Living in Mexico
Last updated on Jun 21, 2024
Summary: People often describe life in Mexico as vibrant, colorful, and full of life. Expats love the warm climate, friendly people, and the affordability of living in Mexico. The average cost of living for an expat is around $1,500 to $2,000 per month, depending on the city and lifestyle. Mexico has a population of approximately 129 million people, and the largest cities are Mexico City, Guadalajara, Monterrey, Puebla, and Tijuana. The cons of living in Mexico include the high crime rate in some areas, the lack of reliable public transportation, and the language barrier. Additionally, the cost of living can be higher in some areas, and the infrastructure is not always up to par with other countries.
What do I need to know about living in Mexico?
When we asked people what advice they would give someone preparing to move to Mexico, they said:
"Get out, see the town. Clearly, learning Spanish makes getting out a lot easier, so learn Spanish (again, people here are pretty patient, so it's a great community to try perfecting one's broken Spanish). The downtown has a lot to offer, between the Alameda, Plaza de Armas, and various free/cheap museums. The Serape Museum is my favorite, and, as creepy as it sounds, the Bird Museum is pretty interesting (and in the summer, well worth spending 10 pesos for an hour or so in the air-conditioning). If your company is moving you, they'll probably suggest that you live in the way north side of the city--this is a nice area of town and may be advantageous as it seems that most expats live there. However, do consider the Republica neighborhood, downtown, and the south side of town. They're all great places to live, within walking distance of points of interest, and often a lot cheaper than the northern neighborhoods," commented one expat who made the move to Saltillo.
"We chose Merida over Tulum, Cancun and all of the of the primarily tourist destinations in MX. There are a thousand cities each unique. I would not live in Tulum for the dame reason I would not choose to live in San Diego. We live in a quiet Mexican suburb, have access to the beach (many) in 20-30 min, Have all the conveniences that we would have in a city of 1 mil. people. Many whine about the heat in Merida, but with 5 minutes of research you know what the weather is month in and month out. As a beautiful historic city Merida is a dream at least for us. The city is feeling it's growing pains but the people and culture are a delight. We (I) recently had occasion to undergo an emergency cardiac procedure here and spent time with multiple specialists, most spoke English well, at the costs were much lower than expected; the technology and care was exceptional. Tulum, to me at least, is not what I want; neither is anywhere near there like Cancun Playa del Carmen, Akumal, etc. A little like trying to have a quiet normal life in the FL Keys," remarked one expat living in Merida, Mexico.
"I suggest you never secure a 6 mo lease until you see and feel the property. Committing to 6 month online is not recommended whether you get a 180 day visa or not. Get a hotel when you arrive and make that your base camp to find longer arrangements. Don't think what you see online is what is actually there. Bait and switch happens in Mexico....and don't forget it. Once they have your money you are behind the curve," wrote one member in San Carlos.
"Learn basic phrases in Spanish, be patient and kind. Remember Mexico is a foreign country and nothing like the United States. If you are an arts and crafts person and are retired or have your own income, I think you would like it here," remarked one expat who made the move to Patzcuaro.
"Read www.yucatanliving.com and www.meridainsider.com for information on living here," explained one expat living in Yucatan, Mexico.

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How do I meet people in Mexico?
When we asked people living in Mexico about club and activities where newcomers can meet others, they responded:
"We have two groups to meet other ex-pats. One is for couples, they meet weekly and go to dinner. Their name is Thirsty Thursdays. The other is a ladies lunch group. we meet once a month at the restaurant El Tablau, at 1 pm. Everyone is welcome and we generally have a speaker. From these two groups you can learn about the charities and opportunities in Manzanillo," remarked one expat living in Manzanillo, Mexico.
"Make learning Spanish a priority. Hire locals to clean your house or build your house or walk your dog or wash your car... whatever. Force yourself to interact as much as possible," wrote one member in Yucatan.
"Stroll the malecón in the evening, hang out at Captain Don's bar in 5 de Diciembre neighborhood, and at probably lots of bars in Old Town ("Zona Romantica")," remarked one expat who made the move to Puerto Vallarta.
