Living in Mexico

"I would say, "Brother, you will not find a more excellent choice for a place to retire here in Mexico". Sure, there are more exciting places with nightclubs, wild bars with loud music and perhaps an ocean to frolic in, but with that comes a lot of undesireable "junk". The weekdays here are very quiet and relaxing, while the weekends are fun filled due to tourists and special functions designed by the Presidencia municipal. The elevation here is about 6,000 feet, which means we do not get hot. Most days are in the 75-80 degree range, though it can get a little chilly at night during the winter. I enjoy a second floor two bedroom apartment right across from the main town plaza. I keep the balcony doors open at all times and revere in the almost constant breeze that keeps my place cool, night & day. Rent? Under $300 US per month. Try and beat that in the US," wrote a member in Tequisquiapan.

"Learn basic phrases in Spanish, be patient and kind. Remember Mexico is a foreign country and nothing like the United States. If you are an arts and crafts person and are retired or have your own income, I think you would like it here," commented one expat who made the move to Patzcuaro.

"I suggest you never secure a 6 mo lease until you see and feel the property. Committing to 6 month online is not recommended whether you get a 180 day visa or not. Get a hotel when you arrive and make that your base camp to find longer arrangements. Don't think what you see online is what is actually there. Bait and switch happens in Mexico....and don't forget it. Once they have your money you are behind the curve," remarked one expat living in San Carlos, Mexico.

"Read www.yucatanliving.com and www.meridainsider.com for information on living here," wrote one member in Yucatan.

"There are many people from the USA, Canada and Europe have visited Mexico, love it and have considered relocation. Many visitors also spend their Mexico trip to the top resort areas at the best time of year to be there. This being the winter months. The down season is usually from May through October and the top resort areas are ghost towns. Reason for this is the abysmal heat and humidity. I once spent a month in Mazatlan in August. Mazatlan is just the start of the tropics and the heat and high humidity were abysmal and almost impossible to tolerate. Even walking a short distance can be very unpleasant as are the temperatures that can top 120 degree with 98% humidity. The only tolerable place to be are inside with the air conditioning on high. I love and visit the tropical areas yet only in the winter. I live in the South area of Rosarito Beach, Baja California. Year round climate is beautiful. Never too hot or cold. Winters are very mild and similar to San Diego, Ca. I have friends in Rosarito that spend their summers here and winters in the tropics. Living in the tropics is most certainly not the ideal area for most people. Even the locals hate the low seasons. I have not seen this topic get a lot of attention here yet what I have said is absolutely true," remarked one expat who made the move to Mexico.

"We have two groups to meet other ex-pats. One is for couples, they meet weekly and go to dinner. Their name is Thirsty Thursdays. The other is a ladies lunch group. we meet once a month at the restaurant El Tablau, at 1 pm. Everyone is welcome and we generally have a speaker. From these two groups you can learn about the charities and opportunities in Manzanillo," remarked one expat who made the move to Manzanillo.

"People tend to work long hours during the week, not much on the weekends which is generally reserved for families. If you have kids you will be invited to tons of birthday parties, parents are expected to attend, not just drop the kids off. The parties are quite extravagant compared to the US," said one expat who made the move to Mexico City.

"Generally the expats are retired and their lives revolve around golf, tennis, bridge, socializing, walking or swimming in the ocean, reading, and whatever else they feel like. We have quite a few artists and others willing to share their knowledge. There are charities and animal welfare groups always looking for help," explained one expat living in Manzanillo, Mexico.

"People here love kayaking, fishing, scuba and off-roading. There is a large, modern marina. There are rocky beaches, sandy beaches, public and isolated. There are also many restaurants with excellent food - Italian, Mexican, American, Greek, and even Texas Style BBQ," mentioned one in San Carlos.

"Renovating old colonial homes, enjoying the beach, learning about the Mayan culture," explained one expat who made the move to Yucatan.

"Tequis is a small, colonial town that caters to weekend tourists, mostly from Mexico City and surrounding environs. Many of them own weekend homes here and come to get away from the hub-bub of big city life. Local denizens are very family oriented and making a living is just a normal part of everyday life. No big corporate presence here, just small businesses and many restaurants. Tons of small specialty shops," said one expat living in Tequisquiapan, Mexico.

"There is less crime here than where we lived NOB. There is some petty crime.. burglaries and an occasional mugging. But these appear to be no worse than many places up north," said one expat in Ajijic.

"No. We have a little petty crime, which is new for us, but it is much safer here than any Us city . We all walk around at night and do not worry," said one expat who made the move to Manzanillo.

