Living in Switzerland
Last updated on Feb 02, 2024
Summary: The approximate population of Switzerland is 8.5 million people. The largest cities in Switzerland are Zurich, Geneva, Basel, Lausanne, and Bern. Expats love living in Switzerland for its high quality of life, excellent infrastructure, and beautiful scenery. People describe life in Switzerland as peaceful, safe, and orderly. Popular foods in Switzerland include fondue, raclette, rösti, and muesli. The cons of living in Switzerland include the high cost of living, the language barrier, and the difficulty of obtaining a work permit. The average cost of living for an expat is around $3,000 to $4,000 per month in US dollars. This includes rent, food, transportation, and other expenses.
What do I need to know about living in Switzerland?
When we asked people what advice they would give someone preparing to move to Switzerland, they said:
"1. It is important to research both Swiss federal law and local canton laws as these will impact your financial and lifestyle decisions as a retiree in Switzerland. 2. Consider taking language courses or hiring a translator to ensure you can effectively communicate with Swiss authorities and banks. 3. Research banking options to find the best plan for you, including checking cantonal banking services and account providers. 4. Make sure to have comprehensive health insurance in order to receive public health care benefits. 5. Look into tax treatment of your pension income and any other sources when determining how much of your pension income is taxable. 6. Check if residence permits are necessary for yourself or your family members when looking to live in Switzerland for over three months. 7. Examine cost of living before retiring in Switzerland, taking into account accommodation, groceries, transportation and other miscellaneous expenses. 8. Understand the social and cultural norms in Switzerland to ensure a smooth integration process into Swiss society," remarked one expat living in Switzerland.
"Put a good dent in learning German before you get here. People are much more easier to deal with if you can speak to them in German," wrote one member in Basel.
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How do I meet people in Switzerland?
When we asked people living in Switzerland about club and activities where newcomers can meet others, they responded:
"Local English speaking club called Centre Point. Also the Professional Women's Group has very interesting topics and a fun mix of people. I've also heard good things about the American Women's Club," explained one expat living in Basel, Switzerland.
"Expats in Switzerland often join local Meetups, international women's organisations, language learning classes, and hiking and sports clubs. Expats can also get involved in social events hosted by the local cultural institutions, such as traditional Swiss markets and festivals. Additionally, many expats look for work in Switzerland and join a workplace social club. Community activities are another way for expats to meet people, such as volunteering in an area where they can connect with locals and learn more about the Swiss culture," said one expat in Switzerland.
Expats interested in International Health Insurance should take a minute to get a quote from our trusted expat health insurance partner, CIGNA.
Expats interested in International Health Insurance should take a minute to get a quote from our trusted expat health insurance partner, CIGNA.
What is life like in Switzerland?
When we asked people living in Switzerland what life is like and how people spend their time, they said:
"In general life revolves around the family for the Swiss. If your a foreigner join a club to get to know people - especially iy ouare single. It's difficult to get to meet people outside of work," said one expat who made the move to Zurich.
"Expat and digital nomad life in Switzerland is incredibly appealing, due to the country's excellent economic stability and high quality of living. This is coupled with a safe, first-world environment that offers many interesting cultural activities and a great standard of education. The country's transportation system is highly efficient, allowing easy travel within and across borders. Furthermore, Swiss cities have an array of opportunities that enable digital nomads to work remotely, while also appreciating their stunning natural environment. Additionally, a variety of lifestyle choices allows expats to take advantage of the diverse cultural opportunities on offer. All in all, expats and digital nomads in Switzerland enjoy an amazing quality of life that most other countries cannot rival," explained one expat living in Switzerland.
Is there a lot of crime in Switzerland?
We asked people if there is a lot of crime. They answered:
"The overall crime rate in Switzerland is relatively low. Switzerland is seen as a relatively safe place to live, with the emphasis being on the prevention of crime. Despite this, certain cities and regions may have higher crime rates than others, particularly areas where there is a higher level of immigration. As a result, some locals may feel uneasy or even unsafe if they're outside at night in certain neighborhoods," commented one expat who made the move to Switzerland.
Is there a lot of diversity? Are people in Switzerland accepting of differences?
"Yes this is a very diverse community. Especially because it's so close to the border with Germany and France. There's also a large Expat community here. They are somewhat accepting of the diversity but only if you don't disturb them," remarked one expat who made the move to Basel.
