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Living in Spain: Cost of Living, Healthcare and What to Know About Living in Spain | Expat Exchange
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Plaza Mayor in Salamanca, Spain

Living in Spain

By Joshua Wood, LPC

Last updated on Jan 04, 2024

Summary: People often describe life in Spain as vibrant, exciting, and full of culture. Expats love the warm climate, the delicious food, the friendly people, and the relaxed lifestyle. The average cost of living for an expat is around $1,500 to $2,000 per month, depending on the city and lifestyle. The population of Spain is approximately 46.7 million people, and the largest cities are Madrid (3.2 million), Barcelona (1.6 million), Valencia (800,000), Seville (700,000), and Zaragoza (660,000). The cons of living in Spain include the high cost of living in some cities, the language barrier, and the bureaucracy. Additionally, the country has a high unemployment rate, and the healthcare system is not as comprehensive as in other countries.

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What do I need to know about living in Spain?

When we asked people what advice they would give someone preparing to move to Spain, they said:

"The following applies to anywhere bt applies to my wife and living on the Costa Tropical. 1. Establish Goals for how you want to live your life 2. Choose a location wisely based not only on geography, weather and climate but also based on the local cultural opportunities and transportation infrastructure. 3. Try out the place, visit the place and give it a dry run 4. Consider health care, it doesn’t matter how old you are 5. Figure out the local housing market to establish your new home 6. Check out the cost of living to know if your budget plan and goals work 7. Understand the Visa requirements 8. Get a grasp of the local culture 9. Be aware of local opportunities for sports, leisure, entertainment and cultural activities 10. Become familiar with issues relating to taxes and banking 11. Work out issues relating to communication technology. I have written a short book called "Renaissance in The Sun" Its virtually FREE. You can find it on Amazon and Kindle. Its about life and Spain," said one expat in Spain.

"1. Expats should research different regions of Spain to decide on the best place to retire. 2. It is important to know the language, as even if English is widely spoken in Spain, proficiency in Spanish will be necessary for everyday life. 3. Expats should review the country’s tax laws and determine if there are any special exceptions for retirees. 4. Healthcare is excellent in Spain, but it is important to check on the particular provisions for retirees, such as available discounts or special coverage. 5. International expats will need to arrange for a long-term visa or residency permit prior to moving. 6. Expats should become familiar with the various regional or cultural customs in their chosen area of retirement. 7. If planning to retire in Spain, it is important to acquaint oneself with the country’s real estate laws and regulations. 8. Shopping around for the best deals on everyday expenses is essential, as cost of living in some areas of Spain can be high," said one expat who made the move to Spain.

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How do I meet people in Spain?

When we asked people living in Spain about club and activities where newcomers can meet others, they responded:

"Many expats in Spain join local sports clubs that offer activities such as soccer, running, and tennis, as well as other activities like language exchange and book clubs. In addition, they often take advantage of Spain's vast cultural offerings, from flamenco classes to wine tastings. Expats looking to mix with locals might join Meet-Ups and other community-based activities, visit local bars and cafés, and attend Spanish festivals, street fairs, and other events. Expats might also attend events hosted by international organizations or through online connections with other expats from the same home country," wrote a member in Spain.

"Definitely try out the International Newcomers Club. Though they have one or two men in the group...they are very open to more. They do many fun things during the week and have activities such as wine tasting parties on weekends. There is at least one event monthly and you meet many fantastic people. The American Women's Club is also nice, but they are oriented towards community service and raising funds for charities. They do have monthly meetings and have a club house with a large lending library," commented one expat who made the move to Madrid.

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What is life like in Spain?

When we asked people living in Spain what life is like and how people spend their time, they said:

"Living in Spain as an expat or digital nomad can be incredibly rewarding - the great weather, wonderful people and fantastic culture make it an ideal place to call home. Expats and digital nomads can benefit from having access to some of Europe's most vibrant cities and a wealth of opportunities for employment and leisure activities. Public transportation networks are reliable and affordable, and the cost of living is generally lower than in many other European countries. Expats and digital nomads can take advantage of the thriving cultural scene and the array of outdoor activities that come with life on the Mediterranean coast. Furthermore, healthcare and education systems are widely accessible and of a high standard," wrote one member in Spain.

"Typically the Spaniards priority is family. They have extended family near by and visit quite often. You may be friends at work, but once the work day is over the friendship normally does not extend to socializing outside the office. Soccer (or futbol) is big and a good topic of conversation. Additionally people enjoy travelling from one side of the country to the other on holiday. If Spain has a holiday on Thursday, schools will give the children off on the Friday too so that families can travel. The winter and spring breaks are very long...again so people can travel. Folks are always going somewhere," remarked one expat who made the move to Madrid.

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Balcells Group Lawyers

With over 40 years of professional experience, Balcells Group provides legal advice on immigration, business, real estate, and tax. They help individuals, companies, investors, students, entrepreneurs, highly-qualified professionals, digital nomads, and more, to enjoy successful law processes in Spain by guiding their clients every step of the way. They speak Spanish, English, Catalan and Russian.

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Is there a lot of crime in Spain?