"Crime is a major problem in Mexico. Drug-related violence and organized crime are especially prevalent, and citizens in many parts of the country face increased threats of kidnapping and extortion. Mexico has some of the highest rates of homicide in the world, with high levels of gang and cartel activity driving much of the crime. Robbery and carjacking are also common in Mexico," explained one expat living in Mexico.

"Tlaxcala State has one of the lowest crime rates in the country. But there is always petty crime everywhere and a person should always be alert and cautious," mentioned one in Apizaco.

"There are also Churches of most denominations and also Churches geared for Americans," explained one expat living in Rosarito, Mexico.

"The population here is at least 90% native Mexican, with a small cadre of Americans, Canadians, British, French, Germans & Austrians. The people are very open to anyone who chooses to relocate here. There is no discrimination as far as I can tell. As an American, I feel I am treated just the same as the locals. Even the police are very accepting and never chase after the dreaded "MORDITA" like they do in bigger cities, ie; Mexico City," said one expat in Tequisquiapan.

"Mexico boasts an incredibly diverse population that reflects their country's mixed heritage and history. People in Mexico are generally very accepting of differences and strive to celebrate the variety of cultures that make up their nation. Mexico's culture is a blending of many customs, values, and traditions from different backgrounds, which has created a unique atmosphere of acceptance and respect for people from all walks of life," said one expat who made the move to Mexico.

"Tequis is wonderful. I came about 8 mo before the pandemic hit. We went through a bit of a stretch, but it is slowly coming back. Restaurants and tiendas are coming back. The town does get crowded on big holidays - Easter Holiday and Christmas. Normal weekends are 'busy' but doable. We locals just tend to stay home Friday thru Sunday. You do have to watch out for the teenagers on 4 wheelers! As far as diversity, it depends upon what you define as diversity. There is not a large LGBTQ population here. This is a VERY family oriented town. If that is what you are looking for, I suggest San Miguel. The statement about police not chasing for mordidas is true. I personally have had to get help 2 times. Just this past week, I was rear ended at a stop sign and they are just as nice and fair as can be. All have a smile and are caring! Tequis is no where near as congested as San Miguel - very tranquil lifestyle!!!," explained one expat living in Tequisquiapan, Mexico.

"This town is the perfect blend of the local community and expats. Although one would recommend learning the language of any country where you live, English speakers can get by very well in San Carlos without it. So many expats have made San Carlos their home, that it is a well known "English" community. If you are looking for total immersion in the Mexican culture this may not be the place," mentioned one in San Carlos.

"This school is a properly run school in that it requires the students to comply properly with discipline - unlike most other private schools here. The teachers are excellent and the school has a good, varied curriculum strong in sciences. It offers a two-year prepa. Most importantly it is a LAY school - not religious - so there is none of the time-wasting religious ritual found at some other schools," remarked one expat living in Monterrey with children attending St Patricks School.

"Look at other schools. It is worth it. 38 teachers left in 2013, the administration is hidden in an office. The headmaster, jonathan Robins has no qualification what so ever for the job. The new teachers do not work as a team, and it does not help when your child is in 11grade or 12 grade. It is way too expensive for what it is. We are not sure the kids are happy now/," said one expat in Mexico City with children at Greengates School.

"I live in San Miguel de Allende and this is a tourist and expat destination with a dollar economy. Supermarket and utility prices are on par with the rest of Mexico but rents, wages for staff and service providers are high. A meal in a mid market restaurant will cost $US100 for 2 without going overboard and nearer US200 if you go for expensive cocktails, brandy or tequila. Rents var enormously depending upon location so you can find a 3 bed house in a so so area for US$450 but in a better area will be $900-1200 and in the historic center the sky the limit. Medical costs - a consultation with a general doctor or specialist US$40-50, blood/urine analysis US$100. Excellent medical services but if you need hospitalisation, long term cancer treatment etc you need to budget US$1m+ say for 5 years of chemo, radio, surgery and end of life care. Although private medical care is far less expensive than in developed countries it soon adds up and for me at age 68 in pretty good health, medical expenses insurance premiums and pay as you go represent 30% of my monthly expenditure. For young families you must budget for private education and medical/dental care," said one expat who made the move to Mexico.

"I think that is a very personal question. You CAN find rental houses for about 5000 pesos per month, plus power and water, telephone and satellite. Then it depends on wether you eat the local fruits and vegetables or want something imported. Beer and alchohol are very reasonably priced, walking on the beach is free. I expect that for about 1000.00 US a person could live here comfortably. For 2000.00 you can live VERY well," explained one expat living in Manzanillo, Mexico.

