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Living in India: Cost of Living, Healthcare and What to Know About Living in India | Expat Exchange
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Living in India

William Russell
William Russell
William Russell
William Russell

By Betsy Burlingame

Last updated on Mar 02, 2024

Summary: The approximate population of India is 1.3 billion people. The largest cities in India are Mumbai, Delhi, Bangalore, Kolkata, Chennai, and Hyderabad. Expats love living in India for its vibrant culture, diverse landscapes, and friendly people. Life in India is often described as chaotic, colorful, and full of life. Popular foods in India include curries, tandoori dishes, samosas, and naan. The cons of living in India include air pollution, poverty, and a lack of infrastructure. The average cost of living for an expat is around $1,000-$2,000 USD per month. This cost of living can vary depending on the city and lifestyle.

What do I need to know about living in India?

When we asked people what advice they would give someone preparing to move to India, they said:

"Before retiring in India, expats should take time to research their visas, the cost of living in India, and any other paperwork necessary to complete the process, such as tax forms and documents. They should also be aware of the culture, language, and climate in the region they plan to reside in — being able to communicate basic necessities in a foreign language is essential. Additionally, it’s important to familiarize oneself with local healthcare and emergency services should the need arise. Furthermore, expats should consider the various forms of entertainment and leisure activities found in their region. Finally, investing in a good travel health insurance is necessary to ensure secure medical care and coverage," commented one expat who made the move to India.

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How do I meet people in India?

When we asked people living in India about club and activities where newcomers can meet others, they responded:

"Expats living in India often join churches, sports teams, and local meet-up groups to connect with other expats. Additionally, many embassies and consulates host monthly social events where expats can meet and network with each other. Expats can also attend cultural and educational events hosted by universities or cultural organizations. Many expats find that the best way to meet people is to volunteer with a local charity, as many volunteers are fellow expats looking for a chance to meet other like-minded individuals. Lastly, joining local social media groups or discussion forums can be a great way for expats to connect with each other and share their experiences in India," wrote a member in India.

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SJB Global

SJB-Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model. Our clients benefit from their country’s most favorable tax environment by utilizing the efficient investment vehicles we offer. Our commitment to quality service is reflected in our stellar reviews, with over 300 testimonials boasting 95% five-star ratings.

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SJB Global

SJB-Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model. Our clients benefit from their country’s most favorable tax environment by utilizing the efficient investment vehicles we offer. Our commitment to quality service is reflected in our stellar reviews, with over 300 testimonials boasting 95% five-star ratings.

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What is life like in India?

When we asked people living in India what life is like and how people spend their time, they said:

"For the working partner, life revolves around work and related socalizing. However, there is plenty to do in terms of sport clubs, Movie Clubs, Toast Masters Club, etc..," commented one expat who made the move to Pune.

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Is there a lot of crime in India?

We asked people if there is a lot of crime. They answered:

"Crime is an unfortunate reality in India, with an increasing number of crimes being committed in urban and rural areas across the country. Common crimes include theft, abduction, arson, domestic violence, fraud, cybercrime, human trafficking, acid attacks, and drug trafficking, among others. Fatalities from acts of violence have also been on the rise. The Indian government is taking steps to curb crime, including increasing police presence, passing tougher laws, and improving the criminal justice system," wrote one member in India.

Is there a lot of diversity? Are people in India accepting of differences?

"India is a vibrant place with a large diversity of cultures, religions, and backgrounds. People in India generally hold a deep respect for the different backgrounds of their fellow citizens, and India has many laws protecting the rights of minorities to ensure that all individuals are accepted and respected regardless of their faith, gender, or ethnicity," commented one expat who made the move to India.

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SJB-Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model. Our clients benefit from their country’s most favorable tax environment by utilizing the efficient investment vehicles we offer. Our commitment to quality service is reflected in our stellar reviews, with over 300 testimonials boasting 95% five-star ratings.

Click connect to have our partner contact you via e-mail and/or phone.

SJB GlobalSJB Global

SJB-Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model. Our clients benefit from their country’s most favorable tax environment by utilizing the efficient investment vehicles we offer. Our commitment to quality service is reflected in our stellar reviews, with over 300 testimonials boasting 95% five-star ratings.
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What are the schools in India like?

"Go for it. You will not be disappointed! If you are looking for good quality, long experience (the school was founded in 1969) and familiar environment BIS is the school for you," wrote an expat with kids at Bangalore International School BIS in Bangalore.

"Don't do it if you are looking for an international school that will offer a high quality global education," commented one expat when asked about Inventure Academy in Bangalore.

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Is the cost of living in India high?

We asked people how much they someone comfortably live on in India, they wrote:

"The cost of living in India varies depending on the city and lifestyle. Housing costs in India tend to be lower than in other parts of the world and basic amenities like food, transportation, and utilities are generally affordable. However, luxury items like cars, international travel, and designer goods tend to be expensive. Overall, India is known for being a relatively affordable country to live in," wrote one member in India.

"The cost of living in India varies greatly depending on where one is located. Generally, cities such as Delhi, Mumbai, Bangalore, and Chennai have higher costs of living than areas in rural India. Rental prices for nice 1-bedroom apartments in India range between $250 - $600 USD per month, while 2-bedroom rentals can range between $400 - $800 USD per month. Eating at a moderately priced restaurant in India can cost anywhere between $8-$15 USD per person," remarked one expat living in India.

