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Living in Belize: Cost of Living, Healthcare and What to Know About Living in Belize | Expat Exchange
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Placencia, Belize

Living in Belize

By Betsy Burlingame

Last updated on Mar 08, 2024

Summary: The approximate population of Belize is 393,000 people. The largest cities in Belize are Belize City, San Ignacio, Orange Walk, and Belmopan. Expats love living in Belize for its laid-back lifestyle, friendly people, and beautiful beaches. Life in Belize is often described as relaxed and peaceful, with a slower pace of life than many other countries. Popular foods in Belize include rice and beans, tamales, fry jacks, and stewed chicken. The cons of living in Belize include a lack of infrastructure, limited job opportunities, and a high cost of living. The average cost of living for an expat is around $2,000 to $3,000 per month in US dollars. This includes rent, utilities, food, and other expenses.

William Russell
William Russell
William Russell
William Russell

What do I need to know about living in Belize?

When we asked people what advice they would give someone preparing to move to Belize, they said:

"Before retiring in Belize, expats should understand that the cost of living is high compared to other Central American countries, and they will need to budget accordingly. Additionally, they should research their medical options in Belize, and familiarize themselves with the visa and residency requirements in order to stay legally in the country. It's also important to research the language and culture of Belize, as these will likely be very different from those at home. Finally, expats should be aware that the tropical climate and hurricane season may affect living conditions," said one expat who made the move to Belize.

"Always travel to Belize first before you move here. Never try to make Belize just like it was for you back home... just accept Belize for what it is and enjoy it. It's an emerging third world country.... not the USA, so keep your expectations in check and go with the flow," explained one expat living in Belize City, Belize.

"Do not leave your brain at the border- see this article here http://www.caribpro.com/Caribbean_Property_Magazine/index.php?pageid=767," mentioned one in Cayo San Ignacio.

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How do I meet people in Belize?

When we asked people living in Belize about club and activities where newcomers can meet others, they responded:

"Belize has been at the forefront of Disc Golf progress in Central America since 2020. There are now 12 courses in Belize most of which are Public and either free or $5 Bz to play. Most courses are in parks or large farms. A couple are located in growing expat communities specifically in Corozal. There are also now monthly competitions moving rotating around the courses. Come enjoy Disc Golf in Paradise," said one expat in Belize.

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What is life like in Belize?

When we asked people living in Belize what life is like and how people spend their time, they said:

"Expat and digital nomads in Belize enjoy a relaxed lifestyle, with an emphasis on outdoor activities like visiting Mayan ruins, exploring the jungles and cays, swimming, snorkeling, diving, and fishing. The people of Belize are warm and welcoming, with a culture based on the belief that the country belongs to everyone. With the rise of tourism, there is a thriving job market for those seeking employment. Living costs are relatively low and there is a great selection of affordable accommodation. The country is known for its diverse culture which blends the many influences of its previous colonizers. Expats and digital nomads can experience a truly unique way of life in the Caribbean paradise that is Belize," said one expat in Belize.

"I have lived a very enjoyable 9 years in the Corozal area. Whoever wrote the other response is a real nay-sayer. Tell me anywhere in the world where things are perfect. If you wear gold jewelry and drive a big fancy car, you are a target. It is not that bad," said one expat who made the move to Belize.

"Open season on Gringos...check crime logs just for the month of July 2011...getting very scary if you are white American," explained one expat living in San Ignacio, Belize.

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Is there a lot of crime in Belize?

We asked people if there is a lot of crime. They answered:

"We do not hear about much crime in the area. The most news has to do with petty theft, which is why we are careful," wrote a member in Hopkins Village.

"Belize is generally considered a safe place to visit, although there have been reports of crime, especially in areas frequented by tourists. Petty theft, home break-ins, and burglaries are common, especially in Belize City. Street crime such as bag snatching, pickpocketing, and muggings may also occur. Travellers should practice common sense security measures and avoid venturing in isolated areas," commented one expat who made the move to Belize.

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Is there a lot of diversity? Are people in Belize accepting of differences?

"People are diverse, expats, locals, mayans, spanish etc. Yes, they are very friendly and accepting of differences. It's a tourist town, when the cruise ships come in once or twice a week. So, there are always loads of strangers about town, speaking different languages etc. Most locals are very friendly and welcoming of strangers," explained one expat living in Belize City, Belize.

