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Healthcare and Health Insurance in Japan | Expat Exchange
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Tokyo, Japan

15 Expats Talk about Health Insurance and Healthcare in Japan

By Joshua Wood, LPC

Last updated on Mar 08, 2024

Summary: The quality of medical care in Japan is generally considered to be very high, with a strong emphasis on preventative care. Japan has a well-developed healthcare system, with a wide range of medical services available. In comparison to the US, Japan has a higher life expectancy and lower infant mortality rate. Emergency services in Japan are generally reliable and efficient. Ambulances can be called by dialing 119, and the operator will be able to provide assistance in English. Ambulances are usually equipped with the latest medical technology and staffed with highly trained medical personnel.

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Cigna Global Health

How are healthcare services Japan?

When we asked expats and global nomads about the quality of medical care in Japan, they replied:

"I tell them that everyone is under the same health insurance and not to worry about choosing from medical insurance plans. Also, for those with chronic diseases, I would advise them to check if their medicine and care is available in Japan, as a lot of medicine that is available in America is not available in Japan," said one expat.

"Research clinics and hospitals online that are English-speaking beforehand. Contact clinics to ask if they perform certain procedures. Learn some common words to ask for specific things if you have to go to a Japanese-speaking clinic or hospital. Hospitals will not coddle you - you must advocate for yourself and be firm if you are having certain issues. Otherwise they may rush you out after a quick once-over," remarked one expat in Tokyo.

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What are medical services in Japan like?

When we asked expats and global nomads about the quality of medical care in Japan, they replied:

"In Japan, medical services are highly advanced and of a very high quality. The country has a comprehensive healthcare system that provides access to a wide range of medical services, including preventive care, diagnosis, treatment, and rehabilitation. Japan also has a well-developed network of hospitals and clinics, staffed by highly trained and experienced medical professionals. Patients can expect to receive personalized care and attention, and the latest medical technology is often used to ensure the best possible outcomes," commented one expat living in Japan.

"It is difficult to find English speaking health providers, but they do exist. The healthcare culture is very rushed and you must be clear about what you need, otherwise the doctor isn't going to take the time to figure it out for you," wrote one expat.

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Are healthcare and health insurance expensive in Japan?

"Healthcare and health insurance in Japan can be expensive, depending on the type of coverage and services needed. Generally, the cost of healthcare in Japan is higher than in many other countries due to the high quality of care and the advanced technology used. Health insurance premiums can also be costly, but the government subsidizes a portion of the cost for those who qualify. Additionally, many employers offer health insurance plans to their employees, which can help to reduce the cost," wrote an expat living in Japan.

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What are emergency services like in Japan?

When we asked about emergency services, members in Japan wrote:

"You for an ambulance by dialing 119. Tokyo is a huge city so I cannot give a recommendation on the best hospitals, as there are a lot of hospitals to choose from and they vary in their care and speciality. I would advise someone to find a hospital that provides English support if they are not comfortable communicating solely in Japanese," remarked one expat living in Tokyo.

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SJB Global

SJB-Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model. Our clients benefit from their country’s most favorable tax environment by utilizing the efficient investment vehicles we offer. Our commitment to quality service is reflected in our stellar reviews, with over 300 testimonials boasting 95% five-star ratings.

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Click connect to have our partner contact you via e-mail and/or phone.

SJB Global

SJB-Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model. Our clients benefit from their country’s most favorable tax environment by utilizing the efficient investment vehicles we offer. Our commitment to quality service is reflected in our stellar reviews, with over 300 testimonials boasting 95% five-star ratings.

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Will I need to travel to see a specialist?

"Expats likely go anywhere that has English speakers. Healthcare is good here. People only have to pay 30% of reasonable costs for anything covered. Unfortunately, the public healthcare here does not cover anything preventative. Since I still have active health insurance in America, I have visited there to get a child prevention measure done - completely covered," said an expat in Tokyo.

"Tokyo is widely regarded as having the best selection of medical specialists in Japan, with many of the country's top hospitals and clinics located in the city. Other major cities such as Osaka, Kyoto, and Yokohama also have a wide range of medical specialists available. In addition, many smaller cities and rural areas throughout Japan have excellent medical facilities and specialists, making it possible to find quality care no matter where you are in the country," commented one expat living in Japan.

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Are common prescription medications available in Japan?