What type of recreational facilities are in India?

When we asked people living in India about recreational activities, they mentioned:

"In India, residents enjoy a variety of recreational facilities, such as parks, beaches, and amusement parks. Parks provide a great place for people to relax and enjoy nature, while beaches offer a great place to swim, sunbathe, and take part in water sports. Amusement parks provide a fun and exciting way to spend time with family and friends, with rides, games, and other attractions. Other recreational facilities include sports stadiums, golf courses, and movie theaters. Residents also enjoy cultural activities such as festivals, concerts, and theater performances," mentioned one expat inIndia.

What is the weather like in India?

"The weather in India varies greatly depending on the region. In the northern parts of India, the summers are hot and dry, while the winters are cold and dry. In the southern parts of India, the summers are hot and humid, while the winters are mild and humid. The monsoon season brings heavy rains to most parts of India from June to September," said one expat living in India.

Are there good restaurants in India?

"One of the most popular restaurants in India is the Bukhara in Delhi. Located in the ITC Maurya Hotel, Bukhara is known for its traditional North Indian cuisine. The restaurant has been serving up delicious dishes since 1977 and is renowned for its tandoori dishes, curries, and kebabs. The restaurant also offers a variety of vegetarian options. Another popular restaurant in India is the Peshawari in Mumbai. Located in the ITC Maratha Hotel, Peshawari is known for its traditional North Indian cuisine. The restaurant serves up a variety of dishes, including tandoori dishes, curries, and kebabs. The restaurant also offers a variety of vegetarian options. The Dum Pukht in Hyderabad is another popular restaurant in India. Located in the ITC Kakatiya Hotel, Dum Pukht is known for its traditional North Indian cuisine. The restaurant serves up a variety of dishes, including tandoori dishes, curries, and kebabs. The restaurant also offers a variety of vegetarian options. The Punjab Grill in Bangalore is another popular restaurant in India. Located in the UB City Mall, Punjab Grill is known for its traditional North Indian cuisine. The restaurant serves up a variety of dishes, including tandoori dishes, curries, and kebabs. The restaurant also offers a variety of vegetarian options," said an expat in India.

Where will I buy groceries and do other shopping in India?

"People living in India typically buy groceries from local markets, convenience stores, and supermarkets. Other shopping can be done at malls, department stores, and online stores. Additionally, many people in India shop at street markets and roadside vendors for fresh produce and other items," mentioned one expat inIndia.

What are the visa & residency requirements in India?

"The process of applying for a visa in India depends on the type of visa you are applying for. Generally, you must complete an online application form and submit copies of required documents, such as a passport, valid passport-sized photos, bank statements, and an authorized travel itinerary. You may also need to provide medical or employment documents, or proof of a valid Indian visa, depending on the type of visa you are applying for. If you are applying for residency in India, you must first obtain a valid visa, such as business or employment visa, or a spouse visa if married to an Indian national. Once you have the necessary visa, you are required to apply for a Resident Permit before you can reside in India for more than six months. To do so, you must submit an application form and copies of your passport, visa, address proof, bank statements and marriage certificate (if applicable) to the Foreigners Division of the Regional Passport Office. The Indian government then issues the Resident Permit," commented one expat who moved to India.

Are healthcare and health insurance expensive in India?

"Healthcare and health insurance in India can be expensive, depending on the type of care and coverage needed. Generally, basic healthcare services such as doctor visits and vaccinations are relatively affordable, but more specialized treatments and procedures can be costly. Health insurance premiums can also be expensive, especially for comprehensive coverage, but there are government-subsidized plans available for those who cannot afford private insurance," remarked one expat living in India.

"Private Health insurance is expensive with lots of limitations. I have not taken health insurance. Decided to pay out of pocket. A day's hospital stay along with tests and doctor visit may cost around US $200 to $300," said one expat living in India.

SJB Global

SJB-Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model. Our clients benefit from their country’s most favorable tax environment by utilizing the efficient investment vehicles we offer. Our commitment to quality service is reflected in our stellar reviews, with over 300 testimonials boasting 95% five-star ratings.

Learn MoreConnect

Click connect to have our partner contact you via e-mail and/or phone.

SJB Global

SJB-Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model. Our clients benefit from their country’s most favorable tax environment by utilizing the efficient investment vehicles we offer. Our commitment to quality service is reflected in our stellar reviews, with over 300 testimonials boasting 95% five-star ratings.

Learn MoreConnect

Click connect to have our partner contact you via e-mail and/or phone.

About the Author

Betsy Burlingame Betsy Burlingame is the Founder and President of Expat Exchange and is one of the Founders of Digital Nomad Exchange. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Prior to Expat Exchange, Betsy worked at AT&T in International and Mass Market Marketing. She graduated from Ohio Wesleyan University with a BA in International Business and German.

Some of Betsy's articles include 12 Best Places to Live in Portugal, 7 Best Places to Live in Panama and 12 Things to Know Before Moving to the Dominican Republic. Betsy loves to travel and spend time with her family. Connect with Betsy on LinkedIn.

SJB Global
SJB Global

SJB Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model.
Learn More

SJB GlobalSJB Global

SJB Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model.
Learn More

William Russell
William Russell

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