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Healthcare and Health Insurance in Ghana | Expat Exchange
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15 Expats Talk about Health Insurance and Healthcare in Ghana

By Joshua Wood, LPC

Last updated on Mar 03, 2024

Summary: The quality of medical care in Ghana is generally considered to be lower than in the United States. Emergency services are available, but they are often limited in terms of resources and personnel. To call for an ambulance, one can dial the emergency number 112 or contact the nearest hospital.

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How are healthcare services Ghana?

When we asked expats and global nomads about the quality of medical care in Ghana, they replied:

"Healthcare services in Ghana are provided by both public and private institutions. The public healthcare system is funded by the government and is available to all citizens of Ghana. The quality of public healthcare varies depending on the region, but generally it is considered to be of a good standard. Foreign residents are able to access the public healthcare system, however, they may be required to pay a fee. Expats in Ghana typically use the private healthcare system, which is more expensive but offers a higher quality of care," remarked one expat living in Ghana.

What are medical services in Ghana like?

When we asked expats and global nomads about the quality of medical care in Ghana, they replied:

"Ghana has a public health system that provides basic medical services to its citizens. The country also has a number of private hospitals and clinics that offer more specialized care. The quality of medical services in Ghana varies depending on the facility, but overall the country has a good standard of healthcare. The government has also implemented a number of initiatives to improve access to healthcare, such as the National Health Insurance Scheme, which provides free or subsidized healthcare to those who cannot afford it," mentioned one expat in Ghana.

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Are healthcare and health insurance expensive in Ghana?

"Healthcare and health insurance in Ghana can be expensive, especially for those who are not covered by the National Health Insurance Scheme (NHIS). The cost of medical care and health insurance can be prohibitive for many people, especially those living in rural areas. Additionally, the quality of healthcare services can vary greatly, with some facilities being better equipped than others. As a result, many people in Ghana are unable to access the healthcare they need due to the cost," wrote an expat living in Ghana.

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What are emergency services like in Ghana?

When we asked about emergency services, members in Ghana wrote:

"In Ghana, emergency services are available to provide medical assistance and other emergency services. To call for an ambulance, one can dial the emergency number 112 or 999. The Ghana National Ambulance Service is available 24 hours a day, 7 days a week to respond to medical emergencies. The service is free of charge and is staffed by trained medical personnel. In addition, the Ghana Fire Service is available to respond to fire emergencies. The emergency number for the fire service is 191," wrote one expat.

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Will I need to travel to see a specialist?

"Accra, the capital of Ghana, is home to some of the best medical specialists in the country. Kumasi, the second largest city in Ghana, is also known for its excellent selection of medical specialists. Other cities with a good selection of medical specialists include Takoradi, Tamale, and Sunyani. Additionally, the coastal region of Ghana, including cities such as Cape Coast, Elmina, and Sekondi-Takoradi, is known for its excellent medical specialists," said one expat.

Are common prescription medications available in Ghana?

"Yes, common prescription medications are available in Ghana. Most medications are available through pharmacies, although some may require a prescription from a doctor. The medications available in Ghana are generally the same as those available in other countries, although the availability of certain medications may vary. In addition, some medications may be available in generic form, which can be more affordable than the brand-name versions," mentioned one expat in Ghana.

Do you have anything more to add about local medical facilities in Ghana?

"Medical facilities and medical care in Ghana are generally of a good quality. The country has a number of well-equipped hospitals and clinics, staffed by experienced and qualified medical professionals. The government has also invested in improving the quality of healthcare in the country, with initiatives such as the National Health Insurance Scheme, which provides access to quality healthcare for all citizens. In addition, there are a number of private healthcare providers that offer high-quality medical services," wrote one expat.

As a foreigner living in Ghana, will I have access to public healthcare? What is it like?

"Yes, foreigners living in Ghana have access to public healthcare. The quality of care varies depending on the region, but generally the public healthcare system is well-equipped and staffed with experienced professionals. The cost of care is usually quite affordable, and there are a variety of services available, including primary care, emergency care, and specialist care. In addition, there are a number of private healthcare facilities that offer more comprehensive services," remarked one expat in Ghana.

What have your experiences during the pandemic with the local healthcare system been like?

We asked expats in Ghana if they have access to public healthcare in Ghana. And, if they do have access, what is it like. They wrote...

"The pandemic has had a significant impact on the healthcare system in Ghana. Many healthcare facilities have had to reduce their services due to the lack of resources and staff. The government has implemented various measures to help contain the spread of the virus, such as the closure of schools and public places, and the enforcement of social distancing. Despite these efforts, the healthcare system has been overwhelmed by the influx of patients seeking treatment for COVID-19. Many healthcare workers have been overworked and underpaid, and there have been reports of shortages of medical supplies and equipment. The government has also implemented a free testing and treatment program for those who cannot afford to pay for medical care. Despite these efforts, the healthcare system in Ghana is still struggling to cope with the pandemic," wrote one expat.

What advice do you have for expats having a baby in Ghana?

We asked expat moms who gave birth in Ghana about their experiences and advice they have for other moms to be. They said:

"It is important to research the healthcare system in Ghana before having a baby there. Make sure to find a reputable hospital or clinic with experienced medical staff and up-to-date medical equipment. It is also important to ensure that you have access to quality prenatal care and postnatal care. Additionally, it is important to be aware of the cultural norms and expectations surrounding childbirth in Ghana. It is also a good idea to connect with other expat parents who have had babies in Ghana to get advice and support," said one expat in Ghana.

Are healthcare services good in Ghana?

We asked people if they have access to good medical care in Ghana. They wrote:

"Healthcare services in Ghana are provided by both public and private institutions. The public sector is largely funded by the government and provides basic healthcare services to the majority of the population. Private healthcare services are also available, and are typically more expensive than public services. The quality of healthcare services in Ghana varies depending on the region and the type of institution providing the services. Generally, healthcare services in Ghana are limited in terms of access to specialized care, availability of medicines, and quality of care. However, the government is making efforts to improve the healthcare system, including increasing access to healthcare services and improving the quality of care," explained one expat living in Ghana.

About the Author

Joshua Wood Joshua Wood, LPC joined Expat Exchange in 2000 and serves as one of its Co-Presidents. He is also one of the Founders of Digital Nomad Exchange. Prior to Expat Exchange, Joshua worked for NBC Cable (MSNBC and CNBC Primetime). Joshua has a BA from Syracuse and a Master's in Clinical and Counseling Psychology from Fairleigh Dickinson University. Mr. Wood is also a licensed counselor and psychotherapist.

Some of Joshua's articles include Pros and Cons of Living in Portugal, 10 Best Places to Live in Ireland and Pros and Cons of Living in Uruguay. Connect with Joshua on LinkedIn.

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