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Living in Indiana: Cost of Living, Healthcare and What to Know About Living in Indiana | Expat Exchange
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Living in Indiana

By Joshua Wood, LPC

Last updated on Feb 17, 2023

Summary: People often describe life in Indiana as being laid-back and friendly. People love the small-town feel of the state, as well as the abundance of outdoor activities and attractions. The cost of living in Indiana is generally lower than the national average, with the median home price being around $130,000. The approximate population of Indiana is 6.7 million, and the largest cities are Indianapolis, Fort Wayne, Evansville, South Bend, and Carmel. The cons of living in Indiana include the lack of public transportation, the cold winters, and the lack of diversity in some areas. Additionally, the state has a higher-than-average rate of poverty and unemployment.

William Russell
William Russell

Is the cost of living in Indiana high?

We asked people about the cost of living in Indiana, they wrote:

"The cost of living in Indiana is somewhat affordable. According to Cost of Living Quality Index by Numbeo, the cost of living in Indiana is rated slightly below the US average. Rent is moderate, with a nice 1 bedroom apartment usually priced at around $850 and a nice 2 bedroom apartment usually priced at around $1000. The cost of eating dinner at a moderately priced restaurant in Indiana is around $15," said one expat living in Indiana.

What type of recreational facilities are in Indiana?

When we asked people living in Indiana about recreational activities, they mentioned:

"In Indiana, residents can enjoy a variety of recreational facilities, such as parks, trails, and golf courses. There are also many lakes and rivers for fishing, swimming, and boating. For those who enjoy outdoor activities, there are plenty of opportunities for camping, hiking, and biking. Indiana also has a number of sports complexes, including basketball courts, tennis courts, and baseball fields. For those who prefer indoor activities, there are bowling alleys, movie theaters, and arcades. Indiana also has a number of museums, art galleries, and performing arts venues," remarked one expat living in Indiana.

What is the weather like in Indiana?

"The weather in Indiana can vary greatly depending on the season. In the summer, temperatures can reach into the 80s and 90s with high humidity. In the winter, temperatures can drop below freezing and snow is common. Spring and fall are generally mild with temperatures ranging from the 40s to the 70s," said one expat living in Indiana.

Are there good restaurants in Indiana?

"One of Indiana's most beloved restaurants is St. Elmo Steak House in Indianapolis. Founded in 1902, St. Elmo is renowned for its signature shrimp cocktail, which is made with a secret recipe of spices and horseradish. The restaurant also serves a variety of steaks, seafood, and other classic American dishes. The atmosphere is warm and inviting, and the service is always top-notch. Another popular restaurant in Indiana is The Eagle's Nest in Fort Wayne. This family-owned restaurant has been serving up delicious Italian-American cuisine since the 1950s. The menu features classic dishes like lasagna, spaghetti and meatballs, and chicken parmesan. The restaurant also offers a variety of sandwiches, salads, and desserts. Finally, the Slippery Noodle Inn in Indianapolis is a must-visit for anyone looking for a unique dining experience. This historic blues bar has been around since 1850 and is known for its live music and delicious food. The menu features classic pub fare like burgers, wings, and sandwiches, as well as a variety of seafood dishes. The atmosphere is lively and the service is friendly," said one expat.

Where will I buy groceries and do other shopping in Indiana?

"People living in Indiana typically buy groceries and do other shopping at local supermarkets, convenience stores, and department stores. Additionally, many people in Indiana shop at big box stores such as Walmart and Target. Online shopping is also becoming increasingly popular in Indiana, with many people taking advantage of the convenience and variety of products available online," said one expat living in Indiana.

What are the visa & residency requirements in Indiana?

"In order to obtain a visa for entry into Indiana, an individual must first submit an application to the United States Citizenship and Immigration Services (USCIS), requesting permission to travel to the United States. Depending on the type of visa sought, it may require a valid passport, supporting documents (such as birth certificate, proof of employment and financial stability, etc.), and an interview at a regional US embassy or consulate. Applying for residency in Indiana involves submitting an application to the USCIS to gain permanent residence in the United States. This process includes filing the appropriate forms and documents, undergoing a medical examination and providing evidence of legal entry into the United States. A foreign national may also need to attend an interview with an immigration officer to provide evidence of their eligibility. Depending on the individual's particular qualifications, they may also need to meet other criteria to become a permanent resident in the United States," said one expat.

Are healthcare and health insurance expensive in Indiana?

"Healthcare and health insurance in Indiana can be expensive, depending on the type of coverage and provider. Generally, health insurance premiums in Indiana are higher than the national average, and out-of-pocket costs for healthcare services can also be high. Additionally, many Indiana residents are unable to access affordable health insurance due to the state's lack of Medicaid expansion," said one expat.

About the Author

Joshua Wood Joshua Wood, LPC joined Expat Exchange in 2000 and serves as one of its Co-Presidents. He is also one of the Founders of Digital Nomad Exchange. Prior to Expat Exchange, Joshua worked for NBC Cable (MSNBC and CNBC Primetime). Joshua has a BA from Syracuse and a Master's in Clinical and Counseling Psychology from Fairleigh Dickinson University. Mr. Wood is also a licensed counselor and psychotherapist.

Some of Joshua's articles include Pros and Cons of Living in Portugal, 10 Best Places to Live in Ireland and Pros and Cons of Living in Uruguay. Connect with Joshua on LinkedIn.

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William Russell
William Russell

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