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Living in Brit. Virgin Isl.: Cost of Living, Healthcare and What to Know About Living in Brit. Virgin Isl. | Expat Exchange
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Living in the British Virgin Islands

By Joshua Wood, LPC

Last updated on Mar 07, 2024

Summary: People describe life in the British Virgin Islands as laid-back and relaxed. Expats love the beautiful beaches, the warm climate, and the friendly locals. The cost of living for an expat in the British Virgin Islands is relatively high, with the average cost of living estimated to be around $3,000 per month. The population of the British Virgin Islands is approximately 30,000 people, and the largest cities are Road Town, Tortola, and Virgin Gorda. The cons of living in the British Virgin Islands include the high cost of living, limited job opportunities, and the lack of public transportation. Additionally, the islands are prone to hurricanes and other natural disasters.

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What do I need to know about living in the British Virgin Islands?

When we asked people what advice they would give someone preparing to move to the British Virgin Islands, they said:

"Before retiring in the British Virgin Islands, expats should be aware of the cost of living, which is higher than in many other Caribbean countries. They should also be aware of the local laws and regulations, as well as the availability of healthcare and other services. Additionally, expats should research the local culture and customs to ensure they are comfortable with the lifestyle. Finally, expats should consider the climate and weather conditions, as the British Virgin Islands are prone to hurricanes and other extreme weather events," wrote one member in Brit. Virgin Isl..

"Practice extra patience in getting things done, this place live to it's promise.. RELAX, so everything here is relax and takes time before it gets done, especially at work. They are friendly and relaxed," remarked one expat who made the move to Tortola.

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How do I meet people in the British Virgin Islands?

When we asked people living in the British Virgin Islands about club and activities where newcomers can meet others, they responded:

"There are a great number of yacht clubs and sailing clubs here. If you're active in sailing, you might want to gain friends through these clubs, Filipinos have an active community whoparticipates in so many social and environmental projects/activities..same with other caribean countries who have established their own communities in BVI," said one expat who made the move to Tortola.

"Expats living in the British Virgin Islands can join a variety of clubs and activities, such as sailing, diving, and fishing. There are also a number of social clubs and organizations that host events and activities for expats. Additionally, expats can meet people by attending local festivals and events, such as the BVI Music Festival and the BVI Food Fete. Expats can also meet people by attending church services, joining a gym, or taking classes at a local college or university. Finally, expats can meet people by simply exploring the islands and getting to know the locals," explained one expat living in Brit. Virgin Isl..

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What is life like in the British Virgin Islands?

When we asked people living in the British Virgin Islands what life is like and how people spend their time, they said:

"Life for expats and digital nomads in the British Virgin Islands is generally quite pleasant. The islands offer a relaxed atmosphere, with plenty of opportunities for outdoor activities such as sailing, snorkeling, and diving. The cost of living is relatively low, and the islands are known for their friendly locals and welcoming atmosphere. The islands also offer a variety of accommodation options, from luxury resorts to more affordable apartments and villas. The islands are also well-connected, with good internet access and plenty of coworking spaces. All in all, the British Virgin Islands offer a great lifestyle for expats and digital nomads," remarked one expat who made the move to Brit. Virgin Isl..

"Religion is an integral part of their everday life. Most can't separate religion from work, and that being said, preaching is even extended to morning meetings, and listening to religious radio channels in the middle of work. In some workplaces, employees may listen to their own radio tuned to his preferred station depending on his church group, as most believe it is essential," explained one expat living in Tortola, Brit. Virgin Isl..

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Is there a lot of crime in the British Virgin Islands?

We asked people if there is a lot of crime. They answered:

"The British Virgin Islands generally have a low crime rate, with most crimes being non-violent in nature. Petty theft is the most common crime, and visitors should take the usual precautions to protect their belongings. Violent crime is rare, but visitors should still exercise caution when travelling alone at night," remarked one expat who made the move to Brit. Virgin Isl..

