Living in Belize
Last updated on Mar 08, 2024
Summary: The approximate population of Belize is 393,000 people. The largest cities in Belize are Belize City, San Ignacio, Orange Walk, and Belmopan. Expats love living in Belize for its laid-back lifestyle, friendly people, and beautiful beaches. Life in Belize is often described as relaxed and peaceful, with a slower pace of life than many other countries. Popular foods in Belize include rice and beans, tamales, fry jacks, and stewed chicken. The cons of living in Belize include a lack of infrastructure, limited job opportunities, and a high cost of living. The average cost of living for an expat is around $2,000 to $3,000 per month in US dollars. This includes rent, utilities, food, and other expenses.
What do I need to know about living in Belize?
When we asked people what advice they would give someone preparing to move to Belize, they said:
"I love Belize, I am from London UK, now in America and we have bought some land in Belize and will be building a home and emigrating soon. We did months of research prior to spending 20 days there and fell in love. Best part is that it is only a 20 minute flight to the Cayes. Scuba diving is a must, I will definitely do that again. And Mexico is so near to us (Corozal) it is just a 20 minute drive to get to the big department stores so a win win. I love the way of life there, only thing I would say is never expect the place you emigrate to, to be and have exactly what you already have. People who have emigrated there with no research have moved back out of Belize as they expected Walmart and Starbucks on every corner, and a good old American food. Research, choose a few places then spend a few days at least in both," explained one expat living in Corozal, Belize.
"If you're interested in San Ignacio, I would suggest visiting Carmelita Gardens. It's a development about 7 miles from SI, just outside of Santa Familia. I'm not sure if you're looking to rent or buy, but you definitely want a place where you will feel welcome. So you're looking for a community. That's why I would recommend checking out Carmelita Gardens. There are rentals (short and long term) and lots (and a few homes) for purchase. It's a very welcoming community. Cheers," said one expat in Carmelita Gardens.
"Before retiring in Belize, expats should understand that the cost of living is high compared to other Central American countries, and they will need to budget accordingly. Additionally, they should research their medical options in Belize, and familiarize themselves with the visa and residency requirements in order to stay legally in the country. It's also important to research the language and culture of Belize, as these will likely be very different from those at home. Finally, expats should be aware that the tropical climate and hurricane season may affect living conditions," said one expat who made the move to Belize.
"Most Belizeans are happy with their country as it is. Don't try to change it into whatever country you're from and you should be fine. Generally, if you come with an attitude that wherever you're from is better than Belize, you will find a lot of Belizeans wishing you a safe trip back there, the sooner the better.," explained one expat living in Belize.
"I am not sure how long I will remain in Belize because as a single person, it is important that others embrace me as a friend. They are very kind people but getting into their inner circles is a different story. I am alone most of the time. This includes locals and expats," mentioned one in Belize.
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How do I meet people in Belize?
When we asked people living in Belize about club and activities where newcomers can meet others, they responded:
"It is really easy to meet people on Ambergris Caye. Here are just a few ideas of where we regularly socialize. Anything outdoor and health oriented is great on the island. My husband and I built the San Pedro Fitness Club, so I go there most days. Ladies tend to enjoy the water fitness classes, in particular, since it is both exercise and social time. But there are sailing groups, plenty of scuba and snorkeling opportunities, places that specialize in sailing or kayaking, and fishing groups and competitions. There are now also several yoga schools where you will meet health oriented people. So for those of us who like to balance healthy activities with a little indulgence, it is easy to do here... For those who enjoy live music, there are a variety of places where people hang out and listen to local bands, all for free. Beach bars include Crazy Canucks, BCs, and Fidos, all near town. On the north side, Legends often has good music. We love to dance to a live band on the beach, cooled by a sea breeze! Sunday afternoon lunch is a time when everyone goes out for beach BBQ and to socialize. Popular places include Caribbean Villas (they have plenty of water toys), Crazy Canucks, BCs, and the Palapa Bar (up north). We go to Wine de Vine on Friday nights. This is a "smoke free" environment where many expats, business owners and tourists drop in for a nice glass of wine, and a cheese platter. There are regular festivals and fund raiser events that many expats attend. It is a great way to socialize and also donate to a good cause. There are more volunteer organizations than I can mention. Many expats join both to contribute, and to meet people. The most popular are the Saga Society (which is the local Humane Society), the churches, Lion's Club, and various school organizations. Some groups get together to play cards such as bridge. And many of us get together for group dinners. Sometimes we meet a favorite restaurant. Other times we enjoy a pot luck with friends," wrote a member in Ambergris Caye.
