15 Expats Talk about Health Insurance and Healthcare in Australia
Last updated on Aug 21, 2023
Summary: The quality of medical care in Australia is generally considered to be on par with the United States. Australia has a well-developed public health system, with access to a wide range of medical services and treatments. Emergency services are also highly developed, with ambulance services available in all major cities and towns. To call for an ambulance in Australia, you can dial 000 from any phone.
How are healthcare services Australia?
When we asked expats and global nomads about the quality of medical care in Australia, they replied:
"Healthcare services in Australia are provided by both public and private providers. The public healthcare system is funded by the Australian government and is available to all Australian citizens and permanent residents. It provides access to a range of services, including hospital care, primary care, mental health services, and preventive health services. The quality of public healthcare in Australia is generally high, with a focus on providing quality care to all Australians. Foreign residents are also able to access the public healthcare system, although they may be required to pay for some services. Expats in Australia can use the public healthcare system, but they may need to pay for some services. They may also be able to access private healthcare services, depending on their visa status," said an expat in Australia.
What are medical services in Australia like?
When we asked expats and global nomads about the quality of medical care in Australia, they replied:
"After living in the Northeastern US and then Texas, coming to Sydney has been a dream for me and my family. My son broke his femur and required emergency surgery, a week stay in the hospital, 8 months of physical therapy and then another surgery, our cost was $40 to rent a chair for the shower. I will never willingly live in the US again," mentioned one expat in Sydney.
"Australia has a comprehensive public health system that provides high quality medical services to its citizens. The public health system is funded by the government and provides free or low-cost access to medical care. Private health insurance is also available for those who wish to access private medical services. Australia has a wide range of medical services available, including general practitioners, specialists, hospitals, and community health services. The country also has a strong focus on preventative health care, with a range of programs and initiatives aimed at promoting healthy lifestyles," commented one expat who moved to Australia.
Are healthcare and health insurance expensive in Australia?
"Healthcare and health insurance in Australia can be expensive. The cost of healthcare services, such as doctor visits and hospital stays, can be high, and the cost of health insurance premiums can also be significant. The cost of health insurance depends on the type of coverage and the level of coverage chosen. Generally, the more comprehensive the coverage, the higher the cost. Additionally, the cost of health insurance can vary depending on the age of the person and the state in which they live," remarked one expat living in Australia.
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What are emergency services like in Australia?
When we asked about emergency services, members in Australia wrote:
"Emergency services in Australia are highly developed and reliable. In the event of an emergency, the best way to call for an ambulance is to dial 000, which is the national emergency number. This number is free to call from any phone, including mobile phones. When calling 000, the operator will ask for the type of emergency and the location of the emergency. It is important to provide as much information as possible to ensure that the ambulance is sent to the right place," commented one expat living in Australia.
Will I need to travel to see a specialist?
"Yes, there are a good number of medical specialists in Australia, offering a broad range of treatment options. People often go to the major state and public hospitals for highly specialized medical care, including comprehensive cancer services and advanced trauma care. Additionally, there are many private hospitals, specialized medical clinics, and research centers providing specialist medical services to both the general public and private health insurers," remarked one expat in Australia.
Are common prescription medications available in Australia?
"Yes, common prescription medications are available in Australia. These medications are typically prescribed by a doctor and dispensed by a pharmacist. They can be obtained from a pharmacy or online. Common prescription medications include antibiotics, anti-depressants, anti-anxiety medications, and medications for chronic conditions such as diabetes, high blood pressure, and asthma," commented one expat living in Australia.
Do you have anything more to add about local medical facilities in Australia?
"Australia has highly developed public and private healthcare systems providing quality healthcare services to its citizens and visitors. Local medical facilities and medical care are generally of a high standard and are serviced by a range of dedicated healthcare professionals including general practitioners, nurses, specialists, and hospital staff. The country offers a range of preventative and general health care services, as well as specialized treatments depending on the individual’s condition. Australians have access to comprehensive health cover, including free or heavily discounted treatment for indigenous and vulnerable communities, making access to medical care more equitable," mentioned one expat in Australia.
