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Living in Thailand: Cost of Living, Healthcare and What to Know About Living in Thailand | Expat Exchange
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Mae Hong Song, Thailand

Living in Thailand

By Betsy Burlingame

Last updated on Jan 04, 2024

Summary: The approximate population of Thailand is 69 million people. The largest cities in Thailand are Bangkok, Nonthaburi, Pak Kret, Hat Yai, and Chiang Mai. Expats love living in Thailand for its tropical climate, friendly people, and low cost of living. People describe life in Thailand as relaxed, laid-back, and full of adventure. Popular foods in Thailand include Thai curries, noodles, and rice dishes. Popular snacks include mango sticky rice, fried bananas, and coconut ice cream. The cons of living in Thailand include the language barrier, the lack of public transportation, and the hot and humid climate. The average cost of living for an expat is around $1,000 to $2,000 per month. This includes rent, food, transportation, and entertainment.

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What do I need to know about living in Thailand?

When we asked people what advice they would give someone preparing to move to Thailand, they said:

"It is important for expats to understand and abide by Thai laws and customs to avoid any trouble. Expats should also be prepared for a different climate than their home countries and ensure they have all necessary medical supplies. Expats should research the cost of living and research the various towns and cities to ensure they choose the best place when settling. It is also important to open a bank account for transfer of funds and for expats to understand the taxation laws in Thailand. Additionally, expats should note that English is not widely spoken outside of large cities; knowing the local language can be beneficial. It is important to research Thai visas and health care options to ensure a smooth transition. Finally, expats should consider creating a budget and seeking professional advice so they can manage finances effectively in retirement," remarked one expat living in Thailand.

"Find a good place to live - you'll need it in this city. Do not plan too much in the beginning. Take things easy, read a lot about Thai culture and the city," wrote one member in Bangkok.

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How do I meet people in Thailand?

When we asked people living in Thailand about club and activities where newcomers can meet others, they responded:

"American Women's Club, Community Services of Bangkok, American Chamber of Commerce, International Women's Ministry, and American Association of University Women. Any local group formed in your particular neighborhood. If you have children, become involved in their school," said one expat in Bangkok.

"Expats in Thailand often join local clubs and activities to mingle with other expats and locals. International associations, book clubs, running and cycling clubs, as well as meetup groups are popular among expats in Thailand. Expats can also get involved with local organizations or volunteer work to meet interesting people with similar interests. Social media and online forums are increasingly popular for expats to connect with each other, share tips about living and working in Thailand, and learn about special events and activities in their area. Local coffee houses and bars are also great places to meet other expats and locals alike and socialize," said one expat who made the move to Thailand.

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SJB-Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model. Our clients benefit from their country’s most favorable tax environment by utilizing the efficient investment vehicles we offer. Our commitment to quality service is reflected in our stellar reviews, with over 300 testimonials boasting 95% five-star ratings.

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SJB-Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model. Our clients benefit from their country’s most favorable tax environment by utilizing the efficient investment vehicles we offer. Our commitment to quality service is reflected in our stellar reviews, with over 300 testimonials boasting 95% five-star ratings.

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What is life like in Thailand?

When we asked people living in Thailand what life is like and how people spend their time, they said:

"Living as an expat or digital nomad in Thailand can be incredibly rewarding. The country offers a warm and welcoming culture, as well as an abundance of delicious tropical fruits, vibrant markets and stunning beaches. Expats and digital nomads have access to a range of amenities such as high-speed internet, co-working hubs, a range of accommodation options, and opportunities to explore the diverse landscape. Thailand also has plenty of cultural attractions, from ancient temples to bustling nightlife. Expats and digital nomads are able to immerse themselves in the local culture, making new friends and discovering new experiences," explained one expat living in Thailand.

"The employed partner's life revolves around work and socializing. The accompanying partner's life revolves around social groups and volunteering. Bangkok is a hotel society..... most functions occur in hotels," said one expat in Bangkok.

Is there a lot of crime in Thailand?

We asked people if there is a lot of crime. They answered:

"No, very little crime, but you have to keep a eye out for the motor bike taxi's. You should not carry a wallet, but instead carry a bag over your shoulder and make sure it is hanging in front of you. Keep your cell phone inside this bag also. Don't make it easy for the anyone to steal from you. Only use ATM'S at the inside of banks, not out on the street," wrote one member in Nonthaburi.

"Thailand is generally seen as a safe country, but crime does exist and can be a problem in certain areas. Petty crime like pickpocketing, purse snatching and the theft of unattended items is the most common type of criminal activity reported in Thailand, whilst more serious crimes such as drug trafficking, robbery, fraud and domestic violence are also reported across the country. In some areas, violent crimes have become more common, so it is wise to remain cautious and take sensible safety precautions," remarked one expat who made the move to Thailand.

Is there a lot of diversity? Are people in Thailand accepting of differences?

"Yes, there is diversity and they are very accepting of differences. The Thais are wonderful," remarked one expat living in Bangkok, Thailand.