"Belize has been at the forefront of Disc Golf progress in Central America since 2020. There are now 12 courses in Belize most of which are Public and either free or $5 Bz to play. Most courses are in parks or large farms. A couple are located in growing expat communities specifically in Corozal. There are also now monthly competitions moving rotating around the courses. Come enjoy Disc Golf in Paradise," commented one expat who made the move to Belize.
What is life like in Belize?
When we asked people living in Belize what life is like and how people spend their time, they said:
"Expat and digital nomads in Belize enjoy a relaxed lifestyle, with an emphasis on outdoor activities like visiting Mayan ruins, exploring the jungles and cays, swimming, snorkeling, diving, and fishing. The people of Belize are warm and welcoming, with a culture based on the belief that the country belongs to everyone. With the rise of tourism, there is a thriving job market for those seeking employment. Living costs are relatively low and there is a great selection of affordable accommodation. The country is known for its diverse culture which blends the many influences of its previous colonizers. Expats and digital nomads can experience a truly unique way of life in the Caribbean paradise that is Belize," wrote one member in Belize.
"Open season on Gringos...check crime logs just for the month of July 2011...getting very scary if you are white American," remarked one expat who made the move to San Ignacio.
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Is there a lot of crime in Belize?
We asked people if there is a lot of crime. They answered:
"Supposedly...l yes. Belize city is one of the most dangerous cities in the world... But it only has 60000 people in it, mostly during the weekdays. The killings tend to be gang related, drug related. In a specific area, south side, We live on the north side, in a very safe area. Our home is surrounded by a tall concrete wall, and our windows do have burglar bars on them. We have three large dogs which act as any further deterrent. I live here very happily, and feel very safe," explained one expat living in Belize City, Belize.
Is there a lot of diversity? Are people in Belize accepting of differences?
"Belize is a culturally and ethnically diverse country, with people of African, Spanish, Garifuna, Creole, Mennonite, East Indian, and Chinese descent, among others. Belizeans generally display a tolerant attitude towards differences between people and cultures, and there is a strong sense of unity throughout the country. The culture is mainly based on friendly respect, and the vast majority of Belizeans are accepting of people from all backgrounds and cultures," explained one expat living in Belize.
"People are diverse, expats, locals, mayans, spanish etc. Yes, they are very friendly and accepting of differences. It's a tourist town, when the cruise ships come in once or twice a week. So, there are always loads of strangers about town, speaking different languages etc. Most locals are very friendly and welcoming of strangers," said one expat in Belize City.
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What are the schools in Belize like?
"It is a great opportunity for small class sizes with a diverse background of students. The school values diversity and helps children understand the value in every child," said one expat in San Pedro Town with children at Ambergris Caye Elementary School.
"Belize has a range of international and bilingual schools with high quality educational standards. The best international schools in Belize include the Saint John's College in Belize City and the New Horizons Academy in Corozal Town. Both offer modern and up-to-date teaching programs, as well as small classroom sizes, enabling teachers to provide a highly personalized learning experience for each student. The bilingual schools in Belize, such as Belizean Dreams Academy and the Monte de Luz Belize Spanish Immersion School, are just as impressive in providing an immersive and interactive education. These schools foster a deep appreciation of the diversity of Belize by offering both English and Spanish programs, allowing students to understand the local culture while gaining an impartial view of the world," remarked one parent with kids at in .
Is the cost of living in Belize high?
We asked people how much they someone comfortably live on in Belize, they wrote:
"We have no house payment since our home is paid for. We are doing very well on about 3,000 U.S. per month, though we could get by for much less," explained one expat living in Hopkins Village, Belize.
"Living in Belize is generally inexpensive. It has a low cost of living which is similar to other Central American countries. A nice one bedroom apartment in Belize can cost around $400 - $650 USD per month in rent. A nice two bedroom apartment in Belize typically runs around $700 - $1000 USD. Eating out at a moderately priced restaurant will usually cost around $15 - $20 USD. The cost of living tends to be higher in the capital, Belmopan and in other more touristy areas like San Pedro and Placencia," said an expat in Belize.
