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Living in China: Cost of Living, Healthcare and What to Know About Living in China | Expat Exchange
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Shanghai, China

Living in China

By Joshua Wood, LPC

Last updated on Mar 07, 2024

Summary: People describe life in China as vibrant, exciting, and full of opportunity. Expats love the culture, the food, the people, and the convenience of living in a large, modern city. The average cost of living for an expat is around $1,000 to $2,000 per month, depending on the city and lifestyle. The population of China is approximately 1.4 billion people, and the largest cities in China are Shanghai, Beijing, Guangzhou, Shenzhen, and Tianjin. The cons of living in China include air pollution, language barriers, and cultural differences. Additionally, the cost of living can be high in some cities, and the healthcare system is not as advanced as in other countries.

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What do I need to know about living in China?

When we asked people what advice they would give someone preparing to move to China, they said:

"The people are fantastic when they aren't spitting and crowding onto elevators before letting you get off of one. The opportunities for travel and shopping are incredible. And it's about as exotic a place as there is. But it's lonely at times. And other than shopping and getting out of town, there's little else to do," remarked one expat living in Tianjin, China.

"Before retiring in China, expats should ensure that they understand applicable visa requirements for long-term residency and have the correct documents in order. It is also important to learn about the language and culture of the country as well as insurance for health and other risks, and the availability of bank accounts and international investments. Additionally, expats should research the local cost of living to determine what expenses are involved in living in China. Furthermore, expats must also be aware of any tax liabilities associated with retiring in the country," wrote one member in China.

"Make friends with the locals. Visit Xiangfan Museum. Make sure your cab driver uses the meter. If you are large sized like me make sure you have enough shoes and clothing as it's very hard to find otherwise. I wear a size 48 here (which is size 13 US ) and most shoes here stop at size 44. I needed some new shirts and had to have them specially made which is very expensive in Chinese RMB. Some of the Restuarants have picture menus so if you don't speak/read Chinese you can point to what you want. I recommend learning at least some Chinese before coming here, as it will be extremely helpful," remarked one expat who made the move to Xiangfan.

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How do I meet people in China?

When we asked people living in China about club and activities where newcomers can meet others, they responded:

"Expats in China often join language exchange clubs and international schools, which can offer social activities and events for their members. Expats may also join casual meetups focused on hobbies or interests such as travel, yoga, or film. The popular social media app WeChat is also a great way to connect with the expat community and make new friends. Additionally, expats can join online forums such as Internations, attend embassy receptions, or take advantage of the city's nightlife and bar scene," explained one expat living in China.

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What is life like in China?

When we asked people living in China what life is like and how people spend their time, they said:

"My impression is that for most people here, the priorities are work. People work long hours and there's not much else to do unless you leave town," wrote one member in Tianjin.

"Living in China as an expat or digital nomad can be incredibly rewarding and enjoyable. It is a country with a rich culture and countless attractions, has a diverse and vibrant nightlife, and offers opportunities to explore everything from bustling cities to tranquil countryside. While much of Chinese culture may be unfamiliar to foreigners, many expats find that they quickly adapt to the language, cuisine, and lifestyle. The cost of living in many cities is relatively low, and expats may find it relatively easy to find short-term and long-term accommodation. The mobile internet is often reliable, and high-speed internet access is now available in many cities. Additionally, business visas for digital nomads have significantly simplified the process for those wishing to work remotely in the country," remarked one expat who made the move to China.

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Is there a lot of crime in China?

We asked people if there is a lot of crime. They answered:

"Yes, crime does exist in China. As with many other countries, crime rates have increased over the years, though the government has increased security efforts in an effort to curb crime. Common forms of crime reported in China include burglary, car theft, and human trafficking. Alcohol-related violence, including domestic violence and bar brawls, is also a problem in certain areas. However, the Chinese government has taken steps to combat crime, including increasing law enforcement personnel and establishing special task forces," commented one expat who made the move to China.

