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Healthcare and Health Insurance in Bahamas | Expat Exchange
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Eleuthera, Bahamas

15 Expats Talk about Health Insurance and Healthcare in Bahamas

By Betsy Burlingame

Last updated on Apr 20, 2023

Summary: The quality of medical care in the Bahamas is generally considered to be good, though it may not be as advanced as in the United States. Emergency services are available and are generally reliable. To call for an ambulance, you can dial 919 or the local police station.

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How are healthcare services Bahamas?

When we asked expats and global nomads about the quality of medical care in Bahamas, they replied:

"As compared to Canada the availability and quality of some health care services is lacking but still adequate. The speed of which they will see you at the clinics and private hospitals is much faster then it is in Canada and for what is missing a quick trip to Florida will provide you with all you need that can not be found in New Providence," remarked one expat living in Nassau.

"Regardless of coverage, ensure you have the ability to travel to US for any major care needs. There are many private practitioners but only two hospitals. One is for people without insurance (Princess Margaret) and the other is for people with insurance (Doctors Hospital). Ask around in your community for reliable local providers, especially for kids. We found some incredible providers this way for our children," said one expat living in Paradise Island.

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What are medical services in Bahamas like?

When we asked expats and global nomads about the quality of medical care in Bahamas, they replied:

"The medical services in the Bahamas are generally of a high standard. The country has a number of well-equipped hospitals and clinics, staffed by experienced and qualified medical professionals. The country also has a number of private medical facilities, offering a range of services from general practice to specialist care. The Bahamas also has a number of pharmacies, providing access to a wide range of medications. In addition, the country has a number of medical insurance providers, offering coverage for medical expenses," said one expat.

"The majority of people who can afford insurance use the local private hospital as a reference to have any real work done in the US. Probably the most advanced procedure you can have here with accuracy is MRI/CAT scans. From there, you are diagnosed and sent to US for treatment," remarked one expat in Nassau.

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Are healthcare and health insurance expensive in Bahamas?

"Before our health insurance kicked in at work our daughter needed stitches. We initially went to PM for treatment but after several hours wait a coworker assisted us to a private provider down the street. The cost at PM to be registered was $150. We lost that. The total cost at the private provider was approx $800 not including meds which were about $150. Work health insurance appears pretty good. We have a moderate copay and are accepted most places...even in united states," said an expat in Paradise Island.

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What are emergency services like in Bahamas?

When we asked about emergency services, members in Bahamas wrote:

"Both hospitals are on New Providence in the city of Nassau. They are the only two hospitals for the Bahamas. they are fairly close from Paradise Island, maybe 10 minutes. Both Princess Margaret (no insurance) and Doctors (treat people with insurance) are directly across from each other. Emergency services vary depending on your location. Hotels and resorts get a small priority. Personally, I would not rely on them, rather get to the hospital myself. Quality of care is decent at both. Wait times at PM are extremely long. Expect long delays in service and any medical attention. Doctors is fairly smooth but don't expect to be treated without insurance or a ton of cash. PM and Doctors are both public. There are many private providers on the island," wrote one expat.

"We live on the west end of the Island which is close to the Lyford Cay Hospital (Private) and the Doctor's Clinic (Private). Both the public hospital and the Doctor's Hospital are in the downtown area and not that far of a drive. I have used all three of the private clinics and hospitals without any problems and have found the care and service to be more then adequate. I have not used the public hospital. All of them are serviced by an ambulance service as well," commented one expat who moved to Nassau.

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Will I need to travel to see a specialist?

"I have no need to leave the island for health services yet. However most people take the short trip to Florida for any services they can not receive on island," said one expat.

"The cities of Nassau, Freeport, Marsh Harbour, and Eleuthera are known for having a variety of medical specialists in the Bahamas. The neighboring island of Grand Bahama is also known for its robust selection of medical specialists, including ophthalmologists, psychiatrists, and dentists. Other areas such as the Out Islands, Abaco and Paradise Island offer a variety of general practitioners, internists and other specialty physicians. No matter where you are in the Bahamas, you can be sure to find the healthcare you need with the help of a qualified medical specialist," remarked one expat in Bahamas.

"Nearest is Miami and Ft. Lauderdale Florida. US care is generally very good and efficient," remarked one expat living in Paradise Island.

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Are common prescription medications available in Bahamas?

"Most prescriptions are readily available. I have found for those not commonly at the pharmacies that they will order them for you without a problem. I have a reoccurring prescription that they order from England and I have been getting it every month at my local pharmacy without any problem. The cost is generally a little higher then it would be in the USA but my prescription coming from England is actually cheaper then what I paid for it in Canada. Prescriptions are needed for all prescribed medicines but are easily obtained at any of the clinics," mentioned one expat in Nassau.

