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Healthcare and Health Insurance in Bulgaria | Expat Exchange
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15 Expats Talk about Health Insurance and Healthcare in Bulgaria

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By Betsy Burlingame

Last updated on May 08, 2023

Summary: The quality of medical care in Bulgaria is generally considered to be good, although it may not be on par with the medical care available in the United States. Emergency services are generally reliable and ambulances can be called by dialing 112. The response time for ambulances is usually quite fast, and medical personnel are usually well-trained and experienced.

How are healthcare services Bulgaria?

When we asked expats and global nomads about the quality of medical care in Bulgaria, they replied:

"Healthcare services in Bulgaria are provided by both public and private institutions. The public healthcare system is funded by the government and is available to all Bulgarian citizens. The quality of public healthcare in Bulgaria is generally good, with a wide range of services available. Foreign residents are able to access the public healthcare system, although they may need to pay a fee for some services. Expats in Bulgaria can use the public healthcare system, but they may need to pay a fee for some services. Expats may also choose to use private healthcare services, which are generally more expensive but may offer a higher quality of care," wrote one expat.

"Be sure you now how to call an ambulance and know a doctor with who you can communicate," commented one expat who moved to Ivaylovgrad.

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What are medical services in Bulgaria like?

When we asked expats and global nomads about the quality of medical care in Bulgaria, they replied:

"Bulgaria has a well-developed healthcare system, providing a wide range of medical services to its citizens. The country has a network of hospitals, clinics, and medical centers that offer a variety of treatments and services, including general medicine, surgery, dentistry, and specialized care. The quality of care is generally good, and the cost of medical services is relatively low compared to other European countries. In addition, Bulgaria has a number of private medical facilities that offer more advanced treatments and services at a higher cost," remarked one expat living in Bulgaria.

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Are healthcare and health insurance expensive in Bulgaria?

"Healthcare and health insurance in Bulgaria can be expensive, depending on the type of coverage and services needed. Generally, public healthcare is available at a lower cost than private healthcare, but the quality of care may not be as high. Health insurance premiums can also be costly, but they can provide access to a wider range of services and better quality care. Additionally, some employers may offer health insurance plans to their employees, which can help to reduce the cost of coverage," remarked one expat in Bulgaria.

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What are emergency services like in Bulgaria?

When we asked about emergency services, members in Bulgaria wrote:

"There are 2 hospitals that I am aware of in Pleven where we shop, and one is military and the other public. Both are helpful, efficient and affordable, also attention is immediate with very little waiting time," said an expat in Bulgaria.

"In Bulgaria, emergency services are provided by the Bulgarian Red Cross and the Bulgarian Ministry of Health. To call for an ambulance, you can dial 112, the national emergency number. The Bulgarian Red Cross also provides emergency medical services, and you can call them at +359 2 981 11 11," commented one expat living in Bulgaria.

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Will I need to travel to see a specialist?

"I have not done this so can't comment, I do understand that the quality of service is good, and that the family members of a patient are to help in taking care of the patient (where applicable( with feeding and general care. Otherwise, I understand that the quality of care is varied, but in general, good," wrote an expat living in Bulgaria.

"Bulgaria's capital city, Sofia, is home to some of the country's best medical specialists. Other cities with a wide selection of medical specialists include Plovdiv, Varna, and Burgas. Additionally, the Black Sea resort towns of Golden Sands and Sunny Beach are known for their excellent medical facilities and specialists," said an expat in Bulgaria.

Are common prescription medications available in Bulgaria?

"Yes, all medicines are available either directly from the chemist for deregulated medicines, or by prescription which can be obtained from the doctors clinic for under 5 Bulgarian Lev's. We need to travel about 18 kilometers to Pleven from where we live, but the rest is easy. In the UK, getting an appointment is not easy and you might have to wait a week or two, whereas in Bulgaria, you just go and receive attention right away without any fuss," wrote an expat living in Bulgaria.

"Yes, common prescription medications are available in Bulgaria. Most medications can be obtained from pharmacies, with a valid prescription from a doctor. Some medications may require special authorization from the Bulgarian Ministry of Health. In addition, some medications may be available over the counter without a prescription," said an expat in Bulgaria.

Do you have anything more to add about local medical facilities in Bulgaria?

"Medical facilities and medical care in Bulgaria are generally of a high quality. The country has a well-developed healthcare system, with a wide range of modern medical equipment and highly trained medical professionals. Bulgaria also has a number of specialized medical centers and hospitals that provide excellent care for a variety of medical conditions. In addition, the cost of medical care in Bulgaria is generally lower than in many other European countries, making it an attractive option for those seeking quality medical care at an affordable price," wrote one expat.

As a foreigner living in Bulgaria, will I have access to public healthcare? What is it like?

"Yes, as a foreigner living in Bulgaria, you will have access to public healthcare. The quality of care is generally good, with a wide range of services available. The healthcare system is based on a national health insurance scheme, which covers most medical expenses. The cost of healthcare is relatively low compared to other European countries, and the waiting times for appointments are usually short," remarked one expat living in Bulgaria.

What have your experiences during the pandemic with the local healthcare system been like?

We asked expats in Bulgaria if they have access to public healthcare in Bulgaria. And, if they do have access, what is it like. They wrote...

"The pandemic has had a significant impact on the healthcare system in Bulgaria. The government has implemented a number of measures to protect the public, including the introduction of a national health insurance system, the introduction of a national health information system, and the introduction of a national health emergency response system. The healthcare system has also been strained due to the increased demand for medical services, with hospitals and clinics struggling to cope with the influx of patients. Despite these challenges, the healthcare system in Bulgaria has been able to provide quality care to those in need," wrote one expat.

What advice do you have for expats having a baby in Bulgaria?

We asked expat moms who gave birth in Bulgaria about their experiences and advice they have for other moms to be. They said:

"1. Make sure to research the healthcare system in Bulgaria and find a doctor or midwife that you trust and feel comfortable with. 2. Familiarize yourself with the maternity and childcare services available in Bulgaria, such as the maternity leave and childcare benefits. 3. Consider joining a local expat group or online forum to connect with other expats who have had babies in Bulgaria and can provide advice and support. 4. Make sure to take advantage of the free or low-cost prenatal classes offered in Bulgaria. 5. Consider hiring a doula or birth assistant to help you during the labor and delivery process. 6. Have a plan in place for after the baby is born, such as childcare arrangements and support from family and friends. 7. Make sure to take time to relax and enjoy the experience of having a baby in Bulgaria," said one person in Bulgaria.

Are healthcare services good in Bulgaria?

We asked people if they have access to good medical care in Bulgaria. They wrote:

"Healthcare services in Bulgaria are generally of a high quality. The country has a well-developed public healthcare system, which is free for all citizens and provides access to a wide range of medical services. Private healthcare is also available, and many Bulgarians opt for this option due to shorter waiting times and more personalized care. The country also has a number of specialized medical centers, which offer advanced treatments and procedures. In addition, Bulgaria has a number of medical universities and research centers, which are dedicated to providing the latest medical knowledge and treatments," remarked one expat in Bulgaria.

About the Author

Betsy Burlingame Betsy Burlingame is the Founder and President of Expat Exchange and is one of the Founders of Digital Nomad Exchange. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Prior to Expat Exchange, Betsy worked at AT&T in International and Mass Market Marketing. She graduated from Ohio Wesleyan University with a BA in International Business and German.

Some of Betsy's articles include 12 Best Places to Live in Portugal, 7 Best Places to Live in Panama and 12 Things to Know Before Moving to the Dominican Republic. Betsy loves to travel and spend time with her family. Connect with Betsy on LinkedIn.

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