly nothing extra. Two checked bags and a carry-on. And in that luggage was a plunge-router for my Father-in-law, two espresso machines (I wish I'd brought gaskets) a waffle iron, and lots of favorite kitchen things. Spare parts of anything where sourcing is an issue. I wish I'd brought a couple of second-hand iPhones. I brought one but lost it to a pickpocket on the trolley in Quito. Electronics are a must if you use them. Spares are worth it as replacing them is neither cheap nor easy. There are lots of culinary ingredients that aren't readily available but I'm gradually finding them or learning how to make them. Things like hoisin sauce and horseradish and black bean sauce and curry paste. The availability of wonderful locally grown produce (both fruit and veggies) is one of the richnesses of Ecuador, but for whatever inexplicable reason the local cuisine is very bland and though reasonably healthy (though on the greasy side), lacks any pizzazz, or even much interest. I've always cooked because I love food, but now it is for survival and to keep my tastebuds from atrophying," remarked one expat who made the move to Cotacachi.
"More books - not the Kindle I was given --personal effects, small paintings, items you love at home (small and transport friendly) Nothing in 2nd category," explained one expat living in Quito, Ecuador.
"1. Flents Ear Stopples. The best product available for when you are in noisy places or desiring to sleep well. 2. For motorists: bring your still-active Drivers License and any required certification from your DL state. This way you can get an Ecuador DL without taking tedious Spanish-language driving classes to 'learn' what you have known for forty years. 3. Some English-language reading material. When your Internet provider cuts off your service temporarily without advising you in advance for reason/s you did not anticipate .. you'll have something to read at night for the several days it takes to get your service back on," said one expat in Ecuador.
"Pack light, versatile clothing suitable for the climate. Depending on where you are moving in Ecuador, you may need to bring your own bedding and linens. If you plan to live in a colder climate, you may need to bring warm clothes and blankets. Make sure to include items like insect repellent and sunscreen, as Ecuador is known for its tropical climate. Don't forget to bring any necessary medications and any important documents you may need. It is also important to bring items to make you feel at home, such as photos or small decorations," said one expat who made the move to Ecuador.
"Wish I'd Brought My furniture - harder than expected to find a furnished apartment Personal care products - expensive here Everyone's phone number and email address - tough to make friends here as the "upper class" society is pretty closed Wish I'd left home: Warm clothes - 90-95 on cool days here, although the sweaters come in handy when I go to Quito DVD's - pirated movies are big business here," explained one expat living in Guayaquil, Ecuador.
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What cultural faux pas should I try to avoid making in Ecuador?
We asked people in Ecuador if they could share any humorous cultural blunders they commited. For new expats, keep in mind that these incidents are an inevitable part of expat life. Learning to laugh about them is the key!:
"It is important to respect Ecuadorian customs when visiting the country. Trying to save face is valued highly, so it is best to remain calm and avoid any confrontational behavior. In conversations it is important to be aware of the local language and customs, being sure to avoid making jokes or being overly familiar. Ecuador is a conservative country, so it is best to dress modestly, particularly when visiting religious sites. Greeting people with a kiss on the cheek is popular and should be done according to the country's gender-based norms. Food is important to Ecuadorian culture, so it is polite to finish what is on your plate and wait for the host to indicate dessert, rather than helping yourself," replied a member in Ecuador.
"I discovered the word "embarazado" does not translate to "embarrassed." Go ahead, look it up -- and save yourself," commented one expat who made the move to Anconcito.
Why do people move to Ecuador?
When we asked people why foreigners move to Ecuador, they responded:
"The tranquil and economical lifestyle on the beach in San Jacinto, small fishing village community and easy access (45 minute drive South) to Manta airport," replied one expat when asked about moving to San Jacinto.
"People move here for a more laid back lifestyle. The price of rentals and property is still fairly cheap so that attracts foreigners," stated one expat who made the move to San Clemente.
"Ecuador's diverse natural beauty, welcoming culture, and relatively low cost of living are all attractive factors for expats looking to move to the country. Thanks to its stable government, strong foreign investment, and positive economic outlook, expats can be confident in making a move to Ecuador. Furthermore, Ecuador's location in the South American continent means that expats can take advantage of easy travel around the region as well as access to a variety of other South American countries. All in all, Ecuador is a great option for expats looking for a diverse culture, a relatively low cost of living, and an affordable and accessible place to explore South America," remarked one expat in Ecuador.
"At the risk of offending someone, I am not in Cuenca because of the cost of living. That is a bonus of course, but not key for us. We did a lot of searching of the globe (40+ years) to find a place that had the elements we needed to be happy at this stage of life.. We have had second homes in many places. After all, one gives up the proximity of family and old friends when one expats. There has to be some potent compensation! Cuenca requires the least compromises. Gobs of culture from free opera to free rock concerts. Two stadiums. UNENDING boutique shopping. A quickly recovering restaurant and club scene. 4 rivers running through it. Inca ruins. 16 century architecture! Cobble stone streets. A modern side. Views everywhere. 4 universities, colleges, music conservatoires, great inexpensive health care on anything within 10 minutes 24/7. A college town fill of beautiful young people. Many international fairs. Incredible fruits and seafood. (Everything costs a dollar..the only thing that varies is how much you get for it! :D) Today it is 6 mangoes for a buck unless you want to pick them for yourself. The best of all is the airport. It is too small for most international flights and that keeps expats and tourists away. Merely 15,000 (about 45% American and the rest from everywhere) in a greater area containing 700,000+ souls. If one yearns for beach, it is 3 hours away and the weather is hot all year long. However, the water is its warmest from December through Mayish (80F) Coldest in August (71F)," wrote one expat living in Cuenca.
