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Moving to Hong Kong | Expat Exchange
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Hong Kong

Moving to Hong Kong

By Joshua Wood, LPC

Last updated on Jan 07, 2024

Summary: Expats and digital nomads move to Hong Kong for its vibrant culture, excellent job opportunities, and low taxes. Additionally, the city is known for its efficient public transportation system and its diverse range of international cuisines. People looking for a place to live in Hong Kong can find a variety of options, from serviced apartments to traditional housing. The most popular cities for expats and digital nomads in Hong Kong are Central, Causeway Bay, and Tsim Sha Tsui.

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What do I need to know before moving to Hong Kong?

When we asked people what advice they would give someone preparing to move to Hong Kong, they said:

"I actually rented all my furniture in HK... it was amazingly simple and comprehensive. The company even rented the curtains and light fixtures to me! Some say they rent, but there are only 2 that do: Home Essentials; and Indigo. Indigo has more locations , but Home Essentials has same quality, lower pricing, and easier terms," commented one expat who made the move to Hong Kong.

"Expats should be aware that Hong Kong is a densely populated city with a high cost of living. It is important to research the different neighborhoods and find one that best suits your lifestyle. Additionally, it is important to familiarize yourself with the local culture and customs, as well as the language. It is also important to obtain the necessary visas and permits before moving to Hong Kong. Lastly, it is important to research the healthcare system and find a suitable health insurance plan," remarked one expat in Hong Kong.

"My favourite thing about Hong Kong has to be the feeling of safety. I feel comfortable to walk the streets at any time. The police to population ratio is very high and the crime rate consequently low. It also helps that alcohol is not a big problem here, although sadly, it is increasing. What is your least favorite? - my least favourite thing is the lack of community. I have lived in the same block of flats for 5 years and still do not know my neighbours. We exchange greetings but that is all. This lack of community is exacerbated by the middle class habit of employing alive-in maid. I am just about the only person I know who does her own cleaning. This isolates me and makes me appear a bit of a freak," said one expat in Hong Kong.

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How do I find a place to live in Hong Kong?

We asked expats how they chose their neighborhood and found a place to live. They answered:

"Finding a place to live in Hong Kong can be a daunting task. The best way to start is to research the different neighborhoods and districts in the city to determine which one best suits your needs. You can also look into the different types of housing available, such as apartments, condos, and houses. Once you have narrowed down your search, you can use online resources such as property listings, classifieds, and real estate agents to find a place that fits your budget and lifestyle. Additionally, you can also look into short-term rental options such as Airbnb or hostels. Finally, it is important to consider the cost of living in Hong Kong, as it is one of the most expensive cities in the world," replied a member in Hong Kong.

"Choosing where to live is very personal. I used to live on a university campus where there was a great sense of community without the feeling of being in some sort of expat clique. I now live in a well-managed housing estate with excellent security and friendly staff but no sense of community. If you are an expat and want community, you may well have to accept being more separated from the local culture. It is a fact of life here that local people do not mix in the same way as back home. Do not be offended by this - it is a cultural norm, and not aimed at expats. My in-laws were truly shocked (not to mention my first next-door-neighbour, 16 years ago) when I went to the flat next door to introduce myself and invite the neighbours round for coffee. I still surprise them with my weird expat ways, but it doesn't matter - I decided long ago to be myself and to accept my neighbours as they were. It seems to work nicely all round," commented one expat who made the move to Hong Kong.

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What is a typical expat home or apartment like in Hong Kong?

"I live in an apartment, which is typical for Hong Kong, but not for so many expats. Sadly, there are a number of what I can only call "expat ghettos", where well-healed expats choose to live, somewhat separated from the local culture. I find that a shame, but each to his own and all that. I am fortunate to live in a very large apartment. Compared with some of my Chinese friends I am very lucky - many families live in apartments of less than 1000 sq ft., and those in the public housing states are generally less than 500 sq ft. I have a friend in public housing who shares one room with her husband and daughter - they eat, sleep and ply there. There is no kitchen to mention, and the "bathroom" is a cubicle with a toilet, hand basin and shower."," said one expat in Hong Kong.

"Expat homes and apartments in Hong Kong tend to be modern and luxurious, with high-end appliances and amenities. Many expat homes and apartments come with stunning views of the city skyline, and some even have access to private pools and gyms. Expat homes and apartments in Hong Kong are typically well-equipped with modern furniture and appliances, and often feature spacious living areas and bedrooms. Expats in Hong Kong also enjoy access to a wide range of services and amenities, such as concierge services, housekeeping, and security," remarked one expat who made the move to Hong Kong.

What is the average cost of housing in Hong Kong?

If you are thinking about moving to Hong Kong, cost of living in probably a key consideration. Expats commented about the cost of housing:

"The cost of housing in Hong Kong is generally quite high, with the average cost of a one-bedroom apartment in the city center being around $3,000 USD per month. Prices can vary greatly depending on the location and size of the property, with some luxury apartments costing upwards of $10,000 USD per month," said one expat in Hong Kong.

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Should I buy or rent a home in Hong Kong?

If you have not spent a lot of time in Hong Kong, you should rent before even thinking about buying. We asked expats there about the buy vs. rent decision:

"Buying a home in Hong Kong can be a great investment, as property prices in the city are generally high and have been steadily increasing over the years. However, it is important to consider the cost of living in Hong Kong, which is also quite high. Renting a home in Hong Kong can be a more affordable option, as it allows you to live in the city without having to commit to a long-term purchase. Additionally, renting gives you the flexibility to move to a different area if your needs change. Ultimately, the decision to buy or rent a home in Hong Kong depends on your individual circumstances and budget," commented one expat who made the move to Hong Kong.

