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Living in Belize: Cost of Living, Healthcare and What to Know About Living in Belize | Expat Exchange
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Caye Caulker, Belize

Living in Belize

By Betsy Burlingame

Last updated on Mar 08, 2024

Summary: The approximate population of Belize is 393,000 people. The largest cities in Belize are Belize City, San Ignacio, Orange Walk, and Belmopan. Expats love living in Belize for its laid-back lifestyle, friendly people, and beautiful beaches. Life in Belize is often described as relaxed and peaceful, with a slower pace of life than many other countries. Popular foods in Belize include rice and beans, tamales, fry jacks, and stewed chicken. The cons of living in Belize include a lack of infrastructure, limited job opportunities, and a high cost of living. The average cost of living for an expat is around $2,000 to $3,000 per month in US dollars. This includes rent, utilities, food, and other expenses.

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What do I need to know about living in Belize?

When we asked people what advice they would give someone preparing to move to Belize, they said:

"I am not sure how long I will remain in Belize because as a single person, it is important that others embrace me as a friend. They are very kind people but getting into their inner circles is a different story. I am alone most of the time. This includes locals and expats," remarked one expat who made the move to Belize.

"If you're interested in San Ignacio, I would suggest visiting Carmelita Gardens. It's a development about 7 miles from SI, just outside of Santa Familia. I'm not sure if you're looking to rent or buy, but you definitely want a place where you will feel welcome. So you're looking for a community. That's why I would recommend checking out Carmelita Gardens. There are rentals (short and long term) and lots (and a few homes) for purchase. It's a very welcoming community. Cheers," explained one expat living in Carmelita Gardens, Belize.

"Most Belizeans are happy with their country as it is. Don't try to change it into whatever country you're from and you should be fine. Generally, if you come with an attitude that wherever you're from is better than Belize, you will find a lot of Belizeans wishing you a safe trip back there, the sooner the better.," said one expat in Belize.

"Do not leave your brain at the border- see this article here http://www.caribpro.com/Caribbean_Property_Magazine/index.php?pageid=767," said one expat who made the move to Cayo San Ignacio.

"Always travel to Belize first before you move here. Never try to make Belize just like it was for you back home... just accept Belize for what it is and enjoy it. It's an emerging third world country.... not the USA, so keep your expectations in check and go with the flow," explained one expat living in Belize City, Belize.

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How do I meet people in Belize?

When we asked people living in Belize about club and activities where newcomers can meet others, they responded:

"It is really easy to meet people on Ambergris Caye. Here are just a few ideas of where we regularly socialize. Anything outdoor and health oriented is great on the island. My husband and I built the San Pedro Fitness Club, so I go there most days. Ladies tend to enjoy the water fitness classes, in particular, since it is both exercise and social time. But there are sailing groups, plenty of scuba and snorkeling opportunities, places that specialize in sailing or kayaking, and fishing groups and competitions. There are now also several yoga schools where you will meet health oriented people. So for those of us who like to balance healthy activities with a little indulgence, it is easy to do here... For those who enjoy live music, there are a variety of places where people hang out and listen to local bands, all for free. Beach bars include Crazy Canucks, BCs, and Fidos, all near town. On the north side, Legends often has good music. We love to dance to a live band on the beach, cooled by a sea breeze! Sunday afternoon lunch is a time when everyone goes out for beach BBQ and to socialize. Popular places include Caribbean Villas (they have plenty of water toys), Crazy Canucks, BCs, and the Palapa Bar (up north). We go to Wine de Vine on Friday nights. This is a "smoke free" environment where many expats, business owners and tourists drop in for a nice glass of wine, and a cheese platter. There are regular festivals and fund raiser events that many expats attend. It is a great way to socialize and also donate to a good cause. There are more volunteer organizations than I can mention. Many expats join both to contribute, and to meet people. The most popular are the Saga Society (which is the local Humane Society), the churches, Lion's Club, and various school organizations. Some groups get together to play cards such as bridge. And many of us get together for group dinners. Sometimes we meet a favorite restaurant. Other times we enjoy a pot luck with friends," commented one expat who made the move to Ambergris Caye.

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What is life like in Belize?