"Yes, common prescription medications are available in Japan. Many of the same medications that are available in other countries are also available in Japan, although they may have different brand names. In addition, some medications that are not available in other countries may be available in Japan. In order to obtain a prescription medication in Japan, a patient must visit a doctor and receive a prescription. The prescription can then be filled at a pharmacy," said an expat in Japan.

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Do you have anything more to add about local medical facilities in Japan?

"Medical facilities and medical care in Japan are of a very high quality. The country has a well-developed healthcare system, with a wide range of medical services available. Doctors and nurses are highly trained and experienced, and the latest medical technology is widely used. Japan also has a strong emphasis on preventive medicine, with regular health check-ups and screenings available to the public. In addition, the cost of medical care in Japan is generally lower than in many other developed countries," remarked one expat in Japan.

"There is a hospital about 15 minutes from my home. Hospitals are everywhere and are accessible. Every hospital I have been to has been of good quality and if it is public or private varies by case," remarked one expat living in Tokyo.

As a foreigner living in Japan, will I have access to public healthcare? What is it like?

"Yes, as a foreigner living in Japan, you will have access to public healthcare. The public healthcare system in Japan is comprehensive and provides a wide range of services, including preventive care, diagnosis, treatment, and rehabilitation. The system is funded by taxes and premiums paid by citizens and residents, and is managed by the Ministry of Health, Labour and Welfare. The quality of care is generally high, and the cost of services is relatively low compared to other countries," mentioned one expat in Japan.

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What have your experiences during the pandemic with the local healthcare system been like?

We asked expats in Japan if they have access to public healthcare in Japan. And, if they do have access, what is it like. They wrote...

"Tokyo has managed it very well, and during this outbreak, the standard of medical care there has been superb," wrote an expat living in Tokyo.

"My experiences with the local healthcare system in Japan during the pandemic have been generally positive. The healthcare system has been very responsive to the pandemic, with the government providing clear guidance on how to prevent the spread of the virus and how to seek medical attention if needed. The healthcare system has also been very efficient in providing testing and treatment for those who need it. In addition, the healthcare system has been very supportive of those who are struggling financially due to the pandemic, providing financial assistance and other forms of support. Overall, I have been very impressed with the way the healthcare system in Japan has responded to the pandemic," said an expat in Japan.

What advice do you have for expats having a baby in Japan?

We asked expat moms who gave birth in Japan about their experiences and advice they have for other moms to be. They said:

"It is important to research the healthcare system in Japan before having a baby, as it may be different from what you are used to. Make sure to find a doctor or midwife who speaks your language and is familiar with the healthcare system in Japan. Additionally, it is important to familiarize yourself with the maternity leave policies in Japan, as they may be different from what you are used to. It is also important to research the different types of childcare available in Japan, as this will help you decide which option is best for you and your family. Finally, it is important to build a support network of other expats who have had babies in Japan, as they can provide invaluable advice and support," said one expat in Japan.

Are healthcare services good in Japan?

We asked people if they have access to good medical care in Japan. They wrote:

"Healthcare services in Japan are highly regarded and are among the best in the world. The Japanese healthcare system is based on universal health insurance, which covers all citizens and residents. The system is funded by a combination of employee and employer contributions, as well as government subsidies. Healthcare services in Japan are comprehensive and include preventive care, diagnosis, treatment, and rehabilitation. The country also has a strong emphasis on preventive care, with regular check-ups and screenings for various conditions. In addition, Japan has a well-developed network of hospitals and clinics, providing access to quality care for all citizens," explained one expat living in Japan.

About the Author

Joshua Wood Joshua Wood, LPC joined Expat Exchange in 2000 and serves as one of its Co-Presidents. He is also one of the Founders of Digital Nomad Exchange. Prior to Expat Exchange, Joshua worked for NBC Cable (MSNBC and CNBC Primetime). Joshua has a BA from Syracuse and a Master's in Clinical and Counseling Psychology from Fairleigh Dickinson University. Mr. Wood is also a licensed counselor and psychotherapist.

Some of Joshua's articles include Pros and Cons of Living in Portugal, 10 Best Places to Live in Ireland and Pros and Cons of Living in Uruguay. Connect with Joshua on LinkedIn.

Tokyo, Japan
SJB Global
SJB Global

SJB Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model.
Learn More

SJB GlobalSJB Global

SJB Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model.
Learn More

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Cigna Global Health

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