Living in Ecuador

"1. Learn some basic spanish before coming here. 2. Have a source of income to sustain you, don't expect to work to survive. 3. Keep an open mind and expect things to be very different from home. 4. Come for 3 to 4 weeks to see if you will like the country and city before making permanent immigration plans. 5. Have great patience and don't expect the people to act in a manner to which you are accustomed. Things here take time. 6. Remember you are a guest in their country so be respective of their customs, If you don't know what is expected-- ASK. Don't demand anything. They wll be nice if you are. 7. Always check your passport for visas and date stamps. They have been known to make errors on dates--quite often! 8. Be flexible, things are not under your control. Have Fun," remarked one expat living in Bahia de Caracruz, Ecuador.

"The current wisdom is to try any country on for size for a few months and Ecuador is no exception. And happily, the Ecuadorian government makes it reasonably easy to do, for up to six months. When you land and they stamp your passport that gives you a 90-day visa, Basically 3 months. The day after that visa expires you have to present yourself and your passport at an office of "Migración" where they will give you a slip of paper to take to a Banco Pacifico to pay $140 (not positive if that is still the amount but it was a few months ago for my step-son's Mexican fiancé). You take the payment voucher back to Migración and they stamp your passport for another 3 months. Problem solved. Happy exploration. That is the process for both Canadian and US visitors but I don't know the regulations for other countries outside of South America," wrote one member in Cotacachi.

"Canoa has a great beach, nice little town, good feel about it. We first made up our mind on Ecuador 10 years ago, it’s taken us 9 years to finally get here, if we have 1 regret we should have done it a few years earlier. We built a nice home, we enjoy a lovely beach view. But it’s not for everyone, it’s not like a western country, so keep that in mind. A much slower pace, some little things appear to bother people. For us we love it. Being here through this tough period of time worldwide, we keep saying what a great move we made," remarked one expat who made the move to Canoa.

"I have a close friend who is going to move here. He loved his visit here a couple of months ago. I told him that the culture is very different form the US but that is true anywhere in the world. The only way to learn is through immersion into the life here. I took a job consulting for the municipio, another side task of teaching the local kids in our barrio English and I applied to teach at the local University. The more active I am, the faster I get what is going on here. Ibarra is no Quito; it is like most other towns in Ecuador, just a little larger at 150,000 people. My Spanish is constantly improving. Our farm is becoming more productive, our list of freinds is growing. But it all takes lots of time and personal investment of yourself," explained one expat living in Ibarra, Ecuador.

"I started in Vilcabamba yet very quickly moved over the hill to a beautiful little town called Malacatos. It's much cheaper, safer and very peaceful and tranquil here. I drive 35 minutes twice a month to Loja for a big shop and if I need anything specifically Americanized then I can drive 17 minutes to Vilcabamba. I've never loved the cities and really enjoy mountain living so am very grateful that I chose to move here. I spent the past few years struggling to survive in the US in an expensive, tiny apartment and here in Malacatos I live in a big, beautiful home with land. I feel like a millionaire here," said one expat in Malacatos.

"You'll meet a lot of fellow expats at the favorite restaurants in Olon around dinner... Try Roadhouse, Spondylus, Rasimar, Il Pirata, and MoMos. On Saturday afternoons a group meets at Jerry's Cabana on the beach. The pensianado/retirement expats in the area are an eclectic group and you'll find them enjoying the beach, volunteer opportunities in the community, as mentioned dining out, participating in and watching sports, games (poker is big), and generally enjoying life and their community," explained one expat living in Olon, Ecuador.

"This is a tourist town that only has tourists occasionally. Most people do menial jobs," said one expat in Bahia de Caraquez.

"Ibarra is the capitol of Imbabura and as such has many lawyers in the area but it is primarily agricultural with a lot of commerce going on. It is the largest of the cities in this province and offers a lot of night life, greater restaurant selection and a pretty progressive city leadership," said one expat who made the move to Ibarra.

"Salinas is a really nice place. Is like being in Guayaquil, but with a beach nearby, You will find supermarkets, banks, schools, hospitals and many more things than other ecuadorian beach. And a big plus is that is near Guayaquil (the biggest city in Ecuador and main commercial city of the country)," explained one expat living in Salinas, Ecuador.