We asked people if there is a lot of crime. They answered:

"Spain is generally considered to be a safe country with relatively low levels of crime. Violent crime is rare and most common crimes occur at a local level, such as pickpocketing or petty theft. Tourist areas are particularly targeted, so visitors should remain vigilant of their surroundings. Additionally, organized crime exists in the larger cities of Spain, but the areas where it occurs are quite specific and unlikely to be visited by tourists," explained one expat living in Spain.

"There is very little crime. I feel much safer here than I did in California. Walking my dogs at midnight doesn't worry me at all," said one expat in Salamanca.

Is there a lot of diversity? Are people in Spain accepting of differences?

"This is a Catholic country. Most individuals seem accepting of differences unless you are from a Latin country. As an American with very little Spanish language capability, they are very helpful and go out of their way to help me. Typically Latins are thought of and treated as the hired help. It does not matter how they are dressed or how much jewelry they have on...still just hired help. Fortunately if problems arise in stores or restaurants, each establishment has a complaint book. If you ask to make a complaint, they must give it to you. Normally, the attitude changes when you ask for this book. They police can shut the place down if they do not have the book to give you," commented one expat who made the move to Madrid.

"Spain is a culturally diverse nation, with a mix of native groups, immigrants, and diverse religions. In recent years, the Spanish government has made efforts to ensure that diversity is respected, and that everyone is treated fairly and equally. Discrimination based on religion, gender, race, age or sexual orientation is illegal, and there is a heightened awareness amongst the general public regarding the importance of cultural diversity and the acceptance of differences. While there are still some areas of improvement, overall the Spanish people are increasingly becoming more open to and accepting of diversity," remarked one expat living in Spain.

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What are the schools in Spain like?

"The school is a Catholic school, OPUS. But, in these changing times, they do accept and understand that all children enrolled are not Catholic. Half of the staff are certified English speakers and teachers, so speaking Spanish is not a MUST, but it is always good to attempt to use your Spanish when enrolling your child. For some grades, there is a long waiting list. Since this school includes preschool (one year old), it is advised to enroll your children as early as possible, once they are enrolled, there is no waiting list. This is one of the BEST schools in Andalucia and is part of the Attendis group whose website can be viewed at www.attendis.com or www.attendis.es. If your children do not already speak Spanish, be patient, and give it a whole semester. Children learn faster than adults and will grasp the language quickly, if for no other reason than to communicate with friends on the playground. Preschool is co-ed and is held at Colegio Grazalema. Once primary school begins, the girls remain at Colegio Grazalema, the boys go to the brother school, Colegio Guadalete, approximately 1km away. The children who attend this school are well-mannered. Because there is a cost, most of their parents own busineses, work in government, etc. The school has a high test rate in all areas. 100% of the children test well. Be sure to ask lots of questions and get a good grasp of the school policies and culture," said one parent with children at Colegio Grazalema & Colegio Guadalete (Attendis) in El Puerto de Santa Maria.

"My only advice to you is not to worry, your child will get a warm welcome and will have a great time through his/her time there. There is a big range of nationalities, so be sure that your kid will learn about other cultures," commented one expat when asked about St. George's School of Madrid in Madrid.

"The British School of Barcelona is considered to be one of the best international schools in Spain, with a well-rounded educational curriculum and an engaging international environment. Located in Barcelona, this school combines an internationally rich learning environment with an innovative and creative approach to teaching. It is the only school in Spain to offer the International Baccalaureate Diploma Programme, and its highly accomplished academic results rank among the best in Spain. The Torrequebrada International School, situated on the Costa del Sol, is one of the most prestigious international schools in Spain. This school offers a comprehensive range of courses, which includes the International Baccalaureate, and its experienced teachers cultivate a stimulating and holistic environment that helps to prepare students for adult life and a global future. The Sotogrande International School, located in Sotogrande, is one of the most respected bilingual schools in Spain. This school combines a traditional British education with effective Spanish-language instruction, making it the perfect environment for students who are looking to acquire language fluency or a bilingual education. The curriculum follows a holistic approach, emphasizing values and a sense of responsibility and excellence while encouraging students to excel not just inside the classroom, but also outside it," explained one expat in Spain with kids at .

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Is the cost of living in Spain high?

We asked people how much they someone comfortably live on in Spain, they wrote:

"The cost of living in Spain varies depending on the city or region. In general, one can expect to pay slightly more in amenities like food, hotel prices, and public transportation costs compared to other European countries, but if you budget wisely, you can still find good value. Rent and utilities will also be more expensive than some other European countries, but many locals choose to rent shared apartments which can be more affordable. Salaries are slightly lower than other European countries, but the cost of living is still manageable," remarked one expat who made the move to Spain.

"I can only attest to the cost of living in my city. For Salamanca, you can live very comfortably for 1500 euros (or around $1650)," explained one expat living in Salamanca, Spain.

"We used Numbeo to reasearch and compare. Basically, cost of living in Granada is 1/3 that of NEW York and 2/3 the cost of our US home, Dallas. Did we mention free health care?," remarked one expat in Granada.

