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Living in Malaysia: Cost of Living, Healthcare and What to Know About Living in Malaysia | Expat Exchange
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View of George Town, Penang, Malaysia

Living in Malaysia

By Joshua Wood, LPC

Last updated on Jan 01, 2024

Summary: People describe life in Malaysia as vibrant, diverse, and full of opportunity. Expats love the warm climate, the friendly people, the delicious food, and the low cost of living. The average cost of living for an expat is around $1,000 per month, depending on lifestyle. The population of Malaysia is approximately 32 million people, and the largest cities are Kuala Lumpur, George Town, Ipoh, Johor Bahru, and Malacca. The cons of living in Malaysia include the high humidity, the lack of public transportation in some areas, and the language barrier. Additionally, the cost of living is rising, and the healthcare system is not as advanced as in other countries.

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What do I need to know about living in Malaysia?

When we asked people what advice they would give someone preparing to move to Malaysia, they said:

"Before retiring in Malaysia, expats need to be aware that the cost of living is low compared to many other countries, although housing and medical care costs can be higher. Expats should research their healthcare options before they arrive, and ensure they have access to any necessary prescriptions. It is also important to be aware of local laws and regulations, and to ensure all documents required for residency or a retirement visa are in order before travelling. Local language skills are not essential, but can be helpful to have. Additionally, expats may want to become familiar with the local customs and culture to ensure they fit in well with their new neighbors," wrote a member in Malaysia.

"Brace for the heat. Being in the Klang Valley, it means lots of heat and humidity level is very high. Showers and heavy rainfalls are also common. Tap water is not drinkable so one must be prepared with a kettle or other 'water producing' machines e.g distiller Getting around is fairly easy, cabs are a plenty and very cheap compared to most other countries. Public buses do not service a lot of areas. A car is an absolute must if you have kids. The weather just does not permit much walking between 11 am to 4 p.m," commented one expat who made the move to Petaling Jaya.

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How do I meet people in Malaysia?

When we asked people living in Malaysia about club and activities where newcomers can meet others, they responded:

"Expats living in Malaysia often join local clubs and activities such as expat Meetups, sports teams, and language classes. Expats can also meet people through local venues such as pubs, cafes, co-working spaces, or religious organizations. Additionally, they may find other expats or locals interested in similar activities by attending community events, joining online forums, or joining local social networks," explained one expat living in Malaysia.

"Private clubs like Hyatt Saujana, Tropicana and Bukit Kiara are great for expats with families and young children. They are affordable too. Bukit Kiara has an equestarian club for kids and adults," said one expat in Petaling Jaya.

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What is life like in Malaysia?

When we asked people living in Malaysia what life is like and how people spend their time, they said:

"Petaling Jaya, unlike the neighbouring Kuala Lumpur is more residential but a lot of multi nationals are located in this town as well. Lots of families prefer shopping in the weekends. And going out for food! Lots of food and the range is very diversified and international," remarked one expat who made the move to Petaling Jaya.

"Expatriates and digital nomads in Malaysia enjoy an exciting and vibrant lifestyle. The country is filled with diverse cultures, religions, and attractions, offering plenty of opportunities to experience something new. Malaysians also tend to be incredibly friendly and welcoming, making it easy to make new friends. Expats and digital nomads can get around the country easily with its well-maintained transportation network, allowing them to explore and take in the sights. The cost of living is also relatively affordable, meaning expats and digital nomads can enjoy life here without breaking the bank. With its pleasant climate and beautiful scenery, Malaysia is the perfect destination for expats and digital nomads looking for a unique and fulfilling lifestyle," explained one expat living in Malaysia.

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Is there a lot of crime in Malaysia?

We asked people if there is a lot of crime. They answered:

"Crime does occur in Malaysia, though it is generally regarded as relatively low. Drug trafficking, theft, conspiracy and corruption are amongst some of the crimes reported. However, overall security remains relatively stable and the government has put in place several measures to ensure the public remains safe both at home and abroad," commented one expat who made the move to Malaysia.

"Sarawak is almost Mayberry R.F.D. It's got one of the lowest per capita crime rates of any Malaysian state (which averages low). Crime is centered on financial scams (on-line and phone), illegal gambling, loan-sharking, illegal immigration and to some degree drug abuse. These are things that don't particularly affect expats. Family/domestic violence is the main violent crime. That doesn't mean auto-theft, purse snatching and burglary is non-existent, but condos generally have gates and guards. Home owners do get dogs and alarm systems," remarked one expat living in Kuching, Malaysia.