"In spite of numerous warnings and concern for my safety by my Chinese in laws, I actually feel safe here than I do at home in the US. Many people walk at night as families, couples and groups and individuals. I consider it risky behavior where I come from in USA. Madera and Fresno California and most any city in US as far as that goes. A lot of crime here? Not that I'm aware of, but you must use common sense. Be aware of your surroundings, be very cautious of overly friendly strangers even if fellow expats. having said that, I've seen ten yr. old girls, women with babies and singly walking down dimly lit streets late at night. Still lots of people walking around and some sidewalk shops still open late. I always take a sideways glance and look behind me as I pass anyone on the street late at night just to make sure I don't get blindsided and I never travel alone and always carry a walking cane as an emergency defensive device," remarked one expat living in Xi'an, China.

"No, never have had to worry. Weird seeing police that don't look like a soldier! I did get stopped once while on my electric motorbike. for going on the wrong side of a bridge pillar. As did about 20 Chinese people. Was my fault, paid a 50 yuan fine $8.30USD same as all the Chinese people who were fined along with me," wrote one member in Nanning, Guangxi Provence.

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Is there a lot of diversity? Are people in China accepting of differences?

"People are accepting of diversity, but it's difficult to meet locals because of language barriers (few people speak English outside of typical expat locations)," explained one expat living in Tianjin, China.

"I have not seen many differences but people seem accepting of them. There are some muslim people that come from NW China here, that sell food of their culture mostly mutton barbecue and a style of stretched noodles. I don't see many other foreigners, and so I get the typical OMG Foreigner! stares, but most people say hello and the stares are not staring down a foreigner as if how dare you be here, but more in awe of actually seeing a foreigner. I have had people join me while eating to say hello etc. so very friendly to foreigners here," said one expat in Xiangfan.

"There's not a whole lot of diversity among the English-speaking expat community. There are different religions and races, but little economic diversity. I think most people are fairly tolerant," said one expat who made the move to Tianjin.

"Yes, there is a lot of diversity in China. The country is home to many different ethnic and linguistic groups, as well as people of different religious faiths. In addition, the population of international expatriates is growing. People in China generally have an open-minded attitude towards people of different backgrounds, and are generally accepting of cultural and religious differences," explained one expat living in China.

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What are the schools in China like?

"Don't do it. Enrolment has fallen to around 70. Some classes only have 1 or two kids - really bad. They have had four heads of school in four years and all really bad. Horrible school and school board. Much better schools in Ningbo," commented one expat when asked about Access International Academy Ningbo in Ningbo.

"Look closely at other options like CDIS. Kick the tires, look under the carpet and questions about certification, nepotism, leadership and ration of non-paying teacher's children who attend the school (resource drain). Very expensive compared to the value," remarked one expat living in Chengdu with children attending QSI Chengdu.

"All children need to be assessed before starting at school so it would be helpful to speak to the Admissions Dept. to see how they can help you arrange for this. A tour of the school would be recommended so that prospective parents can meet the heads of school and get to know the school better. The Admissions Dept. will also help with housing choices and bus routes so that you can plan further," said one expat in Guangzhou with children at The British School of Guangzhou .

"I would absolutely recommend QSI in Chengdu. There were several changes in administration a few years ago, which has led to a structured, stable, positive school climate. Teachers are excellent, school morale is positive, and consistency of education and expectations is exemplary," remarked one parent with kids at QSI Chengdu--recent report 2013-14 in Chengdu.

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Is the cost of living in China high?

We asked people how much they someone comfortably live on in China, they wrote:

"It does not take much but unless you marry a Chinese citizen you can only stay here for one year and then you have to leave and get a new visa. In order to get a new visa you have to go back to you home country. And, there is no guarantee China will give you a new visa. No reason they won't either," remarked one expat living in Nanning, Guangxi Provence, China.

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"The cost of living in China varies greatly between regions, with generally higher costs of living in the major cities such as Beijing and Shanghai in comparison to other parts of the country. Rent for a nice one bedroom apartment in China can range from US$400 to US$1000 depending on location and size, while two bedroom apartments can range from US$600 to US$1500. Eating dinner at a moderately priced restaurant in China can cost anywhere from US$15 to US$50 depending on the location and quality of the restaurant," commented one expat living in China.

What type of recreational facilities are in China?

When we asked people living in China about recreational activities, they mentioned:

"In China, residents enjoy a variety of recreational facilities, such as parks, sports fields, swimming pools, and fitness centers. Parks are a popular destination for people to relax and enjoy the outdoors, while sports fields provide a place for people to play soccer, basketball, and other sports. Swimming pools are also popular, and many cities have public pools that are open to the public. Fitness centers are also available, offering a variety of exercise equipment and classes. Additionally, many cities have movie theaters, shopping malls, and other entertainment venues," commented one expat who moved to China.