"Saltillo appears to be a much friendlier city than others I have lived in (Puebla, Cuernavaca, Toluca). However, it was not easy to get to know people until I got connected with the Saltillo International Church (www.saltillointerationalchurch.com). They have bilingual services on Sundays, and for those who may not be "church-y" (or, like me, prefer the neighborhood church) have book studies for adults, men, and women throughout the week. Also, if your Spanish is decent www.desaltillo.com is helpful to find out events that are going on in town. If you friend them on facebook, they'll send daily updates--so helpful for me, as we don't regularly buy the newspaper," explained one expat living in Saltillo, Mexico.
What is life like in Mexico?
When we asked people living in Mexico what life is like and how people spend their time, they said:
"Saltillo is a small city/large town, so it's relatively quiet here. People here seem more respectful of their neighbors than in other areas of Mexico. For example, in general people don't blare their music from their homes or use their car horns as doorbells. People work hard and enjoy their families. While social stratification runs the gamut here, in general people are friendly and laid-back. While soccer is still a huge pastime, baseball appears to be just as popular, if not more popular, than soccer. Saltillo's professional baseball team won the 2009 national championship, and I always hear my neighbor kids hitting a ball around. Saltillenses are good runners, too. Every June, the city hosts a half-marathon, and throughout the year there are a variety of 5K and 10K races. Saltillo also boasts a plethora of good public parks--great for picnics, enjoying some green spaces, or playgrounds for kids," wrote one member in Saltillo.
"Tequis is a small, colonial town that caters to weekend tourists, mostly from Mexico City and surrounding environs. Many of them own weekend homes here and come to get away from the hub-bub of big city life. Local denizens are very family oriented and making a living is just a normal part of everyday life. No big corporate presence here, just small businesses and many restaurants. Tons of small specialty shops," remarked one expat who made the move to Tequisquiapan.
"People here love kayaking, fishing, scuba and off-roading. There is a large, modern marina. There are rocky beaches, sandy beaches, public and isolated. There are also many restaurants with excellent food - Italian, Mexican, American, Greek, and even Texas Style BBQ," explained one expat living in San Carlos, Mexico.

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Is there a lot of crime in Mexico?
We asked people if there is a lot of crime. They answered:
"No. We have a little petty crime, which is new for us, but it is much safer here than any Us city . We all walk around at night and do not worry," remarked one expat who made the move to Manzanillo.
"There is less crime here than where we lived NOB. There is some petty crime.. burglaries and an occasional mugging. But these appear to be no worse than many places up north," explained one expat living in Ajijic, Mexico.
"Tlaxcala State has one of the lowest crime rates in the country. But there is always petty crime everywhere and a person should always be alert and cautious," said one expat in Apizaco.
Is there a lot of diversity? Are people in Mexico accepting of differences?
"The town is mainly Catholic, with some other Christian thrown in. There are a couple of English services of the non denominational Christian belief. The Mexicans are very accepting of us foreigners and very patient with us," said one expat in Manzanillo.
"The population here is at least 90% native Mexican, with a small cadre of Americans, Canadians, British, French, Germans & Austrians. The people are very open to anyone who chooses to relocate here. There is no discrimination as far as I can tell. As an American, I feel I am treated just the same as the locals. Even the police are very accepting and never chase after the dreaded "MORDITA" like they do in bigger cities, ie; Mexico City," said one expat who made the move to Tequisquiapan.
"This town is the perfect blend of the local community and expats. Although one would recommend learning the language of any country where you live, English speakers can get by very well in San Carlos without it. So many expats have made San Carlos their home, that it is a well known "English" community. If you are looking for total immersion in the Mexican culture this may not be the place," explained one expat living in San Carlos, Mexico.
"Like most of Mexico, Saltillo is fairly homogeneous, both racially, culturally, and religiously (although at times it feels that there are nearly as many tiny, hole-in-the-wall Protestant churches as there are large Catholic ones). While I fit the mold, I can't really say whether they are accepting of differences. But the prevailing attitude seems to be that of "live and let live"," mentioned one in Saltillo.