When we asked people living in Belize what life is like and how people spend their time, they said:

"Expat and digital nomads in Belize enjoy a relaxed lifestyle, with an emphasis on outdoor activities like visiting Mayan ruins, exploring the jungles and cays, swimming, snorkeling, diving, and fishing. The people of Belize are warm and welcoming, with a culture based on the belief that the country belongs to everyone. With the rise of tourism, there is a thriving job market for those seeking employment. Living costs are relatively low and there is a great selection of affordable accommodation. The country is known for its diverse culture which blends the many influences of its previous colonizers. Expats and digital nomads can experience a truly unique way of life in the Caribbean paradise that is Belize," commented one expat who made the move to Belize.

"I have lived a very enjoyable 9 years in the Corozal area. Whoever wrote the other response is a real nay-sayer. Tell me anywhere in the world where things are perfect. If you wear gold jewelry and drive a big fancy car, you are a target. It is not that bad," remarked one expat living in Belize.

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Is there a lot of crime in Belize?

We asked people if there is a lot of crime. They answered:

"Belize is generally considered a safe place to visit, although there have been reports of crime, especially in areas frequented by tourists. Petty theft, home break-ins, and burglaries are common, especially in Belize City. Street crime such as bag snatching, pickpocketing, and muggings may also occur. Travellers should practice common sense security measures and avoid venturing in isolated areas," explained one expat living in Belize.

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Is there a lot of diversity? Are people in Belize accepting of differences?

"People are diverse, expats, locals, mayans, spanish etc. Yes, they are very friendly and accepting of differences. It's a tourist town, when the cruise ships come in once or twice a week. So, there are always loads of strangers about town, speaking different languages etc. Most locals are very friendly and welcoming of strangers," wrote one member in Belize City.

"Belize is a culturally and ethnically diverse country, with people of African, Spanish, Garifuna, Creole, Mennonite, East Indian, and Chinese descent, among others. Belizeans generally display a tolerant attitude towards differences between people and cultures, and there is a strong sense of unity throughout the country. The culture is mainly based on friendly respect, and the vast majority of Belizeans are accepting of people from all backgrounds and cultures," remarked one expat who made the move to Belize.

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What are the schools in Belize like?

"Belize has a range of international and bilingual schools with high quality educational standards. The best international schools in Belize include the Saint John's College in Belize City and the New Horizons Academy in Corozal Town. Both offer modern and up-to-date teaching programs, as well as small classroom sizes, enabling teachers to provide a highly personalized learning experience for each student. The bilingual schools in Belize, such as Belizean Dreams Academy and the Monte de Luz Belize Spanish Immersion School, are just as impressive in providing an immersive and interactive education. These schools foster a deep appreciation of the diversity of Belize by offering both English and Spanish programs, allowing students to understand the local culture while gaining an impartial view of the world," remarked one parent with kids at in .

"It is a great opportunity for small class sizes with a diverse background of students. The school values diversity and helps children understand the value in every child," explained one expat living in San Pedro Town, Belize.

Is the cost of living in Belize high?

We asked people how much they someone comfortably live on in Belize, they wrote:

"That is such a leading answer. The QRP package requires that you bring 2000 us dollars into the country per month. For those not taking the QRP package, and taking up plain residency (takes a year to do) , there are people living on a lot less than 2000 US and living comfortably," wrote one member in Belize City.

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"We live in the Cayo District and it's at least as safe as where we lived in Ottawa. The Belize dollar is pegged (2 for 1) to the US Dollar, so how far your CAD goes depends on the current exchange rate. Some things like gas are more expensive. If you "live like a local" then your cost of living will be much lower than in Canada. Live like a local means eating local, ie rather than Kellogs Corn Flakes look for the local brand of cereal, etc. If you want to maintain your North American lifestyle, it's possible of course. But we came here to simplify and that is certainly possible. You don't have neighbours who are trying to keep up with the Jones'. Healthcare - we don't have a plan here. If you have an existing, serious health condition then reconsider living here. Healthcare is cheap compared to the US but in Canada, most of your services were "free" (of course paid for through your taxes). Here we pay as we go. For example, I had to have an eye examination and drops. The whole shebang (exam and medication) cost me $25 USD. I have to have a tooth filled. The cost was $50 USD," remarked one expat living in Carmelita Gardens.