"Yes, common prescription medications are available in the Bahamas. Most pharmacies in the Bahamas carry a wide variety of medications, including both generic and brand-name drugs. Many of the medications available in the Bahamas are the same as those available in the United States, although some may be sold under different names. Additionally, some medications may be available in the Bahamas that are not available in the United States," commented one expat who moved to Bahamas.

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Do you have anything more to add about local medical facilities in Bahamas?

"The medical facilities and medical care available in The Bahamas are of a very high standard. Medical services are provided by both public and private institutions throughout the islands and modern, well-equipped healthcare facilities can be found in major cities, towns, settlements and resorts. The Bahamas boasts some of the best-trained and experienced doctors and nurses in the Caribbean and is home to a number of world-class hospitals. Many of the medical facilities available in The Bahamas are certified by the Joint Commission International (JCI). In addition to offering high-quality medical care, The Bahamas remains one of the safest countries in the Caribbean for healthcare and medical tourism," remarked one expat in Bahamas.

"Two hospitals service all the islands of the Bahamas. Princess Margaret is the free care hospital and waiting times are extremely lengthy. Doctors hospital is where most go if they have insurance or money to pay for an emergency. There are other private care clinics around that take insurance. Unfortunately, emergency services and response are associated with your area. There is a fire and police stations on PI, so we get pretty quick response. It differs in Nassau," remarked one expat living in Paradise Island.

As a foreigner living in Bahamas, will I have access to public healthcare? What is it like?

"Yes, as a foreigner living in the Bahamas, you will have access to public healthcare. The public healthcare system in the Bahamas is generally considered to be of good quality, with a wide range of services available. The government provides free healthcare to all citizens and permanent residents, and there are also a number of private healthcare providers available. The public healthcare system is well-funded and staffed by experienced and qualified medical professionals," said one expat.

What have your experiences during the pandemic with the local healthcare system been like?

We asked expats in Bahamas if they have access to public healthcare in Bahamas. And, if they do have access, what is it like. They wrote...

"All visits to healthcare facilities during the pandemic have been socially distant, with proper cleaning and care taken to maintain safe environments for patients and staff," said one expat.

"The pandemic has had a significant impact on the healthcare system in the Bahamas. The government has implemented a number of measures to ensure the safety of healthcare workers and patients, including the introduction of a national health insurance scheme, the establishment of a national health emergency response team, and the implementation of a national contact tracing system. Additionally, the government has provided additional resources to hospitals and clinics to help them cope with the increased demand for services. Despite these efforts, the healthcare system in the Bahamas has been strained due to the pandemic, with long wait times for appointments and limited access to medical supplies," remarked one expat in Bahamas.

What advice do you have for expats having a baby in Bahamas?

We asked expat moms who gave birth in Bahamas about their experiences and advice they have for other moms to be. They said:

"Before giving birth in the Bahamas, it is essential to make sure that you have all the necessary paperwork in order, including visas and health insurance. Additionally, it is recommended to do extensive research on the type of care and hospital you prefer to have your baby delivered in, as well as familiarizing yourself with the labor and delivery care available in the local area. Make sure to ask a healthcare provider all of your questions in order to make the best decisions for you and your baby. Finally, consider reaching out to other expats and the local expat community for advice, support and assistance," said one expat in Bahamas.

Are healthcare services good in Bahamas?

We asked people if they have access to good medical care in Bahamas. They wrote:

"Bahamian healthcare services are provided by a combination of public and private providers including hospitals, clinics and medical centers. Public health services are available at no or affordable cost for Bahamians, while non-Bahamians may be required to pay a fee for services. Primary healthcare is accessible through various connections including family doctors, nurses, technicians and medical assistants. Specialists and medical equipment are available at larger hospitals located in major towns and cities. Additionally, there are several private medical facilities located throughout The Bahamas. Vaccinations for a variety of common illnesses including measles, mumps and rubella are available at clinics throughout the islands. Telemedicine is also available with home visits available in some cases," said one expat in Bahamas.

"There are several clinics on the island as well as two large hospitals (one public and one private). We are also very close to Miami should you need a second opinion on something more serious. I personally have used the clinics and private hospital here without any issues. Most of the doctors are trained abroad and are quite competent," remarked one in New Providence.

About the Author

Betsy Burlingame Betsy Burlingame is the Founder and President of Expat Exchange and is one of the Founders of Digital Nomad Exchange. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Prior to Expat Exchange, Betsy worked at AT&T in International and Mass Market Marketing. She graduated from Ohio Wesleyan University with a BA in International Business and German.

Some of Betsy's articles include 12 Best Places to Live in Portugal, 7 Best Places to Live in Panama and 12 Things to Know Before Moving to the Dominican Republic. Betsy loves to travel and spend time with her family. Connect with Betsy on LinkedIn.

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