"Belize is a culturally and ethnically diverse country, with people of African, Spanish, Garifuna, Creole, Mennonite, East Indian, and Chinese descent, among others. Belizeans generally display a tolerant attitude towards differences between people and cultures, and there is a strong sense of unity throughout the country. The culture is mainly based on friendly respect, and the vast majority of Belizeans are accepting of people from all backgrounds and cultures," said one expat in Belize.

What are the schools in Belize like?

"Belize has a range of international and bilingual schools with high quality educational standards. The best international schools in Belize include the Saint John's College in Belize City and the New Horizons Academy in Corozal Town. Both offer modern and up-to-date teaching programs, as well as small classroom sizes, enabling teachers to provide a highly personalized learning experience for each student. The bilingual schools in Belize, such as Belizean Dreams Academy and the Monte de Luz Belize Spanish Immersion School, are just as impressive in providing an immersive and interactive education. These schools foster a deep appreciation of the diversity of Belize by offering both English and Spanish programs, allowing students to understand the local culture while gaining an impartial view of the world," commented one expat when asked about in Belize.

"It is a great opportunity for small class sizes with a diverse background of students. The school values diversity and helps children understand the value in every child," remarked one expat living in San Pedro Town with children attending Ambergris Caye Elementary School.

Is the cost of living in Belize high?

We asked people how much they someone comfortably live on in Belize, they wrote:

"The cost of living in Belize is generally quite reasonable, especially when compared to its surrounding countries. Depending on the city and lifestyle, the cost of rent can vary from relatively low to quite expensive. Utility bills, transportation costs, and food items generally tend to be quite affordable as Belize has lower costs for imports than other countries in Central America. Additionally, many goods are locally produced and therefore even cheaper," remarked one expat who made the move to Belize.

"That is such a leading answer. The QRP package requires that you bring 2000 us dollars into the country per month. For those not taking the QRP package, and taking up plain residency (takes a year to do) , there are people living on a lot less than 2000 US and living comfortably," explained one expat living in Belize City, Belize.

"We have no house payment since our home is paid for. We are doing very well on about 3,000 U.S. per month, though we could get by for much less," said one expat in Hopkins Village.

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"I own my little house here and spend about US$110o per month. I tracked it for about 4 months last year, including car tabs renewal and such," said one expat.

"Cost of living is good. You can live as cheaply as you desire. Property taxes are very low at around $15-35/year US. If you eat local produce, fish and chicken the prices are very reasonable.," commented one expat living in Placencia, Belize.

"The cost of living varies with what kinds of recreation is enjoyed. Living there and cooking your our food can keep expenses low. Liquor and/ or drinking and eating out will increase expenses depending on how much you need the social life. Utilities aren't bad unless you are dependent on air conditioning. I try to be very frugal with A/C and electricity in general," remarked one expat living in Hopkins.

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What type of recreational facilities are in Belize?

When we asked people living in Belize about recreational activities, they mentioned:

"In Belize, residents enjoy a variety of recreational facilities, such as beaches, parks, and nature reserves. The country is home to many beautiful beaches, such as the popular Placencia Beach, which offers a variety of activities such as swimming, snorkeling, and kayaking. There are also numerous parks and nature reserves, such as the Cockscomb Basin Wildlife Sanctuary, which is home to a variety of wildlife and offers hiking trails and bird watching. Other recreational activities include fishing, diving, and sailing. Belize also has a vibrant nightlife, with a variety of bars, clubs, and restaurants," commented one expat who moved to Belize.

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What is the weather like in Belize?

"The climate varies from very humid and hot in the rainy season (June through October) to a bit less humid and hot in the winter months when the temperatures can drop to the low 70s F," remarked one expat in Hopkins.

"The temperature in Belize is generally 85 degrees Fahrenheit, year-round. If you are comfortable with that temperature, you should be fine. My husband enjoys taking a vacation to cold locations at some point during the winter to get his 'cold weather fix,' so that might be an option for some people. Get used to sweat, take it easy in the hottest part of the day, drink lots of water," wrote one expat living in Belize.

"The weather in Belize is typically warm and humid, with temperatures ranging from the mid-70s to the mid-80s Fahrenheit throughout the year. The rainy season typically runs from May to November, with the heaviest rainfall occurring in September and October. The dry season runs from December to April, with the coolest temperatures occurring in January and February," commented one expat who moved to Belize.

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Are there good restaurants in Belize?

