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Healthcare and Health Insurance in Puerto Rico | Expat Exchange
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11 Expats Talk about Health Insurance and Healthcare in Puerto Rico

By Joshua Wood, LPC

Last updated on Feb 20, 2023

Summary: The quality of medical care in Puerto Rico is generally comparable to that of the United States. Puerto Rico has a number of hospitals and clinics that provide quality medical care. Emergency services are available throughout the island, and ambulances can be called by dialing 911.

William Russell
William Russell

How are healthcare services Puerto Rico?

When we asked expats and global nomads about the quality of medical care in Puerto Rico, they replied:

"Puerto Rico offers a wide range of healthcare services, including primary care, specialty care, and hospital services. The Puerto Rico Health Insurance Administration (ASES) is the government agency responsible for providing health insurance to the island's residents. The ASES provides access to a network of hospitals, clinics, and other medical facilities throughout the island. The best hospitals and medical facilities in Puerto Rico are located in the metropolitan areas of San Juan, Bayamón, and Ponce. These hospitals offer a variety of services, including emergency care, surgery, and specialty care. Additionally, Puerto Rico has a number of community health centers that provide primary care services to underserved populations. These centers offer preventive care, chronic disease management, and mental health services," said one expat.

What are medical services in Puerto Rico like?

When we asked expats and global nomads about the quality of medical care in Puerto Rico, they replied:

"Puerto Rico has a well-developed healthcare system, with a wide range of medical services available. The island has a number of hospitals, clinics, and medical centers that provide a variety of services, including primary care, specialty care, and emergency care. Puerto Rico also has a number of health insurance plans available, including government-sponsored plans, private plans, and employer-sponsored plans. Additionally, Puerto Rico has a number of medical research centers and universities that offer medical education and research opportunities," said one expat.

Are healthcare and health insurance expensive in Puerto Rico?

"Healthcare and health insurance in Puerto Rico can be expensive. The cost of healthcare services is generally higher than in the mainland United States, and health insurance premiums can be costly. Additionally, many Puerto Ricans are uninsured due to the high cost of health insurance, leaving them to pay out-of-pocket for medical services. The government of Puerto Rico has implemented several programs to help reduce the cost of healthcare and health insurance, but the cost remains a challenge for many Puerto Ricans," remarked one expat in Puerto Rico.

What are emergency services like in Puerto Rico?

When we asked about emergency services, members in Puerto Rico wrote:

"Emergency services in Puerto Rico are generally reliable and efficient. In the event of an emergency, you can call 911 to request an ambulance. The operator will ask for your location and the nature of the emergency, and will dispatch an ambulance to your location as soon as possible. Emergency services in Puerto Rico are free of charge," commented one expat who moved to Puerto Rico.

Will I need to travel to see a specialist?

"San Juan is the largest city in Puerto Rico and is home to many of the island's top medical specialists. The metropolitan area of San Juan is home to a variety of medical centers, including the University of Puerto Rico Medical Center, the San Juan VA Medical Center, and the San Juan Medical Center. Additionally, the cities of Ponce and Mayagüez are also home to a number of medical specialists, including specialists in cardiology, neurology, and orthopedics. Other cities in Puerto Rico with a wide selection of medical specialists include Caguas, Bayamón, and Carolina," said one expat.

Are common prescription medications available in Puerto Rico?

"Yes, common prescription medications are available in Puerto Rico. Most pharmacies in Puerto Rico carry a wide variety of both brand name and generic medications. Many of the medications available in Puerto Rico are the same as those available in the United States, although some may be more expensive. Additionally, some medications may not be available in Puerto Rico, so it is important to check with a local pharmacist before traveling to the island," remarked one expat living in Puerto Rico.

Do you have anything more to add about local medical facilities in Puerto Rico?

"Medical facilities and medical care in Puerto Rico are generally of a high quality. The island has a number of well-equipped hospitals and clinics, staffed by experienced and qualified medical professionals. Puerto Rico also has a number of specialized medical centers, such as the University of Puerto Rico Medical Sciences Campus, which provides advanced medical care. In addition, the island has a number of private medical facilities that offer a range of services. Overall, Puerto Rico has a good healthcare system that provides quality medical care to its citizens," said one expat.

As a foreigner living in Puerto Rico, will I have access to public healthcare? What is it like?

"Yes, as a foreigner living in Puerto Rico, you will have access to public healthcare. Puerto Rico's public healthcare system is known as the Puerto Rico Health Insurance Administration (PRHIA). It provides comprehensive health coverage to all Puerto Ricans, including those who are not citizens. The PRHIA covers a wide range of services, including preventive care, hospitalization, and prescription drugs. It also provides access to specialists and mental health services. The quality of care provided by the PRHIA is generally considered to be good, and the cost of care is relatively low compared to other countries," said one expat.

What have your experiences during the pandemic with the local healthcare system been like?

We asked expats in Puerto Rico if they have access to public healthcare in Puerto Rico. And, if they do have access, what is it like. They wrote...

"My experiences with the local healthcare system in Puerto Rico during the pandemic have been mixed. On the one hand, I have been impressed by the dedication of healthcare workers who have worked tirelessly to provide care to those in need. On the other hand, I have been frustrated by the lack of resources available to those in need, as well as the long wait times for appointments and tests. Additionally, I have been concerned by the lack of access to mental health services, which has been a major issue during the pandemic. Overall, I believe that the healthcare system in Puerto Rico has been stretched to its limits during the pandemic, and more resources are needed to ensure that everyone has access to the care they need," commented one expat who moved to Puerto Rico.

About the Author

Joshua Wood Joshua Wood, LPC joined Expat Exchange in 2000 and serves as one of its Co-Presidents. He is also one of the Founders of Digital Nomad Exchange. Prior to Expat Exchange, Joshua worked for NBC Cable (MSNBC and CNBC Primetime). Joshua has a BA from Syracuse and a Master's in Clinical and Counseling Psychology from Fairleigh Dickinson University. Mr. Wood is also a licensed counselor and psychotherapist.

Some of Joshua's articles include Pros and Cons of Living in Portugal, 10 Best Places to Live in Ireland and Pros and Cons of Living in Uruguay. Connect with Joshua on LinkedIn.

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William Russell
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