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Healthcare and Health Insurance in Monaco | Expat Exchange
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15 Expats Talk about Health Insurance and Healthcare in Monaco

By Betsy Burlingame

Last updated on May 19, 2023

Summary: The quality of medical care in Monaco is generally considered to be excellent, with many of the same treatments and technologies available as in the United States. Monaco has a number of well-equipped hospitals and clinics staffed by highly trained medical professionals. Emergency services are also available, with ambulances able to be called by dialing the emergency number 112.

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How are healthcare services Monaco?

When we asked expats and global nomads about the quality of medical care in Monaco, they replied:

"Monaco offers a comprehensive range of healthcare services, including primary care, specialist care, hospital care, and emergency services. The public healthcare system in Monaco is of a high quality, with modern facilities and highly trained medical staff. Foreign residents in Monaco have access to the public healthcare system, and can use it in the same way as local residents. Expats in Monaco can use the public healthcare system by registering with the local health centre and obtaining a Carte Vitale, which is a health insurance card. This card allows them to access the public healthcare system and receive the same level of care as local residents," wrote one expat.

What are medical services in Monaco like?

When we asked expats and global nomads about the quality of medical care in Monaco, they replied:

"Monaco has a comprehensive healthcare system that provides high quality medical services to its citizens and visitors. The country has a number of public and private hospitals and clinics that offer a wide range of medical services, including general and specialist care, emergency services, and preventive care. Monaco also has a number of specialized medical centers, such as the Princess Grace Hospital Center, which specializes in cardiology, oncology, and neurology. Additionally, Monaco has a number of highly qualified medical professionals, including doctors, nurses, and other healthcare professionals, who are dedicated to providing the best possible care to their patients," remarked one expat living in Monaco.

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Are healthcare and health insurance expensive in Monaco?

"Healthcare and health insurance in Monaco are generally considered to be expensive. The cost of medical care is high, and the cost of health insurance is also high. Monaco has a public health system, but it is not as comprehensive as those in other countries. Private health insurance is available, but it is often expensive and may not cover all medical costs. Additionally, Monaco has a high cost of living, which can make it difficult to afford healthcare and health insurance," wrote one expat.

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What are emergency services like in Monaco?

When we asked about emergency services, members in Monaco wrote:

"Emergency services in Monaco are highly efficient and reliable. In the event of an emergency, the best way to call for an ambulance is to dial 112, the European emergency number. This number is free of charge and is answered by a multilingual operator who will dispatch the appropriate emergency services. Monaco also has a dedicated ambulance service, SAMU, which can be reached by dialing 15," wrote one expat.

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Will I need to travel to see a specialist?

"Monaco is home to a wide variety of medical specialists, with the majority of them located in the capital city of Monaco-Ville. The Fontvieille district is also home to a number of medical specialists, including specialists in cardiology, neurology, and orthopedics. The Larvotto district is home to a number of specialists in dermatology, ophthalmology, and plastic surgery. The Moneghetti district is home to a number of specialists in oncology, endocrinology, and gastroenterology. Finally, the Monte Carlo district is home to a number of specialists in gynecology, urology, and pediatrics," wrote one expat.

Are common prescription medications available in Monaco?

"Yes, common prescription medications are available in Monaco. Pharmacies in Monaco are well-stocked with a wide range of medications, including those for common ailments such as colds, flu, allergies, and pain relief. Many pharmacies also offer specialized medications for more serious conditions, such as cancer, heart disease, and diabetes. In addition, pharmacies in Monaco are able to provide medications that are not available in other countries," wrote an expat living in Monaco.

Do you have anything more to add about local medical facilities in Monaco?

"Medical facilities and medical care in Monaco are of a very high quality. Monaco has a modern healthcare system with a wide range of medical services available. The country has a number of well-equipped hospitals and clinics staffed by highly trained and experienced medical professionals. Monaco also has a number of specialized medical centers offering advanced treatments and procedures. Monaco is also home to a number of world-renowned medical research centers, which are dedicated to finding new treatments and cures for a variety of diseases and conditions," mentioned one expat in Monaco.

As a foreigner living in Monaco, will I have access to public healthcare? What is it like?

"Yes, as a foreigner living in Monaco, you will have access to public healthcare. Monaco has a public healthcare system that is funded by the government and provides free healthcare to all residents. The healthcare system is modern and well-equipped, with a range of medical services available, including general practitioners, specialists, and hospitals. The quality of care is generally high, and the system is well-regarded by both locals and expatriates," remarked one expat in Monaco.

What have your experiences during the pandemic with the local healthcare system been like?

We asked expats in Monaco if they have access to public healthcare in Monaco. And, if they do have access, what is it like. They wrote...

"The pandemic has had a significant impact on Monaco's healthcare system. The government has implemented a number of measures to ensure the safety of patients and healthcare workers, including the introduction of telemedicine services, the provision of protective equipment, and the implementation of strict hygiene protocols. The healthcare system has also been bolstered by the deployment of additional medical personnel and the provision of additional resources. Despite the challenges posed by the pandemic, the healthcare system in Monaco has been able to provide quality care to its citizens," commented one expat who moved to Monaco.

What advice do you have for expats having a baby in Monaco?

We asked expat moms who gave birth in Monaco about their experiences and advice they have for other moms to be. They said:

"1. Make sure to research the healthcare system in Monaco and find a doctor or midwife that you trust and feel comfortable with. 2. Consider taking a childbirth preparation class to help you prepare for the birth. 3. Make sure to have a plan for after the birth, such as childcare and support from family and friends. 4. Familiarize yourself with the maternity leave policies in Monaco and plan accordingly. 5. Take advantage of the many resources available to expats in Monaco, such as support groups and online forums. 6. Make sure to take time for yourself during your pregnancy and after the birth to relax and enjoy the experience," remarked one in Monaco.

Are healthcare services good in Monaco?

We asked people if they have access to good medical care in Monaco. They wrote:

"Monaco has a comprehensive healthcare system that provides high quality medical services to its citizens. The country has a number of public and private hospitals and clinics that offer a wide range of medical services, including general and specialist care, emergency services, and preventive care. Monaco also has a number of specialized medical centers, such as the Princess Grace Hospital Center, which specializes in cardiology, oncology, and neurology. The country also has a number of pharmacies and medical laboratories that provide a variety of services. In addition, Monaco has a number of health insurance plans that provide coverage for medical expenses," said one person in Monaco.

About the Author

Betsy Burlingame Betsy Burlingame is the Founder and President of Expat Exchange and is one of the Founders of Digital Nomad Exchange. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Prior to Expat Exchange, Betsy worked at AT&T in International and Mass Market Marketing. She graduated from Ohio Wesleyan University with a BA in International Business and German.

Some of Betsy's articles include 12 Best Places to Live in Portugal, 7 Best Places to Live in Panama and 12 Things to Know Before Moving to the Dominican Republic. Betsy loves to travel and spend time with her family. Connect with Betsy on LinkedIn.

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