Is there a lot of diversity? Are people in the British Virgin Islands accepting of differences?

"In general, they are diverse and welcoming to all, friendly and accepting of differences. Quite relaxed in everyday life and laid back in family traditions. They are family oriented and have lots of time to relax and pass time around with the famous rum. Most regular locals have properties for rent as their regular source, while more prominent families have numbers of businesses where extended families are employed," said one expat in Tortola.

"The British Virgin Islands is a diverse and multicultural society, with people from many different backgrounds and cultures living together in harmony. People in the British Virgin Islands are generally accepting of differences and embrace diversity. The culture of the British Virgin Islands is one of tolerance and respect for all, regardless of race, religion, or background," said one expat who made the move to Brit. Virgin Isl..

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What are the schools in the British Virgin Islands like?

"The British Virgin Islands is home to a number of excellent international and bilingual schools. The BVI International School is one of the best international schools in the British Virgin Islands. Located in Road Town, the school offers a comprehensive curriculum for students from pre-kindergarten to grade 12. The school is accredited by the Council of International Schools and the New England Association of Schools and Colleges. It also offers a variety of extracurricular activities, such as sports, music, and art. The BVI Montessori School is another excellent international school in the British Virgin Islands. Located in Road Town, the school offers a Montessori-based curriculum for students from pre-kindergarten to grade 8. The school is accredited by the American Montessori Society and the International Montessori Council. It also offers a variety of extracurricular activities, such as sports, music, and art. The BVI International Academy is a bilingual school in the British Virgin Islands. Located in Road Town, the school offers a bilingual curriculum for students from pre-kindergarten to grade 12. The school is accredited by the Council of International Schools and the New England Association of Schools and Colleges. It also offers a variety of extracurricular activities, such as sports, music, and art. The BVI International School of Languages is another excellent bilingual school in the British Virgin Islands. Located in Road Town, the school offers a bilingual curriculum for students from pre-kindergarten to grade 12. The school is accredited by the Council of International Schools and the New England Association of Schools and Colleges. It also offers a variety of extracurricular activities, such as sports, music, and art," remarked one parent with kids at in .

Is the cost of living in the British Virgin Islands high?

We asked people how much they someone comfortably live on in the British Virgin Islands, they wrote:

"The cost of living in the British Virgin Islands is generally higher than in other Caribbean countries due to its higher standard of living. Prices for basic goods and services such as food, housing, transportation, and entertainment are all higher than in other Caribbean countries. Additionally, the cost of imported goods is also higher due to the islands' remote location. Despite the higher cost of living, the British Virgin Islands offer a high quality of life with a wide range of activities and amenities," wrote one member in Brit. Virgin Isl..

"The cost of living in the British Virgin Islands is generally higher than in other parts of the Caribbean. The main cities, such as Road Town and Tortola, tend to have higher costs of living than the smaller islands. The rental price for a nice 1 bedroom apartment in the British Virgin Islands is typically around $1,500 USD per month, while a nice 2 bedroom apartment is usually around $2,000 USD per month. Eating dinner at a moderately priced restaurant in the British Virgin Islands can cost around $30 USD per person," wrote one expat living in Brit. Virgin Isl..

What type of recreational facilities are in the British Virgin Islands?

When we asked people living in the British Virgin Islands about recreational activities, they mentioned:

"Residents of the British Virgin Islands enjoy a variety of recreational activities, from swimming and snorkeling in the crystal-clear waters of the Caribbean Sea to exploring the lush tropical rainforests and hiking the many trails. There are also plenty of opportunities for sailing, kayaking, and windsurfing, as well as fishing and diving. For those looking for a more relaxed experience, there are plenty of beaches to relax on and soak up the sun. There are also several golf courses, tennis courts, and other sports facilities available. For those looking for a more cultural experience, there are several museums and galleries to explore," remarked one expat living in Brit. Virgin Isl..

What is the weather like in the British Virgin Islands?

