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Living in New Jersey: Cost of Living, Healthcare and What to Know About Living in New Jersey | Expat Exchange
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Natirar Park in Peapack-Gladstone, NJ

Living in New Jersey

By Joshua Wood, LPC

Last updated on Feb 18, 2023

Summary: People often describe life in New Jersey as diverse, vibrant, and exciting. People love the close proximity to New York City, the beaches, the mountains, and the many cultural attractions. The cost of living in New Jersey is slightly higher than the national average, but it is still considered to be relatively affordable. The approximate population of New Jersey is 8.9 million, and the largest cities are Newark, Jersey City, Paterson, Elizabeth, and Edison. The cons of living in New Jersey include high taxes, traffic congestion, and a high cost of living. Additionally, the state has a reputation for being unfriendly to businesses, which can make it difficult for entrepreneurs to succeed.

Cigna Global Health
Cigna Global Health

Is the cost of living in New Jersey high?

We asked people about the cost of living in New Jersey, they wrote:

"The cost of living in New Jersey is relatively high in comparison to the average cost of living in the United States. The rental price for a nice 1 bedroom apartment in New Jersey is around $1,700 to $2,100 per month, while a nice 2 bedroom apartment is around $2,100 to $2,800 per month. Eating dinner at a moderately priced restaurant usually costs around $15 to $25 per person in New Jersey," commented one expat who moved to New Jersey.

What type of recreational facilities are in New Jersey?

When we asked people living in New Jersey about recreational activities, they mentioned:

"Residents of New Jersey enjoy a variety of recreational facilities, including beaches, parks, golf courses, and ski resorts. There are also many trails for hiking, biking, and horseback riding, as well as lakes and rivers for fishing and boating. For those looking for a more urban experience, there are plenty of museums, theaters, and other cultural attractions. In addition, there are numerous sports complexes, amusement parks, and other entertainment venues. No matter what type of recreational activity one is looking for, New Jersey has something to offer," said an expat in New Jersey.

What is the weather like in New Jersey?

"The weather in New Jersey can vary greatly depending on the season. In the summer, temperatures can reach the high 80s and 90s with high humidity. In the winter, temperatures can drop to the low 20s and 30s with snowfall. Spring and fall are generally mild with temperatures ranging from the mid-50s to the mid-70s," said one expat.

Are there good restaurants in New Jersey?

"One of the most popular restaurants in New Jersey is the Highlawn Pavilion in West Orange. Located in the Eagle Rock Reservation, this restaurant offers a unique dining experience with its stunning views of the Manhattan skyline. The menu features classic American cuisine with a modern twist, and the restaurant has been awarded a Michelin star for its excellence. Another favorite restaurant in New Jersey is the Frog and the Peach in New Brunswick. This restaurant has been serving up classic French cuisine for over 30 years, and has been recognized by the James Beard Foundation for its excellence. The menu features a variety of dishes, from classic French dishes to more modern creations. The Ryland Inn in Whitehouse Station is another popular restaurant in New Jersey. This restaurant is known for its farm-to-table approach, using locally sourced ingredients to create delicious dishes. The menu features a variety of dishes, from classic American fare to more modern creations. Finally, the Restaurant Latour in Hamburg is a favorite among locals. This restaurant is located in a historic building and offers a unique dining experience. The menu features a variety of dishes, from classic French cuisine to more modern creations. The restaurant also offers an extensive wine list, making it a great spot for a romantic dinner," said one expat.

Where will I buy groceries and do other shopping in New Jersey?

"People living in New Jersey typically buy groceries and do other shopping at supermarkets, convenience stores, and department stores. They may also shop at local farmers markets, specialty stores, and online retailers," commented one expat living in New Jersey.

What are the visa & residency requirements in New Jersey?

"To visit or immigrate to New Jersey, you must apply for a visa from the U.S. Department of State and gain approval from the United States Embassy or Consulate. Depending on the type of visa you are seeking, the application process for visas can involve online forms and applications, interviews, photographs, and payment of fees. Additionally, any authorized visa holder must fulfill ESTA requirements before beginning their journey to the United States. Regarding residency in New Jersey, once an individual is approved for entry into the United States and is present in the country, they can apply for a change in visa status from a non-immigrant visa to an immigrant visa. This process requires submitting a Petition for Alien Relative, Form I-130 (if a family relation is sponsoring the individual) or a Petition for Alien Worker, Form I-129 (if the individual’s work is sponsoring them), along with any other needed forms and documents to the United States Citizenship and Immigration Services. Upon approval of the petition, the individual will receive an I-551 stamp in his/her passport, confirming their status as a legal permanent resident in the U.S. and will then have to file for New Jersey residency," wrote one expat living in New Jersey.

Are healthcare and health insurance expensive in New Jersey?

"Healthcare and health insurance in New Jersey can be expensive. The cost of healthcare services, such as doctor visits, hospital stays, and prescription drugs, can be high. Health insurance premiums can also be costly, and the cost of coverage can vary depending on the type of plan and the provider. Additionally, some people may have to pay out-of-pocket costs for certain services that are not covered by their insurance," remarked one expat in New Jersey.

About the Author

Joshua Wood Joshua Wood, LPC joined Expat Exchange in 2000 and serves as one of its Co-Presidents. He is also one of the Founders of Digital Nomad Exchange. Prior to Expat Exchange, Joshua worked for NBC Cable (MSNBC and CNBC Primetime). Joshua has a BA from Syracuse and a Master's in Clinical and Counseling Psychology from Fairleigh Dickinson University. Mr. Wood is also a licensed counselor and psychotherapist.

Some of Joshua's articles include Pros and Cons of Living in Portugal, 10 Best Places to Live in Ireland and Pros and Cons of Living in Uruguay. Connect with Joshua on LinkedIn.

Natirar Park in Peapack-Gladstone, NJ

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