"Cuenca has a lot going for it as far as the arts. There are always free concerts that you can attend in the city. Art festivals, Choirs, Orchestras you name it. This is a very family oriented society and life revolves around the family. My local business colleagues are always spending time with their families on the weekends and we should learn from them. They have a wonderful network of family around them. Religious events are a time for parades, church and other activities," mentioned one in Cuenca.

"Yes, there is some crime in Ecuador. Though it is not as prevalent as in some other Latin American countries, crime does occur, including theft, pickpocketing, assault and mugging. Additionally, there is organized crime related to international drug trafficking. Violent crime tends to be concentrated in some of the larger cities and tourists should exercise caution when travelling in certain areas," remarked one expat who made the move to Ecuador.

"Not a lot of crime in Cuenca but people need to us common since living here as they would in any city," explained one expat living in Cuenca, Ecuador.

"Come on over to Malacatos and stay! I have had ZERO crime issues in my neighborhood as we all take good care of each other and watch out for one another! I feel completely safe and live in a beautiful home up on the mountain with wonderful neighbors," said one expat in Malacatos.

"¡Cuidado! That's the watchword. For many expats, unfamiliar with the language and customs of a foreign country, the experience of living in a "foreign" city or town can be disquieting and possibly downright scary. Learning the language, getting to know the people and customs ( and not locking oneself away in an English-speaking compound ), and practicing common sense regarding personal security can go a long way in ensuring a peaceful and pleasant life in that country. Yes, Ecuador has changed in the past few years, due to the major influx of Venezuelan refugees, a stagnant economy, and the proliferation of Mexican and Colombian drug mafias. There are areas in my city where I no longer feel comfortable walking at night. I find myself much more cautious than when I first began to live here full-time ... but of course, I'm 11 years older now, and aware of my physical limitations. Still, I wouldn't trade my life or lifestyle for all the money in the world or all the tea in China. For those of you living here, planning to move here, or just wanting to visit our beautiful and diverse country ... Come enjoy the life and lifestyle. Have fun! Love and laugh! But ... take the rose-colored glasses off and ... ¡CUIDADO," said one expat who made the move to Machala.

"Ibarra is considered pretty diverse as far as Ecuador is concerned. The largest group is Mestiza at 75% with an equal amount of Afro, Indegena and Blanca...all at about 8%. There is lots of commerce here and it is surprising to me how quickly people here adapt to the internet and other technologies so readily. I forget that the US was once technology illterate," wrote a member in Ibarra.

"The majority of people here are Catholic. There are a large number of Evangelical Prostestant Churches. Also many Mormons are here helping the poor. They are very tolerant of all religious followers here, as long as you don't tell them their religion is wrong," commented one expat who made the move to Bahia de Caracruz.

"I believe that the people here are warm and accepting. I certainly have not come across any hostilities to expats. They are very eager to be of helping nature," remarked one expat living in Cuenca, Ecuador.

"The Graded American School in Ecuador (GASE) is an excellent bilingual international school located in Quito. It offers a quality, comprehensive American-style education to international students of all ages, from Pre-K through 12th grade. The school offers rigorous academic programs and diverse extracurricular activities to make learning fun and engaging. GASE is accredited by the Southern Association of Colleges and Schools in the United States and by the National Ministry of Education in Ecuador. The Canadian Academy in Quito is another popular option for international education in Ecuador. It is an internationally accredited bilingual school with a stringent academic program that emphasizes critical thinking, creativity and 21st-century learning. CISCO certified courses in computer engineering and digital media are among some of the unique features of this school. The Academy also offers an array of extracurricular activities that emphasize teamwork and community participation. The Anglo-American School of Quito offers an international curriculum that offers a unique blend of Ecuadorian and British educational styles. It is accredited by the National Council for the Evaluation of Educational Quality in Ecuador, making it the first international school in the country to receive this prestigious accreditation. The school has programs ranging from Pre-K through 12th grade, with a curriculum that incorporates innovative technology such as robotics, coding, and 3D printing. Finally, The Paradise Private School in Guayaquil offers a bilingual, transnational and multicultural education. It is an IB World School, meaning it offers a holistic certification in its schooling system, ensuring that graduates are well-prepared to meet the challenges of an ever-changing global environment. Additionally, Paradise Private School has a strong focus on student leadership development and provides a range of extracurricular activities," commented one expat when asked about in Ecuador.

