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Healthcare and Health Insurance in Portugal | Expat Exchange
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Porto, Portugal

15 Expats Talk about Health Insurance and Healthcare in Portugal

By Betsy Burlingame

Last updated on Dec 27, 2023

Summary: The quality of medical care in Portugal is generally considered to be good, with many doctors and hospitals providing high-quality care. Emergency services are also generally reliable, with ambulances responding quickly to calls. To call for an ambulance in Portugal, you can dial 112, the European emergency number. While the quality of medical care in Portugal is generally good, it may not be as advanced as in the US in some areas.

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How are healthcare services Portugal?

When we asked expats and global nomads about the quality of medical care in Portugal, they replied:

"Speak to locals (especially other expats for have been around for at least a few years) to recommend health care providers, especially specialists," said an expat in Porto.

"Connect with other expats to obtain physician references and sources of private insurance so you can benefit from their research and experience. Bring copies of your medical records with you. Quality of care can be very high in Portugal's major communities. Costs are much lower, by about half, and prescriptions range from a tenth to a half of the costs in the US," commented one expat living in Cascais, Portugal.

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What are medical services in Portugal like?

When we asked expats and global nomads about the quality of medical care in Portugal, they replied:

"Portugal has a comprehensive public healthcare system that provides free or low-cost medical services to its citizens. The country also has a number of private hospitals and clinics that offer a wide range of medical services. Portugal has a well-developed network of primary care physicians, specialists, and hospitals that provide quality medical care. The country also has a number of specialized medical centers that offer specialized treatments and services. Portugal also has a number of medical research centers that are dedicated to advancing medical knowledge and treatments," said an expat in Portugal.

"Finding a specialist takes trail and error. But that is true even in my home country," commented one expat living in Lisbon, Portugal.

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Are healthcare and health insurance expensive in Portugal?

"The cost of public medical care in Portugal is affordable once you're on the National Health System. I have not yet used the private services, so I can't compare their costs, but everyone I know who uses them (especially Americans) says the cost is relatively low. In Portugal there are small co-pays, which are cheaper than in the States (when I lived there), but I've never had to pay a co-pay in Canada (and I've lived in 5 provinces)," said an expat in Porto.

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What are emergency services like in Portugal?

When we asked about emergency services, members in Portugal wrote:

"ClinicaCUF is a company of health care providers, with clinics in each major town between Lisbon and Cascais, and beyond....one is never more than a couple of kilometers from a clinic if living in a major city. Hospital care at the Cascais Hospital is world-class. Both ClinicaCUF and Cascais Hospital accept private and state-insured patients. ," remarked one expat in Cascais.

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Will I need to travel to see a specialist?

"Specialists in every field are no more than 30 mins away. Serious health issues are handled at our private hospital, 10 mins away. Care is quickly provided and done well. Tests are given immediately and results available the next day," said one expat living in Lisbon.

"I'm waiting for a specialist referral for ophthalmology, but there's no indication of whether it's in Porto or further afield," mentioned one expat in Porto.

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Are common prescription medications available in Portugal?

"I have a few rx that I need. We took out private insurance and I brought my Dr. records with me when I met my primary care Dr. He looked them over and said they were not a problem. One rx is $50 cheaper here than the states," wrote an expat living in Albufeira.

"You can usually get them over the counter, some are very expensive but if you get the right prescription with number of EHIC on it it will cost 1/4 of the total amount (in my case-Xarelto)," said an expat in Algarve.

"Prescription medications are widely available in Portugal. Most pharmacies carry a wide range of medications, including both generic and brand-name drugs. Many pharmacies also offer online ordering and delivery services. In addition, Portugal has a national health service that provides free or low-cost medications to those who qualify," commented one expat living in Portugal.

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Do you have anything more to add about local medical facilities in Portugal?

"Portugal boasts excellent medical facilities and care. With a universal health system funded by the government, Portuguese citizens have access to quality healthcare services and clinical treatments. Medical staff are well-trained to provide specialized expertise and care, while the widespread availability of laboratories, diagnostic centers, and medications make Portugal a modern hub of medical advances. Additionally, the country has a number of renowned research entities dedicated to the advancement of healthcare technology," said one expat living in Portugal.

As a foreigner living in Portugal, will I have access to public healthcare? What is it like?

"Yes, as a foreigner living in Portugal, you will have access to public healthcare. Portugal has a universal healthcare system, which means that all citizens and legal residents are entitled to free healthcare. The quality of care is generally good, with a wide range of services available, including primary care, specialist care, hospital care, and mental health services. The Portuguese healthcare system is also well-funded, so you can expect to receive quality care," remarked one expat living in Portugal.

What have your experiences during the pandemic with the local healthcare system been like?

We asked expats in Portugal if they have access to public healthcare in Portugal. And, if they do have access, what is it like. They wrote...

"No problem even during COVID-19 getting monthly injection of special medication at private hospital (CUF)," wrote an expat living in Lisbon.

"The pandemic has had a significant impact on the Portuguese healthcare system. The government has implemented a number of measures to ensure the safety of patients and healthcare workers, including the introduction of telemedicine services, the expansion of hospital capacity, and the implementation of strict safety protocols. Despite these measures, the healthcare system has been overwhelmed by the influx of patients, leading to long wait times and delays in care. Additionally, the pandemic has caused a shortage of medical supplies, such as masks and gloves, which has further strained the system. Despite these challenges, the Portuguese healthcare system has been able to provide quality care to those in need," said an expat in Portugal.

What advice do you have for expats having a baby in Portugal?

We asked expat moms who gave birth in Portugal about their experiences and advice they have for other moms to be. They said:

"If you're an expat having a baby in Portugal, it's important to make sure that you have the necessary paperwork in order beforehand. Research the best hospitals or clinics in the area and make sure to book any necessary appointments ahead of time. If you require insurance, research the various options to ensure you get coverage for all necessary medical services. It's also important to have a good understanding of the Portuguese healthcare system and the resources available to help you during your journey as an expat parent. Lastly, connect with fellow expats and take advantage of expat-specific support groups to get advice and assistance in navigating the process," said one person in Portugal.

Are healthcare services good in Portugal?

We asked people if they have access to good medical care in Portugal. They wrote:

"Healthcare services in Portugal are generally good, with long waiting times for some treatments. Portugal has a public healthcare system that is widely used, although some opt to pay for private medical care. Those with chronic illnesses can often find quality treatment, including reduced costs for medication. Public healthcare providers tend to prioritize preventative treatments and health education, with a focus on promoting healthy lifestyles. Overall, Portugal has a robust national healthcare system that provides quality medical care to its citizens," remarked one expat in Portugal.

"There is a CUF private hospital in Cascais. So far, the care is excellent and the prices are a fraction of what they would be in the US," explained one expat living in Cascais.

About the Author

Betsy Burlingame Betsy Burlingame is the Founder and President of Expat Exchange and is one of the Founders of Digital Nomad Exchange. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Prior to Expat Exchange, Betsy worked at AT&T in International and Mass Market Marketing. She graduated from Ohio Wesleyan University with a BA in International Business and German.

Some of Betsy's articles include 12 Best Places to Live in Portugal, 7 Best Places to Live in Panama and 12 Things to Know Before Moving to the Dominican Republic. Betsy loves to travel and spend time with her family. Connect with Betsy on LinkedIn.

Porto, Portugal
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