"I lived in Vilcabamba for two months and very quickly moved over the hill to Malacatos. The energy here is much different than Vilca and it's much quieter, safer, much cheaper and I love sitting by the river watching the bamboo grow! LOL! If I need a dose of excitement or something Americanized Vilcabamba is only 20 minutes away. I absolutely LOVE it here and am so grateful that I made the choice to leave the US. I went from constantly struggling to survive to living like a millionaire here in Malacatos. It's close enough to Vilca, yet far enough to be away to have peace and tranquility! ," commented one expat who moved to Malacatos.
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With Offices in BOTH Ecuador and the US, Ecuador Visas with Attorney Sara Chaca is the No. 1 Visa Law Firm for Your Move! Specializing in Ecuador Residency Visas plus converting from Temporary to Permanent Residency, Containers, Real Estate Closings, Wills and Estate Planning, Driver Licenses, Opening Businesses & Citizenship!
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With Offices in BOTH Ecuador and the US, Ecuador Visas with Attorney Sara Chaca is the No. 1 Visa Law Firm for Your Move! Specializing in Ecuador Residency Visas plus converting from Temporary to Permanent Residency, Containers, Real Estate Closings, Wills and Estate Planning, Driver Licenses, Opening Businesses & Citizenship!
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Click connect to have our partner contact you via e-mail and/or phone.
How are healthcare services Ecuador?
When we asked expats and global nomads about the quality of medical care in Ecuador, they replied:
"Go to the best hospital instead of the government hospital. Use the private clinics for basic healthcare and pay out of pocket," wrote one expat living in Quito.
"In the cities, the medical services are the best we have seen in our travels outside of France, (the best in the world). From a home and the decision to see someone, to seeing a specialist can take as little as 20 minutes at a cost of $40. Tests and operations can be set for the same day. We grew up with national medical care and were advised on arrival, by those who have that background, to get insurance. We did so for three years but dropped it in angry disgust. It is demeaning being privately health-insured if you are not used to it. We self-insure and cover the expat requirement (when there is one from time to time) with IESS (never used)," commented one expat living in Cuenca.
"I let them know about public and private insurance options. This with chronic conditions should enroll in Ecuadorian IESS public system. But even without insurance the medical care in Ecuador is much more affordable than in the US," commented one expat who moved to Loja, Ecuador.
"Seeing a doctor in Cuenca is an easy matter. No appointment necessary in most cases. Excellent service and good quality for a much lower cost that the U.S," remarked one expat living in Cuenca.
"If you need medical care and have good knowledge of Spanish, the state system IESS may be your choice, however if you are retired they raised the rates to about 17.5% of retirement income. I have cheap (low quality) insurance which reportedly doesn't pay, which is fine for me because I would rather pay 45 per month for insurance that I can't use than 75/mo for insurance I won't use," commented one expat.
What are medical services in Ecuador like?
When we asked expats and global nomads about the quality of medical care in Ecuador, they replied:
"Note that you will not find current US style healthcare in most areas outside of large cities, it is more like 1980s. Good, adequate, not fantastic. Fine for daily stuff, maybe not good for you if you have some more complicated medical issues. My guess would be a beach town near a large city where you can go for more advanced healthcare. Larger cities will also be more likely to have English speaking doctors and dentists," replied one expat when asked about moving to Ecuador.
About the Author
Joshua Wood, LPC joined Expat Exchange in 2000 and serves as one of its Co-Presidents. He is also one of the Founders of Digital Nomad Exchange. Prior to Expat Exchange, Joshua worked for NBC Cable (MSNBC and CNBC
Primetime). Joshua has a BA from Syracuse and a Master's in Clinical and Counseling Psychology from Fairleigh Dickinson University. Mr. Wood is also a licensed counselor and psychotherapist.
Some of Joshua's articles include Pros and Cons of Living in Portugal, 10 Best Places to Live in Ireland and Pros and Cons of Living in Uruguay. Connect with Joshua on LinkedIn.
Additional Information:
- Ecuador Guide
- Healthcare & Health Insurance in Ecuador
- Members Talk about Healthcare & Health Insurance in Ecuador
- Best Places to Live in Ecuador
- Guide to Real Estate in Ecuador
- Pros & Cons of Living in Ecuador
- Cost of Living in Ecuador
- Thanksgiving in Ecuador
- 10 Tips for Living in Ecuador
- 5 Great Places to Retire in South America
- 2025 Guide to Living in Ecuador
- Pros and Cons of Living in Ecuador 2025
- 2025 Guide to Moving to Ecuador