What should I pack when moving to Hong Kong?

We asked people living in Hong Kong to list three things they wish they had brought and three they wish they had left behind. They responded:

"We had friends living here who advised us well on what to bring. We did bring way too much furniture though. HK apartments are generally smaller than apartments/houses in the USA and you won't need as much furniture. Plus, it's fun to have furniture custom-made here, so you will want to be able to have room for that! DO bring your beds and bed linens, though. Leave all of your appliances in the USA - you'll need a transformer to work them and it's not worth it," replied a member in Hong Kong.

"We actually brought our suitcases and rented furniture. It was easy, everything was new, and we even got to select fabrics and colors and sizes. Better, we were able to rent curtains (homes do not have them), televisions, and light fixtures (another bizarre element). There are 2 companies that rent - Indigo and Home Essentials. We chose Home Essentials as they were more flexible and lower priced for the same stuff," commented one expat who made the move to Hong Kong.

"When moving to Hong Kong, it is important to pack items that will help you adjust to the climate and culture. Bring clothing that is suitable for the hot and humid weather, such as light, breathable fabrics. It is also important to bring items that will help you stay connected to your home country, such as books, music, and photos. Additionally, it is a good idea to bring a few items that will help you adjust to the local culture, such as a phrasebook and a guidebook. Finally, don't forget to bring any necessary documents, such as your passport and visa," remarked one expat in Hong Kong.

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What cultural faux pas should I try to avoid making in Hong Kong?

We asked people in Hong Kong if they could share any humorous cultural blunders they commited. For new expats, keep in mind that these incidents are an inevitable part of expat life. Learning to laugh about them is the key!:

"probably! But can't recall them - I am not easily embarrassed. I tend to assume the best intentions in others, and so I guess i expect people to reciprocate and overlook any unintentional blunders. A smile, and a few cantonese words works wonders," explained one expat living in Hong Kong, Hong Kong.

"It is important to be mindful of cultural differences when visiting Hong Kong. It is considered rude to point with your index finger, so it is best to gesture with your whole hand. It is also important to be aware of the local customs when it comes to eating. For example, it is considered polite to wait for the oldest person at the table to start eating before beginning your own meal. Additionally, it is important to be respectful of religious beliefs and practices, and to dress modestly when visiting religious sites. Finally, it is important to be aware of the local language and to avoid speaking loudly in public," said one expat in Hong Kong.

Why do people move to Hong Kong?

When we asked people why foreigners move to Hong Kong, they responded:

"Hong Kong is an attractive destination for expats due to its vibrant culture, excellent job opportunities, and low taxes. The city is a major financial hub and offers a wide range of career opportunities in banking, finance, and other industries. Additionally, Hong Kong is a safe and secure city with a high quality of life, excellent public transportation, and a wide range of leisure activities. The city also offers a diverse range of international schools, making it an ideal place for expats with children. Finally, Hong Kong is a great place to explore and experience the unique culture of East Asia," commented one expat who moved to Hong Kong.

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SJB-Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model. Our clients benefit from their country’s most favorable tax environment by utilizing the efficient investment vehicles we offer. Our commitment to quality service is reflected in our stellar reviews, with over 300 testimonials boasting 95% five-star ratings.
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How are healthcare services Hong Kong?

When we asked expats and global nomads about the quality of medical care in Hong Kong, they replied:

"Hong Kong has a comprehensive healthcare system that provides a wide range of services to its citizens. The public healthcare system is funded by the government and is free for all Hong Kong residents. The quality of public healthcare is generally high, with a wide range of medical facilities and services available. Foreign residents are also able to access the public healthcare system, although they may be required to pay a fee. Expats in Hong Kong can use the public healthcare system by registering with a local clinic and paying the applicable fees. In addition, many expats opt to purchase private health insurance to cover any additional costs," wrote one expat living in Hong Kong.

What are medical services in Hong Kong like?

When we asked expats and global nomads about the quality of medical care in Hong Kong, they replied:

"Hong Kong doctors are quite good but they are lacking bedside manners and compassion in most cases," wrote one expat living in Hongkong.

"Hong Kong has a well-developed healthcare system, providing a wide range of medical services. The public healthcare system is comprehensive and accessible, with a network of public hospitals and clinics offering quality medical care. Private healthcare is also available, with a range of private hospitals and clinics offering a variety of services. The government also provides subsidies for certain medical services, making them more affordable for citizens. In addition, Hong Kong has a number of specialist medical centres offering advanced treatments and services," commented one expat living in Hong Kong.

About the Author

Joshua Wood Joshua Wood, LPC joined Expat Exchange in 2000 and serves as one of its Co-Presidents. He is also one of the Founders of Digital Nomad Exchange. Prior to Expat Exchange, Joshua worked for NBC Cable (MSNBC and CNBC Primetime). Joshua has a BA from Syracuse and a Master's in Clinical and Counseling Psychology from Fairleigh Dickinson University. Mr. Wood is also a licensed counselor and psychotherapist.

Some of Joshua's articles include Pros and Cons of Living in Portugal, 10 Best Places to Live in Ireland and Pros and Cons of Living in Uruguay. Connect with Joshua on LinkedIn.

Hong Kong

SJB Global
SJB Global

SJB Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model.
Learn More

SJB GlobalSJB Global

SJB Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model.
Learn More

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