As a foreigner living in Australia, will I have access to public healthcare? What is it like?
"Yes, as a foreigner living in Australia, you will have access to public healthcare. Australia has a universal healthcare system, known as Medicare, which provides free or subsidized access to medical services for all Australian citizens and permanent residents. Medicare covers a wide range of services, including hospital care, doctor visits, and prescription medications. The quality of care is generally high, and the system is well-funded and well-managed," remarked one expat in Australia.
What have your experiences during the pandemic with the local healthcare system been like?
We asked expats in Australia if they have access to public healthcare in Australia. And, if they do have access, what is it like. They wrote...
"The pandemic has had a significant impact on the Australian healthcare system. Many healthcare providers have had to adjust their services to meet the demands of the pandemic, including introducing telehealth services and limiting face-to-face appointments. The government has also implemented a range of measures to ensure the safety of healthcare workers and patients, such as introducing strict infection control protocols and providing additional funding for healthcare services. Despite these measures, the pandemic has put a strain on the healthcare system, with many healthcare providers facing increased demand and limited resources," remarked one expat living in Australia.
"Our states panic over an outbreak of 3 cases. We have free drive up testing clinics every. 8-10km here in Sydney. Results are back within 8-24 hours," said one expat living in Sydney.
What advice do you have for expats having a baby in Australia?
We asked expat moms who gave birth in Australia about their experiences and advice they have for other moms to be. They said:
"Have the baby in the RWH in Melbourne! The breatfeeding advise and help is also fantastic. They even have a clinic for you to come in afterwards if you think you need more help with it! I also want to mention that unlike the lady who posted having a baby in Sydney and was refused her visa on the grounds of her pregnancy and not able to have a chest x-ray, I was also not able to have the x-ray in the UK being 3 months pregnant when we applied for the visa (March 08). However, this was never mentioned as a problem and I received my temporary visa with no issues at all. I simply had the chest x-ray 2 months AFTER the baby was born in Australia. Plus - being a British citizen, I am entitled to have all the cost paid for me by the Australian medicare system yet that didn't deter them from giving me the visa. By the way - if you are a 'temporary resident' and have a baby the baby will not be an Australian citizen so not entitled to Australian passport. They will be issued a temporary visa. The baby can get it if you stay here until he/she is 10 years old though," said one person in Melbourne.
Are healthcare services good in Australia?
We asked people if they have access to good medical care in Australia. They wrote:
"Australia has a comprehensive universal healthcare system, known as Medicare. The system covers individuals and families, providing free or affordable access to medical, dental, and other health related services. The Australian Government has invested heavily in healthcare over the years, making it one of the leading healthcare systems in the world. Australians can access subsidised health care through Medicare, or opt for private health insurance to cover additional services like those provided by specialists. The government also subsidises medications, making prescription medications more affordable. Australians also enjoy a range of preventative health services, including counselling services, pregnancy and infant care, immunisations, and mental health services," said one expat in Australia.
About the Author
Betsy Burlingame is the Founder and President of Expat Exchange and is one of the Founders of Digital Nomad Exchange. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Prior to Expat Exchange, Betsy worked at AT&T in International
and Mass Market Marketing. She graduated from Ohio Wesleyan University
with a BA in International Business and German.
Some of Betsy's articles include 12 Best Places to Live in Portugal, 7 Best Places to Live in Panama and 12 Things to Know Before Moving to the Dominican Republic. Betsy loves to travel and spend time with her family. Connect with Betsy on LinkedIn.
Additional Information:
- Australia Guide
- Healthcare & Health Insurance in Australia
- Members Talk about Healthcare & Health Insurance in Australia
- Best Places to Live in Australia
- Guide to Real Estate in Australia
- Pros & Cons of Living in Australia
- Cost of Living in Australia
- How to Get a Driver's License in Australia
- 15 Best Places to Live in Australia
- 10 Best Places to Live on the Coast in Australia
- How to Navigate the Health System in Australia
- 2025 Guide to Living in Australia
- Pros and Cons of Living in Australia 2025
- 2025 Guide to Moving to Australia