"San Pedro is the TOWN on Ambergris Caye. Same place. Monthly expenses (not living rich but nice will run you approx. $1,500 - $2,000 per month. You will need a work permit (yes, even to teach online). That will cost you total to go through all paperwork around $2,500 BZD ($1,250 usd), per year. If you want transportation, you can buy a bike for a few hundred bucks. If you want a golf cart, to purchase you’re looking at $3,000 USD - $12,000 USD depending on whether you want a used fixer or brand new. Permitting cost there as well. You can rent a golf cart for $400USD per month. Basic cost (food will vary depending on how much you eat out and if you buy American items at the grocery store or not (anything you get in the US that you can’t live without - just plan to pay DOUBLE what you do in the US. Import duties, shipping to Belize city, then shipping to ambergris and then it’s DOUBLE. So, for a single person, eating out twice a week at areal sit down restaurant (one lunch, one dinner), you can do street food stands a little cheaper, it would be something like this (assuming a US quality housing arrangement: Rent -$650 - $1,000 Cable/internet - $70 Water - $25 Electricity - $ 150 - $250 Food - $200-$400 Entertainment/restaurants - $200 Golf cart rental - $400 Visa stamp - $25 (+ work permit app mentioned above) $1750 - $2,500 depending on lifestyle. $1,500 minimum," remarked one expat in San Pedro.
"The cost of living varies with what kinds of recreation is enjoyed. Living there and cooking your our food can keep expenses low. Liquor and/ or drinking and eating out will increase expenses depending on how much you need the social life. Utilities aren't bad unless you are dependent on air conditioning. I try to be very frugal with A/C and electricity in general," wrote one expat living in Hopkins.
"I own my little house here and spend about US$110o per month. I tracked it for about 4 months last year, including car tabs renewal and such," commented one expat who moved to Esperanza.
"We live in the Cayo District and it's at least as safe as where we lived in Ottawa. The Belize dollar is pegged (2 for 1) to the US Dollar, so how far your CAD goes depends on the current exchange rate. Some things like gas are more expensive. If you "live like a local" then your cost of living will be much lower than in Canada. Live like a local means eating local, ie rather than Kellogs Corn Flakes look for the local brand of cereal, etc. If you want to maintain your North American lifestyle, it's possible of course. But we came here to simplify and that is certainly possible. You don't have neighbours who are trying to keep up with the Jones'. Healthcare - we don't have a plan here. If you have an existing, serious health condition then reconsider living here. Healthcare is cheap compared to the US but in Canada, most of your services were "free" (of course paid for through your taxes). Here we pay as we go. For example, I had to have an eye examination and drops. The whole shebang (exam and medication) cost me $25 USD. I have to have a tooth filled. The cost was $50 USD," said one expat.
What type of recreational facilities are in Belize?
When we asked people living in Belize about recreational activities, they mentioned:
"There is always swimming in the beautiful Caribbean Sea and private pools. The village has a miniature golf place, and there is an outside basketball court. Soccer (futbal) is also played on the beach. There are many natural attractions like hiking, waterfalls, zip lining, motorcycling in the area," said one expat living in Hopkins.
"In Belize, residents enjoy a variety of recreational facilities, such as beaches, parks, and nature reserves. The country is home to many beautiful beaches, such as the popular Placencia Beach, which offers a variety of activities such as swimming, snorkeling, and kayaking. There are also numerous parks and nature reserves, such as the Cockscomb Basin Wildlife Sanctuary, which is home to a variety of wildlife and offers hiking trails and bird watching. Other recreational activities include fishing, diving, and sailing. Belize also has a vibrant nightlife, with a variety of bars, clubs, and restaurants," mentioned one expat inBelize.
"Placencia Beach Club offers Swim Club memberships and is open to the public. Recreational activities here are mostly owned by individual operators and tour guides and most are connected to local hotels. To include: Diving, Snorkeling, Fishing, River Tours, Manatee Tours, Howler Monkey Tours. Mayan Ruins, Scarlet Macaw Tours, Cave Tubing," commented one expat who moved to Placencia, Belize.
What is the weather like in Belize?
"The climate varies from very humid and hot in the rainy season (June through October) to a bit less humid and hot in the winter months when the temperatures can drop to the low 70s F," said one expat living in Hopkins.
"The weather in Belize is typically warm and humid, with temperatures ranging from the mid-70s to the mid-80s Fahrenheit throughout the year. The rainy season typically runs from May to November, with the heaviest rainfall occurring in September and October. The dry season runs from December to April, with the coolest temperatures occurring in January and February," mentioned one expat inBelize.
"The temperature in Belize is generally 85 degrees Fahrenheit, year-round. If you are comfortable with that temperature, you should be fine. My husband enjoys taking a vacation to cold locations at some point during the winter to get his 'cold weather fix,' so that might be an option for some people. Get used to sweat, take it easy in the hottest part of the day, drink lots of water," commented one expat who moved to Belize.