"Switzerland is one of the most ethnically diverse countries in Europe, with around 24% of the population having a foreign background. Switzerland is known for being accepting of differences in religion, ethnicity, language, and culture, as long as those differences are celebrated and respected without prejudice. The Swiss population is accepting of immigration and embraces different cultural norms and languages, making it one of the most open and tolerant countries in the region," explained one expat living in Switzerland.
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Expats interested in International Health Insurance should take a minute to get a quote from our trusted expat health insurance partner, CIGNA.
Expats interested in International Health Insurance should take a minute to get a quote from our trusted expat health insurance partner, CIGNA.
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What are the schools in Switzerland like?
"Unfortunately the schools are full and your options are limited. However, go elsewhere. One of my children have suffered emotionally because of the situation at this school. For us, the relief is in moving back to the USA this year," commented one expat when asked about College Du Leman in Versoix.
"Obviously visit the campus with your child. BFA is quite willing to allow prospective students a day on campus being hosted by another student in the same grade. This is an excellent opportunity for your child to get to know the other students and some teachers. The student body and teachers in the BFA community are kind and caring," remarked one expat living in Kandern with children attending Black Forest Academy.
"We are very happy here and are having a great experience living in Switzerland as a result. The teacher-student ratio is low so we feel the kids get a lot of attention from their teacher," said one expat in Gümligen with children at International School of Berne.
"To contact the school to arrange to visit and let them show you and your child around -- and to maintain contact with them before, during and after the move. My oldest is attending the University of Georgia in the Fall and was accepted to almost all the schools she applied too. The academics in this school have really prepared her for college. I'm sure this would not have happened had she stayed in the public schools in America," remarked one parent with kids at Zurich International School in Kilchberg.
"ISBerne is a school with vibrant community and excellent education standards. I would advise to pay the school visit prior to enrolment, have a school tour and organise the trial school day for your child," explained one expat living in Bern - Gumligen, Switzerland.
Is the cost of living in Switzerland high?
We asked people how much they someone comfortably live on in Switzerland, they wrote:
"The cost of living in Switzerland is relatively high compared to many other countries. Goods and services cost more overall compared to some other parts of Europe, but wages tend to be significantly higher to balance this out. The cost of food, particularly fresh produce, is typically more expensive in Switzerland than it is in other countries. Accommodation in Switzerland is also generally significantly more expensive than elsewhere. Transportation costs, such as public transport, can also be quite high," said one expat in Switzerland.
"The cost of living in Switzerland is generally higher than in other European countries. Renting in Switzerland is also more expensive than in other regions of Europe. Places like Geneva, Zurich and Lausanne have particularly high costs of living; costs that are even higher than the national average. A nice 1 bedroom apartment in Switzerland will cost you around 800 USD on average, whereas a nice 2 bedroom apartment can cost up to 1200 USD. Eating out at a moderately priced restaurant in Switzerland would cost around 40 USD for a meal for two without alcohol," said one expat living in Switzerland.
What type of recreational facilities are in Switzerland?
When we asked people living in Switzerland about recreational activities, they mentioned:
"In Switzerland, residents enjoy a variety of recreational facilities, such as swimming pools, sports centers, and fitness centers. There are also many outdoor activities available, such as hiking, biking, and skiing. For those who prefer a more relaxed atmosphere, there are plenty of parks and gardens to explore. Additionally, there are numerous cultural attractions, such as museums, galleries, and theaters. Finally, there are plenty of restaurants, cafes, and bars to enjoy," mentioned an expat living in Switzerland.
What is the weather like in Switzerland?
"The weather in Switzerland is generally mild and temperate. Summers are usually warm and sunny, while winters are cold and snowy. Rainfall is common throughout the year, with the most precipitation occurring in the mountains. The climate in Switzerland is varied, with the northern and central regions experiencing more rain and snow than the south," mentioned an expat living in Switzerland.
Are there good restaurants in Switzerland?