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Is there a lot of diversity? Are people in Malaysia accepting of differences?

"Very multi racial and people seem to have no problems living next door to each other in spite of racial or religious preferences. In fact, all major religious festivals are public holidays and everyone celebrates," remarked one expat living in Petaling Jaya, Malaysia.

"Yes, there is a lot of diversity in Malaysia. People of diverse backgrounds, religions, races, and cultures reside in Malaysia, creating a vibrant and unique cultural landscape. Acceptance of differences is generally high in Malaysia, making it a safe place for people to express different identities. There is even a national policy that seeks to promote racial harmony and social cohesion across the country," wrote one member in Malaysia.

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What are the schools in Malaysia like?

"Hua Chong International School (HCIS) is one of the most highly regarded international schools in Malaysia. Established in 1978, HCIS is located in the heart of Kuala Lumpur and provides students with an educational experience based on the Primary Years Programme (PYP) of the International Baccalaureate (IB). Students enjoy a world-class education at HCIS, learning the traditional Chinese language, along with English and Malay; a variety of courses in arts, music, and cultures; and a Global Perspectives program that prepares students for university study abroad. The Garden International School (GIS) is another highly regarded international school in Malaysia. Located in the bustling metropolis of Kuala Lumpur, GIS offers its students an education based on the English National Curriculum. Students enjoy a second language program in Mandarin, as well as extracurricular activities such as horse riding, sports, music, and club activities. The school also offers its students a range of support services including counseling, library services, and health care. Kulua Lumpur Japanese School is one of Malaysia’s most respected bilingual schools. Established in 1963, it provides a high-quality education in both the Japanese and English languages. Specialized courses in business, economics, and IT are offered to students alongside the traditional core subjects like math and science. The school also provides its students with a wide range of special courses such as taiko drum performance, calligraphy, and traditional tea ceremony," wrote an expat with kids at in .

"It is a good school. Make contact with the teachers and HM, all are eager to help but they are not mind readers - if you have a problem share it with some who can help," commented one expat when asked about Lodge International School in Kuching.

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Is the cost of living in Malaysia high?

We asked people how much they someone comfortably live on in Malaysia, they wrote:

"In Penang you can easily live for under $800. Our budget was over that but 1/5 the cost of living in Newport Beach, Ca or Maui and a better lifestyle," remarked one expat who made the move to Tojong Tokong, Penang Island.

"I pay US$600/mo rent, food @US$10/day (eating out/with non-alc. drink), Grab Taxi anywhere in town (up to 5 miles) US $2-5. Beer $1-2 tin/bottle. Bottle of Australian wine US$15-25!!! Local lankau rice wine or toddy $1-2. I spend about US$1200/month...tack on regional air trips and health insurance and it might go up to US$1500. Air-fare to Singapore US$20-50, double that to Bali, Bangkok or Ho Chi Minh City (routing through Kuala Lumpur or Singapore). That's about what they expect a S-MM2H single applicant to show," explained one expat living in Kuching, Malaysia.

"The cost of living in Malaysia is quite affordable, particularly for urban areas. The average monthly cost of living in major cities such as Kuala Lumpur, George Town, and Putrajaya ranges from around USD 400 to USD 800. Accommodation is relatively inexpensive, with the cost of renting a basic single room ranging from USD 200-400. Food prices are moderately priced, and most groceries can be found easily and cheaply. Transportation costs are affordable, with a single bus fare costing around USD 0.50. Additionally, utilities such as electricity, water, and internet are relatively inexpensive. Overall, the cost of living in Malaysia is quite reasonable and manageable," said one expat in Malaysia.

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"Quite cheap. Renting a loft in Cheras will cost RM1,300-1,500 More expensive options in the city center will be more like RM2,500 Food shopping is around RM200 a week (for 2 people)," remarked one expat living in Kuala Lumpur.

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What type of recreational facilities are in Malaysia?

When we asked people living in Malaysia about recreational activities, they mentioned:

"Swimming at every condominium. Squash and tennis courts. Hiking around Kuala Lumpur," said an expat in Kuala Lumpur.

"In Malaysia, residents enjoy a variety of recreational facilities, such as public parks, beaches, and water parks. There are also many sports facilities, such as golf courses, tennis courts, and swimming pools. For those who enjoy the outdoors, there are plenty of hiking trails, camping sites, and nature reserves. For those who prefer indoor activities, there are bowling alleys, arcades, and movie theaters. Shopping malls, museums, and art galleries are also popular recreational facilities in Malaysia," remarked one expat in Malaysia.