"The heat is unlike anything I experienced in the US and I am from Houston (3 digit weather that I loved). Here, the humidity makes it feel much hotter than any humid whether in the states. AC is a luxury and man Americans get AC units here. They are not the same kind as in the states. They use 'split' units," remarked one expat living in Belize.
"Average 85 degrees year round. We have a rainy and dry seasons. May and June are some of the warmer months where it gets to be 90's," commented one expat.
Are there good restaurants in Belize?
"One of the most popular restaurants in Belize is Elvi's Kitchen, located in San Pedro. Elvi's Kitchen is known for its traditional Belizean cuisine, such as stewed chicken, rice and beans, and fry jacks. The restaurant also offers a variety of seafood dishes, including conch fritters, lobster, and shrimp. The atmosphere is casual and relaxed, and the staff is friendly and attentive. Another popular restaurant in Belize is The Truck Stop, located in Belize City. The Truck Stop is a casual eatery that serves up a variety of dishes, including burgers, sandwiches, and tacos. The restaurant also offers a selection of local beers and cocktails. The atmosphere is lively and the staff is friendly and helpful. Finally, The Reef Restaurant, located in Placencia, is a favorite among locals and tourists alike. The Reef Restaurant serves up a variety of seafood dishes, including grilled fish, lobster, and shrimp. The atmosphere is relaxed and the staff is friendly and attentive. The restaurant also offers a selection of local beers and cocktails," mentioned an expat living in Belize.
"The restaurants vary from about 5 star to small family cafes run by locals. The food is always delicious and prepared fresh. Don't ever be in a hurry for service! Bars or restaurants with bar service are open and lively in the evenings -- especially on the weekends. Many have live music with traditional drumming and dancing," said an expat in Hopkins.
"There are many restaurants and bars in the area. Mostly serving local foods. There are some speciality restaurants like Italian and Chinese but most serve a variety. There is not alot of nightlife as this area is attractive to people that are outdoors types. But there is great local music in many establishments," remarked one expat in Placencia.
Where will I buy groceries and do other shopping in Belize?
"People living in Belize typically buy groceries and do other shopping at local markets, supermarkets, and convenience stores. Many people also shop at larger department stores and malls located in the larger cities. Additionally, some people may shop online for groceries and other items," remarked one expat living in Belize.
"The stores in Hopkins are small to medium variety stores that also sell a selection of groceries. There are also vendors around the village selling fresh vegetables and fruit, as well as baked goods.I Supply may be limited, but generally you can find what you need. There are several village stores offering various souvenirs," said one expat living in Hopkins.
What are the visa & residency requirements in Belize?
"Residency requires you to live in the country for 1 year and you are only allowed to leave for 14 days during that time. There is a QRP -Retirement Program which is Temporary Residency and a Regular Temporary Residency. Otherwise you go monthly to immigration and get a stamp," mentioned one expat inPlacencia.
Are healthcare and health insurance expensive in Belize?
"In the US I have Medicare and a supplemental insurance, which is fine and I have had no problems with coverage. In Belize, I do not purchase medical insurance because it is very expensive. ," wrote one expat living in Hopkins Village.
"Healthcare and health insurance in Belize can be expensive, depending on the type of coverage and services needed. Private health insurance is available, but it can be costly and may not cover all medical expenses. Public healthcare is available, but it is limited and may not provide the same level of care as private healthcare. Additionally, the cost of medications and medical supplies can be high, and some treatments may not be covered by insurance," commented one expat who moved to Belize.
About the Author
Betsy Burlingame is the Founder and President of Expat Exchange and is one of the Founders of Digital Nomad Exchange. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Prior to Expat Exchange, Betsy worked at AT&T in International
and Mass Market Marketing. She graduated from Ohio Wesleyan University
with a BA in International Business and German.
Some of Betsy's articles include 12 Best Places to Live in Portugal, 7 Best Places to Live in Panama and 12 Things to Know Before Moving to the Dominican Republic. Betsy loves to travel and spend time with her family. Connect with Betsy on LinkedIn.
Additional Information:
- Belize Guide
- Healthcare & Health Insurance in Belize
- Members Talk about Healthcare & Health Insurance in Belize
- Best Places to Live in Belize
- Guide to Real Estate in Belize
- Pros & Cons of Living in Belize
- Cost of Living in Belize
- 6 Best Places to Live in Belize
- 5 Great Places to Retire in Central America
- 2025 Guide to Living in Belize
- Pros and Cons of Living in Belize 2025
- 2025 Guide to Moving to Belize