15 Expats Talk about Health Insurance and Healthcare in Italy
Last updated on Jun 28, 2024
Summary: The quality of medical care in Italy is generally considered to be on par with the United States. Italy has a well-developed healthcare system, with a wide range of medical services available. Emergency services are generally reliable and efficient, and ambulances can be called by dialing the national emergency number, 112.
How are healthcare services Italy?
When we asked expats and global nomads about the quality of medical care in Italy, they replied:
"If in serious health...seek English speaking private physician..."you get what you pay for"," commented one expat living in Italy.
What are medical services in Italy like?
When we asked expats and global nomads about the quality of medical care in Italy, they replied:
"Health care is a benefit to tax residents. The quality of care for public health ranges wildly depending on where you live. It is also difficult to get an appointment with a specialist. My sister is waiting 6 mos. to see a neurologist- and she lives in Tuscany. Also keep in mind that if you are hospitalized there are no aides. The assumption is that a family member will be there to wash/groom/dress you. Or feed you, if necessary. You are also responsible for bringing provisions like water and linens with you. If you don’t have family/friends to assist you, you must hire private care. Let’s face it, when it comes to health care, no country is a panacea," said one expat living in Palermo Sicily.
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Become ‘Italian for a While’ with IFA! Learn in Italy on a 1-week to 12-month program - open to students, young adults, graduates, digital nomads, professionals, groups, faculty-led programs, and more. Take courses at an accredited school while immersing yourself in the language, life, and culture among your international peers. Submit an inquiry with IFA to learn more.
Click connect to have our partner contact you via e-mail and/or phone.

Become ‘Italian for a While’ with IFA! Learn in Italy on a 1-week to 12-month program - open to students, young adults, graduates, digital nomads, professionals, groups, faculty-led programs, and more. Take courses at an accredited school while immersing yourself in the language, life, and culture among your international peers. Submit an inquiry with IFA to learn more.
Click connect to have our partner contact you via e-mail and/or phone.
Are healthcare and health insurance expensive in Italy?
"Health Insurance in Italy is based on the "breadwinner's" income and then a nominal amount for family members. For us: middle income retirees...c. E1600/yr total. Rx very inexpensive," mentioned one expat in Italy.
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Connect
Become ‘Italian for a While’ with IFA! Learn in Italy on a 1-week to 12-month program - open to students, young adults, graduates, digital nomads, professionals, groups, faculty-led programs, and more. Take courses at an accredited school while immersing yourself in the language, life, and culture among your international peers. Submit an inquiry with IFA to learn more.
Click connect to have our partner contact you via e-mail and/or phone.

Become ‘Italian for a While’ with IFA! Learn in Italy on a 1-week to 12-month program - open to students, young adults, graduates, digital nomads, professionals, groups, faculty-led programs, and more. Take courses at an accredited school while immersing yourself in the language, life, and culture among your international peers. Submit an inquiry with IFA to learn more.
Connect
Click connect to have our partner contact you via e-mail and/or phone.
What are emergency services like in Italy?
When we asked about emergency services, members in Italy wrote:
"We have hospitals nearby (c. 20 miles) and helicopter access...no experience personally yet," commented one expat who moved to Italy.
"Emergency services in Italy are generally reliable and efficient. In the event of an emergency, the best way to call for an ambulance is to dial the number 118. This number is free of charge and is available 24 hours a day, 7 days a week. The operator will ask for the caller's location and the type of emergency, and will then dispatch the appropriate emergency services," said one expat.

Become ‘Italian for a While’ with IFA! Learn in Italy on a 1-week to 12-month program - open to students, young adults, graduates, digital nomads, professionals, groups, faculty-led programs, and more. Take courses at an accredited school while immersing yourself in the language, life, and culture among your international peers. Submit an inquiry with IFA to learn more.
Click connect to have our partner contact you via e-mail and/or phone.

