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Living in Gambia: Cost of Living, Healthcare and What to Know About Living in Gambia | Expat Exchange
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Serrekunda in The Gambia

Living in Gambia

By Betsy Burlingame

Last updated on Jan 03, 2024

Summary: The approximate population of Gambia is 2.2 million people. The largest cities in Gambia are Banjul, Serekunda, Brikama, and Bakau. Expats love living in Gambia for its friendly people, beautiful beaches, and vibrant culture. Life in Gambia is described as laid-back and relaxed, with a strong sense of community. Foods popular in Gambia include rice, fish, and stews. Popular dishes include domoda (a peanut-based stew), benachin (a one-pot rice dish), and yassa (a spicy onion-based dish). The cons of living in Gambia include a lack of infrastructure, limited job opportunities, and a lack of access to modern amenities. The average cost of living for an expat is around $1,000-$1,500 per month. This includes rent, utilities, food, and other expenses.

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What do I need to know about living in Gambia?

When we asked people what advice they would give someone preparing to move to Gambia, they said:

"Before retiring in Gambia, expats should be aware of the cost of living, which is generally lower than in many other countries. It is important to research the availability of healthcare and medical facilities, as well as the quality of the services provided. Expats should also be aware of the local laws and regulations, and ensure that they are compliant with them. Additionally, expats should research the local culture and customs, and be aware of any potential cultural differences. Finally, expats should ensure that they have the necessary visas and permits to live and work in Gambia," said one expat in Gambia.

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How do I meet people in Gambia?

When we asked people living in Gambia about club and activities where newcomers can meet others, they responded:

"Expats in Gambia often join clubs and activities such as golf, tennis, sailing, and bird watching. Expats also join social clubs, such as the Gambia Expat Network, which provides a platform for expats to meet and socialize. Additionally, expats often meet people through their work, by attending local events, or by joining local churches and other religious organizations. Expats may also meet people through volunteering opportunities, such as helping out at local schools or community centers," wrote one member in Gambia.

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What is life like in Gambia?

When we asked people living in Gambia what life is like and how people spend their time, they said:

"Life for expats and digital nomads in Gambia is generally quite pleasant. The country is known for its friendly people, beautiful beaches, and vibrant culture. Expats and digital nomads can find a variety of activities to enjoy, from exploring the local markets to taking part in traditional ceremonies. The cost of living is relatively low, making it an attractive destination for those looking to stretch their budget. The country also offers a variety of accommodation options, from beachfront villas to budget-friendly hostels. With its warm climate and laid-back atmosphere, Gambia is an ideal destination for those looking to experience a different way of life," said one expat in Gambia.

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Is there a lot of crime in Gambia?

We asked people if there is a lot of crime. They answered:

"Gambia has a relatively low crime rate compared to other countries in the region. However, there have been reports of violent crime, including armed robbery, assault, and rape. Petty crime, such as pickpocketing and bag snatching, is also common in some areas. The government has taken steps to improve security, including increasing police presence in major cities and tourist areas," commented one expat who made the move to Gambia.

Is there a lot of diversity? Are people in Gambia accepting of differences?

"Gambia is a diverse country with a population made up of many different ethnic groups, including Mandinka, Fula, Wolof, Jola, Serahuli, and others. People in Gambia are generally accepting of differences and celebrate the diversity of their culture. There is a strong sense of community and mutual respect among the different ethnic groups, and people are encouraged to embrace their differences," commented one expat who made the move to Gambia.

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What are the schools in Gambia like?

"The American International School of Banjul (AISB) is one of the best international schools in Gambia. It is a private, co-educational school offering an American-style curriculum from pre-kindergarten to grade 12. AISB is accredited by the Middle States Association of Colleges and Schools and the Gambian Ministry of Education. The school offers a wide range of extracurricular activities, including sports, music, and art. The International School of Banjul (ISB) is another excellent international school in Gambia. It is a private, co-educational school offering an international curriculum from pre-kindergarten to grade 12. ISB is accredited by the Council of International Schools and the Gambian Ministry of Education. The school offers a wide range of extracurricular activities, including sports, music, and art. The Bilingual School of Gambia (BSG) is a great bilingual school in Gambia. It is a private, co-educational school offering a bilingual curriculum in English and French from pre-kindergarten to grade 12. BSG is accredited by the Gambian Ministry of Education and the French Ministry of Education. The school offers a wide range of extracurricular activities, including sports, music, and art," wrote an expat with kids at in .

Is the cost of living in Gambia high?