"Thailand is a multi-cultural society and is home to a variety of ethnicities, religions, and cultures. It is not uncommon to find people in Thailand of Chinese, Indian, Vietnamese, Burmese, and Laotian descent. Despite the many differences among the country's population, Thais have shown a strong commitment to celebrating diversity and respecting cultural differences. This attitude is encouraged by both the government and society, with various events and initiatives promoting multiculturalism and the acceptance of different backgrounds," wrote one member in Thailand.

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SJB-Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model. Our clients benefit from their country’s most favorable tax environment by utilizing the efficient investment vehicles we offer. Our commitment to quality service is reflected in our stellar reviews, with over 300 testimonials boasting 95% five-star ratings.

Click connect to have our partner contact you via e-mail and/or phone.

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SJB-Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model. Our clients benefit from their country’s most favorable tax environment by utilizing the efficient investment vehicles we offer. Our commitment to quality service is reflected in our stellar reviews, with over 300 testimonials boasting 95% five-star ratings.
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What are the schools in Thailand like?

"The Shrewsbury International School (SIS) is an established international school in Bangkok, Thailand. It is a newly opened school that offers a world-class curriculum for students aged 3-18. It uses the UK National Curriculum and IB Diploma Program as the basis for its education. The school is renowned for its diverse and multilingual student body, allowing students of all backgrounds to excel in a stimulating academic environment. NIST International School is also located in Bangkok, Thailand. It is an accredited, private, non-sectarian, international school with over 6,000 students across three campuses. NIST offers an American-style education, following an American-based curriculum and offering a range of AP courses, ensuring well-informed citizens with a global mindset. Regent's International School Bangkok follows the English National Curriculum and provides a vibrant education to students of all abilities. Located in Bangkok's central business district, its goal is to ensure that every student can fulfil their academic potential in a supportive and culturally-rich environment. The bilingual Kasem Bundit University School prides itself on its innovative curriculum, combining English and Thai to allow students to fluently converse in both languages. In addition to providing traditional education, the school offers electives in the performing arts, sciences and fine arts to challenge students and broaden their perspectives," commented one expat when asked about in Thailand.

"The school is amazing and you can really get the best out of it if your child is willing to study hard. The school's achievement rate is significantly higher than other international schools in bangkok, with many students receiving Top in the World and Top in Thailand prizes in their iGCSE and A-Level examinations. O," remarked one expat living in Bangkok with children attending Shrewsbury International School .

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Is the cost of living in Thailand high?

We asked people how much they someone comfortably live on in Thailand, they wrote:

"It depends on your life style, I know people who live on 50,000 baht a month, we spend about 100,00 baht a little more, a little less, depending on what we are doing," commented one expat who made the move to Nonthaburi.

"The cost of living in Thailand is generally quite low compared to other parts of the world. It is possible to find good value accommodation, food and entertainment. On the other hand, prices can vary depending on the location and the type of lifestyle one wants to live. Shopping is also quite affordable, with both local and international brands available. Generally speaking, an individual can live comfortably in Thailand on a budget," remarked one expat living in Thailand.

"I currently rent a nice 2 bedroom condo right off the BTS line. My rent, phone, internet, cable and electricity comes to about $900USD and so with food and transportation I live very nicely for around $1300.00USD," remarked one expat in Bangkok.

"Living in Thailand is generally quite affordable, although prices can vary depending on where you are and what you need. Generally speaking, major cities and tourist areas have a higher cost of living than other parts of the Thailand. A nice one bedroom apartment in Thailand could cost around 800 - 1000 USD a month in rent and a nice two bedroom around 1100 - 1500 USD. Eating out at a moderately priced restaurant in Thailand can cost you anywhere from 4 - 10 USD depending on the food being ordered and the restaurant itself," wrote one expat living in Thailand.

What type of recreational facilities are in Thailand?

When we asked people living in Thailand about recreational activities, they mentioned:

"In Thailand, residents enjoy a variety of recreational facilities, such as beaches, parks, and waterfalls. There are also many outdoor activities, such as hiking, biking, and kayaking. For those who prefer indoor activities, there are plenty of shopping malls, movie theaters, and bowling alleys. Additionally, there are many cultural attractions, such as temples, museums, and art galleries. Finally, Thailand is home to a variety of nightlife options, such as bars, clubs, and live music venues," mentioned an expat living in Thailand.

"Bangkok has too many choices to list, there are many large public parks and 5 National parks close to here," said an expat in Bangkok.

What is the weather like in Thailand?

"The weather in Thailand is typically hot and humid, with temperatures ranging from the mid-20s to the mid-30s Celsius throughout the year. The rainy season usually runs from May to October, with the heaviest rainfall occurring in September and October. The dry season runs from November to April, with the coolest temperatures occurring in December and January," wrote one expat living in Thailand.

Are there good restaurants in Thailand?

