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Healthcare and Health Insurance in Guatemala | Expat Exchange
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Guatemala City, Guatemala

15 Expats Talk about Health Insurance and Healthcare in Guatemala

By Joshua Wood, LPC

Last updated on Feb 03, 2024

Summary: The quality of medical care in Guatemala is generally lower than in the United States. Emergency services are limited and often lack the necessary resources to provide adequate care. To call for an ambulance, one must dial the emergency number, 112. However, due to the limited resources, response times can be slow and the quality of care may not be up to the standards of the United States.

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How are healthcare services Guatemala?

When we asked expats and global nomads about the quality of medical care in Guatemala, they replied:

"There are new emergency medical facilities in Antigua. Get catastrophic Insurance for private hospitals if needed. Local regular care is very inexpensive - you can still go home to see your doctors at home if you desire," commented one expat living in Guatemala.

"Make sure to look for the best doctors, get a private Guatemalan insurance to take you the best hospitals.. forget about public hospital unless it is for emergency," wrote one expat.

"Healthcare services in Guatemala are provided by both public and private institutions. The public healthcare system is funded by the government and is available to all citizens and legal residents. The quality of public healthcare varies depending on the region, but generally it is considered to be of lower quality than private healthcare. Foreign residents do have access to the public healthcare system, but they may need to pay out-of-pocket for some services. Expats in Guatemala typically use the private healthcare system, as it is more reliable and offers better quality care. However, some expats may opt to use the public healthcare system if they are unable to afford private care," commented one expat who moved to Guatemala.

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What are medical services in Guatemala like?

When we asked expats and global nomads about the quality of medical care in Guatemala, they replied:

"45 minutes into Guatemala City provides you with world class healthcare at a fraction of the price," mentioned one expat in Antigua.

"Medical services in Guatemala vary greatly depending on the region. In rural areas, access to medical care is often limited and the quality of care is often inadequate. In urban areas, there are more options for medical care, but the quality of care can still be substandard. In general, medical services in Guatemala are not up to the same standards as those found in more developed countries," commented one expat who moved to Guatemala.

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William Russell

William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.

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Are healthcare and health insurance expensive in Guatemala?

"My health insurance take care of 2/3 of the bill but still the cost is very low in total and cheap," mentioned one expat in Lake Atitlan.

"Healthcare and health insurance in Guatemala can be expensive, especially for those who are not covered by the government's public health system. Private health insurance plans are available, but they can be costly and may not cover all medical expenses. Additionally, the quality of care in Guatemala can vary greatly, with some facilities offering better care than others. As a result, it is important to research the quality of care available before making a decision about health insurance," commented one expat who moved to Guatemala.

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William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.

William RussellWilliam Russell

William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.
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What are emergency services like in Guatemala?

When we asked about emergency services, members in Guatemala wrote:

"My closest hospital is 20 minutes drive but it is a public one and wouldn't go there unless to get stabilize before heading to Guatemala City a 2 1/2 drive.. to a private hospital .. Excellent care," commented one expat who moved to Guatemala City.

"Emergency services in Guatemala are available, but they are limited in terms of resources and personnel. To call for an ambulance, you can dial the emergency number 112, which is the same number used for police and fire services. It is important to note that the response time for emergency services in Guatemala can be slow, so it is best to call for help as soon as possible," said one expat.

William Russell

William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.

Learn MoreGet Quote

William Russell

William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.

Learn MoreGet Quote

Will I need to travel to see a specialist?

"I go to either Guatemala City a 2 1/2 hours drive or Quetzaltenango 2 hours drive. Quality of services excellent," remarked one expat living in Lake Atitlan.

"Guatemala City is the largest city in Guatemala and has the most comprehensive selection of medical specialists. Other cities with a good selection of medical specialists include Quetzaltenango, Escuintla, and San Marcos. Additionally, the departments of Sacatepéquez, Chimaltenango, and Sololá are known for having a wide variety of medical specialists," said one expat living in Guatemala.

Are common prescription medications available in Guatemala?

"Most of every thing available. Lots of things you need prescription in the first world you can get them here over the counter. But medicines are expensive here," remarked one expat living in Guatemala City.

"Yes, common prescription medications are available in Guatemala. Most medications can be purchased at pharmacies without a prescription, although some require a prescription from a doctor. Prices for medications in Guatemala are generally lower than in other countries, making them more accessible to the general population. Additionally, many medications are available in generic form, which can be even more affordable," said one expat living in Guatemala.

Do you have anything more to add about local medical facilities in Guatemala?