"I would think that most people are Catholic. I haven't seen any other churches and the children attend Catholic schools. As anywhere the wealthy are interested in making more money. Mexicans are very polite here and would rather lie than hurt your feelings. So it is difficult to know," explained one expat who made the move to Patzcuaro.

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What are the schools in Mexico like?
"This school is a properly run school in that it requires the students to comply properly with discipline - unlike most other private schools here. The teachers are excellent and the school has a good, varied curriculum strong in sciences. It offers a two-year prepa. Most importantly it is a LAY school - not religious - so there is none of the time-wasting religious ritual found at some other schools," wrote an expat with kids at St Patricks School in Monterrey.
"Have a lot of money. It cost us $1800.00 usd to send my 2 girls to this school. This cost only covers the Tuition and Transportation. Then every other week they come home and need $20 for this assignment or $40 for the next assignment. I should of been a teacher there. I would make a lot more money than what I am currently doing," commented one expat when asked about Amercian School Foundation in Mexico City.
Is the cost of living in Mexico high?
We asked people how much they someone comfortably live on in Mexico, they wrote:
"That is such a personal question. I recommend that people housesit in the community they are thinking of retiring in so they can gauge costs, safety, reliability of utilities, etc," commented one expat who made the move to Lake Chapala.
"I think that is a very personal question. You CAN find rental houses for about 5000 pesos per month, plus power and water, telephone and satellite. Then it depends on wether you eat the local fruits and vegetables or want something imported. Beer and alchohol are very reasonably priced, walking on the beach is free. I expect that for about 1000.00 US a person could live here comfortably. For 2000.00 you can live VERY well," remarked one expat living in Manzanillo, Mexico.
"If one buys local or Mexican brands, food is relatively inexpensive. Eating out is 1/2 or less than in the U.S.
The cost of living monthly is dependent on:
a. If you own a home.
b. your lifestyle.
We projected that we will save between $8 -10,000 annually by living here.
Gone are the $150/mo. water and sewer bills and the $180 / gas and electricity. Every little bit of savings adds up,"
wrote one member in Ajijic.
"You can live in Puerto Penasco on as low as $400 per month, small apartment (not in the tourist area) and utilities and some food. Add more for going out to eat," said one expat living in Puerto Penasco.
"The rents here are low for now. As more people discover the richness Merida offers, I know that they will increase, but for right now, you can get a very nice apartment or rental home for a fraction of what you'd pay in the USA. My advice is if you like it here, buy sooner rather than later (very carefully). Local food is very cheap and imports are what they are," mentioned one expat inMerida.
"I have found that the cost of living in Playa is much lower than in the States. This makes living on a retiree income and budget very satisfying. Even stores outside of Wal-Mart have lower prices. And because of the currency exchange rate, I am paying less for my rent than when I first moved here," commented one expat who moved to Playa del Carmen, Mexico.
"Unfortunately due to major influx of Californians, New Yorkers and big oil Texans, Puerto Penasco aka Rocky Point is no longer a destination for moderate to lower income retiree. Its a sad fact. While many bloggers, RE professionals will disagree with my view, as a retiree with median range retirement income I have watched as cost of living for serviced based needs have gone up as much as 100%. In 2018 you could buy breakfast for two at a nice restaurant for near $18 USD. Now, the same place and breakfast for two ends up much closer to $38. Beach side margaritas used to be $5- $7 in 2018. Now $10 to $12 depending on the vendor. While there are a few spots remaining reasonable, its no longer cost effective for them to remain low priced because their competitor is raking in the Cali cash. Tours and seaside adventures have gone up as well. What used to be $80 for a day at sea is now $140 per person. Even panga banana boat operator's are charging more these days and its not due to gas. Upkeep of your house. It used to be usual to pay someone to work on little projects around your house (reapplying elastomeric) for about $200 including your balusters. Not no more. $400 and up. Rentals. Jesus! American developers renting out for 1200k monthly seems like alternate reality but it's not. Gone are the days of the reasonable, and sadly that also affects the locals. Yet, since Californians stating, "its so cheap," they are leaving the rest of us in a real pickle. So. Sorry to say. Good ole Rocky point, no longer for all of us," remarked one expat living in Puerto Penasco.