"You can live in Puerto Penasco on as low as $400 per month, small apartment (not in the tourist area) and utilities and some food. Add more for going out to eat," commented one expat living in Puerto Penasco, Mexico.

"The rents here are low for now. As more people discover the richness Merida offers, I know that they will increase, but for right now, you can get a very nice apartment or rental home for a fraction of what you'd pay in the USA. My advice is if you like it here, buy sooner rather than later (very carefully). Local food is very cheap and imports are what they are," remarked one expat living in Merida.

"I have found that the cost of living in Playa is much lower than in the States. This makes living on a retiree income and budget very satisfying. Even stores outside of Wal-Mart have lower prices. And because of the currency exchange rate, I am paying less for my rent than when I first moved here," said one expat living in Playa del Carmen.

"Mexico's cost of living is generally very affordable, with the cost of basic necessities such as food, housing, transportation, and entertainment well below many other developed nations. There are, however, regional variations throughout the country with certain areas commanding higher prices. Coastal cities, such as Cancún, Cabo San Lucas and Puerto Vallarta, boast significantly higher rental prices for even basic one-bedroom apartments with prices ranging from $400-$600 USD, depending on the season, while two bedrooms can range anywhere from $550-$800 USD. On the other hand, renting a one-bedroom apartment in a smaller city can cost as little as $200 USD per month, while two-bedrooms can range from $250-$350 USD. Eating out in Mexico can vary in cost depending on the location and type of restaurant, however an average dinner at a moderately priced restaurant is typically around $10 USD," mentioned one expat inMexico.

"Unfortunately due to major influx of Californians, New Yorkers and big oil Texans, Puerto Penasco aka Rocky Point is no longer a destination for moderate to lower income retiree. Its a sad fact. While many bloggers, RE professionals will disagree with my view, as a retiree with median range retirement income I have watched as cost of living for serviced based needs have gone up as much as 100%. In 2018 you could buy breakfast for two at a nice restaurant for near $18 USD. Now, the same place and breakfast for two ends up much closer to $38. Beach side margaritas used to be $5- $7 in 2018. Now $10 to $12 depending on the vendor. While there are a few spots remaining reasonable, its no longer cost effective for them to remain low priced because their competitor is raking in the Cali cash. Tours and seaside adventures have gone up as well. What used to be $80 for a day at sea is now $140 per person. Even panga banana boat operator's are charging more these days and its not due to gas. Upkeep of your house. It used to be usual to pay someone to work on little projects around your house (reapplying elastomeric) for about $200 including your balusters. Not no more. $400 and up. Rentals. Jesus! American developers renting out for 1200k monthly seems like alternate reality but it's not. Gone are the days of the reasonable, and sadly that also affects the locals. Yet, since Californians stating, "its so cheap," they are leaving the rest of us in a real pickle. So. Sorry to say. Good ole Rocky point, no longer for all of us," commented one expat who moved to Puerto Penasco, Mexico.

"All around Playa del Carmen there are adventure area for zip lining, ATV riding, cave tubing, snorkeling, scuba diving, tours to visit Mayan Ruins and nearby resorts, beaches and islands such as Cozumel, Tulum, Islas Mujeres etc," commented one expat living in Playa del Carmen, Mexico.

"In the spring and fall is perfect. Chilly in winter (50 degrees) summer is 90 to 95 and in July and August a bit humid, BUT when I lived in Puerto Vallarta for 3 summers, I swore I would never consider our humidity here high. We are in the desert so not like the jungle," said an expat in Puerto Penasco.

"The climate is tropical. Right now, it is their cool season, so, the temperatures may get down to the sixties at night and in the morning, but, during the day the sun comes out and it gets warmer. The beach water is usually warm. By March the weather will be really warm and will get somewhat humid soon after," remarked one expat in Playa del Carmen.

"I live farther north on the Sea of Cortez, San Carlos, Sonora. Right now [July] is 96deg and 63% humidity. It has not rained since December. I love it here where the desert meets the sea. You have to be tougher than most to put up with the heat and humidity in the summer. If you want to know temps just put the town in Accuweather and look for yourself. Like everywhere else in the world near the water is humid," wrote one expat living in San Carlos.