"Highly recommend this wonderful school. They tailor their program to meet the needs of the individual child," remarked one expat living in Cumbaya with children attending Colegio Menor San Francisco de Quito (CMSFQ).

"The cost of living in Ecuador varies and depends on what city or region you are located in. Generally speaking, daily expenses can be kept low if you are living outside of the major cities. Groceries, transportation, and rent are generally much cheaper than in other countries. However, prices for imported goods, luxury items, and eating out in restaurants can be more expensive," said one expat who made the move to Ecuador.

"I have meet folks who live on $1200/mo including rent. Our lifestyle is more like $1200-1500 and we own our place. That includes eating out, 2 grocery runs/month, beer deliveries and biweekly massages for two," explained one expat living in Manglaralto, Ecuador.

"If you live like the Ecuadorians live, it is very cheap as the basic salary per month is $425. Costs go up the more you live like an expat and the closer you get to approximating your same lifestyle in the USA or Canada. General rule of thumb is if the locals use it, there will be an inexpensive option. If not, it is expensive. If you can find it, Campbells Chicken soup in red and white label is about $3. Apple pie filling (can of fruit) is $11. Note that basic salary here is $425 per month. Utilities like electric (appox $20-25 per month, water $10 per month, gas is propane tanks, they bring a replacement tank into your house for $3.25 and take away the empty. Cell service about $25, internet about $35-40. Total utilities about $100 per month. Diesel is $1.70 per gallon. Gym memberships are often pricier than US, same with dry cleaning and laundry service," said one expat.

"We have found the cost of living to be reasonable, especially foods at the market, on the streetsides. Tia Food stores are a little more. Supermaxi in Loja is a good place to shop occasionally to stock up on basic items and for some variety. Clothing is higher in comparison it seems, but when they have there "holidays" with people filling the streets to market their goods, then is the time to get good deals," commented one expat living in Catamayo and Loja, Ecuador.

"A couple can live here on $1200-$1300 a month which includes for example 3 bedroom 2 bath modern apartment. A single person can live under $1000 a month," remarked one expat living in Vilcabamba.

"Prices have risen some in the past 10 years but still, the cost of living is way better than in the States. My wife and I live very comfortably on little under $1,000 per month and that includes helping out other members of our family and traveling the country ( before the Covid-19 curtailed that! ). We do own our houses - a small 3-story in the city and a casa de campo out of town - but one of my stepsons and his family rent their semi-furnished, three-bedroom, 1 bath, home for about $300 per month. Utilities are very inexpensive. My monthly electric bill, inclusive of service charges for garbage and fire protection runs about $35 monthly. Water is $10.99 monthly, Gas for cooking is $3,00 a canister, and drinking water is $1.60 for a 22-liter container. Our conventional telephone is $8 and cable tv package & high-speed internet runs $85 per month. We pay $90 per month for IESS ( they just went up $5 ) for both of us - My wife is Ecuadoran and I am on her policy, so obviously my rate would be lower than yours might be, but you get a general idea. city-run Busses are 15 cents for Seniors and 35 cents for others. Taxis $1,50 - $2.50 depending on where you're going. My grocery bill at the supermarket for our family averages just under $300 per month and fresh foods, meats, fish, poultry, fruits & veggies, etc., and occasional restaurant take-out is never more than an additional $200 a month. Some imported food items are a bit more expensive than the States but usually not appreciatively. Fresh fish, meat, poultry, pork, etc., and fresh fruits and veggies are plentiful, inexpensive, and a larger variety than you'd find where you are," said one expat living in Machala.

"The cost of living in San Clemente is very affordable. If you eat at local type restaurants, a typical lunch will set you back at $2.50-$3.00. Even at the more foreign type restaurants, it is still cheap to eat. Rent can range from $250 a month for a typical Ecuadorian house to upwards of $1,000 a month for a condo in a small complex. All in all, the cost of living is very affordable," mentioned one expat inSan Clemente.

"The beaches are the main attraction in this area. You can participate in a friendly game of soccer, beach comb for shells, go fishing, paragliding or relax in a hammock on the beach," said one expat.