What is the weather like in Malaysia?

"The weather in Malaysia is generally hot and humid throughout the year. The temperature is usually around 30 degrees Celsius during the day and can drop to around 20 degrees Celsius at night. The rainy season usually starts in October and ends in March, with the heaviest rainfall occurring in November and December. The east coast of Malaysia experiences more rainfall than the west coast," commented one expat living in Malaysia.

Are there good restaurants in Malaysia?

"Restaurants: any kind Nightlife: luxurious rooftop bars, or bar streets (Changkat, Bangsar)," remarked one expat in Kuala Lumpur.

"One of the most popular restaurants in Malaysia is Nasi Kandar Pelita. Located in Penang, this restaurant serves up a variety of traditional Malaysian dishes, including nasi lemak, roti canai, and ayam goreng. The restaurant is known for its generous portions and flavorful curries. Customers can also enjoy a variety of side dishes, such as fried fish, prawns, and vegetables. Another popular restaurant in Malaysia is Restoran Ikan Bakar Pak Ali. Located in Kuala Lumpur, this restaurant specializes in grilled fish dishes. Customers can choose from a variety of fish, including mackerel, snapper, and barramundi. The restaurant also serves up a variety of side dishes, such as sambal, pickles, and salads. Finally, Restoran Yut Kee is a popular restaurant in Kuala Lumpur. This restaurant has been around since 1928 and is known for its traditional Hainanese dishes. Customers can enjoy a variety of dishes, such as chicken chop, pork chop, and beef rendang. The restaurant also serves up a variety of desserts, such as ice kacang and cendol," wrote one expat living in Malaysia.

Where will I buy groceries and do other shopping in Malaysia?

"People living in Malaysia typically buy groceries from supermarkets, wet markets, and convenience stores. Other shopping can be done at shopping malls, department stores, and specialty stores. Online shopping is also becoming increasingly popular in Malaysia," said an expat in Malaysia.

What are the visa & residency requirements in Malaysia?

"In order to visit or stay in Malaysia, visitors must apply for a visa. Depending on the purpose of their stay, there are various types of visas available, including short-term visit passes, tourist visas, student visas, and professional visas. Applicants must submit their passport for the visa application, along with the required documents and fees. Residency in Malaysia requires an Employment Pass or an approved Long-Term Visit Pass. To obtain an Employment Pass, the applicant must provide proof of employment as well as personal documents and supporting documents from the employer. If they are granted an Employment Pass, they can apply for their work permit and permanent residence. For a Long-Term Visit Pass, applicants must provide proof of banking transactions, documents attesting to their financial capability, and a return ticket, among other documents. They must also demonstrate that the reason for their stay is legitimate. Holding a Long-Term Visit Pass does not provide the right to work in Malaysia," said one expat living in Malaysia.

"Work visa, business visa, student visa, or MM2H are long-term options. The easiest one is a student visa," mentioned one expat inKuala Lumpur.

Are healthcare and health insurance expensive in Malaysia?

"Local health insurance is available to people under age 60. We have personal health insurance with a company specialising in international benefits. We pay for the procedures locally and submit electronic claims forms that are processed and pay according to US. standards. We chose this provider based on market research and an organization with which we are affiliated," said one expat living in Georgetown.

"Healthcare and health insurance in Malaysia can be expensive, depending on the type of coverage and services required. Private healthcare is generally more expensive than public healthcare, and health insurance premiums can vary depending on the type of coverage and the provider. Generally, health insurance premiums are higher for those who are older or have pre-existing medical conditions. Additionally, some health insurance plans may require additional fees for certain services, such as hospitalization or specialist care," mentioned one expat inMalaysia.

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About the Author

Joshua Wood Joshua Wood, LPC joined Expat Exchange in 2000 and serves as one of its Co-Presidents. He is also one of the Founders of Digital Nomad Exchange. Prior to Expat Exchange, Joshua worked for NBC Cable (MSNBC and CNBC Primetime). Joshua has a BA from Syracuse and a Master's in Clinical and Counseling Psychology from Fairleigh Dickinson University. Mr. Wood is also a licensed counselor and psychotherapist.

Some of Joshua's articles include Pros and Cons of Living in Portugal, 10 Best Places to Live in Ireland and Pros and Cons of Living in Uruguay. Connect with Joshua on LinkedIn.

View of George Town, Penang, Malaysia
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