"It is still quite reasonable to live in Playa del Carmen, but prices have increased for restaurants significantly over the past few years. We used to eat on 5th Ave all the time. But now we tend to eat off the main tourist drag because the price and overall value of the food is better found outside," commented one expat.
What type of recreational facilities are in Mexico?
When we asked people living in Mexico about recreational activities, they mentioned:
"All around Playa del Carmen there are adventure area for zip lining, ATV riding, cave tubing, snorkeling, scuba diving, tours to visit Mayan Ruins and nearby resorts, beaches and islands such as Cozumel, Tulum, Islas Mujeres etc," mentioned an expat living in Playa del Carmen.
"There is a large sport club here for tennis and golf. Every Sunday the streets are closed for bikeathons for the entire family to participate in. And any time you want to hike, go visit a ruin. Most of the cenotes allow swimming and are wonderfully cool and magical," said an expat in Merida.
"Boating, swimming, fishing, snorkeling, scuba, para sailing, sunset cruises, booze cruises, bird island tours, Jack Nicklaus golf courses and others, tennis, ultralight flying, ziplining, and lots of fine dining with ocean views," remarked one expat in Puerto Penasco.
"Anything related to the beach, snorkeling, golf, exploring cenotes (caves), dining out. The food is amazing and the options are endless," wrote one expat living in Playa Del Carmen.
"In Mexico, residents enjoy a variety of recreational facilities, such as beaches, parks, and sports complexes. Beaches are popular for swimming, sunbathing, and other water activities. Parks provide a great place to relax, take a walk, or have a picnic. Sports complexes offer a variety of activities, such as tennis, basketball, and soccer. Mexico also has a number of cultural attractions, such as museums, galleries, and theaters. For those looking for a more adventurous experience, Mexico has a variety of outdoor activities, such as hiking, camping, and mountain biking," commented one expat who moved to Mexico.
What is the weather like in Mexico?
"Hot, hot, and hotter! Humid, humid, and humider! Well the high season between Dec and April is still pleasant and not as humid. Summer is a killer," mentioned one expat inPlaya Del Carmen.
"Hot. In the summer it is hot day and night, with no rain. In rainy season, it is very hot during the day but the nights usually cool off to pleasant 70's with a cooling wind, but not always. You can use sleeves at night but will not want them during the day," commented one expat who moved to Merida, Mexico.
"The climate is tropical. Right now, it is their cool season, so, the temperatures may get down to the sixties at night and in the morning, but, during the day the sun comes out and it gets warmer. The beach water is usually warm. By March the weather will be really warm and will get somewhat humid soon after," remarked one expat living in Playa del Carmen.
"I live farther north on the Sea of Cortez, San Carlos, Sonora. Right now [July] is 96deg and 63% humidity. It has not rained since December. I love it here where the desert meets the sea. You have to be tougher than most to put up with the heat and humidity in the summer. If you want to know temps just put the town in Accuweather and look for yourself. Like everywhere else in the world near the water is humid," commented one expat.
"In the spring and fall is perfect. Chilly in winter (50 degrees) summer is 90 to 95 and in July and August a bit humid, BUT when I lived in Puerto Vallarta for 3 summers, I swore I would never consider our humidity here high. We are in the desert so not like the jungle," said one expat living in Puerto Penasco.
Are there good restaurants in Mexico?
"As stated earlier above, restaurants are plentiful and you have your choice of what type of food you want. There are various nightclubs. Because tourists are constantly coming and going, every night is like a weekend night with bright lights and music and even entertainers along the streets. I especially enjoy the Mariachi bands that travel to the restaurants and play their music. It's all so very lively. I feel like I am living life again, even as a retired single Expat.," mentioned an expat living in Playa del Carmen.
"Mexico is full of good restaurants. Oaxaxa, in particular, is celebrated for its excellent cuisine. You can purchase a book on the city in the book store on Calle Alcala," said an expat in Mexico.
Where will I buy groceries and do other shopping in Mexico?