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What type of recreational facilities are in Belize?

When we asked people living in Belize about recreational activities, they mentioned:

"Placencia Beach Club offers Swim Club memberships and is open to the public. Recreational activities here are mostly owned by individual operators and tour guides and most are connected to local hotels. To include: Diving, Snorkeling, Fishing, River Tours, Manatee Tours, Howler Monkey Tours. Mayan Ruins, Scarlet Macaw Tours, Cave Tubing," remarked one expat living in Placencia.

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What is the weather like in Belize?

"The heat is unlike anything I experienced in the US and I am from Houston (3 digit weather that I loved). Here, the humidity makes it feel much hotter than any humid whether in the states. AC is a luxury and man Americans get AC units here. They are not the same kind as in the states. They use 'split' units," mentioned one expat inBelize.

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Are there good restaurants in Belize?

"One of the most popular restaurants in Belize is Elvi's Kitchen, located in San Pedro. Elvi's Kitchen is known for its traditional Belizean cuisine, such as stewed chicken, rice and beans, and fry jacks. The restaurant also offers a variety of seafood dishes, including conch fritters, lobster, and shrimp. The atmosphere is casual and relaxed, and the staff is friendly and attentive. Another popular restaurant in Belize is The Truck Stop, located in Belize City. The Truck Stop is a casual eatery that serves up a variety of dishes, including burgers, sandwiches, and tacos. The restaurant also offers a selection of local beers and cocktails. The atmosphere is lively and the staff is friendly and helpful. Finally, The Reef Restaurant, located in Placencia, is a favorite among locals and tourists alike. The Reef Restaurant serves up a variety of seafood dishes, including grilled fish, lobster, and shrimp. The atmosphere is relaxed and the staff is friendly and attentive. The restaurant also offers a selection of local beers and cocktails," mentioned one expat inBelize.

"The restaurants vary from about 5 star to small family cafes run by locals. The food is always delicious and prepared fresh. Don't ever be in a hurry for service! Bars or restaurants with bar service are open and lively in the evenings -- especially on the weekends. Many have live music with traditional drumming and dancing," commented one expat who moved to Hopkins, Belize.

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Where will I buy groceries and do other shopping in Belize?

"There are many grocery stores in Placencia but the beauty of this area is most product are delivered to your door. For Example, Bakery, Produce, Organic Foods, Water, Beverages, Wine, Beef, Chicken, Fresh Fish....," commented one expat living in Placencia, Belize.

"The stores in Hopkins are small to medium variety stores that also sell a selection of groceries. There are also vendors around the village selling fresh vegetables and fruit, as well as baked goods.I Supply may be limited, but generally you can find what you need. There are several village stores offering various souvenirs," remarked one expat living in Hopkins.

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What are the visa & residency requirements in Belize?

"Tourists must get their passport stamped every 30 days in order to remain in the country. This costs $50 BZD at the Immigration office. For residency, a tourist must live in the country for a year minus two weeks before applying," mentioned one expat inHopkins.

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Are healthcare and health insurance expensive in Belize?

"Healthcare and health insurance in Belize can be expensive, depending on the type of coverage and services needed. Private health insurance is available, but it can be costly and may not cover all medical expenses. Public healthcare is available, but it is limited and may not provide the same level of care as private healthcare. Additionally, the cost of medications and medical supplies can be high, and some treatments may not be covered by insurance," wrote one expat living in Belize.

"In the US I have Medicare and a supplemental insurance, which is fine and I have had no problems with coverage. In Belize, I do not purchase medical insurance because it is very expensive. ," commented one expat who moved to Hopkins Village.

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About the Author

Betsy Burlingame Betsy Burlingame is the Founder and President of Expat Exchange and is one of the Founders of Digital Nomad Exchange. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Prior to Expat Exchange, Betsy worked at AT&T in International and Mass Market Marketing. She graduated from Ohio Wesleyan University with a BA in International Business and German.

Some of Betsy's articles include 12 Best Places to Live in Portugal, 7 Best Places to Live in Panama and 12 Things to Know Before Moving to the Dominican Republic. Betsy loves to travel and spend time with her family. Connect with Betsy on LinkedIn.

Caye Caulker, Belize
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