"One of the most popular restaurants in Switzerland is the Restaurant Schönbühl in Zurich. Located in the heart of the city, this restaurant offers a wide variety of traditional Swiss dishes, as well as international cuisine. The restaurant is known for its excellent service and its cozy atmosphere. The menu features a variety of dishes, including fondue, raclette, and rosti. The restaurant also offers a selection of wines and beers. Another popular restaurant in Switzerland is the Restaurant Storchen in Lucerne. This restaurant is located in the historic old town and offers a variety of traditional Swiss dishes. The menu includes dishes such as rösti, fondue, and raclette. The restaurant also offers a selection of wines and beers. The atmosphere is cozy and the service is excellent. The Restaurant La Table in Geneva is also a popular choice for diners in Switzerland. This restaurant offers a variety of French and Swiss dishes, as well as international cuisine. The menu includes dishes such as tartiflette, fondue, and raclette. The restaurant also offers a selection of wines and beers. The atmosphere is cozy and the service is excellent. Finally, the Restaurant La Maison in Lausanne is another popular restaurant in Switzerland. This restaurant offers a variety of traditional Swiss dishes, as well as international cuisine. The menu includes dishes such as fondue, raclette, and rosti. The restaurant also offers a selection of wines and beers. The atmosphere is cozy and the service is excellent," wrote one expat living in Switzerland.
Where will I buy groceries and do other shopping in Switzerland?
"People living in Switzerland typically buy groceries from supermarkets, local markets, and specialty stores. Other shopping can be done at department stores, boutiques, and online retailers," said one expat living in Switzerland.
What are the visa & residency requirements in Switzerland?
"To enter Switzerland, most foreign nationals require a visa. Depending on the citizenship and circumstances of the traveler, the appropriate visa can be acquired from either the Embassy or Consulate General of Switzerland in their home country. The visa application process includes submitting basic documentation such as a valid passport, passport photos, and a completed visa application form. Other documentation such as a proof of financial stability, travel itinerary, or an invitation letter may be required. To apply for residency in Switzerland, foreign nationals must provide documents such as a valid passport, a curriculum vitae, tax returns, and a valid bank statement. Depending on the applicant’s circumstances, additional documents may be required. Completed applications are submitted to the relevant cantonal immigration authorities in Switzerland. The authorities can then issue a legally binding residence permit. Once approved, the applicant will receive a residency permit valid for a period of 1-5 years. In some cases, residency may be renewed by submission of a renewal application," said one expat living in Switzerland.
Are healthcare and health insurance expensive in Switzerland?
"Healthcare and health insurance in Switzerland are generally considered to be expensive. The cost of healthcare is high due to the country's high quality of care and the fact that the Swiss government heavily subsidizes the cost of healthcare. Health insurance premiums are also expensive, as the Swiss government requires all citizens to have health insurance. Premiums vary depending on the type of coverage and the age of the insured, but they are generally higher than in other countries," mentioned one expat inSwitzerland.
Expats interested in International Health Insurance should take a minute to get a quote from our trusted expat health insurance partner, CIGNA.
Expats interested in International Health Insurance should take a minute to get a quote from our trusted expat health insurance partner, CIGNA.
About the Author
Betsy Burlingame is the Founder and President of Expat Exchange and is one of the Founders of Digital Nomad Exchange. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Prior to Expat Exchange, Betsy worked at AT&T in International and Mass Market Marketing. She graduated from Ohio Wesleyan University with a BA in International Business and German.
Some of Betsy's articles include 12 Best Places to Live in Portugal, 7 Best Places to Live in Panama and 12 Things to Know Before Moving to the Dominican Republic. Betsy loves to travel and spend time with her family. Connect with Betsy on LinkedIn.
Other Questions:
- How do I meet people in Switzerland?
- What is life like as an expat in your area?
- Is there a lot of crime in Switzerland?
- What do I need to know before retiring in Switzerland?
- Is there a lot of diversity? Are people in Switzerland accepting of differences?
- What are the schools in Switzerland like?
- Is the cost of living in Switzerland high?
- What advice do you have for expats having a baby in Switzerland?
- What are healthcare services like in Switzerland?
- Is the cost of living in Switzerland high?
- What type of recreational facilities are in Switzerland?
- What is the weather like in Switzerland?
- Are there good restaurants in Switzerland?
- Where will I buy groceries and do other shopping in Switzerland?
- What are the visa & residency requirements in Switzerland?
- Are healthcare and health insurance expensive in Switzerland?
- What do I need to know when buying property in Switzerland?
- Are foreigners allowed to own property in Switzerland?
- What appliances are typically included in a rental?