"Medical facilities and medical care in Guatemala vary greatly in quality. In general, the public health system is underfunded and understaffed, leading to inadequate care in many areas. Private hospitals and clinics tend to offer better quality care, but they are often expensive and out of reach for many people. In rural areas, access to medical care is often limited, and the quality of care is often lower than in urban areas. Despite these challenges, there are some excellent medical facilities and providers in Guatemala, and the country is making efforts to improve access to quality healthcare," wrote an expat living in Guatemala.

"Healthcare can be a challenge. There are some well trained doctors in the larger villages but their range of care is limited. There is a good private hospital in Santiago (Hospitalito Atitlan) but depending on what kinds of volunteer doctors are there during your emergency they may not be able to help. The public hospital in Solola I call the pre-morgue. It is a grim place I wouldn’t send an enemy. Best care is Guatemala City. A three hour, $100US, ambulance ride away or an expensive helicopter airlift," said an expat in Lake Atitlan.

As a foreigner living in Guatemala, will I have access to public healthcare? What is it like?

"Yes, foreigners living in Guatemala have access to public healthcare. The quality of care varies depending on the region, but generally the public healthcare system is considered to be of lower quality than private healthcare. The public healthcare system is often overcrowded and underfunded, and there are long wait times for appointments and treatments. However, it is still possible to receive quality care in the public system, and it is often the only option for those who cannot afford private healthcare," remarked one expat in Guatemala.

What have your experiences during the pandemic with the local healthcare system been like?

We asked expats in Guatemala if they have access to public healthcare in Guatemala. And, if they do have access, what is it like. They wrote...

"The pandemic has had a significant impact on the healthcare system in Guatemala. Access to healthcare has become increasingly difficult due to the limited resources available. Many healthcare facilities have been overwhelmed by the influx of patients, leading to long wait times and overcrowding. Additionally, the lack of personal protective equipment has put healthcare workers at risk of contracting the virus. Despite these challenges, the healthcare system in Guatemala has been able to provide essential services to those in need," mentioned one expat in Guatemala.

"Out of the 2 times that I have gotten sick a couple years ago the doctors were great," commented one expat who moved to Guatemala.

What advice do you have for expats having a baby in Guatemala?

We asked expat moms who gave birth in Guatemala about their experiences and advice they have for other moms to be. They said:

"Have a plan B in case you went your baby delivered at home.. If you choose a doctor be sure he won't put you on a schedule and make the baby come when he wants as they have the tendency to do it.," explained one expat living in Panajachel.

"It is important to research the medical care available in Guatemala before having a baby. Make sure to find a doctor or midwife who is experienced in delivering babies in Guatemala and who speaks your language. It is also important to make sure that you have access to a hospital or clinic that is equipped to handle any complications that may arise during delivery. Additionally, it is important to make sure that you have a support system in place, such as family or friends, who can help you during the pregnancy and after the baby is born. Finally, it is important to familiarize yourself with the laws and regulations regarding birth certificates and other legal documents that may be required for your baby," said one expat in Guatemala.

Are healthcare services good in Guatemala?

We asked people if they have access to good medical care in Guatemala. They wrote:

"Healthcare services in Guatemala are generally limited and of low quality. Access to healthcare is often difficult for many people, especially those living in rural areas. The public healthcare system is underfunded and understaffed, and many people rely on private healthcare providers for their medical needs. The country also has a high rate of maternal and infant mortality, and a lack of access to basic medical supplies and equipment. Despite these challenges, there are some initiatives in place to improve healthcare services in Guatemala, such as the introduction of a national health insurance system and the expansion of public health services," said one expat in Guatemala.

"Health care is for the most part affordable in Guatemala. I have had major surgery here and it was very good and far below the cost of a co-pay in the US. But one must shop around and ask other people for recommendations. Some places exploit older patients and do unnecessary treatments. But there are lots of really good doctors here. One suggestion: look for a doctor who actually listens to you and respects your opinions. The younger ones often have a US attitude that is not helpful," remarked one in Guatemala.

About the Author

Joshua Wood Joshua Wood, LPC joined Expat Exchange in 2000 and serves as one of its Co-Presidents. He is also one of the Founders of Digital Nomad Exchange. Prior to Expat Exchange, Joshua worked for NBC Cable (MSNBC and CNBC Primetime). Joshua has a BA from Syracuse and a Master's in Clinical and Counseling Psychology from Fairleigh Dickinson University. Mr. Wood is also a licensed counselor and psychotherapist.

Some of Joshua's articles include Pros and Cons of Living in Portugal, 10 Best Places to Live in Ireland and Pros and Cons of Living in Uruguay. Connect with Joshua on LinkedIn.

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