"The British Virgin Islands have a tropical climate with warm temperatures year-round. The average temperature is around 27°C (80°F). The islands experience two distinct seasons: the dry season from January to June and the wet season from July to December. During the dry season, the islands experience sunny days with little rainfall. During the wet season, the islands experience more rainfall and occasional tropical storms," remarked one expat in Brit. Virgin Isl..

Are there good restaurants in the British Virgin Islands?

"The British Virgin Islands are home to some of the Caribbean's most delicious restaurants. One of the most popular is the Sugar Mill Restaurant, located in the historic Sugar Mill Hotel. This restaurant offers a unique blend of Caribbean and international cuisine, with a focus on fresh, local ingredients. The menu features a variety of seafood dishes, as well as vegetarian and vegan options. The restaurant also offers a full bar and a selection of fine wines. Another favorite is the Fish Shack, located in the heart of Road Town. This casual eatery specializes in fresh seafood dishes, including grilled fish, lobster, and conch. The restaurant also offers a variety of salads, sandwiches, and burgers. The Fish Shack is a great spot for a casual lunch or dinner. The Dove Restaurant is a popular spot for romantic dinners. Located in the heart of Road Town, the restaurant offers a variety of Caribbean and international dishes, as well as a selection of fine wines. The restaurant also offers a full bar and live music on certain nights. Finally, the Quito's Gazebo is a great spot for a casual lunch or dinner. Located in the heart of Road Town, the restaurant offers a variety of Caribbean and international dishes, as well as a selection of fine wines. The restaurant also offers a full bar and live music on certain nights," wrote one expat living in Brit. Virgin Isl..

Where will I buy groceries and do other shopping in the British Virgin Islands?

"People living in the British Virgin Islands typically buy groceries and do other shopping at supermarkets, convenience stores, and local markets. There are also a variety of specialty stores, such as butchers, fishmongers, and bakeries, where people can purchase fresh, local produce. Additionally, many people shop online for items that are not available locally," mentioned an expat living in Brit. Virgin Isl..

What are the visa & residency requirements in the British Virgin Islands?

"Visitors to the British Virgin Islands must obtain a visa prior to arrival. The process of applying for a visa involves submitting an application form, a valid passport, and a fee to the British Virgin Islands Immigration Department. The application must be approved before the visa is issued. To apply for residency in the British Virgin Islands, applicants must submit an application form, a valid passport, and a fee to the British Virgin Islands Immigration Department. The application must be approved before the residency is granted. Additionally, applicants must provide proof of employment, proof of financial stability, and a police record," said one expat.

Are healthcare and health insurance expensive in the British Virgin Islands?

"Healthcare and health insurance in the British Virgin Islands can be expensive. The cost of medical care is higher than in many other countries, and health insurance premiums can be costly. The cost of medical care is also affected by the limited availability of medical services in the British Virgin Islands. Additionally, the cost of health insurance is affected by the limited number of insurance providers in the British Virgin Islands," commented one expat who moved to Brit. Virgin Isl..

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Relocating abroad soon? Make your move with AGS! AGS Worldwide Movers is a leader in the international moving industry. Our experience and expertise allows us to guarantee our clients the best quality moving services.

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Relocating abroad soon? Make your move with AGS! AGS Worldwide Movers is a leader in the international moving industry. Our experience and expertise allows us to guarantee our clients the best quality moving services.

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About the Author

Joshua Wood Joshua Wood, LPC joined Expat Exchange in 2000 and serves as one of its Co-Presidents. He is also one of the Founders of Digital Nomad Exchange. Prior to Expat Exchange, Joshua worked for NBC Cable (MSNBC and CNBC Primetime). Joshua has a BA from Syracuse and a Master's in Clinical and Counseling Psychology from Fairleigh Dickinson University. Mr. Wood is also a licensed counselor and psychotherapist.

Some of Joshua's articles include Pros and Cons of Living in Portugal, 10 Best Places to Live in Ireland and Pros and Cons of Living in Uruguay. Connect with Joshua on LinkedIn.

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