What is the weather like in China?

"The weather in China varies greatly depending on the region. In the north, winters are cold and dry, while summers are hot and humid. In the south, winters are mild and humid, while summers are hot and rainy. In the central and western regions, the climate is generally dry and hot in the summer and cold and dry in the winter," commented one expat who moved to China.

Are there good restaurants in China?

"One of the most popular restaurants in China is Din Tai Fung, a Taiwanese chain specializing in xiaolongbao (soup dumplings). Founded in 1972, Din Tai Fung has become a global phenomenon, with locations in the United States, Australia, Japan, and Singapore. The restaurant is known for its high-quality ingredients and meticulous preparation, and its signature dish is the xiaolongbao. Another popular restaurant in China is Da Dong Roast Duck, a Beijing-based chain that specializes in Peking duck. Founded in 1985, Da Dong has become a household name in China, and its signature dish is the Peking duck. The restaurant is known for its high-quality ingredients and meticulous preparation, and its signature dish is served with a variety of accompaniments, including pancakes, scallions, and hoisin sauce. Finally, there is the Grandma's Home restaurant, a Sichuan-style chain that specializes in spicy dishes. Founded in 1998, Grandma's Home has become a favorite among locals and tourists alike, and its signature dish is the spicy mapo tofu. The restaurant is known for its high-quality ingredients and meticulous preparation, and its signature dish is served with a variety of accompaniments, including chili oil, garlic, and Sichuan peppercorns," wrote one expat living in China.

Where will I buy groceries and do other shopping in China?

"People living in China typically buy groceries and do other shopping at local markets, supermarkets, convenience stores, and online stores. Many people also shop at specialty stores for items such as fresh produce, meat, and seafood. Additionally, people may visit department stores, shopping malls, and street vendors for a variety of items," remarked one expat in China.

What are the visa & residency requirements in China?

"To apply for a visa to China, a valid passport and other appropriate documents, such as a visa application form and a recent passport-style photograph, must be supplied. Depending on the type of visa, additional documents may be required, such as a letter of invitation from an authorized contact in China. In general, the process of applying for a visa involves submitting the required documents, paying the associated fees and waiting for approval. Applying for residency in China requires a residence permit, which can be applied for after entering the country with an appropriate visa. A few necessary documents needed include a valid passport, a completed residence permit application form, a recent photograph, proof of legal entry into the country, a work contract or acceptance letter from the employing organization, proof of a valid residence address, and a valid health check certificate. Additional documents may be required by the local Public Security Bureau. After meeting these requirements and submitting the necessary documents, applicants normally attend an interview conducted by the local police station. Upon approval, the permit will be issued to the applicant," mentioned one expat inChina.

Are healthcare and health insurance expensive in China?

"Healthcare and health insurance in China can be expensive, depending on the type of coverage and services needed. Generally, public healthcare is more affordable than private healthcare, but the quality of care may not be as high. Health insurance plans vary in cost, but they can be expensive for those who need comprehensive coverage. Additionally, many Chinese citizens are not covered by health insurance, which can make medical care even more expensive," remarked one expat living in China.

"Men in China over 55 and woman over 50 do not qualify for National Healthcare, so employers have to pay for private insurance. However, the coverage is comprehensive. You do need to get prior approval from the insurance company, but that is to be certain you go to the proper medical facility.," said one expat living in Shenzhen.

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About the Author

Joshua Wood Joshua Wood, LPC joined Expat Exchange in 2000 and serves as one of its Co-Presidents. He is also one of the Founders of Digital Nomad Exchange. Prior to Expat Exchange, Joshua worked for NBC Cable (MSNBC and CNBC Primetime). Joshua has a BA from Syracuse and a Master's in Clinical and Counseling Psychology from Fairleigh Dickinson University. Mr. Wood is also a licensed counselor and psychotherapist.

Some of Joshua's articles include Pros and Cons of Living in Portugal, 10 Best Places to Live in Ireland and Pros and Cons of Living in Uruguay. Connect with Joshua on LinkedIn.

Shanghai, China
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