We asked people how much they someone comfortably live on in Gambia, they wrote:

"The cost of living in Gambia is generally considered to be quite low. Basic necessities such as food, transportation, and housing are relatively inexpensive compared to other countries. Prices for imported goods, however, can be higher than in other countries. The local currency, the Dalasi, is also relatively weak compared to other currencies, making it difficult to purchase items from abroad," said one expat in Gambia.

"The cost of living in Gambia is generally low, with basic necessities such as food and transportation being relatively inexpensive. However, the cost of living in the capital city of Banjul is higher than in other parts of the country. Rent for a nice 1 bedroom apartment in Banjul is around $400 USD per month, while a nice 2 bedroom apartment is around $600 USD per month. Eating dinner at a moderately priced restaurant in Gambia will cost around $10 USD per person," wrote one expat living in Gambia.

What type of recreational facilities are in Gambia?

When we asked people living in Gambia about recreational activities, they mentioned:

"In Gambia, residents enjoy a variety of recreational facilities, such as beaches, parks, and sports facilities. The beaches are a popular destination for swimming, sunbathing, and other water activities. Parks provide a great place for picnics, outdoor games, and nature walks. Sports facilities include football fields, tennis courts, and basketball courts, where residents can play and watch their favorite sports. Additionally, there are many cultural attractions, such as museums, art galleries, and traditional markets, where visitors can learn about the country's history and culture," mentioned an expat living in Gambia.

What is the weather like in Gambia?

"The climate in Gambia is tropical with two distinct seasons. The dry season runs from November to May and is characterized by hot, dry winds from the Sahara Desert. The rainy season runs from June to October and is characterized by heavy rains and high humidity. Temperatures remain fairly consistent throughout the year, with average highs in the mid-80s and lows in the mid-70s," said an expat in Gambia.

Are there good restaurants in Gambia?

"The Gambia is home to a variety of delicious restaurants. One of the most popular is the African Village Restaurant, located in Kololi. This restaurant serves traditional Gambian cuisine, such as domoda, yassa, and jollof rice. The atmosphere is relaxed and welcoming, and the staff are friendly and attentive. Another popular spot is the Senegambia Beach Hotel, located in Kololi. This restaurant offers a variety of international dishes, as well as traditional Gambian fare. The atmosphere is lively and the staff are friendly and helpful. Finally, the Kairaba Beach Hotel is a great option for those looking for a more upscale dining experience. The restaurant serves a variety of seafood dishes, as well as traditional Gambian cuisine. The atmosphere is elegant and the staff are attentive and accommodating," commented one expat living in Gambia.

Where will I buy groceries and do other shopping in Gambia?

"People living in Gambia typically buy groceries and do other shopping at local markets, roadside stalls, and small shops. Many people also shop at larger supermarkets and department stores in the larger cities. Shopping centers and malls are also becoming increasingly popular in Gambia, offering a wide variety of goods and services," commented one expat living in Gambia.

What are the visa & residency requirements in Gambia?

"To enter Gambia, visitors must obtain a visa prior to arrival. The process of applying for a visa involves submitting an application form, a valid passport, two passport-sized photographs, and a fee. Depending on the purpose of the visit, additional documents may be required. To apply for residency in Gambia, applicants must submit a completed application form, a valid passport, two passport-sized photographs, a medical certificate, a police clearance certificate, and a fee. Applicants may also be required to provide proof of employment, proof of financial means, and proof of accommodation. Once the application is approved, the applicant will be issued a residence permit," wrote one expat living in Gambia.

Are healthcare and health insurance expensive in Gambia?

"Healthcare and health insurance in Gambia can be expensive for some people. The cost of healthcare services and health insurance can vary depending on the type of care needed and the provider. Generally, healthcare services are more expensive in urban areas than in rural areas. Health insurance is not widely available in Gambia, and those who do have it often pay high premiums. Additionally, many people in Gambia are unable to afford health insurance, leaving them without access to quality healthcare," said one expat living in Gambia.

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About the Author

Betsy Burlingame Betsy Burlingame is the Founder and President of Expat Exchange and is one of the Founders of Digital Nomad Exchange. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Prior to Expat Exchange, Betsy worked at AT&T in International and Mass Market Marketing. She graduated from Ohio Wesleyan University with a BA in International Business and German.

Some of Betsy's articles include 12 Best Places to Live in Portugal, 7 Best Places to Live in Panama and 12 Things to Know Before Moving to the Dominican Republic. Betsy loves to travel and spend time with her family. Connect with Betsy on LinkedIn.

Serrekunda in The Gambia

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