Become ‘Italian for a While’ with IFA! Learn in Italy on a 1-week to 12-month program - open to students, young adults, graduates, digital nomads, professionals, groups, faculty-led programs, and more. Take courses at an accredited school while immersing yourself in the language, life, and culture among your international peers. Submit an inquiry with IFA to learn more.
Click connect to have our partner contact you via e-mail and/or phone.
Will I need to travel to see a specialist?
"Some of the cities in Italy renowned for having a wide range of medical specialists available include Rome, Milan, Naples, Florence, Verona, and Turin. Additionally, the coastal regions of Liguria, the Italian Riviera, are known for having quality medical care and an extensive selection of experienced medical providers. As the Italian healthcare system has a reputation for high standards of excellence, and the Italian tradition of leading-edge medical treatments and medical rehabilitation, many medical specialists and healthcare providers are available throughout the country," said one expat living in Italy.
Are common prescription medications available in Italy?
"Yes, mostly (not Transderm Scop for motion sickness and not Botox). The Rx I do use I get and pay for at local pharmacy...they are a fraction of the U.S. with Ins cost and are packaged (blister packs for everything) differently but virtually identical to US Rx," said one expat.
"Prescription medications are widely available in Italy. Most pharmacies carry a wide range of medications, including both generic and brand-name drugs. Many of the medications available in Italy are the same as those available in other countries, although some may have different names. In addition, some medications may be available in Italy that are not available in other countries," remarked one expat in Italy.
Do you have anything more to add about local medical facilities in Italy?
"The quality of medical care and medical facilities in Italy is generally considered to be high. Italy has a large number of internationally renowned hospitals and is home to world-leading research in the field of medicine. Italian doctors and nurses are highly educated and trained, and many medical centers offer comprehensive medical services and treatments. Treatment of chronic and common medical conditions is of a particularly high standard. In addition, Italian citizens are entitled to free public healthcare through the national health system," said one expat.
As a foreigner living in Italy, will I have access to public healthcare? What is it like?
"Yes, as a foreigner living in Italy, you will have access to public healthcare. The Italian public healthcare system is one of the best in Europe, providing comprehensive coverage for medical services, including hospital care, specialist visits, and preventive care. The quality of care is generally high, and the cost is relatively low compared to other countries. In addition, the Italian government provides subsidies for those who cannot afford the cost of healthcare," said an expat in Italy.
What have your experiences during the pandemic with the local healthcare system been like?
We asked expats in Italy if they have access to public healthcare in Italy. And, if they do have access, what is it like. They wrote...
"The pandemic has had a significant impact on the Italian healthcare system. The country has seen a dramatic increase in the number of patients needing medical care, leading to overcrowding in hospitals and a shortage of medical staff and resources. In response, the government has implemented a number of measures to help manage the situation, such as increasing the number of beds in hospitals and providing additional funding for medical staff. Despite these efforts, the healthcare system has been stretched to its limits, with long waiting times for appointments and treatments. Additionally, the pandemic has caused a disruption in the supply of medical equipment and medicines, leading to shortages in some areas," wrote one expat.
"Haven't gone to the doctor since COVID. If need a refill prescription just call the doctor and he sends it to the pharmacy," commented one expat who moved to Pineto.
What advice do you have for expats having a baby in Italy?
We asked expat moms who gave birth in Italy about their experiences and advice they have for other moms to be. They said:
"Don't waste your time and money on private clinics. Maybe they will have nicer looking reception and not so many people waiting, but the best professionals are working in large state hospitals, best equipment end supplies are there either. One of my friends had a horrible experience in one of the most popular private clinics - Artemisia," said one person in Rome.
Are healthcare services good in Italy?
We asked people if they have access to good medical care in Italy. They wrote:
"Health care in Italy is comprehensive and comprehensive, with universal coverage that offers citizens access to any form of public or private healthcare they may require. The majority of the Italian population has health insurance through their employer, local governmental health organizations, or private insurance plans. Healthcare services in Italy are provided by public and private healthcare providers, such as hospitals, clinics, pharmacies, and nursing homes. Moreover, there are a wide variety of specialists covering all fields of medicine. Italy is known for its highly advanced and rigorous healthcare system, and its doctors and specialists routinely perform highly sophisticated procedures and surgeries," explained one expat living in Italy.
"$387/year/couple will buy into the medical program for the EU. That provides ER services, most doctor visits and discounts on medication and supplies. We can walk to our hospital and have found an English speaking GP and excellent dentist in the next town. We can also take the train to Rome for exceptional specialists. I paid (insurance reimbursed) 150 euro for lab work which would have been well over 1000 in the states," said one expat in Minturno.
About the Author
Betsy Burlingame is the Founder and President of Expat Exchange and is one of the Founders of Digital Nomad Exchange. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Prior to Expat Exchange, Betsy worked at AT&T in International
and Mass Market Marketing. She graduated from Ohio Wesleyan University
with a BA in International Business and German.
Some of Betsy's articles include 12 Best Places to Live in Portugal, 7 Best Places to Live in Panama and 12 Things to Know Before Moving to the Dominican Republic. Betsy loves to travel and spend time with her family. Connect with Betsy on LinkedIn.
Additional Information:
- Italy Guide
- Healthcare & Health Insurance in Italy
- Members Talk about Healthcare & Health Insurance in Italy
- Best Places to Live in Italy
- Real Estate in Italy
- Guide to Real Estate in Italy
- Pros & Cons of Living in Italy
- Cost of Living in Italy
- 11 Best Places to Live on the Coast in Italy
- Understanding the Health System in Italy
- Guide to Residency in Italy
- Italy's Beloved Cinque Terre
- 2025 Guide to Living in Italy
- Pros and Cons of Living in Italy 2025
- 2025 Guide to Moving to Italy
- More Advice about Retiring in Italy