"Of course, there is soccer! But I'm finding out from the youth that they are playing basketball and enjoy that very much also, as well as volleyball. They have a Water Slide and Fun place for the young people to go a few miles outside of Catamayo, and there are neighborhood volleyball matches for many ages, bingo, outdoor music concerts in the parks, and artists show their paintings occasionally. No golf clubs, that we know around here, sorry... But I am sure there would be in Cuenca and Quito," commented one expat living in Catamayo and Loja, Ecuador.

"I can highly recommend Cabalgatas Canoa. Horseback riding on the beach. The stables are run by Zia Sherrell of the UK who has been here for close to a decade. The horses are very well cared for and she gets top reviews," remarked one expat living in Canoa.

"Just about perfect most of the year; May through November the average day time temperature is 78 degrees, low 60s. at night. The Pacific Ocean supplies a delightful breeze on most days and sunshine. January through April, hottest time of the year; temperature can reach upper 80s during the day and low 70s at night, rain normally occurs overnight and occasionally throughout the day," said an expat in San Jacinto.

"Climate is USA spring....light hoodie in morning, short sleeves in afternoon. Not too hot or cold. 360 view of mountains view since we live in a valley," remarked one expat in Valle de Los Chillos.

"Good prices for eating out! Variety in both Catamayo and Loja. We can eat a very healthy, good meal for $5.00 in Catamayo. We have not participated in nightlife much just to go out to eat at different restaurants where sometimes you might have someone serenade you at your table," mentioned one expat inCatamayo and Loja.

"No nightlife and as I stated previously, anything from local mom and pop restaurants to more foreign type. All very affordable though either way you choose," commented one expat who moved to San Clemente, Ecuador.

"Local Tiendas sell almost everything that you need for your pantry. Additionally, there are markets and vegetable/fruit trucks soliciting door to door. The local fishermen sell their fresh catch daily and deliver upon request. There is a large market on Sunday in Charapoto, 10 minutes away via bus or taxi," commented one expat living in San Jacinto, Ecuador.

"While you will quickly adjust to shopping here, and find the supermercados very similar in layout and product to what you're used to, don't be afraid to go to the central markets to buy your fresh produce, poultry, fish, liver, veggies, etc. and test your haggling skills," remarked one expat living in Machala.

"Crucita is close enough to Manta or Portoviejo to get the major shopping done. There are small stores here in town and there is a larger grocery store that just opened," said one expat living in Crucita.

"Local people shop at the local mom and pop stores. Expats travel to Bahia de Caraquez 45 minutes away or to Portoviejo 45 minutes away. There are big modern grocery stores there that have just about everything one would be used to back home. The prices are not bad either. There is also a large weekly vegetable market in Charapoto 10 minutes away every Sunday. In addition, there are trucks loaded with fruits and veggies that drive around town just about every day," mentioned one expat inSan Clemente.

"It appears that most of the people like to shop on the special marketing days where people come from miles around to show their wares. As I mentioned, Tia has some good buys (specials) and SuperMaxi is great up in Loja," commented one expat who moved to Catamayo and Loja, Ecuador.

"That is a tough one! We made some mistakes, but the best way if one would choose to live in the area where we are to go to Cuenca. We know an ex-pat that told us after we had some serious problems, that we should have been able to get everything done there instead of traveling to Machala or Quito.," remarked one expat in Catamayo and Loja.

"Healthcare and health insurance in Ecuador can be expensive, depending on the type of coverage and services needed. Generally, public healthcare is available at a lower cost than private healthcare, but the quality of care may not be as high. Private health insurance can be expensive, but it can provide access to higher quality care and more specialized services. Additionally, many employers offer health insurance plans to their employees, which can help to reduce the cost of healthcare," said one expat living in Ecuador.

"Private health insurance here is a fraud. The only people buying it are US expats who were trained that you need it in the States. Here, health care is so cheap that you will NEVER recover your premiums. Example - insurance quoted me $400/mo insurance. I just spent 2 weeks in the hospital in a private room with excellent care, and the total cost (no insurance used) was just over $5,000. IOW, one year of premium to pay for 2 weeks hospital, Unless you are in the hospital a LOT, you are better off self-insuring (as we do)," mentioned one expat inCuenca.

"The cost of average minor surgery is about $1500-$2000, The office visit range from $25 - $40. I have private insurance that has large network of providers with most private hospitals. Four hospitals are in the network in the city near me. I chose my insurance based on price and positive reviews from people who have used it," commented one expat who moved to Loja, Ecuador.