"One of the most popular restaurants in Belize is Elvi's Kitchen, located in San Pedro. Elvi's Kitchen is known for its traditional Belizean cuisine, such as stewed chicken, rice and beans, and fry jacks. The restaurant also offers a variety of seafood dishes, including conch fritters, lobster, and shrimp. The atmosphere is casual and relaxed, and the staff is friendly and attentive. Another popular restaurant in Belize is The Truck Stop, located in Belize City. The Truck Stop is a casual eatery that serves up a variety of dishes, including burgers, sandwiches, and tacos. The restaurant also offers a selection of local beers and cocktails. The atmosphere is lively and the staff is friendly and helpful. Finally, The Reef Restaurant, located in Placencia, is a favorite among locals and tourists alike. The Reef Restaurant serves up a variety of seafood dishes, including grilled fish, lobster, and shrimp. The atmosphere is relaxed and the staff is friendly and attentive. The restaurant also offers a selection of local beers and cocktails," said one expat living in Belize.

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Where will I buy groceries and do other shopping in Belize?

"If you are looking to have the comforts of the US you will not find them in Belize. You cannot go to a real grocery store and pick up things you are accustom to having. They don't have a large chain in the country just local corner stores found in big cities," wrote one expat living in Belize.

"The stores in Hopkins are small to medium variety stores that also sell a selection of groceries. There are also vendors around the village selling fresh vegetables and fruit, as well as baked goods.I Supply may be limited, but generally you can find what you need. There are several village stores offering various souvenirs," commented one expat who moved to Hopkins.

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What are the visa & residency requirements in Belize?

"Belize has just started the digital nomad program, not a lot of details are available yet though. Basically, many people come to live in Belize who are digital nomads. If your employer is non-Belizean and your funds are transferred into a non-Belizean bank account you will be able to live and work in Belize. You will need to identify your source of income and pay $200 BZD per month for your visitor visa however most people find that this is worth the price of being able to live in paradise," remarked one expat in Belize.

"Most people living on the Placencia peninsula get their visa stamps at the Big Creek Immigration office just outside of Independence/Mango Creek. You can take the Hokey Pokey water taxi from the village, or drive 45 to 60 minutes depending on where you are on the peninsula," wrote one expat living in Placencia.

"In order to enter and stay in Belize for an extended period of time, visitors can apply for a Belizean visa. To apply for a visa, applicants must fill out a visa application form, attach all necessary documents (such as a valid passport, proof of accommodation and a reason for staying in Belize), and submit it at the nearest Belize Embassy or Consulate. After the application is processed, applicants usually receive a visa that allows them to stay in the country for up to 30 days. Applying for residency in Belize requires a more complicated process. Typically, applicants are required to meet certain financial requirements and have a valid reason for living in Belize. After completing the necessary documentation, applicants must attend an interview with the Department of Immigration to demonstrate their eligibility. Depending on the application outcome, applicants may be eligible to receive a permanent residency status and further benefit from Belize's laws and regulations," commented one expat who moved to Belize.

"QRP is good for some people, especially those who wanted to bring an expensive vehicle and a container full of furniture or shop equipment. The people in charge of QRP really are serious about you having a defined pension, also. Sorry, plenty of rental and investment income is not good enough. But most folks I know have gone the PR (Permanent Residency) route, instead. The application ordeal is about the same, and once you have your PR status, you don't have to deal with annual renewals of QRP," said one expat.

"Residency requires you to live in the country for 1 year and you are only allowed to leave for 14 days during that time. There is a QRP -Retirement Program which is Temporary Residency and a Regular Temporary Residency. Otherwise you go monthly to immigration and get a stamp," commented one expat living in Placencia, Belize.

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Are healthcare and health insurance expensive in Belize?

"In the US I have Medicare and a supplemental insurance, which is fine and I have had no problems with coverage. In Belize, I do not purchase medical insurance because it is very expensive. ," said one expat.

"Healthcare and health insurance in Belize can be expensive, depending on the type of coverage and services needed. Private health insurance is available, but it can be costly and may not cover all medical expenses. Public healthcare is available, but it is limited and may not provide the same level of care as private healthcare. Additionally, the cost of medications and medical supplies can be high, and some treatments may not be covered by insurance," commented one expat living in Belize.

About the Author

Betsy Burlingame Betsy Burlingame is the Founder and President of Expat Exchange and is one of the Founders of Digital Nomad Exchange. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Prior to Expat Exchange, Betsy worked at AT&T in International and Mass Market Marketing. She graduated from Ohio Wesleyan University with a BA in International Business and German.

Some of Betsy's articles include 12 Best Places to Live in Portugal, 7 Best Places to Live in Panama and 12 Things to Know Before Moving to the Dominican Republic. Betsy loves to travel and spend time with her family. Connect with Betsy on LinkedIn.

Placencia, Belize
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