"Very inexpensive to live in Granada. The rent starts as low as €250 per month for a room in an apartment. If you want to have your own apartment, rent can start at €400 depend on location. The food is cheap here if you stay out of eating in tourist areas. Grocery is inexpensive with plenty of fresh fruits and vegetables year round," wrote one expat living in Granada .

"The cost of living in Spain is generally quite reasonable, however some of the cities, such as Madrid and Barcelona, tend to be more expensive than the rest of the country. In general, a nice 1 bedroom apartment in Spain could cost around $800 US dollars per month, and a nice 2 bedroom for about $1300 US dollars. Eating dinner at a moderately priced restaurant in Spain would cost around 15-30 US dollars per person," commented one expat who moved to Spain.

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What type of recreational facilities are in Spain?

When we asked people living in Spain about recreational activities, they mentioned:

"Hiking and skiing in Sierra Nevadas, One hour bus ride from coast. We are near tennis park, though tennis here limited," remarked one expat living in Granada.

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What is the weather like in Spain?

"The weather in Spain is generally warm and sunny, with temperatures ranging from mild to hot depending on the season. In the summer months, temperatures can reach up to 30°C (86°F) in the south of the country, while in the winter months temperatures can drop to around 10°C (50°F). Rainfall is common throughout the year, with the most rain falling in the northern and western regions," said one expat living in Spain.

"Hot but dry summers, cool winter with one cold snap usually. Spring and Fall outstanding," mentioned one expat inGranada.

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Are there good restaurants in Spain?

"One of Spain's most beloved restaurants is El Celler de Can Roca in Girona. Located in the heart of Catalonia, El Celler de Can Roca is a three-Michelin-starred restaurant that serves up traditional Catalan cuisine with a modern twist. The restaurant is run by the Roca brothers, Joan, Josep, and Jordi, who have been praised for their creative and innovative dishes. The restaurant has been featured in numerous publications, including The New York Times and The Guardian, and has been named one of the world's best restaurants. Another popular restaurant in Spain is Arzak in San Sebastian. Located in the Basque Country, Arzak is a three-Michelin-starred restaurant that serves up traditional Basque cuisine with a modern twist. The restaurant is run by the Arzak family, who have been praised for their creative and innovative dishes. The restaurant has been featured in numerous publications, including The New York Times and The Guardian, and has been named one of the world's best restaurants. Finally, La Terraza del Casino in Madrid is a two-Michelin-starred restaurant that serves up traditional Spanish cuisine with a modern twist. The restaurant is run by the Adrià brothers, Ferran and Albert, who have been praised for their creative and innovative dishes. The restaurant has been featured in numerous publications, including The New York Times and The Guardian, and has been named one of the world's best restaurants," mentioned an expat living in Spain.

"Lots of restaurants and bars. Very vibrant. People stay out until 1-2 AM if weather is good and just hang out with friends," said an expat in Granada.

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Where will I buy groceries and do other shopping in Spain?

"Every corner has a local grocer. There is also Carrefour and the Corte Ingles mid-town. We also found two great small Asian markets, one Chinese, one with Indian food," remarked one expat in Granada.

"There are many big stores like El Corte Inglés, Mercadona and Carrefour and most expats shop. There are many smaller neighborhood stores in every corner. It's very easy to find grocery stores here," wrote one expat living in Granada.

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What are the visa & residency requirements in Spain?

"Best to consult Spanish website,. We are here on a non-lucrative visa which requires minimum financial assets," commented one expat living in Granada, Spain.

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Are healthcare and health insurance expensive in Spain?

"Healthcare in Spain is generally considered to be of a high quality and is available to all citizens and legal residents. The cost of healthcare in Spain is largely dependent on the type of insurance coverage that is chosen. Public health insurance is available to all citizens and legal residents and is generally quite affordable. Private health insurance is also available and can be more expensive, but it often provides more comprehensive coverage. In general, health insurance in Spain is not overly expensive, but it is important to compare different plans to find the best coverage for your needs," said one expat.

"My policy costs 1017 Euros or about $1109 annually. It can also be paid monthly through a bank deduction. There is no co-pay, which is the requirement for the Spanish visa, so most treatment is included, but not prescriptions or outside consultation," commented one expat living in Altea, Spain.

"We have a private health insurance with Sanitas and are happy with them. It’s acceptable at our nearest hospital. Sanitas was most well known health insurance among expats. They will take payments without a Spanish bank account, which we find very convenient because we didn’t have a Spanish bank account last year before we moved to Spain," remarked one expat living in Granada.

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About the Author

Joshua Wood Joshua Wood, LPC joined Expat Exchange in 2000 and serves as one of its Co-Presidents. He is also one of the Founders of Digital Nomad Exchange. Prior to Expat Exchange, Joshua worked for NBC Cable (MSNBC and CNBC Primetime). Joshua has a BA from Syracuse and a Master's in Clinical and Counseling Psychology from Fairleigh Dickinson University. Mr. Wood is also a licensed counselor and psychotherapist.

Some of Joshua's articles include Pros and Cons of Living in Portugal, 10 Best Places to Live in Ireland and Pros and Cons of Living in Uruguay. Connect with Joshua on LinkedIn.

Plaza Mayor in Salamanca, Spain

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