"One of the most popular restaurants in Thailand is Bo.lan, located in Bangkok. Bo.lan is a fine-dining restaurant that specializes in traditional Thai cuisine. The restaurant is known for its creative and innovative dishes, which are made with fresh, locally-sourced ingredients. The atmosphere is cozy and inviting, and the staff is friendly and attentive. Another popular restaurant in Thailand is Nahm, located in Bangkok. Nahm is a Michelin-starred restaurant that serves modern Thai cuisine. The restaurant is renowned for its creative dishes, which are made with the freshest ingredients. The atmosphere is elegant and sophisticated, and the staff is knowledgeable and attentive. Finally, Suan Bua is a popular restaurant in Chiang Mai. Suan Bua is a traditional Thai restaurant that serves authentic Thai dishes. The restaurant is known for its flavorful and fragrant dishes, which are made with fresh, locally-sourced ingredients. The atmosphere is cozy and inviting, and the staff is friendly and attentive," mentioned one expat inThailand.

"Bangkokians live to eat! There are more choices from street food to mid-priced restaurants to high end eateries than almost anywhere in the world," commented one expat who moved to Bangkok, Thailand.

Where will I buy groceries and do other shopping in Thailand?

"People living in Thailand typically buy groceries from local markets, convenience stores, and supermarkets. Other shopping can be done at department stores, shopping malls, and street markets. Many people also shop online for convenience," remarked one expat living in Thailand.

"I am lucky enough to have both a Tesco Lotus and a Big C right by me, with several fresh markets also. If you must have your expensive food imports from home, there is Villa market on Sukhumwit. 7/11 stores are everywhere with many heat and eat foods available," said one expat living in Bangkok.

What are the visa & residency requirements in Thailand?

"The process of applying for a visa to Thailand involves filling out an application form as well as providing a valid passport, two passport-sized photographs, and proof of financial funds sufficient to cover your stay. After securing a tourist visa, the applicant must travel to Thailand within a three months period. Upon arrival, the applicant needs to present their visa at the immigration checkpoint and may be asked to show proof of onward travel or financial funds. The process for applying for residency in Thailand can be done through applying for a Non-immigrant B visa and then applying for a long-stay permit or ‘extension of stay’. Applying for a Non-Immigrant B visa requires similar documentation as the tourist visa, but with the addition of a request letter from the Embassy or Immigration Bureau and proof of sufficient financial funds from your stated residence in Thailand. Once you are approved for the Non-Immigrant B visa, the applicant must pick up the permit at the local Immigration Bureau. After the applicant obtains the long-stay permit, they will be eligible to stay in Thailand for up to one year with the possibility of subsequent extensions," said one expat.

"I am on a retirement visa for 1 year with extensions. Thailand rules change each year but with my visa I only need to check in with immigration every 90 days and do not have to make a border run," commented one expat living in Bangkok, Thailand.

Are healthcare and health insurance expensive in Thailand?

"We have private health insurance and I would not change it for the world. I have the option of using any PRIVATE HOSPITAL OR DOCTOR I wish, anywhere in the world. The way it works, if I have something major happen, I contact my insurance company and they then make arrangements to pay the hospital of my choice directly. My policy also has a FREE VIP second opinion for any major medical diagnosis. For me this is the peace of mind that I need. I can have my case reviewed by an American doctor to confirm what is my best option. I have a $1000 deductible and it covers me anywhere in the world including the United States at a cost of about 60% less than what I was paying when living in the US. If anyone is interested in more details, please feel free to reach out to me," mentioned an expat living in Ao Nang (Krabi).

"Healthcare and health insurance in Thailand can be expensive, depending on the type of care and coverage needed. Generally, public healthcare is more affordable than private healthcare, but the quality of care may not be as high. Private health insurance can be expensive, but it can provide more comprehensive coverage and access to higher quality care. Additionally, some employers may offer health insurance plans to their employees, which can help to reduce the cost of coverage," said an expat in Thailand.

SJB Global

SJB-Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model. Our clients benefit from their country’s most favorable tax environment by utilizing the efficient investment vehicles we offer. Our commitment to quality service is reflected in our stellar reviews, with over 300 testimonials boasting 95% five-star ratings.

Learn MoreConnect

Click connect to have our partner contact you via e-mail and/or phone.

SJB Global

SJB-Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model. Our clients benefit from their country’s most favorable tax environment by utilizing the efficient investment vehicles we offer. Our commitment to quality service is reflected in our stellar reviews, with over 300 testimonials boasting 95% five-star ratings.

Learn MoreConnect

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About the Author

Betsy Burlingame Betsy Burlingame is the Founder and President of Expat Exchange and is one of the Founders of Digital Nomad Exchange. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Prior to Expat Exchange, Betsy worked at AT&T in International and Mass Market Marketing. She graduated from Ohio Wesleyan University with a BA in International Business and German.

Some of Betsy's articles include 12 Best Places to Live in Portugal, 7 Best Places to Live in Panama and 12 Things to Know Before Moving to the Dominican Republic. Betsy loves to travel and spend time with her family. Connect with Betsy on LinkedIn.

Mae Hong Song, Thailand
SJB Global
SJB Global

SJB Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model.
Learn More

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SJB Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model.
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