"SHOPPING is great. Many do their grocery shopping at Wal-Mart, Sams Club, Chedraui (the Mexican version of Wal-Mart that is fantastic) the Mega store and others. Fifth Avenue is known for its lively, atmosphere with stores, restaurants with all types of specialty foods such as Mexican, Argentinian, Brazilian, French, Italian, Seafood, Steak and even fast food places like McDonald's and Burger King, Domino's Pizza, KFC. We have Office Depot, Home Depot, DHL, Fedex...just about everything," said an expat in Playa del Carmen.
"We have so many large grocery stores in Playa, that I wonder sometimes how they stay in business. We have two Walmarts. Local produce markets are not easy to find. There is one very small one in town once a week," remarked one expat in Playa Del Carmen.
"Super mercado Leys grocery store in the center of the 5 de Diciembre neighborhood of Puerto Vallarta has most everything and more than many U.S. supermarkets. La Comer, a large gourmet grocery store, puts Whole Foods to shame. It has quality wines, liquor, all cuts of meat, vegetables, canned goods and specialty gourmet items," wrote one expat living in Mexico.
"We have Super Ley, Ley Express, Bodega Aurrera (Walmart) Sam's Club, Local vegetable and meat markets, Oxxo convenience stores, and a local store that brings special U.S. food here for our convenience (salami, bacon, sausage, bagels, english muffins, diet sodas, cheeses, spices, pies, etc) and special orders," commented one expat who moved to Puerto Penasco.
"There is everything in Merida from local street vendors, market stalls, to Super Duper big box markets. There is a Walmart that is a step above what you find in the States, Sears, and a few super duper markets that sell everything from household goods to groceries, all in one place. Several malls have recently opened, so you can shop from high end to low end, and Centro has many streets of unusual and unique shops. You will need to guard your money as these unique shops have lovely hand made items," said one expat.
What are the visa & residency requirements in Mexico?
"It has been over 3 years since we went through the process at the Seattle Consulate. They were very specific and they looked at our investment income with social security AND our savings accounts. We provided 2 years of statements downloaded from the brokerage house as well as deposits into our accounts from income. We knew that we would qualify for PR status so it was a breeze. There was no mention about notarization of downloaded documents but we were well organized and made it easier for them. I am unsure about future income from work since we were both retired, but I would think it will be more difficult to convince them that you will have ongoing income from work unless you provide a letter from HR or some other source that shows that you will continue to have income while residing in MX. The best method is to go fully prepared to show your financial qualifications absolutely meet or exceed their requirements," remarked one expat living in Merida.
Are healthcare and health insurance expensive in Mexico?
"I only have Medicare part A. It is pretty much useless stateside or elsewhere. For a time I purchase dental insurance but gave it up because it's cost was higher than the cost of the care I received," mentioned an expat living in Tijuana.
About the Author
Joshua Wood, LPC joined Expat Exchange in 2000 and serves as one of its Co-Presidents. He is also one of the Founders of Digital Nomad Exchange. Prior to Expat Exchange, Joshua worked for NBC Cable (MSNBC and CNBC
Primetime). Joshua has a BA from Syracuse and a Master's in Clinical and Counseling Psychology from Fairleigh Dickinson University. Mr. Wood is also a licensed counselor and psychotherapist.
Some of Joshua's articles include Pros and Cons of Living in Portugal, 10 Best Places to Live in Ireland and Pros and Cons of Living in Uruguay. Connect with Joshua on LinkedIn.
Additional Information:
- Mexico Guide
- Healthcare & Health Insurance in Mexico
- Members Talk about Healthcare & Health Insurance in Mexico
- Best Places to Live in Mexico
- Guide to Real Estate in Mexico
- Pros & Cons of Living in Mexico
- Cost of Living in Mexico
- Top Hospitals in Mexico by Specialty
- Best Places to See While on a Look-See Trip to Mexico (Plus, Itineraries)
- Moving to Mexico with a Pet
- Understanding Mental Health in Mexico
- 2025 Guide to Living in Mexico
- Pros and Cons of Living in Mexico 2025
- 2025 Guide to Moving to Mexico
- Members Talk about the Cost of Living in Mexico