"One of Mexico's most beloved restaurants is Pujol, located in Mexico City. Pujol is renowned for its modern Mexican cuisine, which is prepared with traditional ingredients and techniques. The restaurant has been praised for its creative dishes, which are often served with a side of Mexican culture. Another popular restaurant in Mexico is El Bajio, located in Guadalajara. El Bajio is known for its traditional Mexican dishes, such as tacos, enchiladas, and quesadillas. The restaurant also offers a variety of regional specialties, such as mole poblano and chiles en nogada. In addition, El Bajio is known for its lively atmosphere and friendly staff. Finally, La Fisheria, located in Cancun, is a seafood restaurant that is beloved by locals and tourists alike. The restaurant serves a variety of fresh seafood dishes, such as ceviche, fish tacos, and grilled octopus. La Fisheria is also known for its vibrant atmosphere and stunning views of the Caribbean Sea," remarked one expat living in Mexico.

"There are many night clubs with live music, from Salsa to Blues. There are too many restaurants to mention, from low end to high end. You will not want for a night life or if you are a foodie. I am a nght person, so I am speaking from personal experience," said one expat living in Merida.

"EVERY type of restaurant. At one time, Playa had the largest amount of Italian expats. As a result we have ton of great Italian places. Ironically, there are not many "fine dining" Mexican restaurants. Many great taco carts and very casual places for Mexican. The nightlife scene has expanded in Playa as more and more younger people are visiting here," mentioned one expat inPlaya Del Carmen.

"People living in Mexico typically buy groceries and do other shopping at local markets, supermarkets, and department stores. Many people also shop at street vendors and small shops. Additionally, online shopping is becoming increasingly popular in Mexico," remarked one expat living in Mexico.

"We have Super Ley, Ley Express, Bodega Aurrera (Walmart) Sam's Club, Local vegetable and meat markets, Oxxo convenience stores, and a local store that brings special U.S. food here for our convenience (salami, bacon, sausage, bagels, english muffins, diet sodas, cheeses, spices, pies, etc) and special orders," said one expat living in Puerto Penasco.

"This is still a bit of a nightmare. You must apply for your residence from your home country and then there will be a few appointment with immigration. It took us 5 months to get our temp residency and we have to be in Mexico 30 days prior to our 1 year expiration date to renew. Keep you posted on that. At one point we were temp residents but gave it up as we were never in the country longer than 6 months at a time. We travel a lot. But the Mexican govt really wants you to have your residency," mentioned an expat living in Playa Del Carmen.

"I only have Medicare part A. It is pretty much useless stateside or elsewhere. For a time I purchase dental insurance but gave it up because it's cost was higher than the cost of the care I received," commented one expat living in Tijuana, Mexico.

"I do not have medical insurance here in Mexico. And, most of my Dr's do not accept insurance anyway. Office visits, and hospital care are 1/5th the cost of USA and much better. In office appointments are usually an hour long instead of the 15 minute flyby of USA. Few Specialist have nurses. They do their own scheduling," remarked one expat living in Queretaro City and Tequisquiapan.

"Healthcare and health insurance in Mexico can be expensive, depending on the type of coverage and services needed. Generally, public healthcare is available at a lower cost than private healthcare, but the quality of care may not be as high. Private health insurance can be expensive, but it often provides more comprehensive coverage and access to better quality care. Additionally, many employers in Mexico offer health insurance plans to their employees, which can help to reduce the cost of healthcare," said one expat living in Mexico.

"Unfortunately, when I moved abroad I was hit by a taxi. I was taken to a public hospital. That experience was life changing... I had never seen the conditions that I saw there - bathrooms with no soap or tp - group recovery rooms - disorder. I immediately realized the importance of have PRIVATE health insurance, and went on a mission to find suitable insurance for my family. As we love to travel I found insurance that allows us to be covered ANYWHERE in the WORLD including the US - at a fraction of the price we were paying when living in the US. We can choose ANY HOSPITAL OR DOCTOR that we wish. The policy is in English, the office is located in Playa Del Carmen with courtesy translation service, and there is an in-claims department, finally they are partnered with an international law firm. I felt that was soooo important to myself and my expat friends, that I asked for a job selling this insurance. I have been retired for 15 years, but got into this business because it is something that I feel passionate about and know that all my expat friends need," mentioned one expat inPlaya Del Carmen.

"Private healthcare is generally excellent and less expensive than the USA and Europe. Health insurance is available up to 70 years of age (renewable) but gets expensive with age. My daughter who is 30 pays about US $100/month and I pay US $450/month at age 68. The last increase in premium was 20%. This is with 10% co-seguro and a deductible of US$2500. I guess at some point it will be unaffordable," commented one expat who moved to Mexico.